Medical Review Criteria Infertility Services- Massachusetts



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Medical Review Infertility Services- Massachusetts Subject: Infertility Services - Massachusetts Effective: April 13, 2016 Definition: Infertility is the condition of an individual who is unable to conceive or produce conception during a period of one year (if the female is age 35 years or younger), or during a period of 6 months (if the female is over age 35). For purposes of meeting HPHC criteria, if a woman conceives but is unable to carry the pregnancy to live birth, the period of time spent attempting to conceive prior to achieving that pregnancy is included in the calculation of the one year (for females age 35 or younger) or 6 month (for females over age 35 years) period described above. 1 For women without male partners or exposure to sperm, infertility is the inability to conceive after 6 cycles of Artificial Insemination or Intrauterine Insemination performed by a qualified specialist using normal quality Donor Sperm. These 6 cycles (including Donor Sperm) are not covered by HPHC as a diagnosis of infertility cannot be established until after the AI/IUI cycles have been completed. Policy: HPHC Infertility benefits 2 include coverage for non-experimental services that are medically necessary to diagnose and treat medical infertility when such treatment is likely (i.e., with greater than 5% probability) to result in viable offspring. Covered services include, but are not limited to: Specialist consultation (PCP referral required for HMO members) Diagnostic services 3 (e.g., lab work, hysterosalpingogram, laparoscopy, ultrasound) that are medically necessary to assess infertility. Infertility services and procedures including Artificial Insemination, Intrauterine Insemination, Frozen Embryo Transfer (FET), Gamete Intra-Fallopian Transfer, and In-Vitro Fertilization. 4 Medically necessary prescription drugs Self-administered drugs including ovulatory injections (e.g., HCG) are covered only for members with HPHC prescription drug coverage, who are in an active, authorized cycle of infertility treatment. 5 See HPHC s Medical Review for Preimplantation Genetic Testing (PGT) for information regarding coverage and authorization requirements for PGT. 1 M.G.L.c. 175, section 47H and 211 C.M.R 37.09 2 Medically necessary infertility services are covered only for members with HPHC plans that include infertility benefits. 3 Covered services must be FDA-approved, and not considered experimental, investigational or unproven. 4 HPHC covers cryopreservation of reproductive tissue (i.e., eggs, sperm, or embryos) collected during authorized treatment. Each authorization for cryopreservation of reproductive tissue includes coverage for up to 12 months of storage. Storage beyond 12 months immediately following the authorized cryopreservation is not authorized. 5 See Pharmacy Program information (https://www.harvardpilgrim.org) for more information re: prescription drug coverage. Infertility Services- Massachusetts Page 1 of 13

HPHC does not authorize infertility treatment (including Donor Egg or cryopreservation procedures) or related services for female members age 44 or older unless clinical documentation clearly demonstrates the individual woman has a greater than 5% chance of achieving a positive birth outcome using her own eggs. The age of the female is the most important clinical factor affecting the chances of a live birth when her own eggs are used. As noted in data from the United States Centers for Disease Control and Prevention (CDC), "[o]verall, 40% of cycles started in 2011 among women younger than 35 resulted in live births. This percentage decreased to 32% among woman 35-37 years of age, 22% among woman aged 38-40, 12% among women aged 41-42, 5% among women aged 43-44, and 1% among women older than age 44." 6 Further stratification of live birth cycle shows 22.2% among women 38-40 years of age, 11.7 % among women age 41-42, 4.5% among women age 43-44, and 1.8 % among women age>44. 7 Under most HPHC plans with Infertility benefits, coverage is limited to a maximum of 6 IVF cycles 8 (including cancelled cycles), regardless of whether the member s egg or a donor egg is used, and regardless of whether or not previous cycles were covered by HPHC. 9 Fewer than 6 IVF cycles may be authorized when medically appropriate (e.g., in situations where additional cycles are unlikely [less than 5% probability] to result in a live birth). 10 The cycle coverage limit does not include prior IVF cycles that resulted in a livebirth, Frozen Embryo thaw cycles that do not include gonadotropin therapy, or AI or IUI cycles. Authorization: Prior authorization is required for the following infertility services provided to eligible members enrolled in commercial (HMO, POS and PPO) products: Artificial Insemination (AI) Intrauterine Insemination (IUI) Collection, storage, cryopreservation, and banking of sperm, eggs (oocytes), or embryos Donor eggs Donor sperm Embryo Transfer/Frozen Embryo Transfer (FET) Gamete Intra-Fallopian Transfer (GIFT) Intra-Cytoplasmic Sperm Injection (ICSI) In-Vitro fertilization (IVF) including conversion from IUI to an IVF cycle Microsurgical Epididymal Sperm Aspiration (MESA) Testicular Sperm Extraction (TESE) Zygote intra-fallopian transfer (ZIFT) Prior authorization is also required for out-of-network Assisted Hatching services provided to members enrolled in PPO/POS products. 6 http://www.cdc.gov/art/art2011/pdfs/art_2011_national_summary_report.pdf 7 National Summary Table. http://nccd.cdc.gov/drh_art/apps/nationalsummaryreport.aspx and 2012 ART Success Rates Report at http://www.cdc.gov/art/artreports.htm 8 An IVF cycle begins when a member fills her prescriptions for fertility drugs. 9 Fewer than 6 cycles may be covered under certain HPHC plans. UM staff are responsible for referencing relevant member materials before services are authorized. 10 The rate of success for IVF cycles declines with each cycle; after 6 IVF cycles, the success rate declines to a level significantly below a 5% probability of a live birth. Infertility Services- Massachusetts Page 2 of 13

In-network providers should submit authorization requests on HPHC s Infertility Services Precert and IVF Cycle Summary forms. Forms can be found on HPHC s Provider Site: https://www.harvardpilgrim.org General Eligibility : Infertility Services are authorized for eligible members in whom fertility would naturally be expected who meet applicable General Eligibility and relevant Service-Specific criteria (listed below). 11 1. The member has a documented history of Infertility (as defined above); 2. Documentation (i.e., clinical history including diagnosis, menopausal status, response to and outcomes of previous infertility treatment) confirms at least a 5% probability that infertility treatment using the female partner s eggs will result in a live birth. For women with a diagnosis of premature ovarian failure (POF), premature diminished ovarian reserve, or premature menopause, documentation must confirm that, absent such a diagnosis, the member would be an individual in whom fertility would naturally be expected, and infertility treatment would have >5% probability of success. 3. Documentation of Ovarian Reserve Assessment results (i.e., day 3 Follicle-Stimulating Hormone [FSH] test and Estradiol levels) obtained within the past year are submitted. 12 For women aged 40 and older, documentation of adequate ovarian reserve, confirmed by ANY of the following is required 13 : Clomiphene Citrate Challenge Test (CCCT) performed within the past 6 months with BOTH: Day 3 and Day 10 FSH levels less than 15 milli international units per milliliter (miu/ml) and Day 3 Estradiol level less than 100 picograms per mililiter (pg/ml) CCCT performed within the past 12 months with ALL: Day 3 and Day 10 FSH levels less than 15mIU/ml and Day 3 Estradiol level <100 pg/ml and Day 3 FSH level <15 miu/ml and Day 3 Estradiol level <100 pg/m within the past 6 months Normal Anti-Mullerian Hormone (AMH) level 14, and documentation confirming the member is unable to take (or tolerate) Clomid. Women over age 40 with ANY history of Day 3 or Day 10 FSH >15 remain eligible for coverage of the transfer of frozen embryos created prior to the abnormal test finding, but are not eligible for ANY further assisted reproduction treatments. 15 11 Members who have previously achieved a live birth through ART procedures, and continue to meet general eligibility criteria for infertility services, do not automatically qualify for coverage of the same ART service during subsequent attempts to achieve pregnancy. The individual facts and unique clinical circumstances of each case are considered in determining medical necessity. 12 Documentation of adequate ovarian reserve is not required for women with a documented diagnosis of POF, premature diminished ovarian reserve, or premature menopause. 13 Abnormal CCCT Results in Women aged 40 years or older: When Day 3 Estradiol (basal labs or CCCT) is found to be over 100 pg/ml, and all FSH values are under 15.0 miu/ml, the Day 3 Estradiol and FSH should be repeated prior to determining eligibility for IVF or other infertility treatment. To meet criteria, repeat values must meet the criteria above. At any time when any Day 3 or Day 10 FSH is 15 miu/ml, infertility services are not authorized. 14 HPHC relies on normal range as defined by the laboratory provider. Infertility Services- Massachusetts Page 3 of 13

4. Documentation confirms adequate ovarian response to stimulation (i.e., 2 follicles >12 mm diameter for IUI, or at least 3 follicles >12 mm diameter for IVF) to any monitored, medicated-stimulated infertility treatments provided within the past six months. 5. The female member s Body Mass Index (BMI) is submitted with the request for infertility services. If reported BMI is >30, prior to authorization of infertility services, the member must be counseled to lose weight, and educated about the adverse effects of an elevated BMI (e.g, impact on fertility and fertility treatment success, obstetrical risks including diabetes and hypertension, potential anesthesia complications, poorer fetal outcomes). If reported BMI is 35 or higher, documentation of a nutrition consult within the past 6 months and history of previous weight loss attempts is required. 6. If there is a male partner, results of a semen analysis (performed within the past year) demonstrating normal fertility threshold 16, must be submitted prior to initial authorization of infertility services. If the initial semen analysis is abnormal, a second sample (obtained within the past year) must be submitted; if the second sample is abnormal, the REI specialist may request a urology consult for further evaluation.. If the male partner has previously undergone vasectomy reversal, results of 2 consecutive semen analyses demonstrating a normal fertility threshold, and performed within 3 months of the initial request must be submitted. The couple must also meet Service-Specific for Reversal of Prior Sterilization (below). Service Artificial Insemination (AI) Intrauterine Insemination (IUI) Service-Specific Medically necessary AI/IUI services are authorized when applicable General Eligibility are met, and documentation includes: 1. Results of hysterosalpingogram, laparoscopic chromotubation with hysteroscopy, or definitive sonohysterosalpingogram (e.g., FemVue, HyCoSy) within the past 4 years confirming presence of ALL the following: At least one patent Fallopian tube Normal ipsilateral ovary Normal endometrial cavity 2. Confirmation of spontaneous ovulation, or normal ovarian reserve testing; 3. Any of the following: Unexplained infertility Polycystic Ovary Syndrome (PCOS), anovulation, or oligoovulation Mild to moderate endometriosis Cervical factors 15 Repeated testing of basal FSH levels has no predictive value for IVF outcome in women with elevated basal FSH; H. Abdalla and M.Y. Thum; Hum. Reprod. (January 2006) 21 (1): 171-174. 16 Normal fertility threshold is defined as: semen volume 1.5 ml, sperm concentration 15 million/ml, sperm total 40 million, 40% motility, and 4% normal morphology by Krüger classification, or morphology of 30% by WHO 3 rd edition classification (based on World Health Organization 5 th edition 2010). Infertility Services- Massachusetts Page 4 of 13

Service Mild to moderate male factor infertility 17 o Documentation of urology consult must be submitted, and include evidence that infertility cannot be improved through standard conservative treatment. Use of stored sperm from male members who, subsequent to active infertility treatment, required sperm banking/storage as a result of medical treatment (e.g., cancer treatment) likely to cause infertility. Results of prior IUI cycles must be submitted with each request, and demonstrate: Adequate ovarian response to stimulation (i.e. at least 2 follicles >12 mm diameter for any monitored IUI using standard medication doses); and Adequate fresh semen and post wash semen parameters in order to continue with IUI. IUI After In Vitro Fertilization (IVF) Conversion from IUI to IVF In Vitro Fertilization NOTE: IVF cycles using a member s own eggs are not authorized for members who have undergone previous donor egg cycles. In the absence of an intervening live birth, subsequent IUI cycles are not authorized for members who have already undergone IVF if further IVF cycles do not meet HPHC s IVF criteria.iui after IUIto-IVF conversion for hyperstimulation if the stimulation that was initially given is reduced. IUI after IVF/ICSI/Preimplantation Genetic Testing (PGT) may be authorized for couples with a male genetic disorder who opt to use donor sperm after IVF/ICSI/PGT if the female member meets IUI criteria. (Coverage for IUI is limited to 6 cycles with documented ovulation.) Authorized when the current IUI cycle has resulted in ALL: 1. Estradiol level of 800 pg/ml; AND 2. Production of at least 5 follicles >12 mm in diameter. Results of prior IUI cycles must be submitted with each IVF request (initial and subsequent requests). Results must demonstrate an adequate response to each cycle (i.e., at least 3 follicles >12 mm diameter for IVF, and adequate embryo numbers and quality for transfer), and adequate fresh semen and post wash semen parameters. In addition, there must be documentation confirming the female member requesting IVF has undergone hysterosalpingogram, sonohystogram, or hysteroscopy (to establish uterine contours) within the past 4 years is required. IVF services are authorized when relevant General Eligibility (above) are met, and there is documentation of ANY of the following: 17 Abnormal semen analysis with at least a sperm concentration 10 million/ml, total sperm 20 million, motility 20%, morphology 2% by Krüger classification or morphology 20% by WHO 3 rd edition classification, total motile sperm concentration of at least 10 million, and at least 5 million on a washed sample (if performed). Infertility Services- Massachusetts Page 5 of 13

Service IVF for Women Without Male Partners or Exposure to Sperm Documented history of failed medicated IUI cycles (as follows) when IUI criteria (above) have been met: For female members under 40 years-old, there must be documentation confirming a history of 2 failed medicated IUI cycles For female members age 40 or older, documentation of failed medicated IUI cycles is not required. The female member has ANY of the following: Bilateral Fallopian tube absence (excluding prior elective sterilization) or bilateral Fallopian tube obstruction due to prior tubal disease. (Documentation confirming failure of conventional therapy is required.) Severe endometriosis. (Documentation confirming failure of surgical and medical therapy is required.) The male member has severe male factor infertility 18, and has been evaluated by a urologist who confirms condition cannot be improved by standard conservative treatment(s), and cannot be addressed via IUI. Documentation confirms a female without a male partner or exposure to sperm has failed 6 consecutive AI/IUI cycles using normal donor sperm. 19,20 To qualify for IVF services, the woman must also meet Service- Specific for IVF including documentation of an age-specific number of failed medicated IUI cycles: For female members up to 40 years-old, there must be documentation confirming a history of 2 failed medicated IUI cycles; For female members age 40 or older, documentation of failed medicated IUI cycles is not required. Gamete Intrafallopian Transfer (GIFT) Zygote intrafallopian transfer (ZIFT) Authorized for members who have one normal patent Fallopian tube, and meet IVF criteria (above). Donor Egg (Donor Oocyte) Donor egg procedures are authorized for women under age 44 years 21 when General Eligibility (above) are met, and there is 18 Severe male factor infertility is demonstrated by sperm concentration less than 10 million/ml, sperm number less than 20 million, motility less than 20%, morphology less than 2% by Krüger classification or less than 10% by WHO 3 rd edition classification, total motile sperm count of less than 10 million (less than 5 million on a washed sample if performed). 19 These 6 cycles (including Donor Sperm) are not covered by HPHC as a diagnosis of infertility cannot be established until after the AI/IUI cycles have been completed. 20 The requirement for 6 cycles of AI or IUI may be waived (as appropriate) in cases where medical record documentation confirms a diagnosis of POF, premature diminished ovarian reserve, or premature menopause. Infertility Services- Massachusetts Page 6 of 13

Service Non-medical services related to donor egg procurement (e.g., finder fees, broker fees, legal fees) are not covered. documentation of ANY of the following: Congenital or surgical absence of ovaries Premature ovarian failure or premature menopause 22 in women under age 40 years Premature diminished ovarian reserve (i.e., FSH 15 in women under age 40 years Inadequate ovarian response (i.e., fewer than 3 follicles >12 mm diameter), or inadequate embryo numbers and quality, during authorized IVF cycles within the prior 6 months. When donor egg criteria are met, a donor egg cycle is authorized for up to 6 months. 23 If the donor egg procedure is not performed within 6 months, the member must be reevaluated and continue to meet HPHC criteria for infertility services and donor egg procedures before additional services are authorized. For female members (embryo recipients) without HPHC prescription drug coverage, coverage for the egg donor is limited to monitoring (up to egg retrieval), and the egg retrieval procedure. For embryo recipients with HPHC prescription drug coverage, medications to stimulate the donor s ovaries, and to induce ovulation, are covered. After proceeding to a donor egg cycle, further IVF cycles using the member s eggs are not authorized. Intracytoplasmic Sperm Injection (ICSI) ICSI is not authorized for any IVF cycle involving use of donor sperm, or solely to perform Preimplantation Genetic Testing (PGT) when HPHC s PGT criteria are not met. Authorized (in conjunction with IVF) to treat sperm-related infertility problems in the male partner when the use of ICSI is expected (with a greater than 5% probability) to result in a live birth, and there is documentation of ANY of the following: Severe male factor infertility that cannot be overcome by IVF Less than 50% fertilization (for mature eggs) on a prior IVF cycle with drop insemination Obstruction of the male reproductive tract unrelated to prior sterilization or sterilization reversal, and not amenable to repair (necessitating sperm retrieval via Microsurgical Epididymal Sperm Aspiration) Nonobstructive azospermia (necessitating sperm retrieval via Testicuar Sperm Extraction) 21 Donor egg is not authorized for women aged > 44 as they are experiencing an age-related decline in fertility that is normal and expected, and not consistent with disease process. While these individuals may require donor egg/embryo to achieve a positive birth outcome, the need is secondary to an age-related decline in fertility that is normal and expected. 22 Premature ovarian failure or premature menopause is characterized by amenorrhea, hypoestrogenism, and elevated serum gonadotropin (to postmenopausal levels). 23 Coverage for the embryo recipient (HPHC member) includes medications to support implantation (if the member has HPHC prescription drug coverage), the embryo transfer procedure, member monitoring, and cryopreservation of any remaining embryos for up to one year. Infertility Services- Massachusetts Page 7 of 13

Service Assisted Hatching (AH) Donor Sperm Authorized as part of an IVF or Frozen Embryo Transfer (FET) procedure 24 when documentation confirms ANY of the following: 2-3 failed IVF cycles that produced 3 or more morphologically high quality embryos, with failure to implant after embryo transfer; OR Prior pregnancy resulting from IVF that required assisted hatching; OR Planned transfer of a frozen-thawed embryo; OR Thick Zonae in prior IVF for a woman over age 35. Normal quality donor sperm is authorized when documentation (by ANY of the following) confirms male factor infertility: Bilateral congenital absence of vas deferens (BCAVD) Non-obstructive Azoospermia confirmed through MESA/TESE results Previous radiation or chemotherapy treatment resulting in abnormal semen analyses Two or more abnormal semen analyses at least 30 days apart Inadequate fertilization rates despite use of ICSI Normal quality donor sperm may also be authorized in lieu of Preimplantation Genetic Testing (PGT) for couples who meet HPHC's PGT Medical Review due to the male partner s genetic abnormality. A diagnosis of infertility is not required if PGT criteria are met. Microsurgical Epididymal Sperm Aspiration (MESA) Testicular Sperm Extraction (TESE) or Micro-TESE Sperm Collection and Cryopreservation Cryopreservation of Eggs and/or Authorized for male members with documented congenital absence or obstruction, or traumatic obstruction, of the vas deferens. Excludes obstruction resulting from prior sterilization or sterilization reversal procedures. Authorized when documentation confirms a male members has documented non-obstructive azoospermia, or has failed a prior MESA procedure. Authorized for male members when documentation confirms ANY of the following: Need for frozen back-up sperm because of unreliable ability to produce adequate or useful sperm on the day of ovulation; or Sperm was recovered through MESA or TESE; or Documentation confirms that the member is undergoing medical treatment (e.g., cancer treatment) that is likely to result in infertility. For a woman in active (authorized) infertility treatment: 24 While the routine use of AH in all IVF cycles (particularly in women <40 years of age) is not recommended, a specific subset of patients may benefit from the use of AH. HPHC will consider the number of previously failed cycles, the woman s age, and other relevant clinical information when reviewing requests for AH. Infertility Services- Massachusetts Page 8 of 13

Embryos Service HPHC covers retrieval, cryopreservation, and up to one year of storage, of any embryos remaining after an authorized IVF cycle, or cryopreservation, and up to one year of storage, of mature eggs from an authorized IVF cycle when there is an unexpected lack of sperm for fertilization. The member s cryopreserved embryos (or eggs) must be used before additional (fresh) IVF cycles using the member's or another woman s/donor s eggs are authorized 25 if: Member up to age 35 years has 2 or more cryopreserved embryos or eggs; or Member age 35 years or older has 4 or more cryopreserved embryos or eggs. Requests for authorization of a Thaw Cycle (using frozen eggs or embryos) must meet General Eligibility (above) at the time of the request. For women who are not in active infertility treatment: HPHC covers retrieval, cryopreservation, and storage (up to one year) of eggs or embryos 26 when documentation confirms a female member who is not in active treatment for infertility will be undergoing medical treatment (e.g., chemotherapy, radiation therapy) that is likely to result in infertility. The member is not required to meet HPHC s General Eligibility for Infertility Services. For women or couples members not in active infertility treatment, who are requesting fertilization of eggs and cryopreservation of embryos: Results of ovarian testing, and the male partner s semen analysis, must be submitted to assess the likelihood of embryo creation. Cryopreservation of Eggs or Sperm (including retrieval and up to one year of storage) for Members Undergoing Gender Reassignment Treatment Reversal of Prior Sterilization Covered when documentation confirms a member with Gender Dysphoria will be undergoing covered Gender Reassignment treatment that is likely to result in infertility. Documentation must confirm that member and provider(s) have discussed the impact of Gender Reassignment treatment on fertility and family planning. Authorized for members who have undergone previous sterilization procedures (e.g., tubal ligation or vasectomy) and subsequent surgical reversal, only when there is clinical documentation confirming ALL the following: 25 Exceptions may be considered if use of cryopreserved embryos or eggs is contraindicated (e.g., members with genetic risk [i.e., balanced translocation], or advanced age [i.e> >40]). 26 Cryopreservation of eggs is authorized (in lieu of cryopreservation of embryos) when there is no male partner available to provide fertilization of embryos. Infertility Services- Massachusetts Page 9 of 13

Service Surrogacy/Gestational Carriers HPHC does not cover: Use of donor egg with a gestational carrier as the HPHC member is not treated in this situation; or Cost(s) of implantation or other services (e.g., transfer, pre-pregnancy costs, cryopreservation of embryos) provided to a gestational carrier, regardless of whether or not the gestational carrier is an HPHC member. 1. The member/couple meets all applicable medical necessity criteria in this policy, and the member has undergone a successful reversal procedure; 2. The member s infertility is independent of the previous sterilization procedure, and the successful reversal procedure has been followed by at least 6 months of attempting natural conception; 3. There is documentation of either: a. For males, two consecutive semen analyses within 3 months of the request for infertility services demonstrating a normal fertility threshold (as noted in General Eligibility ) and continued success of the reversal; b. For females, post-surgery hysterosalpingogram (HSG) or chromotubation demonstrate unilateral or bilateral free spill tubal patency, and results of an HSG or chromotubation performed within the six months of the request for infertility services demonstrate that post-operative scarring and tubal blockage have not occurred. One cycle of oocyte stimulation, retrieval, and fertilization is authorized for female members who: Meet General Eligibility for Infertility Services, but are unable to carry a pregnancy due to an uncorrectable structural uterine abnormality or a life threatening condition that precludes a safe pregnancy; AND Are using their own oocytes and self-paying for a gestational carrier. Exclusions: HPHC does not cover Infertility Services when criteria above are not met. In addition, HPHC does not cover Infertility services for ANY of the following: Members without HPHC Infertility benefits Members who are not medically infertile unless the member meets other HPHC criteria (e.g., PGT, sperm/egg banking and storage for a member who is undergoing medical treatment that is likely to result in infertility); Individuals who are not members (including partners, dependents, or other third parties), or services in which the member is not treated, or is not the intended recipient of the infertility services Infertility services (including but not limited to consultations, labs, radiology studies, infertility drugs, ART cycles, and other services to assess and/or treat infertility in a member or a member s partner) requested as a result of a prior voluntary sterilization or unsuccessful sterilization reversal procedure unless there is documentation that criteria (above) are met Infertility Services- Massachusetts Page 10 of 13

Infertility services requested to treat effects that are due to natural aging, or for women who are menopausal Donor sperm: In the absence of documented male factor infertility, or for genetic sperm defects in the male partner when the male partner is not an HPHC member In the absence of a male partner When the male partner has undergone vasectomy reversal and fails to meet the medical necessity criteria for infertility services for males with prior vasectomy with reversal Chromosome studies of a donor (sperm or egg) Infertility services in cases in which normal embryos have been or will be discarded because of gender selection ICSI for any IVF cycle involving use of donor sperm Any Advanced Reproductive Technology requested solely for PGT (e.g., IVF, ICSI) when PGT is not a covered benefit, or PGT criteria (above) are not met. When PGT is not covered or not authorized, medically necessary Infertility services (including IVF and ICSI) may be authorized for members with Infertility benefits if service-specific criteria (above) are met. Treatments requested solely for the convenience, lifestyle, personal or religious preference of the member in the absence of medical necessity Treatment to reverse voluntary sterilization, or MESA/TESE, for a member who has undergone prior sterilization Supplies that may be purchased without a physician s written order (e.g., ovulation test kits) Monitoring of non-authorized IUI cycles Services related to achieving pregnancy through a surrogate or gestational carrier except as described above Implantation or other services provided to a gestational carrier, including, but not limited to transfer, impending pregnancy costs or cryopreservation of embryos, whether or not the gestational carrier is an HPHC member Use of donor egg with gestational carrier even when the surrogate is a member of the health plan Charges for the storage of eggs, sperm or embryos that remain in storage after the completion of an approved series of infertility cycles, or more than 1 year after the cryopreservation (whichever is shorter) Service fees, charges or compensation for the recruitment of egg donors This exclusion does not include the charges related to the medical procedure of removing an egg for the purpose of donation when the recipient is a member of the Plan. Infertility services when clinical documentation confirms an individual or couple are using illicit substances or abusing substances known to negatively interfere with fertility or fetal development (e.g. mariguana, opiates, cocaine, or alcohol). Results of serum or urine drug screening may be requested before infertility services are authorized. Approved by UMCPC: 5/2/16 Revised: 8/03, 8/04, 10/04, 1/05, 12/05, 6/06, 6/07, 3/08, 4/09, 6/10, 8/10, 3/11, 7/11, 9/11, 9/12, 10/13, 12/13, 2/15, 3/15; 2/16; 4/16; 5/16 Initiated: December 2002 Coding: 89250 Culture of oocyte(s)/embryo(s), less than 4 days 89251 Culture of oocyte(s)/embryo(s), less than 4 days; with co-culture of oocyte(s)/embryos 89253 Assisted embryo hatching, microtechniques (any method) 89254 Oocyte identification from follicular fluid 89255 Preparation of embryo for transfer (any method) 89258 Cryopreservation; embryo(s) 89259 Cryopreservation; sperm 89343 Storage (per year); sperm/semen Infertility Services- Massachusetts Page 11 of 13

89346 Storage (per year): oocyte(s) 89352 Thawing of cryopreserved; embryo(s) S4011 In vitro fertilization; including but not limited to identification and incubation of mature oocytes, fertilization with sperm, incubation of embryo(s), and subsequent visualization for determination of development S4013 Complete cycle, gamete intrafallopian transfer (GIFT), case rate S4014 Complete cycle, zyote intrafallopian transfer (ZIFT), case rate S4015 Complete in vitro fertilization cycle, not otherwise specified, case rate S4016 Frozen in vitro fertilization cycle, case rate S4017 Incomplete cycle, treatment cancelled prior to stimulation, case rate S4018 Frozen embryo transfer procedure cancelled before transfer, case rate S4020 In vitro fertilization procedure cancelled before aspiration, case rate S4021 In vitro fertilization procedure cancelled after aspiration, case rate S4022 Assisted oocyte fertilization, case rate S4026 Procurement of donor sperm from sperm bank S4028 Microsurgical epididymal sperm aspiration (MESA) Summary of Changes Date Revisions 4/27/16 Revise footnote re: cryopreservation and storage. (Approved off-line 5/2/16) Clarify that, for women without male partners or exposure to sperm seeking authorization for IVF, documentation must confirm failure after 6 consecutive AI/IUI cycles using normal donor sperm. 4/13/16 Added footnote clarifying coverage of cryopreserved eggs, sperm and embryos 2/24/16 Formatting updates. Minor language clarifications. 3/11/15 Clarify coverage for cryopreservation services for members undergoing Gender Reassignment treatment that is likely to render them infertile. 2/25/15 Language changes for clarity. Updated AMH parameters under Ovarian Reserve Assessment. Add criteria re: cryopreservation of eggs or sperm for members undergoing Gender Reassignment treatment. Clarify coverage for ART when PGT is excluded or not covered. Add mandate summary. State Mandate Information State/Mandate Massachusetts: 176G 4 211 CMR 37.00 Connecticut Bill No. 508 / Public Act No. 05-196 Connecticut State Mandate: Sec. 38a-536. Maine New Hampshire Members Covered All MA residents enrolled through Fully Insured Employer groups. Please see Infertility Services Medical Review (above) for UM and coverage information. Members enrolled through CT employer groups in CT HMO (Open Access), PPO, and HDHP products. Please see CT Infertility Medical Review for state-specific UM and coverage information. No mandate. No mandate. Infertility Services- Massachusetts Page 12 of 13

References: 1. Massachusetts State Mandate: M.G.L. 175 47H, 211 CMR 37.00 2. Society for Assisted Reproductive Technology: National Summary. http://sart.org/find_frm.html (accessed 1/6/15) 3. National Center for Chronic Disease Prevention (CDC): Assisted Reproductive Technology (ART): Annual Art Success Rates Reports. http://www.cdc.gov/art/artreports.htm (accessed 1/6/15) 4. Female age-related Fertility Decline. The American College of Obstetrics and Gynecologists Committee on Gynecologic Practice and the Practice Committee of the American Society for Reproductive Medicine. http://www.asrm.org/uploadedfiles/asrm_content/news_and_publications/practice_guidelines/committee_ Opinions/Age-related_fertility.pdf (accessed 1/6/15) 5. The effect of body mass index on the outcomes of first assisted reproductive technology cycles. Fertility and Sterility 2012 epub ahead of print http://www.ncbi.nlm.nih.gov/pubmed/22584023 (accessed 1/6/15) 6. Effect of obesity on oocyte and embryo quality in women undergoing in vitro fertilization. Obs and Gyn. 2011:118:63-70 7. Anesthesia for the morbidly obese parturient Curr Opin Anaesthesiol. 2009 Jun;22(3):341-6. http://www.ncbi.nlm.nih.gov/pubmed/19412095 Clin Exp Obstet Gynecol. 2011;38(1):14-20. 8. Clin Exp Obstet Gynecol. 2011;38(1):14-20. Maternal obesity and pregnancy outcome. http://www.ncbi.nlm.nih.gov/pubmed/21485717 (accessed 1/6/15) 9. WHO laboratory manual for the examination and processing of human semen-5th ed. WHO Press, World Health Organization. 2010. Geneva, Switzerland. 10. Barbara Luke, Morton Brown, Ethan Wantman, et. al.; Cumulative Birth Rates with Linked Assisted Reproductive Technology Cycles, New England Journal of Medicine. 2012 June, 366:2483-2491 11. Smith, A., Tilling, K., Nelson, S., et al. Live-birth rate associated with repeat in vitro fertilization treatment cycles. JAMA. 2015; 314(24): 2654-2662. 12. Boulet, SL., Mehta, M., Kissin, DM., et al. Trends in use of and reproductive outcomes associated with intracytoplasmic sperm injection. JAMA. 2015; 313(3): 255-263. 13. Kawwass, JF., Monsour, M., Crawford, S., et al. Trends and outcomes for donor oocyte cycles in the United States, 2000-2010. JAMA. 2013; 310(22): 2426-2434. Infertility Services- Massachusetts Page 13 of 13