INSURANCE BENEFITS FOR SSAA AFFILIATED CLUBS THE INSURED IS NOTED AS: Sporting Shooters' Association of Australia Incorporated Sporting Shooters' Association of Australia (NSW) Incorporated Sporting Shooters' Association of Australia (QLD) Incorporated Sporting Shooters' Association of Australia (VIC) Limited Sporting Shooters' Association of Australia (ACT) Incorporated Sporting Shooters' Association of Australia (SA) Incorporated Sporting Shooters' Association of Australia (WA) Incorporated Sporting Shooters' Association of Australia (NT) Incorporated Sporting Shooters' Association of Australia (TAS) Incorporated The executives, committees, sub-committees, branches, affiliated clubs, members, range officers, coaches, trainers and authorised visitors and SSAA Insurance Brokers Pty Ltd LIABILITY: All SSAA affiliated clubs are covered under the National Liability policy as follows: Public Liability Limit of Liability $ 20,000,000 Products Liability Limit of Liability $ 20,000,000 Sub Limit Property in Care Custody & Control $ 250,000 The activities noted on the policy which relate to the clubs are: Firearms Sports Administration Historical re enactment Practice, tournaments and other competition sanctioned by SSAA Property Owners & Occupiers, affiliated clubs and branches, ranges and recreational grounds (3000 acres of camping ground used for member shooting activities. Ground have accommodation facilities, dams, water sports and are used by SSAA clubs and members) Affiliated clubs and their sanctioned activities in relation to sports shooting activities, historical re enactments, fundraising and club activities (club fundraising event/functions are limited to a maximum attendance of 500 people). Some clubs have restricted alcohol licenses, cooking facilities for club teas, etc, BBQ areas. Some of the larger clubs allow campers/caravans on their club grounds when hosting state/national competitions campers use club toilets / shower facilities (no charge) Gun dealers within the clubs
CROSS LIABILITIES: This insurance extends to indemnify: 5.6.1 each of the parties comprising the Named Insured, and 5.6.2 each of the Insureds hereunder, Separately in the same manner and to a like extent as though policies had been issued in their separate names. In particular, but without limiting the foregoing, this insurance shall indemnify each of the parties described in clauses 5.61 and 5.6.2 in respect of claims made by any other of such parties. Provided always that: 5.6.3 each of such parties shall be separately subject to the terms, Claims Conditions, General Conditions, Exclusions and Definitions of this Policy in the same manner and to a like extent as though separate policies had been issued, and 5.6.4 in no case shall the amount payable by Us in respect of any one claim or series of claims arising out of any one Occurrence or in the aggregate, as the case may be, exceed the applicable Limit of Liability as specified in the Schedule. SPECIAL POLICY CONDITIONS: The following Conditions are hereby added to the policy: 1. Products Liability - Applicable Standards Condition It is a condition of Section 2 of this insurance that any Product Supplied by the Insured shall be compliant with all relevant and mandatory Australian, U.S.A. or E.U. standards, guidelines and regulations. 2. Club Rules & Guidelines It is a condition of this insurance that all club rules and guidelines must be adhered to, and that all clubs comply with relevant legislation in respect of all matters (including range templates, firing rights, etc). 3. Sale of Guns and Firearms It is a condition of this insurance that: a) the sale of hand guns is limited to hand guns with trigger guards b) firearms are only sold to licence holders. 4. Rights of Recourse Condition It is a condition precedent to liability under this Policy that in respect of all Products supplied by You, You shall not: a) waive or have waived their rights of recourse against, or b) agree to have agreed to hold harmless the suppliers to You of those Products.
EXCLUSIONS: We shall not provide Compensation against liability in respect of Personal Injury or Property Damage arising directly or indirectly out of or caused by; 1. injury to drivers or passengers of motor vehicles being driven or operated where: a) the driver does not hold a current drivers licence to drive the particular vehicles b) they are not seated within the vehicles cabin and/or are not wearing a seat belt c) they are not wearing protective helmets if riding a motorcycle, trike or similar vehicle d) they are a pillion passenger on a motorcycle, trike or similar vehicle This exclusion shall not apply to Metallic Silhouette matches provided the vehicle being used is not registered and travels at less than 15km per hour between the firing point and targets being reset. 2. any person (including a member of the Insured) whilst participating in combat and/or skirmishing. 3. riding or handling of any horse owned by or in the Insured's physical or legal control. 4. activities in relation to Working Dog Club's breeding and training activities as well as those of individual members. 5. Design Error Exclusion We do not provide Compensation against liability directly or indirectly arising out of, caused by or in connection with any defective design or error in formula, composition or specification of any Product supplied by You. 6. Excludes exports to USA and Canada 7. Excludes Liability for persons who are not licensed. POLICY AMENDMENT: Definition 1.10 "Geographical Limits" is amended to read as follows: 1.10 "Geographical Limits" means: 1.10.1 anywhere in the World except North America 1.10.2 North America, but only with respect to: 1.10.2.1 overseas business visits by any of Your directors, partners, officers, executives or employees, who are non-resident in North America, but not where they perform manual work in North America. 1.10.2.2 Products exported to North America without Your knowledge. 1.10.2.3 SSAA teams but only whilst participating in shooting competitions.
ADDITIONAL SPECIAL CONDITION: 1. POLICY EXTENDED TO INCLUDE LAWFUL RECREATIONAL SHOOTING, including bow hunting or target archery #(except where such activity requires membership of another Shooting Association) # Archery & Bow Hunting activities approved by SSAA are as follows: a) Recreational bow hunting by individual SSAA members in jurisdictions where this is permitted by law b) Target archery competition and practice by SSAA members at SSAA and affiliated shooting ranges where approved by the SSAA or affiliated shooting club operating that range and permitted in that jurisdiction. POLICY WORDING: Berkley Steadfast General and Products Liability Insurance Policy (GL 1-2014)
ASSOCIATION LIABILITY: All SSAA affiliated clubs are covered under the National Association Liability policy as follows: Limit of Indemnity $ 5,000,000 any one claim and in the aggregate Automatic Extensions: Competition and Consumer Act and other Legislation - Yes Loss of or Damage to Documents - $500,000 Sub-limit Dishonesty of Insured Persons - Included Fiduciary Duty - Included Defamation, Libel and Slander - Included Infringement of Copyright or Patents - Included Newly Created or Acquired Subsidiaries - Yes - 28 days notice Fines and Penalties - $100,000 Sub-limit Appointed Sub-Consultants - Included where 90% or more of income is derived from Named Insured Contractual Liability - Yes - where arising out of breach of Professional Business Joint Venture/Consortium - Included Claim Preparation Costs - $25,000 Sub-limit Costs of Court Attendance - $650 per Director or officer and $250 per employee Public Relations Expenses - $50,000 Sub-limit Mitigation Costs - $50,000 Sub-limit Emergency Defence Costs - $100,000 Sub-limit Inquiry Costs - Full limit Legal Panel - Included Continuous Coverage - Included Run-Off Cover - Included Severability - Included Estates and Legal Representatives - Included Reinstatement of the Indemnity Limit - Included Advancement of Defence Costs - Included and applicable to Directors or Officers Outside Directorship (including run off cover) - Included automatically for Not for Profit Organisations Spousal Liability Cover - Included Optional Extensions: Fidelity Covered ($100,000 Sub-limit Inclusive of Costs & Expenses) Extended Continuity Cover - Not Covered Multi Year Run-Off - Not Covered Employment Practices Liability - Covered POLICY WORDING: Berkley Association Liability Insurance Policy (G3-2014)
GROUP PERSONAL ACCIDENT: Under the above SSAA affiliated clubs have voluntary workers cover. Voluntary workers of the club are covered if they are injured whilst involved in authorised activities of the club (working bees/fundraisers/attending committee meetings etc) for the following benefits; Capital Benefits $20,000 per member (Events 1-19) Limited to $10,000 for persons aged under 18 Loss of Income $250 per week 28 day excess Benefit Period 26 weeks POLICY WORDING: AIG Personal Accident Insurance for Voluntary Workers Policy AH650/3 PDS JM 09/01175.3