EFS Coverage and Class Code Selection: Coverages Other Than Property, General Liability, or Crime Cheyenne Norment EFS Help Desk Supervisor Surplus Lines Stamping Office of Texas
?Cheat Sheets or Sample Books?
Where Can I Find This Information? Policy or Binder Endorsement Cancellation Invoice Email
Code Mapping or Filtering EFS Help Desk 800-681-5848 efshelp@slsot.org
EXCLUSIVE Codes?! Many coverage codes belong with a particular class code Allows for accurate reporting of statistical data Auto Coverage?? Look for keyword AUTO Inland Marine Coverage?? Look for keyword INLAND MARINE
Help?! Still Confused? Call or Email Help Desk Individual explanation How AND Why
Commercial Auto Coverage
Commercial Auto Coverage: Liability Coverage Code: 9194 (AUTO - COMMERCIAL LIABILITY) Appropriate Class Codes: 07301 (AUTO - GARAGE LIABILITY) 01002 (AUTO - OTHER COMMERCIAL) 00085 (AUTO - PUBLIC (INCL TAXIS) 00029 (AUTO TRUCKERS) 99941 (AUTO - EXCESS/COMMERCIAL LIABILITY)
Commercial Auto Coverage: Physical Damage Coverage Code: 9212 (AUTO - COMMERCIAL PHYSICAL DAM) Appropriate Class Codes: 07240 (AUTO - DEALERS OPEN LOT) 00213 (AUTO - GARAGE KEEPERS (GARAGE KEEPERS LEGAL) 01002 (AUTO OTHER COMMERCIAL) 00085 (AUTO - PUBLIC (INCL TAXIS) 00029 (AUTO TRUCKERS)
Employers Indemnity Excess Employers Indemnity Occupational Accident Coverage Code: 9130 (ACCIDENT & HEALTH-GROUP) Class Code: 00877 (ACCIDENT & HEALTH-OCCUPATIONAL ACCIDENT) Primary and Excess
Coverage Codes: Aviation Coverage Primary and Excess 9023 (AVIATION-HULL) 9022 (AVIATION-LIABILITY) 9024 (AVIATION-PRODUCTS) 9025 (AVIATION-PACKAGE) Class Code: 00226 (AVIATION-AIRPORT) 00227 (AVIATION-WAR RISK) 00225 (AVIATION-GENERAL AVIATION)
Credit Coverage Primary and Excess Mortgage Protection Forced Placed Coverage Code: 9028 (CREDIT) Class Code: 00997 (CREDIT) Collateral Protection Lender or Vendor Single Interest Protects Mortgage Company s Interest Usually Reporting Form
Bond Coverage Bond Coverage Primary and Excess Fidelity Bond Coverage Code: 9931 (BOND-FIDELITY) Class Code: 00993 (BOND - BANKERS BLANKET & EMPLOYEE FIDELITY) Surety Bond Coverage Code: 9930 (BOND-SURETY) Class Code: 00994 (BOND - PERFORMANCE & GUARANTEE)
Inland Marine Coverage Code: 9090 (INLAND MARINE) Appropriate Class Codes: 00306 (INLAND MARINE-CONTRACTORS EQPMNT) 00307 (INLAND MARINE-CARGO (MOTOR TRUCK)) 00302 (INLAND MARINE-ANIMAL MORTALITY) 00312 (INLAND MARINE-BAILEE'S) 00305 (INLAND MARINE-EDP) 00309 (INLAND MARINE - FINE ARTS) Primary and Excess
Inland Marine Coverage Code: 9090 (INLAND MARINE) Appropriate Class Codes: 00304 (INLAND MARINE - JEWELERS/FURRIERS BLOCK) 00313 (INLAND MARINE - MISC PROP FLOATER) 00301 (INLAND MARINE OTHER) 00311 (INLAND MARINE - PERSONAL JEWELRY/ FURS) 00314 (INLAND MARINE - TRIP TRANSIT) Builders Risk coded as Property Primary and Excess
Ocean Marine Coverage Coverage Codes: 9081 (OCEAN MARINE-HULL) 9085 (OCEAN MARINE-P&I) 9084 (OCEAN MARINE-PACKAGE) 9082 (OCEAN MARINE-CARGO) OCEAN MARINE-PLEASURE CRAFT (VESSELS UNDER $50,000) COVERAGE: 9083 CLASS: 00111 Class Code: Primary and Excess 00115 (OCEAN MARINE- OCEAN GOING VESSELS) 00113 (OCEAN MARINE - WAR RISK) 00114 (OCEAN MARINE- MISCELLANEOUS) 00112 (OCEAN MARINE- YACHT)
Oil & Gas Class Code: 98150 (OIL & GAS OPERATIONS) Coverage Codes: 9170 (OIL & GAS-LIABILITY) 9171 (OIL & GAS-PROPERTY) 9172 (OIL & GAS-PACKAGE)
Professional Coverage Directors & Officers Coverage Code: 9338 (Prof-D&O) Class Code: 73929 (Prof-D&O)
Professional Coverage Medical Professional Physicians, Surgeons, or Dentists Coverage: 9230 (PROF-PHYSICIANS, SURGEONS, DENTISTS) Class: 80172 (PROF-PHYSICIANS, SURGEONS, DENTISTS) Other Health Care Professionals Coverage: 9240 (PROF-OTHER HEALTH PROFESSIONAL) Class: 80410 (PROF-CHIROPRACTOR) 40030 (AMBULANCE & EMT SERVICE)
Hospitals Professional Coverage Medical Professional Coverage: 9210 (PROF-HOSPITALS) Class: 44422 (HEALTH CARE FACILITY) All Other Health Care Facilities Coverage: 9220 (PROF-OTHER HEALTH FACILIES) Class: 44422 (HEALTH CARE FACILITY)
Professional Coverage Non Medical Professional Coverage Code: 9337 (PROF-OTHER (INCL E&O)) Appropriate Class Codes: 82116 (PROF - EDUCATORS/SCHOOL BOARDS) 43250 (PROF - EMPLOYMENT PRACTICES LIABILITY) 61216 (PROF - FINANCIAL SERVICE PROFESSIONALS) 64112 (PROF - INSURANCE AGENT) 44114 (PROF - MUNICIPAL/PUBLIC (INCL CLERKS)) 80716 (PROF MISCELLANEOUS)
Employers Liability Maritime Employers Liability Coverage Code: 9160 (EMPLOYERS LIAB/WC & DEDUCTIBLE REIMB) Class Code: 00960 (EMPLOYERS LIAB/WORK COMP)
Excess Coverage Coverage Code: 9325 (EXCESS/UMBRELLA) Class Codes: 99949 (EXCESS - EMPLOYERS LIABILITY/W C) 99945 (EXCESS - GENERAL LIABILITY) 99947 (EXCESS - OIL & GAS) 99950 (EXCESS - PROFESSIONAL LIABILITY) 99959 (EXCESS OTHER) 99961 (EXCESS UMBRELLA)
Umbrella Coverage Coverage Code: 9325 (EXCESS/UMBRELLA) Class Codes: 99935 (UMBRELLA - COMMERCIAL) 99930 (UMBRELLA PERSONAL)
Exceptions Excess/Umbrella Excess Auto Liability Excess Property ** Class Code: 99942 (EXCESS-PROPERTY) Appropriate Property Coverage Code **Separate Seminar: Coverage and Class: Property, General Liability, or Crime
Multiple Coverages? Now What!! 1. Assign premium to multiple coverage codes 2. Select ONE Class code according to coverage with highest premium
Common Misconceptions Marine or Marina always means OCEAN MARINE. Employment Practices Liability OR Employers Liability Employers Indemnity OR Employers Liability
!?Questions?! EFS Help Desk Phone: 800-681-5848 Email: efshelp@slsot.org Fax: 512-346-3422 Monday - Friday, 8 a.m. to 5 p.m. (central time)