GROUP INSURANCE FACT FINDING FORM



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NTUC Income Insurance Co-operative Limited NTUC Income Centre 75 Bras Basah Road Singapore 189557 Tel: 63 INCOME/6788 1777 Fax: 6338 1500 Email: groupbiz@income.com.sg Website: www.income.com.sg GROUP INSURANCE FACT FINDING FORM Statement pursuant to Section 25(5) of Insurance Act, Cap. 142 (Or any subsequent amendments thereof) You must disclose all facts as you know or ought to know which may affect the insurance cover being applied for. Otherwise, the insurance policy issued may not be valid. Please email the completed fact finding form to NTUC Income, Group & Health Department at groupbiz@income.com.sg Company Information Name of Company Nature of Business Contact Person Designation Contact. Fax. Email General Information Presently Insured? / If yes, name of current insurer Type of Policy Current Period of Insurance Proposed Period of Insurance Total Employees Employees to be insured Participation: The insurer will assume that participation of the group insurance program is on compulsory basis unless otherwise stated. Please tick [P] accordingly to the choice of the insurance product that you like to have a quote from us. Benefits Insurance Coverage Participation Compulsory Voluntary Group Term Life (GTL) Life Insurance Group Critical Illness (GCI) Group Personal Accident (GPA) Medical Group Hospital & Surgical (GHS) Group Major Medical (GMM) Employee only Dependant (Spouse and/or Children) Employee only Dependant (Spouse and/or Children) Others Group Outpatient Dental Employee only Dependant (Spouse and/or Children) Employee only Dependant (Spouse and/or Children) te: Participation is voluntary if employees or dependants are given the choice to opt for the cover(s), subject to a minimum participation level. NTUCINCOME/GH/GIFFF/04/2014 Page 1 of 12

Q1. Is there any member currently in hospital or require frequent admission to hospital (e.g. hospital admission more than 2 times per year)? If, kindly provide the following details: S/N Members/Age Reason for Hospitalisation/Nature of Illness Total Sum Insured/Plan te: NTUC Income will not reimburse the hospital claims for any member in hospital at the time of application Q2. Has any member suffered or is suffering from any serious condition such as cancer, organ failure, diabetes, heart disease, stroke, kidney disorder, liver disorder, arthritis or any other disorder that causes progressive irreversible functional or physical disability? If, kindly provide the following details: S/N Members/Age Nature of Illness Total Sum Insured/Plan Q3. Is there any member based outside Singapore? If, kindly provide the following details: S/N Members/Age Country based in Total Sum Insured/Plan NTUCINCOME/GH/GIFFF/04/2014 Page 2 of 12

Q4. Are there any limitations or exclusions imposed on the coverage on any members? If, kindly provide the following details: S/N Members/Age Limitations/Exclusions Total Sum Insured/Plan Q5. Is there any member engaged in hazardous occupation? (Hazardous occupation eg. welder, diver, sandblaster, offshore workers, etc.) If, kindly provide the following details: S/N Members/Age Nature of Work Total Sum Insured/Plan Q6. To the best of your knowledge, is there any member engaged in hazardous sports? (Hazardous sports eg. scuba diving, motor racing, bungee jumping etc.) If, kindly provide the following details: S/N Members/Age Type of Sports Total Sum Insured/Plan NTUCINCOME/GH/GIFFF/04/2014 Page 3 of 12

BENEFIT: GROUP TERM LIFE/GROUP CRITICAL ILLNESS/GROUP PERSONAL ACCIDENT INSURANCE Occupational Classifications Class 1 Clerical, administrative or other similar non-hazardous occupations Class 2 Occupations where some degree of risk is involved, eg. supervision of manual workers, totally administrative job in an industrial environment Class 3 Occupations involving regular light to medium manual work but no substantial hazard which may increase the risk of sickness or accident Class 4 High risk occupations involving heavy manual work including hot works a) Basis of Cover Category of Employees/Occupation (refer to the examples) Basis of Cover - Sum Insured (refer to the examples) Employees (i) (ii) GTL (iii) (iv) (i) (ii) GCI (iii) (iv) (i) (ii) GPA (iii) (iv) Example 1 Example 2 Category of Employees/Occupation Basis of Cover Sum Insured (i) Senior Management (Director, General Manager, Senior Manager) $100,000 24 x BMS # (ii) All Others $ 25,000 12 x BMS # # Please provide salary information if the basis of cover is in terms of Basic Monthly Salary (BMS). NTUCINCOME/GH/GIFFF/04/2014 Page 4 of 12

b) Are there any members with Sum Insured exceeding $2million? If, please provide details on: (i) Members (ii) (iii) Age of Members Individual Sum Insured c) Please provide Current n-medical Limit (if applicable) Group Term Life: Group Critical Illness: S$ up to age S$ up to age d) Group Critical Illness: Basis of Cover Is this an accelerated or additional benefit to Group Term Life? Accelerated Additional If it is an accelerated benefit, please indicate the percentage of acceleration on the Group Term Life Sum Insured. 25% 50% 100% Please provide a list of critical illness covered (if currently insured). e) Details of Employees Age Band (Age Next Birthday) Employees Male Female GTL Total Sum Insured Male Female Employees Male Female GCI (additional) Total Sum Insured Male Female 16-20 21-25 26-30 31-35 36-40 41-45 46-50 51-55 56-60 61-65 66-70 Total NTUCINCOME/GH/GIFFF/04/2014 Page 5 of 12

f) Experience for the past 3 years NTUC Income reserves the right to request for more information GTL Period of Insurance Insured as at Paid Amount Outstanding Amount GCI Period of Insurance Insured as at Paid Amount Outstanding Amount GPA Period of Insurance Insured as at Paid Amount Outstanding Amount NTUCINCOME/GH/GIFFF/04/2014 Page 6 of 12

BENEFIT: GROUP HOSPITAL & SURGICAL INSURANCE/MAJOR MEDICAL INSURANCE a) Basis of Cover Category of Employees/Occupation (refer to examples) Room & Board Benefit Plan (refer to examples) Currently with TMIS / Proposal with TMIS / (i) (ii) (iii) (iv) Important te: (1) Dependants can be covered under Group Hospital & Surgical Plan. Their cover should be the same as the employee s cover. (2) Please provide the Deductible/Co-Insurance for respective employee category or occupation, if applicable. Category of Employees/Occupation (i) Senior Management (Director, General Manager, Senior Manager) (ii) Manager & Executive (iii) All Others Example 1 Example 2 R&B Benefit Plan R&B Benefit Plan 360 1 Bedded 200 4 Bedded 100 6 Bedded b) Age Profile of Employees Age Band (Age Next Birthday) Male Employees Female 16-20 21-25 26-30 31-35 36-40 41-45 46-50 51-55 56-60 61-65 66-70 Total NTUCINCOME/GH/GIFFF/04/2014 Page 7 of 12

c) Details of Insured Members For GHS and GMM Employees (Singaporeans & SPRs*) Plan 1 Plan 2 Plan 3 Plan 4 Employee Only Employee & Spouse Employee & Child(ren) Employee & Family *refers to Singapore Permanent Residents Employees (Foreigners* only) Plan 1 Plan 2 Plan 3 Plan 4 Employee Only Employee & Spouse Employee & Child(ren) Employee & Family *refers to all foreigners holding Employment Pass, S Pass and Work Permit, working in Singapore For GMM (if the basis of coverage differs from GHS) Employee Only Employee & Spouse Employee & Child(ren) Employee & Family *refers to Singapore Permanent Residents Employees (Singaporeans & SPRs*) Plan 1 Plan 2 Plan 3 Plan 4 Employee Only Employee & Spouse Employee & Child(ren) Employee & Family *refers to all foreigners holding Employment Pass, S Pass and Work Permit, working in Singapore Employees (Foreigners* only) Plan 1 Plan 2 Plan 3 Plan 4 d) Experience for the past 3 years Period of Insurance Insured as at Paid Amount Outstanding Amount *te: NTUC Income reserves the right to request for more information e) Kindly attach a copy of the Schedule of Benefits, if currently insured. NTUCINCOME/GH/GIFFF/04/2014 Page 8 of 12

BENEFIT: GROUP OUTPATIENT INSURANCE a) Category of Employees to be insured (please tick as appropriate) Category of Employees Clinical GP Specialist Diagnostic X-Ray/ Lab Test Dental (i) (ii) (iii) Dependants (where applicable) Headcount b) Age Profile of Employees Age Band (Age Next Birthday) Male Employees Female 16-20 21-25 26-30 31-35 36-40 41-45 46-50 51-55 56-60 61-65 66-70 Total NTUCINCOME/GH/GIFFF/04/2014 Page 9 of 12

c) Experience for the past 3 years Paid Clinical Specialist Diagnostic X-Ray/ Lab Test Dental Period of Insurance Insured as at * all figures provided should include visits to non-panel clinics. te: NTUC Income reserves the right to request for more information Outstanding Clinical Specialist Diagnostic X-Ray/ Lab Test Dental Period of Insurance Insured as at * all figures provided should include visits to non-panel clinics. te: NTUC Income reserves the right to request for more information d) If currently insured, please attach a copy of the Schedule of Benefits. If currently self-insured, plese provide the following details: Please indicate Unlimited if there is no cap and NA if it is t Applicable. Maximum Limit per Visit Maximum Limit per Policy Year Co-Payment /Co- Insurance (%) Benefits Clinic on Company s Panel n-panel Clinic Clinic on Company s Panel n-panel Clinic Clinic on Company s Panel n-panel Clinic Clinical GP Specialist Diagnostic X-Ray/Lab Tests Dental Others. Please specify: NTUCINCOME/GH/GIFFF/04/2014 Page 10 of 12

NEEDS ANALYSIS & PRODUCT RECOMMENDATION Please tick the appropriate box to indicate the priority of your Company s needs: Company s Priorities Low Med High Advisor s Recommendation Cover for Outpatient Medical Expenses Cover for Hospital & Surgical Expenses Cover for Dental Expenses Cover for Major Illness (e.g. Cancer, Kidney Failure, etc.) Cover for Loss of Income due to sickness or accident Cover for Long Term Medical Treatment Others Personal Data Collection Statement NTUC Income recognises its obligations under the Personal Data Protection Act 2012 (PDPA) which includes the collection, use and disclosure of personal data for the purpose for which an individual has given consent to. Personal Data Collection Statement The personal data collected by NTUC Income includes all personal data provided in any supplementary form or any document provided, or to be provided to us by you or your insured persons or from other sources from time to time including personal data of additional insured persons to be covered, for the purpose of the insurance application or transaction. It includes all personal data for us to evaluate or administer the application or transaction. For example, if you are applying for an insurance policy, in addition to the personal data that you will provide to us, the personal data will also include any subsequent information we collect on health or financial situation, or any information that is necessary for us to decide whether to insure and on what terms to insure, such as test results, medical examination results, and health records from medical practitioners or other insurance companies. For further information on our Privacy policy, please go to www.income.com.sg/others/privacy.asp. Before your insured persons personal data is collected by us, we rely on you to notify, inform and make them aware of the following: that you will or may provide their personal data to us, or their personal data may be provided from other sources to us; the third parties to whom the personal data may be provided by us; the purposes we and the third parties will use it for; and how your insured persons can access their personal data. We also rely on you to obtain their consent on all the above matters and will assume that their consent has been obtained before their personal data is collected by us. If you have not done or will not do any of the above matter, you must alert us before any relevant personal data is collected by us. NTUCINCOME/GH/GIFFF/04/2014 Page 11 of 12

DECLARATION BY COMPANY We hereby declare that to the best of our knowledge and belief, the information given here is true and complete and that if a contract of insurance is effected all information submitted in connection with this application form shall form the basis of such contract between the Company and NTUC Income. We confirm that we understand and agree to the Personal data collection statement. We undertake to inform and obtain our insured persons consent to the collection, use and disclosure of their personal data (including personal data required for their cover and participation under the insurance, and the ongoing administration of the insurance) by NTUC Income in accordance with this Personal data collection statement, and in this respect, to comply with all our obligations under the PDPA. That by and when submitting the personal data of our insured persons, we represent and warrant that we have informed and obtained our insured persons consent as required above. At NTUC Income s written request, we further undertake to allow NTUC Income to verify that the personal data of our insured persons which is provided, comply with the above, including: (a) (b) (c) To audit the accuracy and completeness of the personal data; To validate that we have obtained consent from our insured persons in accordance with the attached tification on Personal data collection statement; and To verify that the sources of the personal data are reliable and can be trusted. Signature of Authorised Officer Company Stamp (if applicable) Name: NRIC/PP : Designation: Date: DECLARATION BY INTERMEDIARY I/We declare & acknowledge that I/we have reviewed this Group Insurance Fact Finding Form with the authorised officer of the Company, and I/we have explained all the requirements of this Group Insurance Fact Finding Form to him/her. Signature of Intermediary (if any) Company Stamp (if applicable) Name: Representative Code: Designation: Contact : Date: This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the LIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg). NTUCINCOME/GH/GIFFF/04/2014 Page 12 of 12