Real assurance is enjoying quality healthcare round the world

PROTECTION AIA PLATINUM HEALTH Real assurance is enjoying quality healthcare round the world Enjoy comprehensive hospitalisation and surgical coverage. aia.com.sg

01 PROTECTION AIA PLATINUM HEALTH Global coverage with quality healthcare As an accomplished professional who strives for success everywhere you go, you ll know all about protecting yourself. However, it s not just about getting good coverage, it s about having a high quality plan that suits your jet-setting lifestyle. With AIA Platinum Health, you will enjoy comprehensive protection and greater peace of mind with round-the-clock worldwide 1 access to reputable healthcare services. Enjoy quick access to quality private healthcare services To provide you with better benefits, we have partnered with Gleneagles Hospital, Mount Elizabeth Hospital, Mount Elizabeth Novena Hospital, Parkway East Hospital, Shenton Medical Group Clinics and Shenton Family Medical Clinics in Singapore to offer you exclusive privileges such as member rates for selected medical services and even a special medical concierge service. With AIA Platinum Health, you can also rest easy and focus on your treatment simply because your admission deposit 2 will be waived. Gleneagles Hospital, Mount Elizabeth Hospital, Mount Elizabeth Novena Hospital and Parkway East Hospital are premium, multi-specialty hospitals belonging to Parkway Pantai. In Singapore, Parkway Pantai is the largest private healthcare provider with more than 900 beds and 1,400 accredited specialists, and a full spectrum of integrated healthcare services including medical centres and clinics, health screening facilities, radiology facilities, laboratories, education facilities and rehabilitation services.

AIA PLATINUM HEALTH PROTECTION 02 Greater assurance in keeping with your lifestyle Enjoy the freedom to choose the best medical care available with a high overall lifetime payout limit of S$2 million PLUS an additional 4 major critical illnesses treatment lifetime payout limit of S$750,000 3. Protect your savings right from the beginning with as charged benefits that take care of pre-hospitalisation, surgical, hospitalisation 4 and post-hospitalisation costs. Rest assured knowing that you are also covered as charged by the outpatient medical treatment expenses benefit which takes care of the medical expenses for day surgery and emergency accidental outpatient treatment. Ensure you get the right treatment with the flexibility to seek a free second medical opinion diagnosis of any of the 30 medical/physical conditions covered. Enjoy complimentary health screening worth S$130. What s more, get rewarded for taking charge of your health. Simply use your wellness score from the health screening to enjoy a renewal premium discount of up to 20% 5.

03 PROTECTION AIA PLATINUM HEALTH Exclusive privileges at Parkway Hospitals Singapore just for you AIA Platinum Health goes the extra mile for you. As an AIA Platinum Health cardholder, you can enjoy the following privileges through our preferred partners Parkway Hospitals Singapore, namely at Gleneagles Hospital, Mount Elizabeth Hospital, Mount Elizabeth Novena Hospital and Parkway East Hospital. Waiver of Deposit 2 In the event that you are admitted to any Parkway hospital 6 in Singapore, you will not be required to pay a deposit before admission. Concierge Service When you seek treatment in Singapore, let our Concierge Service help you with: Limousine Pickup * Complimentary 1-way limousine transport from Changi Airport to any Parkway hospital 6. Fast-Track Admission Make an appointment with Parkway hospital 6 panel doctors via Parkway Support Centre and you will enjoy fast-track registration during your admission. Medical Referrals Simply provide your medical history and copies of medical reports and Parkway Support Centre will assist to refer you to the right specialist.

AIA PLATINUM HEALTH PROTECTION 04 Multi-language Translation Service You can enjoy this exclusive service during your admission to any Parkway hospital 6. Travel Arrangement Take the hassle out of travelling. Let us facilitate your trip to Singapore for treatment by assisting you with the reservation and confirmation of your air tickets, visa applications and hotel arrangements 7. Hotel Accommodation You can also enjoy booking privileges at more than 55 hotels and long-stay apartments in Singapore 7. *This service is valid only for AIA Platinum Health cardholders who are foreigners not residing in Singapore, and are admitted to any Parkway hospital 6 for a minimum of 1 night.

05 PROTECTION AIA PLATINUM HEALTH Member rates, especially for you AIA Platinum Health cardholders will be entitled to the following rates: General Practitioner (GP) Consultation Receive GP consultation at member rate of S$16.05 when you flash your AIA Platinum Health card at Shenton Medical Group Clinics (SMG) and Shenton Family Medical Clinics 8 (SFMC). Full Body MRI 9 Get a Full Body MRI done at Mount Elizabeth Hospital for S$4,300 when you are referred by the SMG or SFMC 8. Health Screening 10 Cancer Marker Package Enjoy Health Screening at Shenton Medical Group (International Plaza) or the Parkway Health Primary Care Network Shenton Medical Group (The Arcade) at S$94.16. Early detection makes all the difference. Get your cancer marker done at S$221.49. Get screened for Hepatitis A and B! Only with the Health Screening and Cancer Marker Package. Hepatitis A and B Vaccinations Hepatitis A (2 jabs) Hepatitis B (3 jabs) Hepatitis A&B (3 jabs) S$196.88 S$128.40 S$331.70 Now it s easy to get fully protected against Hepatitis A and B at the above rates. This privilege is applicable at Shenton Medical Group (International Plaza) and Parkway Health Primary Care Network Shenton Medical Group (The Arcade).

AIA PLATINUM HEALTH PROTECTION 06 Benefits of AIA Platinum Health Benefit Limit (S$) Overall Limit Per Policy Year 400,000 Overall Lifetime Policy Limit 2,000,000 1. Hospitalisation Benefits Hospital Daily Room and Board Standard room accommodation charges Intensive Care Unit (ICU) Physician or Specialist Consultation Fee Miscellaneous Hospital Services In-Hospital Psychiatric Treatment 11 8,000 per policy year 16,000 lifetime policy limit Relative Accommodation Standard charge for an additional bed for a relative Daily Hospital Cash (up to 30 days per hospitalisation 12 ) 200 per day Additional Daily Hospital Cash for Dengue Fever (up to 30 days per hospitalisation 12 ) 200 per day 2. Surgical Benefit 3. Pre-hospitalisation Benefits (up to 90 days before hospitalisation) 4. Post-hospitalisation Benefits Post-hospitalisation Treatment (includes treatment by Physiotherapist, Chiropractor & (up to 90 days post-hospitalisation) Acupuncturist, up to 500 per policy year) Home Nursing (up to 26 weeks (per policy year) upon discharged from the hospital) 5. Outpatient Medical Treatment Expenses Benefit Day Surgery Emergency Accidental Outpatient Treatment (within 24 hours of the accident that caused the injury) Outpatient Kidney Dialysis 300,000 per policy year Outpatient Cancer Treatment 300,000 per policy year 6. Accidental Dental Treatment Benefit (within 72 hours of the accident that caused the injury) 7. Major Organ / Bone Marrow Transplant Benefit 13 300,000 per policy year 8. AIDS/HIV 14 50,000 lifetime policy limit 9. Medical Support and Services Benefits Ambulance Fee Hospice/Palliative Treatment 5,000 lifetime policy limit Emergency Medical Evacuation and Repatriation of Mortal Remains Yes 10. Extra limit for 4 Major Critical Illnesses Treatment (Heart Attack of Specified Severity, Stroke, Major Cancers & Coronary Artery By-pass Surgery) 11. Complimentary Benefits 15 Medical Second Opinion Upon diagnosis of any of the 30 medical/physical conditions covered. Health Screening Starting from the 1st policy year. Subsequently, once every 2 policy years. Available for insured aged 21 and above. 150,000 per policy year 750,000 lifetime policy limit Renewal Premium Discount 5 Up to 20% Note: There are certain conditions such as pre-existing conditions, whereby no benefits will be payable. A waiting period of at least 30 days applies for illness. You are advised to read the policy contract for the full list of exclusions. Yes Yes

07 PROTECTION AIA PLATINUM HEALTH Premium Table Annual Premium (in S$, inclusive of 7% GST) Age Last Birthday Zone 1 Zone 2 Male Female Male Female 0-15 925 925 1,295 1,295 16-20 1,043 1,118 1,460 1,565 21-25 1,151 1,432 1,611 2,005 26-30 1,360 1,600 1,904 2,240 31-35 1,486 1,733 2,080 2,426 36-40 1,641 1,891 2,297 2,647 41-45 2,017 2,131 2,823 2,984 46-50 2,268 2,394 3,175 3,352 51-55 2,593 2,587 3,630 3,622 56-60 3,166 3,127 4,433 4,378 61-65 5,654 5,122 7,917 7,170 66 70 (for renewal only) 7,962 6,587 11,147 9,222 71 75 (for renewal only) 9,981 9,002 13,973 12,604 Note: Your premium will change as you move into the next age group at policy renewal. Premium rates are not guaranteed and are subject to our review. This policy is not guaranteed yearly renewable. Entry age is 2 weeks to 65 years old (age last birthday). Zone 1 refers to Brunei, Cambodia, Indonesia, Laos, Malaysia, Philippines, Singapore, Thailand and Vietnam. Zone 2 refers to Zone 1 plus China, Hong Kong, India and Taiwan. The coverage will cease at age 75.

AIA PLATINUM HEALTH PROTECTION 08 Example Mr Lee, a 40-year-old Singaporean businessman, purchased AIA Platinum Health (Zone 2 cover), with an annual premium of S$2,297. After experiencing severe abdominal pains, Mr Lee visited a specialist and was diagnosed to have prostate cancer. The specialist consultation cost S$500. Mr Lee was admitted to a Parkway hospital 6 in Singapore and underwent surgery. He was hospitalised for 12 days and his hospitalisation bill amounted to S$23,502 (including surgical fees of S$12,682). The doctor recommended a full-time nurse, to attend to him for 3 months, which cost S$6,500. Mr Lee had post-hospitalisation treatment within 90 days after he was discharged from the hospital, and received chemotherapy treatments for 6 months. The post-hospitalisation treatment costs S$4,525 and the chemotherapy treatments cost S$25,146. Illustration of Benefits payable to Mr Lee S$ Hospitalisation Benefits Hospital Daily Room and Board Physician or Specialist Consultation Fee 10,820 Miscellaneous Hospital Services Daily Hospital Cash Benefit (S$200 x 12 days) 2,400 Surgical Benefits Operation Theatre 12,682 Surgical Fees Anaesthesia Fee Pre-hospitalisation Benefits 500 Post-hospitalisation Benefits Post-hospitalisation Treatment Home Nursing Outpatient Cancer Treatment Chemotherapy 4,525 6,500 25,146 Total Benefits payable 62,573

09 PROTECTION AIA PLATINUM HEALTH 1 The plan does not cover the insured if he stays outside Zone 1 & Zone 2 beyond 90 days. 2 Treatment needs to be at Parkway hospitals panel doctors. This service is only available to AIA Platinum Health cardholders (who are both insured and policy owner of the AIA Platinum Health policy), with a valid credit card, only available after the necessary waiting period of the policy has ended. 3 Subject to policy year limit and any overall benefit limits. 4 Hospitalisation Benefit includes but not limited to Intensive Care Unit (ICU) and Physician or Specialist Consultation Fee. 5 Discount and the discount factor (ranging from 5% to 20%) are dependent on the result of the health screening for insured aged 21 and above and subject to terms and conditions. 6 Current Parkway hospitals include: Gleneagles Hospital, Mount Elizabeth Hospital, Mount Elizabeth Novena Hospital and Parkway East Hospital. 7 The AIA Platinum Health cardholder shall bear all costs incurred. For more details, please call the Parkway Support Centre at 6812 3751. 8 The list of retail Shenton Medical Group clinics and Shenton Family Medical Clinics can be found at www.aia.com.sg 9 This member rate only applies to AIA Platinum Health cardholders who are referred to Mount Elizabeth Hospital for a Full Body MRI by the Shenton Medical Group (SMG) clinics and Shenton Family Medical Clinics (SFMC). 10 Health Screening shall include: - Physical Examination, Medical Report and Review by Doctor, Chest X-ray, Haemoglobin, Total RBC, Haematocrit (HCT/PCV), MCV, MCH, MCHC, Total WBC, Differential Count, Platelet Count, Peripheral Blood Film, Glucose, Urea, Creatinine, Total Cholesterol, Triglycerides, HDL Cholesterol, LDL Cholesterol, T. Chol/HDL Cholesterol ratio, Urine FEME. 11 Benefit is payable if the condition was first diagnosed after the insured has been covered for a continuous period of 10 months from the date of policy inception or the last reinstatement date, whichever is later. 12 Benefit is payable if the hospitalisation is in Parkway Hospitals Singapore. 13 Excludes stem cell transplants, the acquisition cost of the organ, and the expenses incurred by the donor. 14 Benefit is payable if HIV was first diagnosed after the insured has been covered for a continuous period of 5 years from the date of policy inception or the last reinstatement date, whichever is later. 15 The Complimentary Benefits are not guaranteed. Important Notes: This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ( AIA ). All insurance applications are subject to AIA s underwriting and acceptance. This brochure is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are discouraged from switching from an existing accident and/or health insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early termination and the new policy may cost more or have fewer benefits at the same cost. The information is correct as at 2 November 2015.

AIA PLATINUM HEALTH PROTECTION 06 About AIA AIA Group Limited and its subsidiaries (collectively AIA or the Group ) comprise the largest independent publicly listed pan-asian life insurance group. It has a presence in 18 markets in Asia-Pacific wholly-owned branches and subsidiaries in Hong Kong, Thailand, Singapore, Malaysia, China, Korea, the Philippines, Australia, Indonesia, Taiwan, Vietnam, New Zealand, Macau, Brunei, a 97 per cent subsidiary in Sri Lanka, a 26 per cent joint venture in India and representative offices in Myanmar and Cambodia. The business that is now AIA was first established in Shanghai over 90 years ago. It is a market leader in the Asia-Pacific region (ex-japan) based on life insurance premiums and holds leading positions across the majority of its markets. It had total assets of US$172 billion as of 31 May 2015. AIA meets the long-term savings and protection needs of individuals by offering a range of products and services including life insurance, accident and health insurance and savings plans. The Group also provides employee benefits, credit life and pension services to corporate clients. Through an extensive network of agents, partners and employees across Asia-Pacific, AIA serves the holders of more than 29 million individual policies and over 16 million participating members of group insurance schemes. AIA Group Limited is listed on the Main Board of The Stock Exchange of Hong Kong Limited under the stock code 1299 with American Depositary Receipts (Level 1) traded on the over-the-counter market (ticker symbol: AAGIY ).

AIA Singapore Private Limited (Reg. No. 201106386R) 1 Robinson Road, AIA Tower, Singapore 048542 Monday Friday: 8.45am 5.30pm AIA Customer Care Hotline: 1800 248 8000 aia.com.sg SGPD2014013-615-02112015