Negotiating Contractual Indemnity in M&A Deals: Transactional and Litigation Considerations

Similar documents
Insurance Due Diligence in M&A Deals: Evaluating Coverage and Gaps, Mitigating Risks and Potential Liabilities

Structuring Covenants in Leveraged Loans and High Yield Bonds for Borrowers and Lenders

for Landlords and Tenants Negotiating Insurance, Indemnity and Mutual Waiver of Subrogation Provisions

Payment and Performance Surety Bonds in Construction Projects: Perspectives of Owners, Contractors and Sureties

INDEMNIFICATION AGREEMENTS IN COMPLEX BUSINESS TRANSACTIONS

How To Listen To A Conference On A Computer Or Cell Phone

Commercial Leases: Risk Mitigation Strategies for Landlords and Tenants

Limitations of Liability and Indemnities

Overcoming Ethical Challenges for Multi-Firm Lawyers and Their Firms: Fiduciary Duty, Conflict, Fee-Splitting and More

ERISA Retirement Plans: Fiduciary Compliance and Risk Management for Investment Fund Selection and Fee Disclosures

Commercial Real Estate Loans: Structuring Covenants, Events of Default Provisions and MAC Clauses

Negotiating EBITDA and Financial Covenants in Middle Market Loan Agreements

PRODUCT SALES AGREEMENT

Allocating Defense Costs Among Multiple Insurers and Between Covered and Uncovered Claims

M&A Purchase Price Adjustment Clauses

Captive Insurance Companies in Estate Planning: A Profit Maximization and Risk Reduction Tool

Drafting Software Agreement Warranty, Limitation of Liability and Indemnification Provisions

Services Agreement between Client and Provider

Contracting with Suppliers A Balanced Approach to Indemnities and Limitations of Liability!!"#$%&'(&)*+,"-&

Presenting a live 90-minute webinar with interactive Q&A. Today s faculty features:

INVESTMENT ADVISORY AGREEMENT

Structuring Rooftop Lease Agreements: Legal and Business Considerations

Medical Expert Depositions in Workers' Comp Cases

Estate Planning Using LLCs and Limited Partnerships Achieving Estate Tax Savings Through Valuation Discounts, Protecting Against Creditor Claims

Builder's Risk and CGL Insurance for Construction Projects: Mitigating Developer and Contractor Risks

Performance Bonds and CGL Insurance In Construction Projects: Navigating the Interplay Between Insurance and Surety

Negotiating EHR Agreements: Complying with HIPAA, Stark and AKS, Overcoming Privacy and Security Risks

Divorce: When a Spouse Files Bankruptcy

Moving Forward in an M&A Transaction The Art and Science

TERMS AND CONDITIONS

Builder's Risk Insurance for Construction Projects: Legal Issues

Acquia Certification Program Agreement

MORTGAGE BROKER AGREEMENT

TEMPLATE. Equity Investment Agreement

Interactive Brokers Hong Kong Agreement for Advisors Providing Services to Interactive Brokers Clients

General Conditions for Loans reference No.: General Terms and Conditions for Loans dated 1 March 2016

HSHS BUSINESS ASSOCIATE AGREEMENT BACKGROUND AND RECITALS

CONSULTING SERVICES AGREEMENT

SEO Agreement SEARCH ENGINE OPTIMIZATION AND REPORTING AGREEMENT

MRMLS LISTING INFORMATION LICENSE AGREEMENT

TEXTURA AUSTRALASIA PTY LTD ACN ( Textura ) CONSTRUCTION PAYMENT MANAGEMENT SYSTEM TERMS AND CONDITIONS OF USE

REFERRAL ENDORSER AGREEMENT - ADDITIONAL TERMS AND CONDITIONS

Master Software Purchase Agreement

Terms and Conditions for Tax Services

THESE FORMS ARE NOT A SUBSTITUTE FOR LEGAL ADVICE.

Consulting Terms. 1. Consulting Services

COLLABORATION AGREEMENT

SERVICE TERMS AND CONDITIONS

Web Site Development Agreement

Specific Program Documentation ( License SPD )

AGREEMENT FOR FINANCIAL AND ACCOUNTING CONSULTATION SERVICES

ADAMANTINE YOGA CERTIFIED TEACHER AGREEMENT

VIRTUAL OFFICE WEBSITE LICENSE AGREEMENT

PerfectForms End-User License Agreement

CONSULTANT AGREEMENT. THIS CONSULTANT S AGREEMENT (the Agreement ) is effective this day of

ELKHART COUNTY BOARD OF REALTORS AND MULTIPLE LISTING SERVICE OF ELKHART COUNTY INC. VIRTUAL OFFICE WEBSITE (VOW) LICENSE AGREEMENT

CUSTOMER LIST PURCHASE AGREEMENT BY AND BETWEEN RICHARD PENNER SELLER. and S&W SEED COMPANY BUYER

Agreement for Net Metering and Interconnection Services (Level 1, 2 and 3 Interconnection)

Teleflora Managed Services Agreement

ALPHA TEST LICENSE AGREEMENT

RydeSmart Services. General Terms and Conditions

BROKERAGE AGREEMENT. WHEREAS Broker wishes to gain access to and offer Paragon s specialized insurance products and services to its clients; and

MasterPass Terms of Use

"Owner" "Designer" 1. Description of the Services. "Website" Schedule A "Services" 2. Design Team. "Design Team" 3. Term / Scheduling.

WE RECOMMEND THAT YOU PRINT OUT AND KEEP A COPY OF THIS AGREEMENT FOR YOUR FUTURE REFERENCE.

How To Write A Contract Between College And Independent Contractor

Merchant Gateway Services Agreement

SOFTWARE ESCROW AGREEMENT. ( Effective Date ), this Software Escrow Agreement ( Agreement ) is

Axosoft Software as a Service Agreement

Draft SHG, Inc./ XYZC0 Business Development Agreement February 2002

FUTURE RECEIVABLES PURCHASE AGREEMENT

Negotiating and Navigating the Fraud Exception in Private Company Acquisitions

Strategies for Sellers and Buyers Crafting Preliminary Deal Terms and Conditions

Terms and Conditions v

CONSULTING SERVICES AGREEMENT THE CORPORATION OF THE CITY OF GUELPH, an Ontario municipality. ( City ) and. an Ontario. ( Consultant").

Mobile Check Deposit Agreement and Disclosure

JOHN DEERE DIFFERENTIAL CORRECTION SOFTWARE LICENSE AGREEMENT

Statement of Work. for. Online Event Registration Product Deployment for Salesforce Implementation. for. Open Web Application Security Project (OWASP)

ARCH CAPITAL ADVISORS

THIRD AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF DYNEGY INC. Pursuant to Section 303 of the Delaware General Corporation Law

TERMS OF BUSINESS AGREEMENT

NEW MEXICO SELF-INSURERS' FUND WORKERS' COMPENSATION AND EMPLOYERS' LIABILITY PLAN

ecatholic Payments Terms of Service Agreement

How To Pay A Contract With Neustar

SOFTWARE SUBSCRIPTION SERVICE (SaaS) AGREEMENT

RECENT DEVELOPMENTS IN PROJECT RISK MANAGEMENT

SMARSH WEBSITE & HOSTING REPRESENTATIVE TERMS & CONDITIONS

THE TERMS AND CONDITIONS OF FUTURE LINK AUTOMATED OFFSITE BACKUP SERVICE

Agreement. Whereas, ThinkGeek is interested in creating products based on the Idea.

NEW YORK NY GENERAL OBLIGATIONS LAW TITLE 17 STRUCTURED SETTLEMENT PROTECTION ACT

GENERAL TERMS. 1.1 Hardware refers to the computer equipment, including components, options and spare parts.

Insurance in the M&A Industry

Transcription:

Presenting a live 90-minute webinar with interactive Q&A Negotiating Contractual Indemnity in M&A Deals: Transactional and Litigation Considerations Structuring Terms to Minimize Financial Risks, Measuring Damages in the Event of Breach THURSDAY, MAY 1, 2014 1pm Eastern 12pm Central 11am Mountain 10am Pacific Today s faculty features: Lisa S. Lathrop, Partner, Jones Day, Chicago Adam R. Schaeffer, Partner, Jones Day, Chicago The audio portion of the conference may be accessed via the telephone or by using your computer's speakers. Please refer to the instructions emailed to registrants for additional information. If you have any questions, please contact Customer Service at 1-800-926-7926 ext. 10.

Tips for Optimal Quality FOR LIVE EVENT ONLY Sound Quality If you are listening via your computer speakers, please note that the quality of your sound will vary depending on the speed and quality of your internet connection. If the sound quality is not satisfactory, you may listen via the phone: dial 1-888-450-9970 and enter your PIN when prompted. Otherwise, please send us a chat or e-mail sound@straffordpub.com immediately so we can address the problem. If you dialed in and have any difficulties during the call, press *0 for assistance. Viewing Quality To maximize your screen, press the F11 key on your keyboard. To exit full screen, press the F11 key again.

Continuing Education Credits FOR LIVE EVENT ONLY For CLE purposes, please let us know how many people are listening at your location by completing each of the following steps: In the chat box, type (1) your company name and (2) the number of attendees at your location Click the SEND button beside the box If you have purchased Strafford CLE processing services, you must confirm your participation by completing and submitting an Official Record of Attendance (CLE Form). You may obtain your CLE form by going to the program page and selecting the appropriate form in the PROGRAM MATERIALS box at the top right corner. If you'd like to purchase CLE credit processing, it is available for a fee. For additional information about CLE credit processing, go to our website or call us at 1-800-926-7926 ext. 35.

Program Materials FOR LIVE EVENT ONLY If you have not printed the conference materials for this program, please complete the following steps: Click on the ^ symbol next to Conference Materials in the middle of the lefthand column on your screen. Click on the tab labeled Handouts that appears, and there you will see a PDF of the slides for today's program. Double click on the PDF and a separate page will open. Print the slides by clicking on the printer icon.

Negotiating Contractual Indemnity in M&A Deals May 1, 2014 Lisa Lathrop and Adam Schaeffer, Jones Day

Goals Talk about recent experience and trends in negotiating indemnification provisions in M&A deals. Highlight most negotiated and trendy indemnification issues and provisions. Assuming basic understanding of indemnification provisions (i.e., what they generally do / how they work). Happy to answer questions, basic or complicated, at the end or offline. 6

I. Indemnification Generally 7

Indemnity Generally A contractual remedy for specified items (e.g., breaches of contract; specified liabilities) Absence of an indemnification provision doesn t mean that a contracting party doesn t have a remedy; rather you would have a breach of contract claim Indemnification provisions not only help the injured party recover, they limit the indemnifying party s obligations 8

Key Components Indemnified / indemnifying parties Subject of indemnification Limitations on indemnity Survival Caps, baskets, etc. Other carveouts and limitations Procedures for making indemnity claims (thirdparty; direct) 9

Source of Indemnification Seller(s) / Buyer Escrows Holdbacks Setoff Is recovery limited to a particular source? 10

Indemnification in Multi-Seller Transactions Joint vs. several liability Joint: The Sellers will, on a joint and several basis, indemnify the Buyer Parties from and against any Losses arising from any breach of any representation of the Company... Several: Each Seller will, on a several and not joint basis, indemnify the Buyer Parties from and against any Losses arising from any breach of such Seller s representations... Pro rata share of each claim Each Seller will indemnify the Buyer Parties up to its Pro Rata Share from any Losses arising from any breach of any representation of the Company... Individual caps Consider applicability among various indemnity provisions Indemnification through ancillary agreements 11

Items Typically Subject to Indemnification Breaches of reps/warranties Breaches of covenants Excluded liabilities Pre-closing liabilities (asset deal or quasiasset deal) Pre-closing taxes Specified matters Environmental items Litigation items Items disclosed during diligence 12

Definition of Losses Key seller concepts: Opportunity to embed exclusions of consequential and punitive damages Opportunity to resist diminution of value claims or losses based on a multiple Opportunity to embed de minimis concept Key buyer concepts: Resist seller s request for exclusions Try to cover costs of bringing indemnification claims Example: Loss means to the extent actually paid or incurred: all losses, liabilities, damages (including excluding consequential, incidental and indirect damages and lost profits), judgments, interest, Taxes, deficiencies, demands, payments, fines, costs, penalties, amounts paid in settlement, assessments or awards and reasonable out-of-pocket costs and expenses incurred in connection therewith (including costs and expenses of suits and Legal Proceedings) and investigation and defense thereof, and reasonable costs and expenses of enforcing a Party s rights hereunder. 13

Exclusive Remedy Provisions Keystone of indemnification provisions meant to give parties (especially seller) certainty as to what its obligations are under agreement Commonly exceptions to exclusive remedy provisions Beware of broad definitions of fraud under state law Carve out entitlement to injunctive relief / specific performance provisions and price adjustment mechanisms from the exclusive remedy provision Be mindful of stand-alone tax indemnifications buried in the Tax section 14

II. Limitations on Indemnification 15

Limitations Generally Monetary: caps / baskets / mini-baskets Time periods Types of losses Net losses Subjective limitations and gotchas 16

Monetary Limitations Caps Breaches of reps vs. covenants; other indemnification obligations Baskets / deductibles Basket: Seller is not required to indemnify... until the aggregate amount of all Losses exceeds $[ ] (the Threshold ), in which event Seller is responsible for the aggregate amount of all Losses, regardless of the Threshold. Deductible: Seller s obligation to indemnify... only to the extent... Losses exceed $[ ]. In the market, deductibles are about twice as prevalent as tipping baskets 17

Monetary Limitations Common Basket carveouts Fundamental representations Taxes Benefits Environmental Title to assets Most frequently, indemnification claims other than those arising from breaches of representations are not subject to basket 18

Monetary Limitations Mini-baskets / de minimis thresholds Functions in place of an overall materiality threshold No Indemnified Party will be entitled to recover for Losses with respect to any individual claim [for a breach of any representation or warranty] unless and to the extent the Losses associated with such claim [or series of related claims] exceed $[ ], and any such claim [or series of related claims] will only count toward calculation of the Basket to the extent [if] exceeding such amount. Consider pairing the materiality scrape with the mini-basket for purposes of determining the amount of any Losses or the occurrence of any breach of a representation... all materiality, Material Adverse Effect and similar qualifiers shall be disregarded 19

Time Periods to Bring Claims Time limitations on claims for breaches of reps and warranties vs. covenants Carveouts Statute of limitations considerations Delaware: Marathon; proposed amendments I/M X Information Management Solutions Must provide that claim survives if notice is given Sample: to the extent any claim for indemnification... is made on or before the date on which such representation expires, such representation will survive until the resolution of such claim. 20

Limiting Types of Recoverable Damages The trend has been to adopt boilerplate consequential damages waivers: Notwithstanding anything to the contrary herein, no party shall be liable for special, punitive, exemplary, incidental, consequential or indirect damages, lost profits or lost benefits, loss of enterprise value, diminution in value of any business, damage to reputation, loss to goodwill or any damages calculated based on a multiple, whether based on contract, tort, strict liability, other law or otherwise and whether or not arising from any other party s sole, joint or concurrent negligence, strict liability or other fault. Recent market studies show that consequential damages were expressly excluded in 54% of transactions; incidentals excluded in 17%; punitives in 75%* *Source: ABA s 2013 Private Target Mergers & Acquisitions Deal Points Study. 21

Exclusions of Consequential and Other Damages What do these terms mean? Punitive and Exemplary damages are essentially the same thing a measure to penalize an actor Incidental damages a term from the UCC that means damages incurred in correcting breach (i.e., a specialty tool to fix a damaged product) Direct and General damages damages that naturally and necessarily flow from a breach Consequential damages inconsistent meanings, but interpreted to mean damages that ensue because of special circumstances of the buyer (and are not the natural result of the breach) Special damages essentially synonymous with consequential damages Lost profits, diminution in value, losses based on a multiple these are all valid measurements of lost value in the right circumstance 22

What are Consequential Damages? Law school: Hadley v. Baxendale Direct damages v. consequential damages Consequential: losses arising from the non-breaching party s special circumstances Generally recoverable if reasonably foreseeable or contemplated by the parties at the time the contract was entered into as a probable result of the breach Compare to remote or speculative damages, which are damages that were not contemplated by the parties and are not recoverable under general contract law Negotiating tactics 23

Actual Damages - Benefit of the Bargain Damages Measured by determining the difference between the value of the company as warranted and its true value at the time of the transaction. Merrill Lynch & Co. Inc. v. Allegheny Energy Inc., 500 F.3d 171 (2d Cir. 2007) Did buyer receive value represented by the seller? 24

Damages Using Multiple of Earnings as a Measure If contract is silent, cases vary on how to value a company for purposes of calculating damages While some courts have referenced the use of a multiple, others are silent on the issue Facts and circumstances analysis party may prove damages using that calculation Factors: Does the contract preclude use of a multiple-based approach? Is the multiple supported by the industry? Is the methodology consistent with Buyer s own valuation models? Are elements of valuation (e.g., EBITDA) part of the represented and warranted financials? 25

Net Losses Using this term to mean limitations on recoveries where third party claims, insurance claims and tax benefits may be available to offset a loss Third party and insurance claims The right to indemnification for a particular claim will be reduced by the amount [payable by / actually recovered from] a third party (including an insurance company) with respect to such claim, less any costs or expenses incurred by in connection with its collection of such amount (including any increased premiums) Is the indemnified party required to pursue? Tax benefits Difficult to measure May extend several years 26

Subjective Limitations and Gotchas Limitations on indemnification that are not necessarily cut and dry Duty to mitigate Required under most state laws Always provides the indemnifying party with a subjective argument that the indemnified party didn t do everything possible to stem a loss Exacerbation provisions Specific notice periods Exclude delays that do not result in material prejudice to the indemnifying party 27

Anti-Sandbagging Provisions A provision limiting a party s right to recover based on facts known by that party prior to signing or closing Anti-sandbagging: if Buyer knows of facts that would cause one or more of the Seller s representations... not to be true..., Buyer will have no right or remedy after the Closing with respect to such inaccuracy and shall be deemed to have waived its rights to indemnification in respect thereof. Pro-sandbagging: The right to indemnification... will not be affected by... any knowledge of the indemnified party Can be included as a representation, covenant, in the indemnity provisions or even in the miscellaneous section Anti-sandbagging: 10% of transactions; pro-sandbagging: 41%; silent: 49%* Know the default rule in your jurisdiction *Source: ABA s 2013 Private Target Mergers & Acquisitions Deal Points Study. 28

Indemnification Claim Procedures Requirements to give notice Control of third-party litigation Litigation conditions Competent defense Conflicts of interest Coverage of cost of indemnified party s counsel No settlement without consent of indemnified party Indemnifying part covers all amounts payable Unconditional release of liability 29

Environmental Indemnification No-dig Cleanup standards Control of remediation 30

Biographies Lisa S. Lathrop Partner, Private Equity Telephone: 312.269.1528 Facsimile: 312.782.8585 Email: lslathrop@jonesday.com Adam R. Schaeffer Partner, Mergers & Acquisitions Telephone: 312.269.1565 Facsimile: 312.782.8585 Email: aschaeffer@jonesday.com Lisa Lathrop has acted as the principal lawyer in a wide variety of transactions involving privately held companies, with a focus on representing private equity funds and their portfolio companies. In doing so, she has experience working with a variety of deal structures in a wide range of industries. Lisa has extensive experience in leveraged buyout transactions, corporate restructurings, equity financings, mergers and acquisitions, and general corporate counseling. She leads the Private Equity Practice in the Chicago Office. Clients Lisa has represented include Baird Capital, Brockway Moran & Partners, High Road Capital Partners, Industrial Growth Partners, Kirtland Capital Partners, Primus Capital Partners, and The Riverside Company. Adam Schaeffer concentrates his practice in the areas of mergers and acquisitions, leasing transactions, and general corporate matters. He represents buyers, sellers, and management teams in public and private acquisitions and divestitures, restructurings, joint ventures, and other strategic alliances, including those in distressed and nondistressed settings. He regularly advises clients regarding general corporate matters, including corporate governance, fiduciary issues, and strategic planning, and in connection with the negotiation of commercial contracts. Adam has represented clients in a wide range of industries, including manufacturing, mining, aerospace, agriculture, health care, pharmaceuticals, logistics, and software. Adam is a frequent speaker on M&A and transactional topics. 31