Reliance Capital Asset Management Limited A Reliance Capital Company January 2016 Save Tax up to `46,350 u/s 80C Invest in Reliance Tax Saver (ELSS) Fund (An open ended Equity Linked Savings ) Tax benefits # Growth potential Contact your financial advisor Call 1800 300 11111 SMS ELSS to 561617 www.reliancemutual.com Download Free App Follow us on Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Windows logo is a trademark of Microsoft Corp. # To save tax upto `46,350: Individual and HUF having taxable income of less than `1 crore can invest upto `1.5 lakhs under the ELSS scheme during the FY 2015-16 as per provision of Section 80C of the Income Tax Act 1961 (Includes applicable cess). Tax saving will be proportionately reduced subject to the taxable income and investments. Further, Investment in ELSS schemes is subject to lock in period of 3 years from the date of allotment of units. The tax benefits are as per the current income tax laws and rules. Investors are advised to consult their tax advisor before investing in such schemes. SMS Charges apply. This product is suitable for investors who are seeking* Long term capital growth. Investment in equity and equity related securities. *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. LOW Riskometer HIGH Investors understand that their principal will be at Moderately High risk Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Investors are requested to review product labels for respective schemes which are provided below at the time of Invest. NAME OF SCHEMES This product is suitable for investors who are seeking* EQUITY Reliance Top 200 Fund long term capital growth An open ended Diversified Equity investment in equity and equity related securities of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Reliance Vision Fund long term capital growth An open ended Equity Growth investment in equity and equity related instruments through a research based approach Reliance Quant Plus Fund long term capital growth An open ended Equity investment in active portfolio of stocks selected from Nifty 50 on the basis of a mathematical model Reliance Focused Large Cap Fund long term capital growth An open ended Diversified Equity Investment in concentrated portfolio of equity & equity related instruments up to 25 companies belonging to the top 100 companies by market capitalization and/or leaders in their respective segments. Reliance Growth Fund long term capital growth An open ended Equity Growth investment in equity and equity related instruments through a research based approach Reliance Equity Opportunities Fund long term capital growth An open ended Diversified Equity investment in equity and equity related securities Reliance Index Fund Nifty Plan An Open Ended Index Linked Reliance Index Fund Sensex Plan An Open Ended Index Linked Reliance NRI Equity Fund An open-ended Diversified Equity Reliance Mid & Small Cap Fund An Open Ended Diversified Equity Reliance Regular Savings Fund - Equity Option An open ended Reliance Regular Savings Fund - Balanced Option An open ended Reliance Tax Saver (ELSS) Fund An open ended Equity Linked Savings Reliance Small Cap Fund An Open Ended Equity Reliance Equity Savings Fund An Open Ended Equity Reliance Retirement Fund - Wealth Creation (An open ended notified tax savings cum pension scheme with no assured returns) Reliance Banking Fund An open ended Banking Sector Reliance Diversified Power Sector Fund An open ended Power Sector Reliance Media & Entertainment Fund An open ended Media & Entertainment sector Reliance Pharma Fund An open ended Pharma Sector Reliance Japan Equity Fund An open-ended diversified equity long term capital growth investment in equity and equity related securities and portfolios replicating the composition of the Nifty 50, subject to tracking errors long term capital growth investment in equity and equity related securities and portfolios replicating the composition of the Sensex, subject to tracking errors long term capital growth investment in equity and equity related instruments primarily drawn from companies of S&P BSE 200 long term capital growth investment in equity and equity related securities including derivatives long term capital growth investment in equity and equity related securities long term capital growth investment in equity and equity related instruments and fixed income instruments long term capital growth investment in equity and equity related securities long term capital growth investment in equity and equity related securities of small cap companies Income and Capital Appreciation over long term Investment predominantly in arbitrage opportunities between cash & derivative market and in unhedged equity Long term growth and capital appreciation to help the investor in achieving the retirement goals long term capital growth investment in equity and equity related securities of companies in banking sector and companies engaged in allied activities related to banking sector long term capital growth investment in equity and equity related securities of companies in power sector long term capital growth investment in equity and equity related securities of media and entertainment and other associated companies long term capital growth investment in equity and equity related Securities of pharma & other associated companies long term capital growth investment in equity and equity related securities of companies listed on recognized stock exchange of Japan Reliance US Equity Opportunities Fund long term capital growth An open ended Diversified Equity Investment in equity and equity related securities of companies listed on recognized stock exchanges in the US Reliance Arbitrage Advantage Fund An open ended Arbitrage income over short term income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment Investors understand that their principal will be at Moderately High risk Investors understand that their principal will be at High risk *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Investors understand that their principal will be at Moderately Low risk 2 Fundamentals January 2016
Investors are requested to review product labels for respective schemes which are provided below at the time of Investments. NAME OF SCHEMES DEBT Reliance Liquidity Fund An Open-Ended Liquid This product is suitable for investors who are seeking* Income over short term Investment in debt and money market instruments Reliance Liquid Fund - Treasury Plan An Open-Ended Liquid Income over short term Investment in debt and money market instruments Reliance Liquid Fund - Cash Plan An Open-Ended Liquid Income over short term Investment in debt and money market instruments Investors understand that their principal will be at Low risk Reliance Money Manager Fund An Open-Ended Income Reliance Medium Term Fund An Open-Ended Income with no assured returns Reliance Floating Rate Fund - Short Term Plan An Open-Ended Income Reliance Short Term Fund A Open-Ended Income Reliance Banking & PSU Debt Fund An Open-Ended Income Reliance Interval Fund A Debt Oriented Interval Reliance Regular Savings Fund -Debt Option An Open-Ended Reliance Corporate Bond Fund An Open-Ended Income Reliance Income Fund A Open-Ended Income Reliance Dynamic Bond Fund A Open-Ended Income Reliance Gilt Securities Fund An Open-Ended Government Securities Reliance Monthly Income Plan An Open-Ended Fund. Monthly income is not assured & is subject to the availability of distributable surplus Income over short term Investment in debt and money market instruments Income over short term Investment in debt and money market instruments with tenure not exceeding 3 years Income over short term Investment predominantly in floating rate and money market instruments with tenure exceeding 3 months but upto a maturity of 3 years and fixed rate debt securities Income over short term Investment in debt and money market instruments, with the scheme would have maximum weighted average duration between 0.75-2.75 years Income over short to medium term Investment in debt and money market instruments of various maturities, consisting predominantly of securities Issued by banks, public sector undertaking and public financial institutions Regular returns & growth of capital over the term of the fund, with the flexibility to enter / exit at fixed intervals Investment in fixed income securities, money market and G-sec instruments Income over medium term Investment predominantly in debt instruments having maturity of more than 1 year and money market instruments Income over medium term Investment predominantly in corporate bonds of various Maturities and across ratings that would include all debt Securities issued by entities such as banks, public sector undertakings, municipal corporations, bodies corporate, companies etc. Income over long term Investment in debt and money market instruments Income over long term Investment in debt and money market instruments Income over long term Investment in government securities Regular income and capital growth over long term Investment in debt & money market instruments and equities & equity related securities Investors understand that their principal will be at Moderately Low risk Investors understand that their principal will be at Moderate risk Reliance Retirement Fund - Income Generation (An open ended notified tax savings cum pension scheme with no assured returns) Income over long term along with capital growth Investing primarily in fixed income securities and balance in equity and equity related instruments so as to help the investor in achieving the retirement goals Investors understand that their principal will be at Moderately High risk EQUITY ETF R*Shares Opportunities ETF An Open Ended Index Exchange Traded Fund R*Shares Banking ETF An open-ended, exchange listed, index linked scheme R*Shares Consumption ETF An Open Ended Index Exchange Traded Fund R*Shares Sensex ETF An Open Ended Index Exchange Traded Fund [Rajiv Gandhi Equity Savings (RGESS) Qualified ] R*Shares CNX 100 ETF An Open Ended Index Exchange Traded Fund [Rajiv Gandhi Equity Savings (RGESS) Qualified ] R*Shares Nifty ETF An Open Ended Index Exchange Traded Fund [Rajiv Gandhi Equity Savings (RGESS) Qualified ] R*Shares NV20 ETF An Open Ended Index Exchange Traded Fund [Rajiv Gandhi Equity Savings (RGESS) Qualified ] long term capital growth investment in equity and equity related securities and portfolios replicating the composition of Nifty Opportunities 50, subject to tracking errors long term capital growth investment in equity and equity related securities and portfolios replicating the composition of Nifty Bank, subject to tracking errors long term capital growth investment in equity and equity related securities and portfolios replicating the composition of Nifty India Consumption, subject to tracking errors long term capital growth Investment in equity and equity related securities and portfolios replicating the composition of S&P BSE Sensex, subject to tracking errors long term capital growth investment in equity and equity related securities and portfolios replicating the composition of Nifty 100, subject to tracking errors long term capital growth investment in equity and equity related securities and portfolios replicating the composition of Nifty 50, subject to tracking errors long term capital growth investment in equity and equity related securities and portfolios replicating the composition of Nifty 50 Value 20, subject to tracking errors *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Investors understand that their principal will be at High risk Investors understand that their principal will be at Moderately High risk Fundamentals January 2016 3
Investors are requested to review product labels for respective schemes which are provided below at the time of Investments. NAME OF SCHEMES This product is suitable for investors who are seeking* GOLD Reliance Gold Savings Fund (An Open Ended Fund of Fund ) Long term capital growth that are commensurate with the performance of R*Shares Gold ETF through investment in securities of R*Shares Gold ETF R* Shares Gold ETF (An Open ended Gold Exchange Traded Fund ) Long term capital growth that are commensurate with the returns provided by physical gold through investment in physical gold and gold related securities as permitted by regulators from time to time. Investors understand that their principal will be at Moderately High risk CLOSE-ENDED DEBT FUNDS Reliance Dual Advantage Fixed Tenure Fund A close-ended Hybrid Income over long term and growth with the object of limiting interest rate volatility through investment in debt & money market instruments and equity & equity-related instruments including derivatives Reliance Fixed Horizon Fund* A close-ended Income and growth over the term of the Fund Limiting interest rate volatility by investment in debt, money market and G-sec instruments maturing on or before the date of maturity of the scheme Investors understand that their principal will be at Moderate risk * FMP <= 1100 days tenure and minimum 65% high credit exposure (AAA/A1+ or Gilts), as specified at the time of launch of scheme Investors understand that their principal will be at Moderately Low risk *All FMP with >1100 days tenure, and not fulfilling above conditions Investors understand that their principal will be at Moderate risk CLOSE-ENDED EQUITY FUNDS Reliance Equity Linked Savings Fund Series 1 A 10 years close-ended Equity linked Savings Reliance Capital Builder Fund A close-ended Equity oriented Reliance Close Ended Equity Fund A close-ended Equity oriented long term capital growth Investment in equity & equity-related securities long term capital growth Investment in diversified portfolio of equity & equity-related instruments with small exposure to fixed income securities long term capital growth Investment in diversified portfolio of equity & equity-related instruments with small exposure to fixed income securities *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Investors understand that their principal will be at Moderately High risk 4 Fundamentals January 2016
Equity Reliance Vision Fund.... 06 Reliance Top 200 Fund.... 07 Reliance Quant Plus Fund... 08 Reliance NRI Equity Fund... 09 Reliance Focused Large Cap Fund... 10 Index Reliance Index Fund - Nifty Plan... 11 Reliance Index Fund - Sensex Plan... 12 Reliance Growth Fund... 13 Reliance Mid & Small Cap Fund... 14 Reliance Small Cap Fund... 15 Reliance Regular Savings Fund Equity Option... 16 Reliance Equity Opportunities Fund... 17 Balanced Reliance Regular Savings Fund Balanced Option... 18 Reliance Equity Savings Fund... 19 Sector Reliance Banking Fund... 20 Reliance Diversified Power Sector Fund... 21 Reliance Media & Entertainment Fund... 22 Reliance Pharma Fund... 23 Tax Saver Reliance Tax Saver (ELSS) Fund... 24 Arbitrage Reliance Arbitrage Advantage Fund... 25 International Reliance Japan Equity Fund... 26 Reliance US Equity Opportunities Fund... 27 ETF R*Shares Banking ETF... 28 R*Shares Sensex ETF... 28 R*Shares CNX 100 ETF... 29 R*Shares Opportunities ETF... 30 R*Shares Nifty ETF... 31 R*Shares Consumption ETF... 32 R*Shares NV20 ETF... 32 Fixed Income Liquid Reliance Liquidity Fund... 33 Reliance Liquid Fund Treasury Plan... 34 Reliance Liquid Fund Cash Plan... 35 Ultra Short Term Reliance Money Manager Fund... 36 Reliance Medium Term Fund... 37 Reliance Banking & PSU Debt Fund... 38 Short Term Reliance Floating Rate Fund Short Term Plan... 39 Reliance Short Term Fund... 40 Long Term Reliance Regular Savings Fund Debt Option... 41 Reliance Corporate Bond Fund... 42 Reliance Income Fund... 43 Dynamic Reliance Dynamic Bond Fund... 44 Gilt Reliance Gilt Securities Fund... 45 MIP Reliance Monthly Income Plan... 46 Gold ETF R*Shares Gold ETF... 47 FOF Reliance Gold Savings Fund... 47 Retirement Fund Reliance Retirement Fund - Wealth Creation... 48 Reliance Retirement Fund - Income Generation... 49 Fundamentals January 2016 5
Equity : Diversified Large Cap Reliance Vision Fund The primary investment objective of the is to achieve long term growth of capital by investing in equity and equity related securities through a research based investment approach. However, there can be no assurance that the investment objective of the will be realized, as actual market movements may be at variance with anticipated trends. Type... Open-ended Equity Growth of allotment...08-oct-1995 Inception...08-Oct-1995 Monthly AAUM:...Rs. 3,201.14 Crores (31/12/2015) Month End AUM:...Rs. 3,230.11 Crores (31/12/2015) Minimum Investment: Rs. 5000 and in multiples of Re. 1 thereafter Fund Manager...Ashwani Kumar Entry Load*:... Not Applicable Exit Load**...(w.e.f. 24th Aug 2009) completion of 1 year from the date of allotment of units Nil if redeemed or switched out after completion of 1 year from the date of allotment of units *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the to the investor effective August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor. ** If charged, the same shall be credited to the scheme Index...S&P BSE 100 PORTFOLIO COMPOSITION AS ON 31ST DECEMBER 2015 figures in % Equities 99.14% Cash and Other Receivables 0.86% SECTOR ALLOCATION AS ON 31ST DECEMBER 2015 Industry Classification as per AMFI. 6 Fundamentals January 2016 PORTFOLIO OF RELIANCE VISION FUND Holdings Weightage Auto MARUTI SUZUKI INDIA 2.44 TATA MOTORS 2.15 TVS MOTOR COMPANY 8.87 Auto Ancillaries AUTOMOTIVE AXLES 2.27 FEDERAL-MOGUL GOETZE (INDIA). 1.11 Banks AXIS BANK 3.89 BANK OF BARODA 2.31 HDFC BANK 6.36 ICICI BANK 5.02 STATE BANK OF INDIA 5.44 Cement ULTRATECH CEMENT 1.70 Chemicals LINDE INDIA LIMITED 1.32 Construction Project LARSEN & TOUBRO 6.00 Consumer Non Durables ITC 3.72 Ferrous Metals TATA STEEL 4.30 Industrial Capital Goods ABB INDIA 2.22 ALSTOM T&D INDIA 2.11 BEML 2.71 BHARAT HEAVY ELECTRICALS 1.65 HONEYWELL AUTOMATION INDIA 2.80 SIEMENS 2.51 Industrial Products BHARAT FORGE 2.48 CUMMINS INDIA 1.98 Minerals/Mining COAL INDIA 1.38 Pesticides UPL LIMITED 1.22 Pharmaceuticals DIVI'S LABORATORIES 3.15 SUN PHARMACEUTICALS INDUSTRIES 2.63 Software HCL TECHNOLOGIES 1.43 INFOSYS 10.46 Equity Less Than 1% of Corpus 3.52 Cash and Other Receivables 0.86 VOLATILITY MEASURES: Beta: 0.8767 Standard Deviation: 5.7692 Sharpe Ratio: 0.6049 Portfolio Turnover Ratio (Times): 0.66 Note: The above measures have been calculated by taking monthly rolling returns for a 3 year period from 31/12/2012 with 7.03% risk free rate based on 1 day MIBOR as on 31/12/2015. NAV AS ON 31ST DECEMBER 2015 Rs. Reliance Vision Fund - Direct Plan Bonus Option 72.7924 Reliance Vision Fund - Direct Plan Growth Option 429.3180 Reliance Vision Fund - Institutional Plan 290.7411 Reliance Vision Fund - Bonus Plan 71.0175 Reliance Vision Fund - Plan 44.9699 Reliance Vision Fund - Growth Plan 421.6653 Reliance Vision Fund - Direct Plan 45.9223 Option Plan Direct Plan DIVIDEND HISTORY Record Rate (Re/ Cum NAV *Ex- NAV Unit) 16-Jan-15 5.00 52.85 47.85 7-Mar-14 3.00 35.99 32.99 26-Mar-13 3.00 33.49 30.49 23-Mar-12 1.50 36.78 34.82 18-Mar-11 4.00 41.04 36.93 30-Mar-10 2.50 43.57 41.12 27-Nov-09 5.00 45.59 41.40 20-Mar-09 2.00 26.38 25.27 14-Mar-08 7.00 51.89 41.52 26-Oct-07 3.00 67.06 65.93 19-Jan-07 8.00 55.80 47.79 9-Oct-06 2.00 50.40 48.40 28-Mar-06 7.50 54.43 47.39 19-Dec-05 3.00 48.02 44.85 28-Mar-05 5.00 38.02 32.36 17-Dec-04 2.50 37.40 35.61 4-Jun-04 3.00 29.36 26.19 5-Feb-04 10.00 43.96 33.96 3-Dec-03 4.50 46.04 42.02 23-Sep-03 2.50 37.52 35.02 25-Jun-03 2.50 30.51 28.01 24-Feb-03 3.00 27.65 24.51 16-Jan-15 5.00 53.61 48.61 7-Mar-14 3.00 36.27 33.27 26-Mar-13 3.00 33.54 30.54 "Past performance may or may not be sustained in the future; distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs.10. * NAV on the 1st transaction day after Record, which includes the mark to market impact also." NAV as at December 31, 2015 (Rs.) 421.6653 Performance of Reliance Vision Fund Growth Option as on 31/12/2015 NAV Per Unit (Rs.) Current Value of Standard Investment of Rs 10000 in the # # ## Since inception till Dec 31, 2015 10.0000 20.30 11.16 10.28 421,662 85,187 72,542 Dec 31, 2014 to Dec 31, 2015 431.2911 (2.23) (3.25) (5.03) Dec 31, 2013 to Dec 31, 2014 268.8327 60.43 32.28 29.89 Dec 31, 2012 to Dec 31, 2013 269.6626 (0.31) 5.87 8.98 Since Inception - 08/10/1995 # - S&P BSE 100 ## - S&P BSE Sensex Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth (CAGR) basis. For (s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012. Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of return. SPECIAL FEATURE Reliance Any Time Money Card Note : Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Note : Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option. Note : Fundamental attribute change w.e.f. September 7, 2013. For more details investors advised to refer Notice cum Addendum no. 38 dated July 31, 2013. For Product Label disclaimer please refer to page no. 2 & 3
Equity : Diversified Large Cap Reliance Top 200 Fund (Formerly Reliance Equity Advantage Fund) The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities. Type...Open-ended Diversified Equity of allotment...08-aug-2007 Inception...09-Aug-2007 Monthly AAUM:... Rs. 2,008.86 Crores (31/12/2015) Month End AUM:... Rs. 2,052.12 Crores (31/12/2015) Minimum Investment: Rs. 5000 and in multiples of Re. 1 thereafter Fund Manager...Sailesh Raj Bhan, Ashwani Kumar Entry Load*:... Not Applicable Exit Load**... (w.e.f. from 20 April,2015) 1% if redeeemed/switched out on or before completion of 1 year from the date of allotment of units - Nil if redeemed/switched out after completion of 1 year from the date of allotment of units *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the to the investor effective August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor. ** If charged, the same shall be credited to the scheme Index...S&P BSE 200 PORTFOLIO COMPOSITION AS ON 31ST DECEMBER 2015 Equities 96.85% figures in % Debt, Derivatives, SLB, Cash and Other Receivables 3.15% SECTOR ALLOCATION AS ON 31ST DECEMBER 2015 Industry Classification as per AMFI. PORTFOLIO OF RELIANCE TOP 200 FUND Holdings Weightage Auto TATA MOTORS 3.44 TVS MOTOR COMPANY 3.97 Auto Ancillaries MOTHERSON SUMI SYSTEMS 3.15 Banks AXIS BANK 4.39 HDFC BANK 6.35 ICICI BANK 4.22 STATE BANK OF INDIA 6.58 Construction Project LARSEN & TOUBRO 4.36 Consumer Non Durables JUBILANT FOODWORKS 1.82 UNITED SPIRITS 2.49 Gas PETRONET LNG 3.50 Hotels, Resorts And Other Recreational Activities THE INDIAN HOTELS COMPANY 2.60 Industrial Capital Goods ABB INDIA 2.19 ALSTOM T&D INDIA 1.97 BHARAT ELECTRONICS 1.34 BHARAT HEAVY ELECTRICALS 1.65 Industrial Products BHARAT FORGE 4.36 CUMMINS INDIA 2.42 Media & Entertainment ZEE ENTERTAINMENT ENTERPRISES 4.28 Petroleum Products CASTROL INDIA 1.31 INDIAN OIL CORPORATION 4.19 RELIANCE INDUSTRIES 5.75 Pharmaceuticals DIVI'S LABORATORIES 2.74 SUN PHARMACEUTICALS INDUSTRIES 2.41 Software HCL TECHNOLOGIES 4.60 INFOSYS 4.86 Equity Less Than 1% of Corpus 5.89 Debt, Derivatives, SLB, Cash and Other Receivables 3.15 VOLATILITY MEASURES: Beta: 0.7279 Standard Deviation: 4.7598 Sharpe Ratio: 0.6375 Portfolio Turnover Ratio (Times): 0.86 Note: The above measures have been calculated by taking monthly rolling returns for a 3 year period from 31/12/2012 with 7.03% risk free rate based on 1 day MIBOR as on 31/12/2015. NAV AS ON 31ST DECEMBER 2015 Rs. Reliance Top 200 Fund - Direct Plan Bonus Option 24.0469 Reliance Top 200 Fund - Direct Plan Growth Option 24.0469 Reliance Top 200 Fund - Institutional Bonus Plan 24.2122 Reliance Top 200 Fund - Bonus Plan 23.5568 Reliance Top 200 Fund - Plan 14.5760 Reliance Top 200 Fund - Growth Plan 23.5568 Reliance Top 200 Fund - Direct Plan Option 17.3044 DIVIDEND HISTORY Record Rate (Re/ Unit) Fundamentals January 2016 Cum NAV *Ex- NAV 21-Oct-15 1.70 16.5271 14.8271 Plan 23-Jan-15 1.60 18.8301 17.2301 24-Jan-14 1.00 11.9370 10.9370 8-Feb-13 1.40 13.1369 11.7369 18-Feb-11 1.00 12.5284 11.6183 21-Oct-15 1.70 19.2716 17.5716 Direct Plan 23-Jan-15 1.60 21.6047 20.0047 24-Jan-14 1.00 13.4633 12.4633 "Past performance may or may not be sustained in the future; distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs. 10. * NAV on the 1st transaction day after Record, which includes the mark to market impact also." NAV as at June 30, 2011 (Rs.) 13.1065 Performance of Reliance Equity Advantage Fund - Retail Plan - Growth Option as on 30/06/2011 NAV Per Unit (Rs.) Current Value of Standard Investment of Rs 10000 in the # # ## Since inception till June 30, 2011 9.7625 7.86 6.60 5.86 13,425 12,825 12,482 June 30, 2010 to June 30, 2011 12.3205 7.53 7.56 7.66 June 30, 2009 to June 30, 2010 9.7420 25.06 22.45 20.93 June 30, 2008 to June 30, 2009 8.8798 14.55 10.15 11.86 Since Inception - 09/08/2007 # - Nifty 50 ## - S&P BSE Sensex NAV as at December 31, 2015 (Rs.) 23.5568 Performance of Reliance Top 200 Fund - Growth Option as on 31/12/2015 NAV Per Current Value of Standard Investment Unit (Rs.) of Rs 10000 in the # # ## Since inception till Dec 31, 2015 11.0256 19.07 13.27 12.17 21,366 17,195 16,479 Dec 31, 2014 to Dec 31, 2015 23.2972 1.11 (1.48) (5.03) Dec 31, 2013 to Dec 31, 2014 15.0649 54.65 35.47 29.89 Dec 31, 2012 to Dec 31, 2013 14.4642 4.15 4.38 8.98 Since Inception - 26/08/2011 # - S&P BSE 200 ## - S&P BSE Sensex Reliance Equity Advantage Fund was launched on 9th Aug 2007. Subsequently the key features of the have been changed w.e.f Aug,26 2011. Accordingly, above performance is calculated from Aug 26, 2011 and the was renamed as Reliance Top 200 Fund. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth (CAGR) basis. For (s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns. SPECIAL FEATURE Reliance Any Time Money Card Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Note : Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option. For Product Label disclaimer please refer to page no. 2 & 3 7
Equity: Diversified Large Cap Reliance Quant Plus Fund (Formerly Known as Reliance Index Fund) The investment objective of the scheme is to generate capital appreciation through investment in equity and equity related instruments. The scheme will seek to generate capital appreciation by investing in an active portfolio of stocks selected from Nifty 50 on the basis of a mathematical model. Type...Open-ended Equity of allotment... 18-Apr-2008 Inception... 18-Apr-2008 Monthly AAUM:...Rs. 1,075.52 Crores (31/12/2015) Month End AUM:...Rs. 1,087.41 Crores (31/12/2015) Minimum Investment: Rs. 5000 and in multiples of Re. 1 thereafter Fund Manager :Omprakash Kuckian (w.e.f 01/09/2015) Entry Load*:... Not Applicable Exit Load**...(w.e.f. 5th June 2015) out on or before completion of 1 Month from the date of allotment of units month from the date of allotment of units. PORTFOLIO COMPOSITION AS ON 31ST DECEMBER 2015 Cash and Other Receivables 2.99% figures in % Equities 97.01% *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the to the investor effective August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor ** If charged, the same shall be credited to the scheme Index...Nifty 50 PORTFOLIO OF RELIANCE QUANT PLUS FUND Holdings Weightage Auto MARUTI SUZUKI INDIA 6.21 TATA MOTORS 4.59 Banks AXIS BANK 6.61 HDFC BANK 8.17 ICICI BANK 7.38 INDUSIND BANK 2.54 STATE BANK OF INDIA 5.95 Cement ULTRATECH CEMENT 3.88 Construction Project LARSEN & TOUBRO 4.52 Consumer Non Durables ASIAN PAINTS 4.76 ITC 4.92 Petroleum Products RELIANCE INDUSTRIES 9.07 Pharmaceuticals CIPLA 3.20 LUPIN 2.88 SUN PHARMACEUTICALS INDUSTRIES 6.22 Software HCL TECHNOLOGIES 4.05 INFOSYS 7.32 TATA CONSULTANCY SERVICES 4.74 Equity Less Than 1% of Corpus 0.00 Cash and Other Receivables 2.99 VOLATILITY MEASURES: Beta: 0.614 Standard Deviation: 4.2101 Sharpe Ratio: 0.345 Portfolio Turnover Ratio (Times): 0.92 Note: The above measures have been calculated by taking monthly rolling returns for a 3 year period from 31/12/2012 with 7.03% risk free rate based on 1 day MIBOR as on 31/12/2015. NAV AS ON 31ST DECEMBER 2015 Rs. RELIANCE QUANT PLUS FUND - DIRECT PLAN 19.2436 BONUS OPTION RELIANCE QUANT PLUS FUND - DIRECT PLAN 19.2436 GROWTH OPTION RELIANCE QUANT PLUS FUND - BONUS PLAN 18.5609 RELIANCE QUANT PLUS FUND - DIVIDEND 9.8992 PLAN RELIANCE QUANT PLUS FUND - GROWTH 18.5609 PLAN RELIANCE QUANT PLUS FUND - DIRECT PLAN 11.0691 DIVIDEND OPTION DIVIDEND HISTORY Record Rate (Re/ Unit) Cum NAV *Ex- NAV 24-Jun-15 4.20 14.6973 10.4973 Plan 15-Feb-13 1.00 11.6059 10.6059 24-Mar-11 2.50 13.2676 11.1021 Direct 24-Jun-15 4.70 16.3432 11.6432 Plan "Past performance may or may not be sustained in the future; distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs.10. * NAV on the 1st transaction day after Record, which includes the mark to market impact also. " SECTOR ALLOCATION AS ON 31ST DECEMBER 2015 Industry Classification as per AMFI. NAV as at December 31, 2015 (Rs.) 18.5609 Performance of Reliance Quant Plus Fund - Growth Option as on 31/12/2015 NAV Per Current Value of Standard Investment Unit (Rs.) of Rs 10000 in the # # ## Since inception till Dec 31, 2015 10.0000 8.36 6.31 6.15 18,561 16,023 15,844 Dec 31, 2014 to Dec 31, 2015 19.7625 (6.08) (4.06) (5.03) Dec 31, 2013 to Dec 31, 2014 15.0469 31.34 31.39 29.89 Dec 31, 2012 to Dec 31, 2013 14.1847 6.08 6.76 8.98 Since Inception - 18/04/2008 # - Nifty 50 ## - S&P BSE Sensex Reliance Index Fund Sensex Plan and Nifty Plan was launched on Feb 8,2005. Subsequently the trustees of RMF (w.e.f. April 18,2008) changed the features of the scheme and renamed the same as Reliance Quant Plus Fund. For more details on the features of Reliance Quant Plus Fund please refer addendum to the offer document dated 17th March 08. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth (CAGR) basis. For (s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns. SPECIAL FEATURE Reliance Any Time Money Card Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Note : Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option. For Product Label disclaimer please refer to page no. 2 & 3 8 Fundamentals January 2016
Equity: Diversified Large Cap Reliance NRI Equity Fund The investment objective of the is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The may also invest in listed companies that are in the top 200 by market capitalization on the BSE. The may also invest in large IPO s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. However there can be no assurance that the investment objective of the scheme will be realized, as actual market movements may be at variance with anticipated trends. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market. Type...Open-ended Diversified Equity of allotment:....15-nov-2004 Inception...16-Nov-2004 Monthly AAUM:...Rs. 84.25 Crores (31/12/2015) Month End AUM:...Rs. 84.90 Crores (31/12/2015) Minimum Investment: Rs. 5,000 and in multiples of Re 1 thereafter Fund Manager:... Omprakash Kuckian Entry Load*....Not Applicable Exit Load**...(w.e.f. 24th Aug 2009) 1% if redeemed or switched out on or before PORTFOLIO COMPOSITION AS ON 31ST DECEMBER 2015 Cash and Other Receivables 4.03% figures in % Equities 95.97% SECTOR ALLOCATION AS ON 31ST DECEMBER 2015 completion of 1 year from the date of allotment of units Nil if redeemed or switched out after completion of 1 year from the date of allotment of units *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the to the investor effective August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor. ** If charged, the same shall be credited to the scheme Index...S&P BSE 200 PORTFOLIO OF RELIANCE NRI EQUITY FUND Holdings Weightage % Auto MARUTI SUZUKI INDIA 4.35 TATA MOTORS 4.61 Auto Ancillaries BOSCH 3.29 Banks CANARA BANK 1.92 HDFC BANK 6.37 ICICI BANK 3.08 STATE BANK OF INDIA 3.96 Cement ULTRATECH CEMENT 3.27 Construction Project LARSEN & TOUBRO 4.50 Finance HOUSING DEVELOPMENT FINANCE 4.02 CORPORATION MULTI COMMODITY EXCHANGE OF INDIA 2.78 Gas PETRONET LNG 3.77 Hotels, Resorts And Other Recreational Activities THE INDIAN HOTELS COMPANY 2.75 Industrial Capital Goods ABB INDIA 3.28 THERMAX 2.66 Industrial Products CUMMINS INDIA 6.06 Petroleum Products BHARAT PETROLEUM CORPORATION 5.25 CASTROL INDIA 1.56 RELIANCE INDUSTRIES 5.97 Pharmaceuticals AUROBINDO PHARMA 3.09 Services ADITYA BIRLA NUVO 3.83 Software HCL TECHNOLOGIES 4.03 INFOSYS 6.50 Transportation ADANI PORTS AND SPECIAL ECONOMIC ZONE 2.76 CONTAINER CORPORATION OF INDIA 2.32 Equity Less Than 1% of Corpus 0.00 Cash and Other Receivables 4.03 VOLATILITY MEASURES: Beta: 0.6468 Standard Deviation: 4.1146 Sharpe Ratio: 0.5774 Portfolio Turnover Ratio (Times): 0.57 Note: The above measures have been calculated by taking monthly rolling returns for a 3 year period from 31/12/2012 with 7.03% risk free rate based on 1 day MIBOR as on 31/12/2015. NAV AS ON 31ST DECEMBER 2015 Reliance NRI Equity Fund - Direct Plan Growth Option DIVIDEND HISTORY Record Rate (Re/ Unit) Cum NAV Rs. 66.1419 Reliance NRI Equity Fund - Bonus Plan 65.0394 Reliance NRI Equity Fund - Plan 25.4384 Reliance NRI Equity Fund - Growth Plan 65.0394 Reliance NRI Equity Fund - Direct Plan 28.0906 Option *EX NAV 23-Jan-15 2.50 29.2166 26.7166 17-Jan-14 2.00 21.7418 19.7418 11-Jan-13 1.50 23.1020 21.6020 16-Mar-12 1.00 20.1732 18.9502 Plan 3-Mar-11 2.50 23.0132 20.5056 18-Sep-09 4.00 23.5344 19.7095 14-Mar-08 1.50 21.3340 18.5803 17-Aug-07 2.00 22.4467 20.7827 29-Jan-07 2.50 23.9940 21.3911 7-Aug-06 1.00 19.6692 18.6693 Direct 23-Jan-15 2.50 31.8622 29.3622 Plan 17-Jan-14 2.00 23.3956 21.3956 "Past performance may or may not be sustained in the future; distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs.10. * NAV on the 1st transaction day after Record, which includes the mark to market impact also." Industry Classification as per AMFI. NAV as at December 31, 2015 (Rs.) 65.0394 Performance of Reliance NRI Equity Fund - Growth Plan - Growth Option as on 31/12/2015 NAV Per Current Value of Standard Unit (Rs.) Investment of Rs 10000 in the # # ## Since inception till Dec 31, 2015 10.0295 18.29 14.02 14.14 64,848 43,066 43,553 Dec 31, 2014 to Dec 31, 2015 64.4337 0.94 (1.48) (5.03) Dec 31, 2013 to Dec 31, 2014 46.5697 38.36 35.47 29.89 Dec 31, 2012 to Dec 31, 2013 44.5140 4.62 4.38 8.98 Since Inception - 16/11/2004 # - S&P BSE 200 ## - S&P BSE Sensex Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth (CAGR) basis. For (s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns. Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Note : Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option. For Product Label disclaimer please refer to page no. 2 & 3 Fundamentals January 2016 9
Equity: Diversified Large Cap Reliance Focused Large Cap Fund (Formerly as Reliance Equity Fund) The primary investment objective of the scheme is to generate long-term capital growth by predominantly investing in an active and concentrated portfolio of equity & equity related instruments up to 25 companies belonging to the top 100 companies by market capitalization and/or leaders in their respective segments. The secondary objective of the scheme is to generate consistent returns by investing in debt & money market securities. Type...Open-ended Diversified Equity of allotment... 28-Mar-2006 Inception... 30-Mar-2006 Monthly AAUM:... Rs. 1,051.51 Crores (31/12/2015) Month End AUM:... Rs. 1,061.48 Crores (31/12/2015) Minimum Investment: Rs. 5000 and in multiples of Re. 1 thereafter Fund Manager... Omprakash Kuckian Entry Load*:... Not Applicable Exit Load**... (w.e.f. 24th Aug 2009) completion of 1 year from the date of allotment of units emed or switched out after completion of 1 year from the date of allotment of units *In terms of SEBI circular no. SEBI/IMD/CIR No.4/ PORTFOLIO COMPOSITION AS ON 31ST DECEMBER 2015 Equities 95.48% figures in % Cash and Other Receivables 4.52% SECTOR ALLOCATION AS ON 31ST DECEMBER 2015 Industry Classification as per AMFI. 10 Fundamentals January 2016 168230/09 dated June 30, 2009, no entry load will be charged by the to the investor effective August 1, 2009. Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors' assessment of various factors including the service rendered by the distributor. ** If charged, the same shall be credited to the scheme Index....Nifty 50 PORTFOLIO OF RELIANCE FOCUSED LARGE CAP FUND Holdings Weightage % Auto MARUTI SUZUKI INDIA 4.35 TATA MOTORS 4.42 Banks CANARA BANK 1.97 HDFC BANK 7.65 ICICI BANK 3.69 STATE BANK OF INDIA 4.23 Cement ULTRATECH CEMENT 5.24 Construction Project LARSEN & TOUBRO 4.20 Consumer Non Durables UNITED SPIRITS 2.82 Finance MAX INDIA 3.83 Industrial Capital Goods BHARAT ELECTRONICS 2.58 BHARAT HEAVY ELECTRICALS 1.59 CROMPTON GREAVES 1.81 SIEMENS 3.39 Industrial Products CUMMINS INDIA 5.82 Media & Entertainment ZEE ENTERTAINMENT ENTERPRISES 3.71 Petroleum Products RELIANCE INDUSTRIES 6.69 Pharmaceuticals CADILA HEALTHCARE 2.47 DIVI'S LABORATORIES 4.35 Software HCL TECHNOLOGIES 4.03 INFOSYS 6.25 Telecom - Services BHARTI AIRTEL 3.21 Textile Products ARVIND 3.37 Transportation ADANI PORTS AND SPECIAL ECONOMIC ZONE 2.95 Equity Less Than 1% of Corpus 0.85 Cash and Other Receivables 4.52 VOLATILITY MEASURES: Beta: 0.6399 Standard Deviation: 4.2322 Sharpe Ratio: 0.4766 Portfolio Turnover Ratio (Times): 0.43 Note: The above measures have been calculated by taking monthly rolling returns for a 3 year period from 31/12/2012 with 7.03% risk free rate based on 1 day MIBOR as on 31/12/2015. NAV AS ON 31ST DECEMBER 2015 Rs. Reliance Focused Large Cap Fund - Direct Plan 23.6436 Bonus Option Reliance Focused Large Cap Fund - Direct Plan 23.6436 Growth Option Reliance Focused Large Cap Fund - Bonus Plan 23.1958 Reliance Focused Large Cap Fund - Plan 19.5060 Reliance Focused Large Cap Fund - Growth Plan 23.1958 Reliance Focused Large Cap Fund - Direct Plan 19.7152 Option DIVIDEND HISTORY Record NAV as at December 31, 2013 (Rs.) 16.4047 Performance of Reliance Equity Fund - Growth Option as on 31/12/2013 NAV Per Current Value of Standard Unit (Rs.) Investment of Rs 10000 in the # # ## Since inception till December 31, 2013 10.1500 6.38 8.20 8.42 16,162 18,438 18,723 December 31, 2012 to December 31, 2013 15.016 9.25 6.76 8.98 December 30,2011 to December 31, 2012 10.6283 41.28 27.70 25.70 December 31, 2010 to December 30, 2011 15.2063 (30.11) (24.62) (24.64) Since Inception - 30/03/2006 # - Nifty 50 ## - S&P BSE Sensex NAV as at December 31, 2015 (Rs.) 23.1958 Performance of Reliance Focused Large Cap Fund - Growth Option as on 31/12/2015 NAV Per Current Value of Standard Unit (Rs.) Investment of Rs 10000 in the # # ## Since inception till Dec 31, 2015 16.7515 18.27 12.59 10.98 13,847 12,586 12,240 Dec 31, 2014 to Dec 31, 2015 22.5287 2.96 (4.06) (5.03) Since Inception - 22/01/2014 # - Nifty 50 ## - S&P BSE Sensex Reliance Equity Fund was launched on 30th March 2006. Subsequently the key features of the have been changed w.e.f Jan 22, 2014 and the was renamed as Reliance Focused Large Cap Fund. For further details refer Notice cum Addendum No. 92 dated Dec. 13, 2013 Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. Since inception returns (wherever provided) is computed on Compounded Annualized Growth (CAGR) basis. For (s) which has completed more than 3 years, point to point returns for twelve month periods for last 3 years is provided basis the last day of the calendar quarter and are computed on absolute basis. In case the scheme(s) which is in existence for more than 1 year but less than 3 years, point to point returns is provided for as many period as possible, such period being counted from the last day of the calendar quarter and are computed on absolute basis. Further (wherever applicable), for 7 days, 15 days and 30 days are computed on a simple annualized basis. Performance of dividend option would be Net of distribution tax, if any. Since inception returns are based on first declared NAV. Face of value of scheme is Rs. 10/- per unit. Face of Value of Reliance Money Manager Fund is Rs.1000/- per unit. Face of Value of Reliance Liquidity Fund, Reliance Liquid Fund - Treasury Plan & Reliance Liquid Fund - Cash Plan is Rs.1000/- per unit w.e.f 5th Aug 2012.Face value of R*Shares Gold ETF is Rs.100 per unit. In case, the start/end date of the concerned period is non-business day (NBD), the NAV of the previous date is considered for computation of returns. SPECIAL FEATURE Reliance Any Time Money Card Note: Kindly refer addendum no. 63 dated 28/09/2012 for details about discontinued plan. Note : Kindly refer addendum no. 66 dated June 11, 2015 for details about discontinued bonus plan/option. For Product Label disclaimer please refer to page no. 2 & 3 Rate (Re/ Unit) Cum NAV *Ex- NAV 20-Feb-15 2.35 22.5610 20.2110 Plan 21-Feb-14 1.00 16.2895 15.2895 20-Feb-15 2.35 22.6773 20.3273 Direct Plan 21-Feb-14 1.00 16.4058 15.4058 "Past performance may or may not be sustained in the future; distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of dividend plan/option would be net of applicable statutory levy, if any. Face value of Rs.10. * NAV on the 1st transaction day after Record, which includes the mark to market impact also."