TRANSFORMING FOR SUCCESS: CONTINUOUS VALUE CREATION



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TRANSFORMING FOR SUCCESS: CONTINUOUS VALUE CREATION Brian Shea President, Investment Services Suresh Kumar Chief Information Officer November 12, 2013

The Investments Company for the World Leading Servicer and Manager of Global Financial Assets (Combined Revenue of ~$13.9B and Pretax Income of ~$4.0B)* LTM 9/30/13 Investment Services (35% non-u.s. revenue) Asset Servicing Largest global custodian ranked by Assets Under Custody / Administration Corporate Trust #1 Global corporate trust service provider Alternative Investment Services #3 fund administrator Treasury Services Top 5 in U.S.D. payments Broker-Dealer Services #1 (U.S.), growing globally Global Markets Client driven trading Pershing #1 clearing firm U.S., U.K., Ireland, Australia Global Collateral Services Leveraging global custody leadership Depositary Receipts #1 in market share (~60%) Investment Management (46% non-u.s. revenue) Asset Management Top 10 global asset manager Wealth Management #8 U.S. wealth manager * Totals exclude the Other segment. Pretax income excludes amortization of intangible assets. See Appendix for revenue and pretax income reconciliation. LTM = Last twelve months Rankings reflect BNY Mellon s size in the markets in which it operates and are based on internal data as well as BNY Mellon s knowledge of those markets. For additional details regarding these rankings, see Appendix and / or pages 23-24 of our Form 10-Q for the quarter ended September 30, 2013, available at www.bnymellon.com/investorrelations. 1

The Investments Company for the World The Investment Lifecycle Corporate Trust Depositary Receipts Global Markets Corporate Trust Global Collateral Services Global Markets RESTRUCTURE INVESTMENTS CREATE INVESTMENTS TRADE, CLEAR & SETTLE INVESTMENTS Broker-Dealer Services Global Collateral Services Global Markets Pershing Treasury Services OUR CLIENTS Investment Management Global Collateral Services Global Markets Pershing ENABLE ACCESS TO INVESTMENTS MANAGE INVESTMENTS HOLD & SERVICE INVESTMENTS Asset Servicing Global Collateral Services Pershing Wealth Management * Securities transactions are effected, where required, only through registered broker-dealers. Investment Management Wealth Management 2

Aligning Investment Services, Client Service Delivery and Client Technology Solutions Investment Services CEO. Tim Keaney Asset Servicing Collateral Services Corporate Trust Depositary Receipts Global Markets Treasury Services Investment Services Brian President Shea (Investment Client Services, Delivery President) Client Technology Solutions Pershing Broker-Dealer Services Suresh Kumar Client Technology (Client Technology Solutions Solutions) Client Service Delivery Combined annual expense base ~$3.5B Benefits Vertically integrates Investment Services businesses Aligns Investment Services, Client Service Delivery and Client Technology Solutions Expedites integrated client solutions across investment lifecycle Enhances efficiency and expense management to Create Value for Clients and Shareholders 3 *See disclosures in Appendix

High Level Goals for Investment Services, Client Service Delivery and Client Technology Solutions Highest Value Provider of Investment Services Globally Recognized Industry Service & Quality Leader Financial Services Industry Technology Leader 4

Investing in Growth, Delivering Cross-Business Solutions and Organizing Around Clients Growth Initiatives Cross-Business Client Solutions Organizational Alignment Initiatives Global Collateral Services Investment Management retail and retirement market distribution Global Markets and Capital Markets expansion Wealth Management expansion European Central Securities Depository Intermediary Private Banking solutions Global wealth management platform Asia Pacific managed account solution Liquidity DIRECT solution for asset managers Capital Markets investment choices Prime Brokerage and Prime Custody automation Enterprise client management by market segments Business development teams for European broker-dealers RIA Custody services for integrated bank and brokerage solutions Principal trading businesses Fixed income Equity Foreign exchange 5

Driving Operational Excellence Transforming Client Service Delivery, Technology and Corporate Services Selected Accomplishments Total Gross Savings 2012 2015 Target Client Service Delivery Leveraging global delivery centers Re-engineering and automation Combining common functions $238MM $415-$450MM Simplifying infrastructure Client Technology Solutions Rationalizing business applications Insourcing IT application development $82MM $135-$145MM Corporate Services Executing an enhanced global procurement process Consolidating offices and reducing real estate portfolio $77MM $100 - $105MM 1 Expect to achieve this target by year-end 2013 $397MM $650 - $700MM 1 6

Client Experience Quality Talent Metrics Productivity Cost Risk Transforming for Success Strategy Enhancing Shareholder Value Beyond Operational Excellence Business Excellence Maximizing the performance of our existing businesses Business Excellence Continuous Process Improvement Improving client and employee productivity and quality, while reducing risk and costs Client Technology Solutions Excellence Delivering technology as a strategic asset Continuous Process Improvement Client Technology Solutions Excellence 7

Business Excellence Plan Maximizing Investment Services Business Performance Asset Servicing Broker-Dealer Services Collateral Services Corporate Trust Depository Receipts Global Markets Pershing Treasury Services Portfolio Management Expense Management Process Management Business portfolio Investment products, services and technology portfolio Client portfolio People-related expenses Vendor-related expenses Other discretionary expenses Technology prioritization Quality management Cross business client solutions and business alignment Revenue capture to Create Value for Clients and Shareholders 8

Continuous Process Improvement Plan Mission Increase client and employee productivity and enhance service quality, while reducing risk and cost Analysis Identify manual processes Measure straight-through processing (STP) rates Identify cost pools Baseline and benchmark existing unit and process costs Action Plan Automate or reengineer non-standard or manual processes Leverage decision science to increase client STP rates Create horizontal Centers of Excellence Empower global process owners 9

Client Technology Solutions Excellence Strategic Priorities Aligned to Deliver on Our Goals Goals Run the Business Change the Business Highest Value Provider of Investment Services Globally Deliver service and project management excellence Deliver more value and increase return on technology investment Improve client experience and productivity Improve employee experience, productivity & knowledge Become the industry IT risk management leader Innovate to deliver value Recognized Industry Service & Quality Leader Financial Services Industry Technology Leader Drive accountability and continuous improvement Deploying a world class common technology architecture Partner with business to reengineer for continuous process improvement Develop talent with technical and business knowledge 10

Client Technology Solutions Excellence Deploying a World Class Common Technology Architecture Simplify Reduce complexity, re-use common services, tailor user experiences Empower Equip developers with required tools and services to improve productivity Innovate Embrace emerging technologies to create new solutions and revenue sources Benefits BNY Mellon Connect Client Service Delivery Common Portals Digital Workplace APIs 1 Marketplace Improved client and employee Experience Productivity Application Development & Data Management Common Services Data Services Business Services Data Center As A Service Standardize Virtualize Cloud Enable Leveraged Private Cloud and virtualization for faster time to market Fewer applications through consolidation Improved service level at lower costs Leveraged Big Data to generate insights 1 API: Application Programming Interface 11

Client Technology Solutions Excellence Partner with Business to Drive Continuous Process Improvement Accelerating Change Accomplishment: Reconciliation Center of Excellence Creating common service to expedite continuous process improvement Leveraging data analytics to identify process improvement opportunities Volume Match Rate (%) Improving processes by eliminating waste Reengineering Expanding use of automation Implementing process improvements in the following areas: Reconciliation Transfer Agency process Cash Processing Loan Servicing Billing Increased volume in common service by 209% Insight from data analytics drove 5% annual match rate improvement Center of Excellence has reduced average cost by 7% 12

Client Technology Solutions Excellence Strategically Investing In Talent Ongoing Activities Developing Talent Pipeline Expanding relationships with tier 1 schools to recruit top talent Developed in-house application development training program Created BK University to improve training and knowledge development Optimizing Development Cost Streamlining development lifecycle to improve effectiveness Achieving right-mix of resources to serve a global audience Co-locating critical roles with business to improve coordination Increasing Global Knowledge Management Standardizing tools to share information globally Actively transferring domain knowledge between business and technology Enabling access to leading-edge industry information 13

Client Technology Solutions Excellence Executing Our Application Development Strategy Why Insource Development talent is a strategic asset India-based application development center 13-year history of success (inautix) Highest industry rated IT development standard (CMM Level 5) Top quartile performance assessment 1 Benefits Maintain intellectual property Business collaboration / co-location Faster to market Improve developer productivity Cost advantage 200 150 100 Opportunity 2013 Relative application development resource cost by business 50 0 2012-2013 improvement Opportunity Through insourcing and knowledge transfer, we will capture more of this opportunity in 2014 1. McKinsey & Company Benchmarking 14

Client Technology Solutions Excellence Drive Accountability and Continuous Improvement Established quantifiable goals and metrics Developed cascading scorecards Regularly monitor performance Tying incentives to performance 15

Client Technology Solutions Excellence Reducing Infrastructure Expenses Reducing Core Infrastructure Investment Change in Investment Storage Capacity by Type Reducing Cost of Storage 6.4% -2.2% 2011 2012 2013F 100% 90% 80% 70% 60% 50% 40% 30% 20% 10% 0% 2009 2010 2011 2012 with In't 2013 With In't Low cost Medium cost High cost 16

Strengthening our Culture of Continuous Improvement Requires a Shift in Focus Shift Focus From: Project management Products Selling Transaction driven Tactical / custom Intuitive decisions Operational excellence Shift Focus To: Process management Solutions Solving Strategy driven Scalable / mass customized Transparent, metrics-based decisions Business excellence 17

Transforming for Success Strategy Potential Opportunities Operational Excellence Building on Operational Excellence plan Business Excellence Continuous Process Improvement Client Technology Solutions Excellence Procurement and Other Corporate Strategies Portfolio, Expense and Process management improvements Automation of manual processes Reengineering processes to drive productivity Horizontal Centers of Excellence Simplifying infrastructure Rationalizing business applications Insourcing IT Application development Delivering the global location strategy Consolidating offices and reducing real estate portfolio Vendor management Expect to realize significant financial benefit over the next 3 to 4 years 18

Cautionary Statement A number of statements in our presentations, the accompanying slides and the responses to your questions are forward-looking statements. These statements relate to, among other things, The Bank of New York Mellon Corporation s (the Corporation ) expectations regarding: our opportunities for future growth; driving a return on our investments in Client Services Delivery and Client Technology Solutions; our high level strategic goals for Investment Services, Client Service Delivery and Client Technology Solutions; our Operational Excellence Initiatives, including progress and the timeline to meet our target; our broader transformation process (Transforming for Success); and cross-business solutions and expected financial benefit; our ability to create profitability and expense savings; our business excellence plan; our continuous process improvement plan; our client technology solutions excellence plan; strategic priorities for client technology solutions; and statements regarding the Corporation's aspirations, as well as the Corporation s overall plans, strategies, goals, objectives, expectations, estimates, intentions, targets, opportunities and initiatives. These forward-looking statements are based on assumptions that involve risks and uncertainties and that are subject to change based on various important factors (some of which are beyond the Corporation s control). Actual results may differ materially from those expressed or implied as a result of the factors described under Forward Looking Statements and Risk Factors in the Corporation s 2012 Annual Report on Form 10-K for the year ended December 31, 2012 (the 2012 Annual Report ), and in other filings of the Corporation with the Securities and Exchange Commission (the SEC ). Such forward-looking statements speak only as of November 12, 2013, and the Corporation undertakes no obligation to update any forward-looking statement to reflect events or circumstances after that date or to reflect the occurrence of unanticipated events. Non-GAAP Measures: In this presentation we may discuss some non-gaap measures in detailing the Corporation s performance. We believe these measures are useful to the investment community in analyzing the financial results and trends of ongoing operations. We believe they facilitate comparisons with prior periods and reflect the principal basis on which our management monitors financial performance. Additional disclosures relating to non-gaap measures are contained in the Corporation s reports filed with the SEC, including the Quarterly Report on Form 10-Q for the quarter ended September 30, 2013, available at www.bnymellon.com. 19

APPENDIX

Reconciliation Schedule Business - Revenue and Pretax Income REVENUE $ MILLION 4Q12 1Q13 2Q13 3Q13 LTM 3Q13 INVESTMENT SERVICES 2,345 2,515 2,604 2,566 10,030 INVESTMENT MANAGEMENT 987 953 985 987 3,912 TOTAL 13,942 PRETAX INCOME $ MILLION INVESTMENT SERVICES 576 718 778 800 2,872 INVESTMENT MANAGEMENT 274 249 311 290 1,124 TOTAL 3,996 * Totals exclude the Other segment. Pretax metrics exclude the impact of intangible amortization. LTM = last twelve months 22

Disclosures Asset Servicing: Largest global custodian ranked by Assets Under Custody and / or Administration Source: Globalcustody.net, 2013, data as of June 30, 2013 or as otherwise noted by relevant ranked entity. Broker-Dealer Services: #1 (U.S.), growing globally Leading provider of U.S. Government Securities clearance services Source: Federal Reserve Bank of New York - Fedwire Securities High Volume Customer Report, March 2013 Alternative Investment Services: #3 fund administrator Based on single manager funds and funds of hedge fund assets under administration combined. Source: HFMWeek 20th Biannual AuA Survey - June 2013 Corporate Trust: #1 Global Corporate Trust Service Provider Source: Thomson Reuters and Dealogic, first quarter, 2013 Depositary Receipts: #1 in market share (~60%) Leader in sponsored global depositary receipts programs Source - BNY Mellon. Data as of June 30, 2013 Pershing: #1 U.S. clearing firm Pershing LLC., ranked by number of broker-dealer customers Source: Investment News, 2012 Treasury Services: Top 5 in USD payments Fifth largest participant in CHIPS funds transfer volume Fifth largest Fedwire payment processor Source: CHIPS High Volume Customer Report, June 2013 and Fedwire High Volume Customer Report, June 2013 23