CONSERVATIVE MONTHLY INCOME FUND Performance as at July 31, 2016 Facts Inception Date: Feb 2009 Management Expense Ratio (MER): 1.72% Trading Expense Ratio (TER): 0.03% Expenses (Total Cost): 1.75% Net Asset Value: $ 512,757,535 Code: PCA 437 Investment Objective: 70% / 30% Growth Volatility LOW LOW TO TO HIGH HIGH Performance - S Class ANNUALIZED RETURNS CALENDAR YEAR RETURNS 1 MO 3 MO YTD 1 YR 2 YR 3 YR 4 YR 5 YR 2015 2014 2013 2012 2011 SINCE INCEPTION 1.65% 3.90% 4.68% 2.32% 3.99% 5.79% 5.58% 5.00% 1.77% 7.02% 6.12% 5.08% 1.91% 6.79% Canadian Equity 13% Foreign Equity 17% Fixed 70% Total 100% Canadian Equity 13% Canadian Equity 13% Foreign Equity 17% Global Managed Volatility 17% Fixed 70% Canadian Fixed 40% Short Term Bond 18% U.S. High Yield Bond 12% Number of Managers 24 Standard Deviation 3.4% Top 25 Quarterly Holdings as at June 30, 2016* Holding % Canada (Government of) 3.50% 12/01/2045 1.5% Ontario (Province of) 2.60% 06/02/2025 0.9% Ontario (Province of) 2.40% 06/02/2026 0.8% Canada (Government of) 0.75% 03/01/2021 0.8% CIBC Capital Trust 9.98% 06/30/2108 0.8% Toyota Credit Canada Inc 2.20% 02/25/2021 0.6% Bank of Nova Scotia 3.04% 10/18/2024 0.6% Canada (Government of) 1.50% 06/01/2026 0.6% Toronto Dominion Bank/The 2.98% 09/30/2025 0.6% Canada (Government of) 5.75% 06/01/2029 0.6% Canada Housing Trust No.1 2.90% 06/15/2024 0.6% Laurentian Bank of Canada 2.50% 01/23/2020 0.5% Aimia Inc 6.95% 01/26/2017 0.5% Toronto Dominion Bank/The 0.5% Leisureworld Senior Care LP 3.47% 02/03/2021 0.5% Daimler Canada Finance Inc 1.78% 08/19/2019 0.4% Quebec (Province of) 5.00% 12/01/2038 0.4% Quebec (Province of) 2.75% 09/01/2025 0.4% Canada (Government of) 1.75% 09/01/2019 0.4% British Columbia (Province of) 5.70% 06/18/2029 0.4% Johnson & Johnson 0.4% Bank of Nova Scotia 0.4% British Columbia (Province of) 4.30% 06/18/2042 0.4% Bank of Montreal 3.32% 06/01/2026 0.4% Toronto Dominion Bank/The 4.86% 03/04/2031 0.4% *Please note these figures are unaudited 14.4% Total Net Asset Value $ 512,757,535 1 of 2
CONSERVATIVE MONTHLY INCOME FUND Investment Approach The aim of the Conservative Monthly is to achieve a balance of current income and long-term capital appreciation. The is diversified between equity and fixed income securities, with an emphasis on bonds to generate current income and reduce volatility, and generally has a mix of 70% fixed income securities and 30% equity securities. The seeks to accomplish its objective by investing in other SEI s, which utilize a manager-of-managers investment strategy that combines multiple specialist Portfolio Managers. Each Portfolio Manager is responsible for managing a portion of the underlying SEI in accordance with a specific mandate, based on their specific area of expertise. PortfolioManagers are carefully selected usingin-depth quantitative and qualitative research. Once appointed, they are subject to an on going disciplined and rigorous monitoring process. Why T he Low-fee, More-for-me Mutual s? Coast Capital Savings has partnered with SEI one of the world s largest and most respected money managers, to provide you with The Low-fee, More-for-me Mutual s. SEI specializes in pensionstyle management. That means they think long term, not short term managing risk while still trying to attain above average returns. The seeks to pay a monthly distribution that is consistent each month. The distribution is paid on the last business day of each calendar month at a rate determined by its Manager, SEI. The presently intends to pay a monthly distribution of $0.04 per unit per month for a total of $0.48 annually (or 4.8% assuming a $10 unit value). The amount and frequency of distributions may change without notice. Investors should not confuse the cashflow distribution with the s performance, rate of return or yield. A portion of the distribution may consist of interest, dividends, a return of capital, or capital gains. Investors should refer to the prospectus for more details about the distribution policy and income tax considerations. The Low-fee, More-for-me Mutual s are built upon personal emphasis, focusing on investors goals, timeframe and tolerance for risk. As investors needs change, the funds broad selection of investment choices ensures that investors have an investment portfolio that evolves with those needs. 100 20/80 Conservative Monthly 40/60 Balanced 60/40 Growth 80/20 Growth 100 Canadian Equity Foreign Equity Fixed The Manager of the is SEI Investments Canada Company. The Underlying s and their percentage weightings may be changed from time to time at the Manager s discretion. The portfolio managers or the allocations of assets to a particular portfolio manager are subject to change from time to time at the Manager s discretion. Please read the prospectus before investing. A copy of the prospectus may be obtained through your advisor, from SEI s website at www.seic.com or on the Sedar website www.sedar.com. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated Mutual fund securities are not covered by Canada Deposit Insurance Corporation or by any other government agency. Except as otherwise noted, the rates of return shown are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions. The rates of return for periods of less than one year are simple rates of return. Rates of return do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns. The information contained herein is for general information purposes only and is not intended to constitute legal, tax, accounting, securities or investment advice, nor an opinion regarding the appropriateness of any investment. You should not act or rely on the information contained herein without obtaining specific legal, tax, accounting and investment advice from an investment professional. This communication does not constitute any offer or solicitation to residents of the U.S. or the U.K., or to anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such a solicitation. Conservative Monthly - Illustration of P Class Returns are shown. S Class is a new series with no historical return. The MER for S Class has been set.34% lower than P Class. Worldsource Financial Management Inc., sponsoring mutual fund dealer. 2 of 2
SEI Investments Canada Company Conservative Monthly -- Class S Facts June 24, 2016 This document contains key information you should know about the Conservative Monthly. You can find more detailed information in the fund's simplified prospectus. Ask your representative for a copy, contact SEI Investments Canada Company at 1-800-567-1565, email infocanada@seic.com or visit www.seic.ca. Before you invest in any fund, you should consider how it would work with your other investments and your tolerance for risk. Quick facts code: 437 manager: SEI Investments Canada Company Date class started: February 23, 2009 Portfolio managers: SEI Investments Canada Company, SEI Investments Management Corporation (SIMC) Total value of the fund (000) on April 30, 2016: Management expense ratio (MER): What does the fund invest in? $497,229 Distributions: Monthly; capital gains (if any), December 1.72% Minimum investment: $1,000 initial, $500 additional The primarily invests in Underlying s which will generally favor fixed income with a majority weight and the remaining weight in equity and other assets. The charts below give you a snapshot of the fund's investments on April 30, 2016. The fund's investments will change. Top 10 investments (April 30, 2016) Investment mix (April 30, 2016) 1. Canadian Fixed 40.00% 2. Short Term Bond 18.00% 3. Global Managed Volatility 17.00% 4. Canadian Equity 13.00% 5. U.S. High Yield Bond 12.00%... Total percent of the top 10 investments 100% Total number of investments 5 n 13.00% Canadian Equities n 58.00% Canadian Fixed n 12.00% Global Fixed n 17.00% International Equities How risky is it? The value of the fund can go down as well as up. You could lose money. One way to gauge risk is to look at how much a fund s returns change over time. This is called volatility. In general, funds with higher volatility will have returns that change more over time. They typically have a greater chance of losing money and may have a greater chance of higher returns. s with lower volatility tend to have returns that change less over time. They typically have lower returns and may have a lower chance of losing money. Risk rating SEI Investments Canada Company has rated the volatility of this fund as low to medium. This rating is based on how much the fund's returns have changed from year to year. It doesn't tell you how volatile the fund will be in the future. The rating can change over time. A fund with a low risk rating can still lose money. For more information about the risk rating and specific risks that can affect the fund s returns, see the Risk section of the fund s simplified prospectus.
x Conservative Monthly -- Class S No guarantees Like most mutual funds, this fund doesn t have any guarantees. You may not get back the amount of money you invest. How has the fund performed? This section tells you how the class has performed over the past 6 years. Returns are after expenses have been deducted. These expenses reduce the class's returns. Year-by-year returns This chart shows how the class has performed in each of the past 6 calendar years. The class did not drop in value in the past 6 calendar years. The range of returns and change from year to year can help you assess how risky the fund has been in the past. It does not tell you how the fund will perform in the future. Best and worst 3-month returns This table shows the best and worst returns for the class in a 3-month period over the past 6 years. The best and worst 3-month returns could be higher or lower in the future. Consider how much of a loss you could afford to take in a short period of time. Returns 3 months ending If you invested $1,000 at the beginning of the period Best Returns 7.10% May 31, 2009 Your investments would rise to $1,071 Worst Returns -2.39% October 31, 2015 Your investments would drop to $976 Average returns A person who invested $1,000 in the class since inception now has $1,562. This works out to an annual compound return of 6.40%. Who is this fund for? Investors who: Have a low to medium level of investment risk tolerance. This fund is suitable for the investor who seeks a regular, monthly flow of income and the potential for modest capital appreciation and who is planning to invest for the medium to long term. A word about tax In general, you'll have to pay income tax on any money you make on a fund. How much you pay depends on the tax laws where you live and whether or not you hold the fund in a registered plan, such as a Registered Retirement Savings Plan or a Tax-Free Savings Account. Keep in mind that if you hold your fund in a non-registered account, fund distributions are included in your taxable income, whether you get them in cash or have them reinvested. How much does it cost? The following tables show the fees and expenses you could pay to buy, own and sell Class S units of the fund. The fees and expenses including any commissions can vary among classes of a fund and among funds. Higher commissions can influence representatives to recommend one investment over another. Ask about other funds and investments that may be suitable for you at a lower cost. 1. Sales charges No sales charges are payable for purchases made directly through the manager or representative.
x Conservative Monthly -- Class S 2. expenses You don't pay these expenses directly. They affect you because they reduce the fund s returns. As of December 31, 2015, the fund's expenses were 1.75% of its value. This equals $17.50 for every $1,000 invested. Management expense ratio (MER) This is the total of the fund's management fee and operating expenses. Trading expense ratio (TER) These are the fund's trading costs. Annual rate (as a % of the fund's value) expenses 1.75% More about the trailing commission The trailing commission is an ongoing commission. SEI Investments Canada Company pays your representative and their firm a trailing commission for as long as you own the fund. It is for the services and advice your representative and their firm provides to you. The trailing commission is paid out of the management fee and is based on the value of your investment. The trailing commission can be up to 0.96% of your investment. This could be up to $9.60 each year on a $1,000 investment. 3. Other fees You may have to pay other fees when you buy, hold, sell or switch units of the fund. 1.72% 0.03% Fee Short-term trading fee What you pay A short-term trading penalty of up to 2% on the redemption price of units redeemed within 90 days of the date upon which the units were purchased. The penalty is paid to the and not to SEI Investments Canada Company. What if I change my mind? For more information Under securities law in some provinces and territories, you have the right to: Withdraw from an agreement to buy mutual fund units within two business days after you receive a simplified prospectus, or Facts document, or Cancel your purchase within 48 hours after you receive confirmation of the purchase. In some provinces and territories, you also have the right to cancel a purchase, or in some jurisdictions, claim damages, if the simplified prospectus, annual information form, Facts document, or financial statements contain a misrepresentation. You must act within the time limit set by the securities law in your province or territory. For more information, see the securities law of your province or territory or ask a lawyer. Contact SEI Investments Canada Company or your representative for a copy of the fund's simplified prospectus and other disclosure documents. These documents and the Facts make up the fund's legal documents. SEI Investments Canada Company 70 York Street Suite 1600 Toronto, Ontario M5J 1S9 Phone: (416) 777-9700 Toll-free: 1-800-567-1565 Fax: (416) 777-9093 Email: infocanada@seic.com seic.ca To learn more about investing in mutual funds, see the brochure Understanding mutual funds, which is available on the website of the Canadian Securities Administrators at www.securities-administrators.ca.