TRADING EXAMPLES. Foreign Exchange. Trading examples. Halifax New Zealand

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TRADING EXAMPLES Halifax New Zealand New Zealand Financial Services Register 146605 AIG Building, Level 11/41 Shortland Street Auckland City 1010 New Zealand as Introducing Broker for Halifax Investment Services Australian Financial Services License No. 225973 Date 25th September 2013 Halifax Trading Examples 1

Example 1: Going Long If you expect the Australian dollar to increase because of solid trade figures and anticipate its price to rise by 3.8 cents over the next 12 days. Open Position Buy Quantity 105.20 US cents 105.20 US cents Initial Margin $1,000 US 2.5 pips 105.80 US cents 105.80 US cents 2.5 pips Gross $400.00 US (Bought & Sold) $50.00 US 5 pips Net $350.00 USD 2 AUD USD chart long/profit of Margin Top figure 41 (2100) 8 (1800) 52 (3200) 26 (600) 58 (3800) 12 (-800) 15 (-500) 2 HALIFAX NEW ZEALAND Trading Examples

Alternatively: your expectations prove to be incorrect and your stop loss is triggered. 104.8 104.60 US cents 2.5 pips Gross Loss $600.00 US (Bought & Sold) $50.00 US 5 pips Net (loss) ($650.00) US 58 4 2 0.69 AUD USD chart long/loss of Margin Top figure 0.698 AUD 2 12 (-800) 41 (2100) 8 (1800) 15 (-500) 09 (-1100) AU 0.686 (-3400) 0.67 (-5000) In this example we have assumed no increase or of decrease Margin in Foreign initial margin Exchange requirements. Top figure Halifax NEW ZEALAND Trading Examples 3

4 Example 2: Going Short If 2 you expect the US dollar to fall against the Euro because of bad economic data and that it could fall by as much as 5 cents over the next 5 days. Open Position $100,000 $ US US Initial Margin 0.69 $1,000.01% Buy Quantity of Margin $100,000 Top figure (Variation $1.27 Margin US required) Bottom figure $1.27 x $100,000 41 (2100).01% 8 Gross (1800) $5,000 US (Sold & Bought) $20 2 Net $4,980 12 (-800) 0.698 15 (-500) EUR USD chart short/profit of Margin Top figure 09 (-1100) 0.686 (-3400) 0.67 (-5000) AUD US AUD EUR 1.312 (800) of Margin Top figure 4 Halifax NEW ZEALAND Trading Examples 1.37 (-5000) 1.27 (5000)

2 12 Alternatively: your expectations (-800) prove to be incorrect and your stop loss is triggered. 41 (2100) 8 (1800) Trading examples 15 (-500) Buy Quantity $100,000 $1.37 $100,000 x $1.37 0.01% Gross Loss $5,000 (Sold & Bought) Net Loss (loss) of Margin $20 Top figure $5,020 09 (-1100) You can potentially lose more money 0.686 than is in your trading account. As a result of a (-3400) loss, if your 0.67 penalties, legal action or credit agency (-5000) default. AU EU 1.312 (800) EUR USD chart short/loss of Margin Top figure 1.37 (-5000) 1.27 (5000) A 1.312 (800) Halifax NEW ZEALAND Trading Examples 5

Buy 1 Call and Sell 1 Put at the same strike Market Outlook: Bullish Substantial Increase in Volatility: Neutral Time Decay: Neutral Sell 2 Calls, Buy 1 Call at higher strike and Buy 1 Call at lower strike Market Outlook: Neutral Increase in Volatility: Typically hurts position Time Decay: Typically helps position Option Examples Long Call Example 3: Buying a Call Option You think the Australian Dollar is going to increase because of solid trade figures and anticipate the price to rise by 3.8 cents over the next 4 days. You decide instead of buying the currency directly to buy a Call Option, as this will limit the loss only to the amount you pay for the Option. You think the greatest increase (Delta) will be the.73 strike. Open position Buy Quantity 1 x.73 Call Option Buy Date Day 1.015.015 US cents Initial Margin The cost of the option ($150 US) $25 US 1 x.73 Call Option Sell Date Expiry Day 4.28 Contact Value.28 US cents $25 US (Bought and Sold) $50 US Net $2,600 US AUD USD chart long/profit of Margin Top figure Buy 1 Call Market Outlook: Bullish Increase in Volatility: Helps position Time Decay: Hurts position The Strike prices Call(Day Backspread 1) 0 0.288 1 0.165 2 0.030 0.015 4 0.002 5 0.001 Sell 1 Call and Buy 2 Calls at a higher strike Market Outlook: Bullish Increase in Volatility: Typically helps position Time Decay: Typically hurts position Bull Spread Increase in Volatility or Time Decay: Helps or hurts depending on strikes chosen Buy Write Buy 1000 shares and Sell 1 Call Market Outlook: Neutral to Slightly Bullish Substantial Increase in Volatility: Hurts position Time Decay: Helps position THE OPTIONS ST Bullish the loss, you Buy will 1 Call be (Put) required and Sell 1 Call (Put) to fund at higher the shortfall strike immediately. Market You Outlook: may Moderately face Bullish potential financial penalties, legal action or credit agency default. buy call Ne w stra com bull spreads buy stock, sell c buy bonds, sell p Short Butterfly Buy 2 Puts, Sell 1 Put at higher strike and Sell 1 Put at lower strike Market Outlook: Strong move in either direction Increase in Volatility: Typically helps position Time Decay: Typically hurts position 58 4 2 AUD US 0.69 0.698 6 Halifax NEW ZEALAND Trading Examples

Buy 1 Call (Put) and Sell 1 Call (Put) at higher strike Market Outlook: Moderately Bullish Increase in Volatility or Time Decay: Helps or hurts depending on strikes chosen buy call buy stock, sell call buy bonds, sell put overwrite buy protective put buy put Sell 1 Put (Call) and Buy 1 Put (Call) at higher strike Market Outlook: Moderately Bearish Trading examples Increase in Volatility or Time Decay: Helps or Hurts depending on strikes chosen Buy Write Option Examples Short Butterfly Buy 1000 shares and Sell 1 Call Market Outlook: Neutral to Slightly Bullish Substantial Increase in Volatility: Hurts position Time Decay: Helps position Example 4: Selling a Call Option With both Call Options or Put Options you can buy or sell the Option. As we have seen in the previous Buy 2 Puts, Sell 1 Put at higher strike and example Buying the Sellcall 1 Put ator lower Option strike has a reduced risk as Market Outlook: Strong move in either direction you can only lose what you pay for the Option. Increase in Volatility: Typically helps position Selling Options as Time more Decay: detailed Typicallyin hurtssection position 12.2 of the PDS can be inherently more risky as the cost can technically be unlimited and could require greater capital reserves to cover increases in both variation and initial margin. If you thought the Australian Dollar was not able to increase beyond the price of.73 US cents at the expiry of 4 days you could Sell a.73 US cents Call Option. Open position 1 x.73 Call Option Sell Date Day 1.015.15 US cents Initial Margin Set Can Increase up to $1000 $25 US Buy Quantity 1 x.73 Call Option Buy Date Expiry Day 4.28 Contact Value.28 US cents $25 US (Bought and Sold) $50 US Net Loss $2,650 US Long Straddle Buy 1 Call and Buy 1 Put at the same strike Market Outlook: Strong move in either direction Increase in Volatility: Helps position Time Decay: Hurts position AUD USD chart long/loss of Margin Top figure Short Call Sell 1 Call Market Outlook: Neutral to Slightly Bearish Increase in Volatility: Hurts position Time Decay: Helps position The Strike prices (Day 1) 0.288 1 0.165 2 0.030 0.015 4 0.002 5 0.001 58 (-1300) 4 (-600) 2 AUD 0.69 (700) 0.698 (600) Halifax NEW ZEALAND Trading Examples 7

An example of Spot You are currently holding the Australian Dollar against the US Dollar morning at.7501 If you hold spot currency over the period where the daily Revalution occurs your position will automatcally Roll to the price incorporating the Interest Rate differential. Below is a snap shot of trading over 2 days to show how a Revaluation can work. Example Spot 501 11 AM Daily Settlement 506 1 PM Revaluation Roll over 516 1 PM 516 3 PM 532 7 PM 11 PM 502 488 3 AM 51 7 AM 521 11 AM Daily Settlement 518 519 1 PM Revaluation Roll over 1 PM 527 The example above does not incorporate Initial and Variation margin to maintain the position. The Revaluation will add a cost to be determined by Halifax and incorporates the Interest Rate differential. Whether you re Long or Short the postion is maintained and continually Rolled until you close the position. The daily Settlement will mean the re-booked price in this example will be the Revaluation. 7 PM 8 Halifax NEW ZEALAND Trading Examples

1.048 1.046 1.044 1.042 1.040 Trading examples Example of Strategy Open Position Buy Quantity 105.20 US cents Initial Margin 105.20 US cents $1,000 US 2.5 pips 105.80 US cents 105.80 US cents 2.5 pips Gross $400.00 US (Bought & Sold) $50.00 US 5 pips Net $350.00 USD 1.062 1.060 1.058 1.056 1.054 1.052 1.050 1.048 1.046 1.044 1.042 High established Hour 0 Hour 4 Hour 8 Hour 12 Position entered Hour 16 $160 Hour 20 $150 $30 Hour 24 Hour 28 $20 Loss Hour 32 $200 Hour 36 $350 Hour 40 Position no longer $400 open profit hit Hour 44 Hour 48 Example of Strategy Loss Gross Loss (Bought & Sold) 5 pips Net (loss) 104.60 US cents 104.60 US cents 2.5 pips $600.00 US $50.00 US ($650.00) US 1.056 1.054 1.052 1.050 1.048 1.046 1.044 1.042 High Established Position Entered $160 $150 $100 Loss $400 Loss $300 Loss $500 Loss $600 Loss Stopped no Position longer open 1.056 1.054 1.040 1.052 Hour 0 Hour 4 Hour 8 Hour 12 Hour 16 Hour 20 Hour 24 Hour 28 Hour 32 Hour 36 Hour 40 Hour 44 Hour 48 1.050 Halifax NEW ZEALAND Trading Examples 9