LEGAL SERVICES HUDKINS LAW PLLC



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a collaborat i v e approach t o legal representat i o n

REAL ESTATE PRACTICE BUYER REPRESENTATION, DUAL REPRESENTATION, AND SELLER REPRESENTATION BUYER REPRESENTATION Unlimited correspondence via email and telephone with Hudkins Law Attorneys and Paralegal staff Purchase and Sale Agreement review and preparation of addenda as required Review of all closing and related documents by a Hudkins Law Attorney Attendance at closing by a Hudkins Law Attorney Correspondence with Lender, Seller, and Realtors DUAL REPRESENTATION: BUYER REPRESENTATION & SERVING AS SETTLEMENT ATTORNEY Includes all services for Buyer Representation listed above, and the following additional services: Title examination and resolving of any title defects* Requesting of tax and insurance information and plot plan as required Fulfillment of closing requirements set forth by Lender Preparation of closing documents Recording of closing documents including Homestead Declaration in MA Post-Closing including handling of payoffs for all mortgages and liens of record and issuing title insurance policies SELLER REPRESENTATION Unlimited correspondence via email and telephone with Hudkins Law Attorneys and Paralegal Staff Preparation or review of Purchase and Sale Agreement and any addenda and drafting necessary changes to protect your interests Preparation of Deed Review of all closing related documentation prepared by the Buyer s attorney or settlement agent Review of payoff statement, if applicable, to ensure accuracy of per diem interest Attendance at Closing by a Hudkins Law Attorney Preparation of Power of Attorney Optional pre-signing of closing documents & Power of Attorney to allow a Hudkins Law Attorney to attend closing on your behalf Review of tax amounts due or credited Review of any municipal fees, such as water or sewer, to ensure accuracy of pro-ration charges * ADDITIONAL SERVICES FOR SELLERS: IF THE BUYER S ATTORNEY OR SETTLEMENT AGENT DISCOVERS A TITLE DEFECT THAT REQUIRES A RESOLUTION, OUR TEAM OF TITLE ATTORNEYS WILL WORK TOWARD RESOLVING YOUR TITLE MATTER. HOURLY BILL RATES APPLY.

ESTATE PLANNING PRACTICE EFFECTIVE ESTATE PLANNING allows you to decide how your assets will be distributed after your death. This includes making a detailed plan on how your assets will be managed and used for the benefit of future generations, and how your minor children will be cared for. Without an estate plan, state law will determine who inherits your property and a Judge may even decide who will raise your children. By executing a proper will, and perhaps a Trust, you can make these decisions for yourself. Creating tax minimizing strategies can also be achieved through estate planning. Estate planning is especially important for small business owners. A proper estate plan can ensure that your business continues to run smoothly following your incapacity or passing. If your goal is not for the business to continue, or if it will continue without the involvement of your loved ones, a proper estate plan can ensure that your loved ones will be fairly compensated. SPECIFIC ESTATE PLANNING SERVICES INCLUDE: Wills Estate, Gift, and GST Tax planning Revocable Living Trusts Probate Irrevocable Life Insurance Trusts Family business succession planning Charitable Trusts Lifetime gifting strategies Durable Powers of Attorney Health Care Proxies HIPAA Authorizations Trustee, Executor, and Guardian representation Trustee services Income Tax Planning

CORPORATE LAW PRACTICE SERVICES FOR CORPORATE CLIENTS & LENDERS SERVICES FOR CORPORATE CLIENTS: Business formation Buyout or transfer of ownership agreements Preparing asset purchase agreements Corporate restructuring, including reallocation of stock and other assets Adding or removing shareholders or members for an existing entity Drafting and reviewing commercial leases Drafting operating agreements SERVICES FOR LENDERS: Representation of Lenders in connection with the financing of commercial real estate acquisitions and refinances Collaboration with Small Business Administration or participating lenders Examination of title to real property pledged as collateral Zoning opinions Preparation of closing documents Preparation of rate swap or tie-in endorsements

JACQUELINE M. HUDKINS PRACTICE AREAS: RESIDENTIAL & COMMERCIAL REAL ESTATE LAW Admitted to Practice in NH and MA Licensed title insurance agent: NH, MA & ME J.D. UNH School of Law, 2005 M.I.P. Franklin Pierce Law Center, 2005 B.A. Merrimack College, 1995, cum laude jackie@hudkinslaw.com P: (603) 526-2660 x101 F: (603) 434-7226 JACQUELINE M. HUDKINS founded Hudkins Law PLLC in 2006 and focuses on representing lenders, buyers, and sellers in residential and commercial real estate transactions. She was named by the Merrimack Valley Business Magazine as a one of the top 40 entrepreneurs under the age of 40 in the magazine s October 2010 edition. Attorney Hudkins serves on the Board of Directors for the New London Outing Club. She was honored as the Affiliate of the Year for 2012 by the Granite State South Board of Realtors for her contributions as an educator to Realtors in New Hampshire. Prior to entering law school, Attorney Hudkins was based in Boston, Massachusetts where she held various positions in business research, marketing, and executive recruiting at an international consulting firm. PUBLICATIONS: A Practical Guide to Residential Real Estate Transactions and Foreclosures in New Hampshire; Massachusetts Continuing Legal Education, 2010, Jacqueline M. Hudkins, et. al. Handling Residential Real Estate Transactions in Massachusetts; Massachusetts Continuing Legal Education, 2013, Jacqueline M. Hudkins, et. al.

MARTHA L. PRIZIO PRACTICE AREAS: RESIDENTIAL & COMMERCIAL REAL ESTATE LAW Admitted to Practice in NH and MA J.D. Suffolk University Law School, 2008, summa cum laude B.A. Boston University, 2004, cum laude martha@hudkinslaw.com P: (603) 434-1770 x102 F: (603) 434-7226 MARTHA L. PRIZIO joined Hudkins Law PLLC in 2012 and focuses on residential and commercial real estate conveyancing. Attorney Prizio oversees all aspects of the title examination and processing of real estate transactions at the firm. Prior to joining Hudkins Law, Attorney Prizio acted as Staff Attorney of a New Hampshire title company, and practiced at a law firm specializing in New Hampshire and Massachusetts real estate closings. She concentrated on coordination and performance of purchase and refinance transactions, including client representation, and title examination, as well as document drafting and review. While at Suffolk University Law School, she was invited to join the Suffolk University Law Review and was elected Managing Editor in her third year. PUBLICATIONS: Handling Residential Real Estate Transactions in Massachusetts; Massachusetts Continuing Legal Education, 2013, Martha L. Prizio, et. al. Money for Nothing, Listings for Free: Constitutional Implications of Subjecting For-Sale-By-Owner Websites to Real Estate Broker Licensing Statutes, 41 Suffolk U. L. Rev. 957

LAURA M. TOMASELLO PRACTICE AREAS: RESIDENTIAL & COMMERCIAL REAL ESTATE LAW Admitted to Practice in MA and RI J.D. Roger Williams University School of Law, 1996 B.A. University of Rhode Island, 1993 laura@hudkinslaw.com P: (603) 434-1770 x105 F: (603) 434-7226 LAURA M. TOMASELLO joined Hudkins Law PLLC in 2009 and focuses on residential and commercial real estate conveyancing. Prior to joining Hudkins Law, Attorney Tomasello managed the Massachusetts office of a national title company where she focused her practice on all aspects of real estate transactions in New Hampshire, Massachusetts, and Rhode Island. She was formerly an attorney with a Providence, RI law firm where she maintained a family law practice and also focused on consumer Chapter 7 Bankruptcy. Attorney Tomasello was a founding member of the Roger Williams University School of Law Moot Court Honor Society and Family Law Inns of Court.

JOSEPH L. CITRO PRACTICE AREAS: RESIDENTIAL & COMMERCIAL REAL ESTATE LAW Admitted to Practice in NH J.D. UNH School of Law, 2012 B.A. University of Missouri-Columbia, 2004 joe@hudkinslaw.com P: (603) 434-1770 x104 F: (603) 434-7226 JOSEPH L. CITRO joined Hudkins Law PLLC in 2012 and focuses on residential and commercial real estate transactions with a specific concentration on title examination and title resolution. He is a graduate of the University of New Hampshire School of Law s prestigious Daniel Webster Scholars Honors Program and served as the Vice President of the Board of Governors for the University of New Hampshire School oflaw Student Bar Association. Attorney Citro finished 1st place in the northeast region and 3rd place in the nation in the American Bar Association s Client Counseling Competition. He founded and served as the president of the UNH Law Golf Club. Prior to law school, Attorney Citro was a successful Realtor in St. Louis and Columbia, Missouri.

ANDREW K. BROWN PRACTICE AREAS: ESTATE PLANNING, RESIDENTIAL & COMMERCIAL REAL ESTATE, AND CORPORATE LAW Admitted to Practice in NH J.D. UNH School of Law, 2006 L.L.M Villanova University School of Law, 2011 andy@hudkinslaw.com P: (603) 434-1770 x106 F: (603) 434-7226 ANDREW K. BROWN S primary practice focuses on estate planning, along with business transactions, commercial and residential real estate law. Attorney Brown was born and raised in New Hampshire and attended the University of Vermont, where he earned a Bachelor of Arts degree in 2002. He received his Juris Doctor degree from the University of New Hampshire School of Law and was admitted to the New Hampshire Bar in 2006. After practicing for several years at a prominent Nashua law firm, Attorney Brown returned to academia and earned a Master of Laws degree in Taxation along with a Certificate of Study in Estate Planning from the Villanova University School of Law in 2011. These extended studies enable him to better serve clients with sophisticated estate planning needs. Attorney Brown represented estate planning clients at a law firm in North Conway, NH before joining Hudkins Law.

CANDICE M. O NEIL PRACTICE AREAS: ESTATE PLANNING, REAL ESTATE AND CORPORATE LAW Admitted to Practice in NH and MA J.D. Northeastern University, 2006 L.L.M. Taxation Candidate, Boston University candice@hudkinslaw.com P: (603) 434-1770 F: (603) 434-7226 CANDICE M. O NEIL joined Hudkins Law PLLC in 2011. Attorney O Neil focuses her practice in estate planning and corporate law. Through proper planning, she helps individuals and families protect their assets, plan for the care of minor children, and avoid probate. She has written numerous articles on estate planning and administration, including the March 2012 New Hampshire Bar News article entitled Estate Planning and Probate Practitioners: Are You Ready for MUPC?. In addition, Attorney O Neil advises small business owners in all aspects of corporate law, including business formation, contract drafting, and buying and selling of businesses. Prior to joining Hudkins Law, Attorney O Neil practiced at a Massachusetts law firm specializing in estate planning and corporate law as well as at a wealth management firm where she drafted and administered estate plans for the firm s high net worth clients. During her first year of law school at the Pennsylvania State University, Dickinson School of Law, Attorney O Neil was appointed an Associate Editor of the Penn State Law Review. She is currently pursuing an L.L.M. in Taxation at the Boston University School of Law with a focus on estate taxation.

GREG RACKI PRACTICE AREAS: ESTATE PLANNING, REAL ESTATE AND CORPORATE LAW Admitted to Practice in MA J.D. Boston University School of Law, 2006, cum laude Stonehill College, 2003, cum laude greg@hudkinslaw.com P: (978) 248-0111 F: (603) 434-7226 GREG RACKI joined Hudkins Law PLLC, Of Counsel, in 2013. Attorney Racki practiced at WilmerHale, an elite Boston-based international law firm, for three years in the private client department before starting his own estate planning firm in 2009. His practice is dedicated exclusively to Massachusetts estate planning for individuals and their families, from simple wills to complex tax minimization strategies using various trusts products. Greg is a member of the Massachusetts Bar and the Boston Trusts and Estates Consortium. He has also been involved with various other legal associations including the Boston Bar Association, the Massachusetts Bar Association, the American Bar Association, and the Boston Estate Planning Council. In law school, Mr. Racki was an editor of the BU Law Review, a Negotiation Competition Finalist, and a G. Joseph Tauro Distinguished Scholar. He also holds a degree in Economics.

WINDHAM, NH 25 Indian Rock Road Suite 9, PO Box 719 Windham, NH 03087 603-434-1770 NEW LONDON, NH 9 Newport Road New London, NH 03257 603-526-2660 ANDOVER, MA 300 Brickstone Square Suite 201 Andover, MA 01810 978-248-0111