PERSONAL BANKING PRICING SCHEDULE EFFECTIVE MAY 2, 2016

PERSONAL BANKING PRICING SCHEDULE EFFECTIVE MAY 2, 2016 A division of ZB, N.A.

WE MAKE IT WORTH YOUR WHILE TO BANK WITH US. For more information or current rates, feel free to stop by any of our banking centers, call us at 713-235-8810, 214-754-9500, 210-343-4500 or 800-287-0301 and press 0 for details, or visit us online at www.amegybank.com. Additional information regarding your account and rates are provided at account opening. Convenience services including free online and mobile banking allow you to access your accounts when you need it. Internet, mobile and text messaging service provider rates and fees apply for the following services: Online Banking, Mobile Banking, Purchase Alerts or Mobile Card Fraud Alerts. Additional Bill Pay fees apply for expedited delvery options. Transaction notifications are sent to your email account and/or mobile device by SMS text. Account must be enrolled in Online Banking to enroll and manage Purchase Alerts. CHECKING ACCOUNTS Amegy Essential Checking Benefits No monthly maintenance fee with an average monthly balance of $500.00 or an active Amegy Personal Credit Card in good standing One (1) Companion Amegy Household Checking account. No per-check charge Free Basic Online Banking w/ Bill Pay Free Mobile Banking w/ Bill Pay Free edocuments or Electronic Documents Free Visa Debit Card w/ Purchase Alerts and Mobile Card Fraud Alerts Return imaged checks for easy record keeping Free Accessline (automated telephone banking) Minimum Opening Balance $50.00 Monthly Maintenance fee $5.00 Minimum Average Monthly Balance $500.00 (to avoid maintenance fee) Interest compounding/frequency of credit to account None Transaction limitations None An active credit card is defined as a credit card with spend/purchase transaction or a payment made on your credit card in the 30 days prior to the checking account statement cycle. An active card may only be used to waive the fee on one checking account in which you are the primary owner of the credit card and checking account. Primary owner means your name is the first name listed on the account. If you have more than one checking account in which you are the primary, the benefit will be applied to the account with the earliest open date. Amegy Household Checking (COMPANION ACCOUNT ONLY) Benefits No monthly maintenance fee for 1 st Amegy Household Checking Account No per-check charge Free Basic Online Banking w/ Bill Pay Free Mobile Banking w/ Bill Pay Free edocuments or Electronic Documents Free Visa Debit Card w/ Purchase Alerts and Mobile Card Fraud Alerts Return imaged checks for easy record keeping Free Accessline (automated telephone banking) Minimum Opening Balance $50.00 Monthly Maintenance fee No fee for 1 st, $5.00 per additional Amegy Household Account Minimum Daily Balance (to avoid maintenance fee) None Interest compounding/frequency of credit to account None

Transaction limitations None Account Requirements Companion account only. Must be paired with an open, active Amegy checking account. Requires other open Amegy personal primary checking account. Excludes Amegy Student Checking and Employee Checking. Only one (1) free Amegy Household Checking account.* If the Primary Account is closed, the related Amegy Household Checking account will be converted to an Amegy Essential Checking account and be subject to all product and balance requirements at the next statement cycle. *If the account holder has more than one Amegy Household Checking account, the maintenance fee waiver will apply to the account with the earliest opening date. In the event that there are multiple accounts with the same opening date, the account with the lowest account number will receive the waiver. Amegy Student Checking (Available only to students 16-23 years of age) Benefits Low monthly maintenance fee or No monthly maintenance fee with a minimum average monthly balance or direct deposit of at least $250.00 Six (6) free non-amegy Bank ATM transactions per statement cycle. International transaction (out of the U.S.) fees will still apply. No per-check charge Free Basic Online Banking w/ Bill Pay** Free Mobile Banking w/ Bill Pay** Free edocuments or Electronic Documents Free Visa Debit Card w/ Purchase Alerts and Mobile Card Fraud Alerts Return imaged checks for easy record keeping Free Accessline (automated telephone banking) Minimum Opening Balance $25.00 Monthly Maintenance fee $2.00 Minimum Average Monthly Balance (to avoid maintenance fee) Interest compounding/frequency of credit to account $250.00 None Account limitations Account will convert to an Amegy Essential Checking account and be subject to all product and balance requirements at the next statement cycle following the account owner s 24th birthday. **Some online and mobile banking features may not extend to minors.

Interest Checking Balance Computation Method: The daily balance method applies a periodic rate to the collected balance in the account each day. Accrual of Interest on Non-Cash Deposits: Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items (for example, checks). Interest: Interest Day Base is 365/365, except in leap year 366/366. Rate is variable and may change at any time. Amegy Essential Checking with Interest Benefits Earn tiered interest No monthly maintenance fee if: Primary account holder has a monthly spend of at least $700.00 on their active Amegy Personal Credit Card* or Maintain a minimum daily balance of $1500.00, or a daily combined balance with Amegy Household Checking accounts One (1) Companion Amegy Household Checking account. No per-check charge Free Basic Online Banking w/ Bill Pay Free Mobile Banking w/ Bill Pay Free edocuments or Electronic Documents Free Visa Debit Card w/ Purchase Alerts and Mobile Card Fraud Alerts Return imaged checks for easy record keeping Free Accessline (automated telephone banking) Minimum opening Balance $50.00 Monthly Maintenance fee $8.00 Minimum Daily Balance (to avoid maintenance fee) $1,500.00 Interest compounding/frequency of credit to account Monthly/Monthly Tiered Rates of Interest $0-$2,499.99 $2,500 or more Transaction limitations None *Normal credit card finance charges may apply for revolving credit card balances that may exceed the account monthly maintenance fee. Credit card spend for the purposes of waiving your account maintenance fee is defined as net spend/purchases made on your personal credit card 30 days prior to your checking account statement cycle date. Spend from one credit card may only be used to waive fees on one checking account in which you are the primary owner of the credit card and checking account. Primary owner means your name is the first name listed on the account. If you have more than one checking account on which you are primary, the benefit will be applied to the account with the earliest opening date. Credit Card must be in good standing. Any changes made to the ownership or changes in the account status may affect how the credit card spend benefit is assigned.

Smart Yield Checking No monthly maintenance fee with minimum average monthly balance of $500.00 One (1) Companion Amegy Household Checking account. Higher rates that are competitive with money market accounts Six (6) free non-amegy Bank ATM transactions per statement cycle. International transaction (out of the U.S.) fees will still apply. No per-check charge Benefits Free Basic Online Banking w/ Bill Pay Free Mobile Banking w/ Bill Pay Free edocuments or Electronic Documents Free Visa Debit Card w/ Purchase Alerts and Mobile Card Fraud Alerts Return imaged checks for easy record keeping Free Accessline (automated telephone banking) Minimum Opening Balance $50.00 Monthly Maintenance Fee $10.00 Minimum Average Monthly Balance $500.00 (to avoid maintenance fee) Interest rate To earn the advertised or applicable Annual Percentage Yield (APY) please refer to Account Requirements below. Tiered rates of interest: 1) The portion of your balance that is less than or equal to $25,000 each statement cycle: highest rate; 2) That portion of your balance greater than $25,000 each statement cycle: competitive rate; Blended rate: For accounts that meet the requirements, the APY will range between these two tiers depending on the balance in the account. 3) If Account Requirements below are not met each month: lowest rate on entire balance in the account. Interest Compounding/ Monthly/Monthly Frequency of Credit to Account Transaction limitations None Monthly Statement Fee No fee with monthly estatement delivery; $10.00 per month for paper statement delivery.

Account Requirements To earn the advertised or applicable APY, the following product requirements must be met each month the business day before the statement cycle ends. All statements for this account will be generated on the last processing day of the month. Processing days do not include weekends and Federal Holidays. If the last processing day of the month is the 30th, product requirements must be met by the 29th. If the 30th is a Saturday, requirements must be met by the 28th. If any of the following requirements are not met each month the business day before the statement cycle ends, a lower APY will be paid on the entire balance for the statement cycle: (1) One (1) direct deposit of payroll, Social Security benefits or retirement benefits OR two (2) ACH Debits; (2) Must have an Amegy Bank Visa Debit Card and have at least ten (10) net signature-based transactions posted to your account (Net signature based transactions posted equals signature based debits minus signature based credits. Does not include ATM transactions or purchases made using your PIN); OR a $700.00 monthly net spend with your Amegy Personal Credit Card* (3) Enroll in Online Banking and log in at least one time per month; (4) Accept monthly estatement delivery and turn off/opt out of paper statement delivery; and (5) A valid email address. *Normal credit card finance charges may apply for revolving credit card balances that may exceed the earned interest. Credit card spend for the purposes of qualifying your account balance is defined as net spend/purchases made on your personal credit card 30 days prior to your checking account statement cycle date. Spend from one credit card may only be used on one checking account in which you are the primary owner of the credit card and checking account. Primary owner means your name is the first name listed on the account. If you have more than one checking account on which you are primary, the benefit will be applied to the account with the earliest opening date. Credit Card must be in good standing. Any changes made to the ownership or changes in the account status may affect how the credit card spend benefit is assigned.

Amegy Platinum Checking Amegy Platinum Checking is available exclusively to Private Banking and Wealth Management clients. Balance Computation Method: The daily balance method applies a periodic rate to the collected balance in the account each day. Accrual on Non-Cash Deposits: Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items (for example, checks). Benefits* No monthly maintenance fee if: Maintain minimum average monthly balance of $10,000, or Primary account holder has a monthly spend of at least $2,500 on their active Amegy Personal Credit Card 1 Amegy Household Checking account(s) with 6 free non-amegy Bank ATM transactions. International (outside of U.S.) ATM transaction fees will still apply Free special designed Private Banking checks Exclusive Private Banking Platinum Visa Debit card with higher spending limits available upon request with Purchase Alerts and Mobile Card Fraud Alerts Free incoming wire transfers Two (2) free outgoing domestic wire transfers per statement cycle. International (outside of U.S.) transaction fees will still apply Six (6) free non-amegy Bank ATM transactions. International (outside of U.S.) transaction fees will still apply Free stop payments Free overdraft deposit transfers Free Cashier s Checks and American Express Travelers Cheques for One Investment or money market account sweep options 2, additional fees apply Additional discount on loan rates (excluding mortgages) Anytime Deposit scanner, subject to approval, additional fees apply No per-check charge Free Basic Online Banking with Bill Pay Free Mobile Banking with Bill Pay Free edocuments or Electronic Documents Free Accessline (automated telephone banking) Minimum Opening Balance $50.00 Monthly Maintenance Fee $25.00 Average Monthly Balance $10,000.00 in Platinum Checking 3 (to avoid maintenance fee) Minimum Peg Balance $50,000.00 to be eligible for sweep Sweep Fee $25.00 per statement cycle Personal Deposit Scanner Fee $25.00 per statement cycle Tiered Rates of Interest $0 $9,999.99 $10,000 $24,999.99 $25,000 and greater Interest Compounding / Monthly/Monthly Frequency of Credit to Account Interest Interest Day Base: 365/365 except in leap year 366/366 Rate is variable and may change at any time Transaction Limitations None

1 Normal credit card finance charges may apply for revolving credit card balances that may exceed account monthly maintenance fee. Credit card spend for the purposes of waiving your account maintenance fee is defined as net spend/purchases made on your personal credit card 30 days prior to your checking account statement cycle date. Spend from one credit card may only be used to waive fees on one checking account in which you are the primary owner of the credit card and checking account. Primary owner means your name is the first name listed on the account. If you have more than one checking account on which you are primary, the benefit will be applied to the account with the earliest opening date. Credit Card must be in good standing. Any changes made to the ownership or changes in account status may affect how the credit card spend benefit is assigned. 2 Available sweep accounts: Private Banking Fidelity Treasury** Private Banking Fidelity Tax Exempt** Amegy Personal Money Market Accounts 3 The maintenance fee may be waived on the Platinum Checking account with the lowest account number (the primary relationship account) if the combined balances of the Platinum Checking account plus all other personal checking, savings, money market, time deposit (CD), and loan accounts in which you are the owner is at least $100,000. All additional Platinum and Platinum Elite Checking accounts must maintain individual account level balance requirement to avoid the maintenance fee. * Benefit Availability: Benefits may not be effective for 5 business days after your account is opened. **Amegy Bank, a division of ZB, N.A. acts as an agent when distributing a money market mutual fund. Although money market funds seek to maintain a stable net asset value of $1.00 per share, there can be no assurance that they will achieve their goal. Investment products offered are NOT insured by the FDIC or any other governmental agency, are NOT deposits or other obligations of, or guaranteed by, Amegy Bank, a divisionof ZB, N.A., its affiliates, or any other bank, and MAY be subject to investment risks, including the possible loss of principal value or amount invested. Amegy Platinum Elite Checking Amegy Platinum Elite Checking is available exclusively to Private Banking and Wealth Management clients. Balance Computation Method: The daily balance method applies a periodic rate to the collected balance in the account each day. Accrual on Non-Cash Deposits: Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items (for example, checks). Benefits* No monthly maintenance fee if: Maintain minimum average monthly balance of $50,000, or Primary account holder has a monthly spend of at least $5,000 on their active Amegy Personal Credit Card 1 Amegy Household Checking account(s) with free non-amegy Bank ATM transactions. International (outside of U.S.) ATM transaction fees will still apply Free special designed Private Banking checks Exclusive Private Banking Platinum Visa Debit card with higher spending limits available upon request with Purchase Alerts and Mobile Card Fraud Alerts Free incoming wire transfers Free domestic outgoing wire transfers Free non-amegy Bank ATM transactions. International (outside of U.S.) transaction fees will still apply Free stop payments Free overdraft deposit transfers No fee Cashier s Checks and American Express Travelers Cheques for One

Free investment or money market account sweep options 2 Additional discount on loan rates (excluding mortgages) Free Anytime Deposit scanner, subject to approval, additional fees may apply No per-check charge Free Basic Online Banking with Bill Pay Free Mobile Banking with Bill Pay Free edocuments or Electronic Documents Free Accessline (automated telephone banking) Minimum Opening Balance $50.00 Monthly Maintenance Fee $25.00 Average Monthly Balance $50,000.00 in Platinum Elite Checking 3 (to avoid maintenance fee) Minimum Peg Balance $50,000.00 to be eligible for sweep Sweep Fee None Personal Deposit Scanner Fee None Tiered Rates of Interest $0 $24,999.99 $25,000 $99,999.99 $100,000 and greater Interest Compounding / Monthly/Monthly Frequency of Credit to Account Interest Interest Day Base: 365/365 except in leap year 366/366 Rate is variable and may change at any time Transaction Limitations None 1 Normal credit card finance charges may apply for revolving credit card balances that may exceed account monthly maintenance fee. Credit card spend for the purposes of waiving your account maintenance fee is defined as net spend/purchases made on your personal credit card 30 days prior to your checking account statement cycle date. Spend from one credit card may only be used to waive fees on one checking account in which you are the primary owner of the credit card and checking account. Primary owner means your name is the first name listed on the account. If you have more than one checking account on which you are primary, the benefit will be applied to the account with the earliest opening date. Credit Card must be in good standing. Any changes made to the ownership or changes in account status may affect how the credit card spend benefit is assigned. 2 Available sweep accounts: Private Banking Fidelity Treasury** Private Banking Fidelity Tax Exempt** Amegy Personal Money Market Accounts 3 The maintenance fee may be waived on the Platinum Elite Checking account with the lowest account number (the primary relationship account) if the combined balances of the Platinum Elite Checking account plus all other personal checking, savings, money market, and time deposit (CD) accounts in which you are the owner is at least $150,000. All additional Platinum and Platinum Elite Checking accounts must maintain individual account level balance requirement to avoid the maintenance fee. * Benefit Availability: Benefits may not be effective for 5 business days after your account is opened. **Amegy Bank, a division of ZB, N.A. acts as an a gent when distributing a mo ney market m. utual fund Altho ugh money market funds seek to maintain a stable net asset value of $1.00 per share, there can be no assurance that they will achieve their goal. Investment products offered are NOT insured by the FDIC or any other governmental agency, are NOT deposits or other obligations of, or guaranteed by, Amegy Bank, a divsion of ZZB, N.A., its affiliates or any other bank, and MAY be subject to investment risks, including the possible loss of principal value or amount invested.

SAVINGS AND MONEY MARKETS Additional information regarding your account is included on the rate sheet provided at account opening. Balance Computation Method: The daily balance method applies a periodic rate to the collected balance in the account each day. Accrual of Interest on Non-Cash Deposits: Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items (for example, checks). Interest: Interest Day Base is 365/365, except in leap year 366/366. Rate is variable and may change at any time. Transaction Limitations Transfers from a savings account or money market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, debit card, or similar order to third parties are limited to six per 30-day statement cycle. By law, if the above limits are exceeded three (3) times in a twelve (12) month period, the account will be closed or changed to a different type of account. For purposes of the transaction limitation, we count Money Market checks as of the date we post them to your account, not as of the date you write them. You may make an unlimited number of withdrawals from your account in person, by ATM, or by mail or messenger. After repeated notifications of exceeding transaction limits, Savings accounts will be converted to a non-interest bearing account and Money Market accounts will be converted to the Essential Checking account and all respective account terms and conditions will apply. Some account types may have fees for withdrawals that exceed the set number specified in this brochure. Fees will reduce earnings. Personal Savings Minimum Opening Balance $100.00 Monthly Maintenance Fee $4.00* Minimum Daily Balance (to avoid maintenance fee) $300.00 Interest Compounding/Frequency of Credit to Account Monthly/Monthly Excessive Withdrawal Fee $5.00 for each withdrawal after 6 per month *No monthly maintenance fee with one (1) repeating automatic transfer from an Amegy checking account or a direct deposit of $25.00 or more, or maintain a minimum daily balance of $300. Young Savers Interest bearing account that is available for customers under the age of 18 and is designed to introduce young persons to savings. Minimum Opening Balance $10.00 Monthly Maintenance Fee Minimum Daily Balance (to avoid maintenance fee) Interest Compounding/Frequency of Credit to Account None None Monthly/Monthly Excessive Withdrawal Fee $5.00 for each withdrawal after 6 per month Internet Savings (Not open to new enrollments) Minimum opening balance $1,000.00 Monthly maintenance fee $12.00 Minimum Daily Balance (to avoid maintenance fee) $1,000.00 Minimum Daily Balance to Earn Interest $1,000.00 Interest Compounding/Frequency of Credit to Monthly/Monthly Account Excessive Withdrawal/Other Fees $20.00 for each withdrawal after 6 per month $5.00 fee for each customer assisted account transfer by phone in excess of three (3) per month.

Account Access Monthly estatements are required and are provided automatically online within Online Banking; a fee of $10 per month will be charged for paper statements. To avoid the $10 monthly charge, you must complete the opt-out process within Online Banking at least two business days prior to your first statement cutoff date. Free Basic Online Banking. You will need a web browser such as Internet Explorer 9 or higher, Firefox 3.5 or Google Chrome. Free Accessline, telephone banking. Transfer funds between your Amegy Bank accounts and your accounts at other financial institution within Online Banking. Transfers between Amegy accounts and incoming transfers from other financial institutions are FREE. Outgoing external transfers are $2.50 per transfer. Personal Money Market Minimum Opening Balance $100.00 Monthly Maintenance Fee $12.00 Minimum Daily Balance (to avoid maintenance fee) $2,500.00 Interest Compounding/Frequency of Credit to Account Monthly/Monthly Tiered Rates of Interest $0 $9,999.99 $10,000 $24,999.99 $25,000 $49,999.99 $50,000 $99,999.99 $100,000 $249,999.99 $250,000 and over Excessive Withdrawal Fee $20.00 for each withdrawal after 6 per month Personal Money Market Plus Minimum Opening Balance $100.00 Monthly Maintenance Fee $15.00 Minimum Daily Balance (to avoid maintenance fee) $100,000.00 Interest Compounding/Frequency of Credit to Account Monthly/Monthly Tiered Rates of Interest $0 $249,999.99 $250,000 $499,999.99 $500,000 $749,999.99 $750,000 $999,999.99 $1,000,000 and over Excessive Withdrawal Fee $20.00 for each withdrawal after 6 per month Market Rate IRA Great retirement savings choice for customers who would like a liquid savings option for ultimate account flexibility. Minimum opening balance $250.00 Monthly maintenance fee N/A Minimum daily balance requirement to avoid N/A maintenance

Interest Compounding/frequency of credit to account Excessive Withdrawal Fee Monthly/Monthly $20.00 for each withdrawal after 6 per month Tiered rates of interest $0-9,999.99 $10,000-24,999.99 $25,000-49,999.99 $50,000-99,999.99 $100,000 - $249,999.99 $250,000 and over Maximum annual deposits are subject to IRS rules and limits. Withdrawals before age 59 ½ are subject to penalty. Market Rate IRA is eligible to be enrolled in MyLife Retirement package. Personal Internet Money Market (Available Online Only) Minimum opening balance $1,000.00 Monthly maintenance fee $12.00 Minimum Daily Balance (to avoid maintenance fee) $2,500.00 Minimum Daily Balance to Earn Interest $1,000.00 Interest Compounding/Frequency of Credit to Account Monthly/Monthly Excessive Withdrawal/Other Fees $20.00 for each withdrawal after 6 per month $5.00 fee for each customer assisted account transfer by phone in excess of three (3) per month. Account Access Monthly estatements are required and are provided automatically online within Online Banking; a fee of $10 per month will be charged for paper statements. To avoid the $10 monthly charge, you must complete the opt-out process within Online Banking at least two business days prior to your first statement cutoff date. Free Basic Online Banking. You will need a web browser such as Internet Explorer 9 or higher, Firefox 3.5 or Google Chrome. Free Accessline, telephone banking. Transfer funds between your Amegy Bank accounts and your accounts at other financial institutions within Online Banking. Transfers between Amegy accounts and incoming transfers from other financial institutions are FREE. Outgoing external transfers are $2.50 per transfer.

TIME DEPOSITS (CD) AND INDIVIDUAL RETIREMENT ACCOUNTS (IRA) Additional information regarding your account is included on the rate sheet provided at account opening. Balance Computation Method: The daily method applies a periodic rate to the collected balance in the account each day. Accrual of Interest on Non-Cash Deposits: Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Substantial penalty for early withdrawal. Early Withdrawal Penalties: If the maturity of the time deposit is seven to 29 days or any portion thereof, the depositor will forfeit an amount equal to seven days simple interest on the amount withdrawn. Maturity of the deposit is at least 30 days but less than 1 year, or any portion thereof, the depositor will forfeit an amount equal to 30 days simple interest on the amount withdrawn. If the maturity of the time deposit is at least one year, but less than two years, or any portion thereof, the depositor will forfeit an amount equal to 90 days simple interest on the amount withdrawn. If the maturity is two years or more, the depositor will forfeit an amount equal to 180 days simple interest on the amount withdrawn. All bonus interest in excess of the stated rate of the time deposit earned or that could have been earned as a result of a promotional program will be forfeited. Penalty will be waived if depositor dies or is declared incompetent. Renewal Policy: The grace period for automatically renewing certificates is 10 calendar days. For certificates with terms of less than 30 days, the grace period is 3 calendar days. Renewal Terms: Changes to the term may be made during the grace period. Additions of the Account: Additions are not permitted on this account. Time Deposits (CD) Benefits Competitive fixed rates Multiple maturity options available Minimum Opening Balance $1,000.00 Interest Compounding/Frequency of Credit to Account Monthly/Monthly Personal Internet Time Deposit (CD)-Available Online Only Benefits Competitive fixed rates Minimum Opening Balance $1,000.00 Monthly Maintenance Fee None Interest Compounding/Frequency of Credit to Account Monthly/Monthly Terms 3-month, 6-month and 1-year terms available Account Access Free Basic Online Banking. You will need a web browser such as Internet Explorer 9 or higher, Firefox 3.5 or Google Chrome. Free Accessline, telephone banking. Personal Internet Jumbo Time Deposit (CD) Benefits Competitive fixed rates Minimum Opening Balance $100,000.00 Monthly Maintenance Fee None Minimum Daily Balance to Earn Disclosed APY $100,000.00 Interest Compounding/Frequency of Credit to Account Monthly/Monthly Terms 3-month, 6-month and 1-year terms available Account Access Free Basic Online Banking. You will need a web browser such as Internet Explorer 9 or higher, Firefox 3.5 or Google Chrome. Free Accessline, telephone banking.

IRA Time Deposits (CD) Benefits Minimum Opening Balance $250.00 Interest Compounding/Frequency of Credit to Account Fixed- and variable-rate options Multiple maturity options available Monthly/Monthly RELATIONSHIP BANKING SERVICES Amegy Advantage Personal Relationship Package* Benefits Gold Level Additional Benefits: Monthly package maintenance fee Product Requirements Balance Requirements (to avoid monthly package maintenance fee) No monthly maintenance fee on additional Personal Checking Accounts* Interest Rate Premium on Savings, Money Market, and CD/IRA Accounts Free Amegy Bank Design Checks Free non-amegy ATM Transactions International transaction (outside of U.S) fees will still apply. Silver Level - 2 (Per statement cycle) Gold Level - 4 (Per statement cycle) One (1) Overdraft Deposit Transfer Fee waiver per statement cycle No fee Cashiers Check and American Express Travelers Cheques Personal Savings account** - no monthly maintenance fee Additional discount on Loan Rates (Excludes Mortgages) Annual Cash Reward Waiver of Stop Payment fees Waiver of Incoming Wire fees (domestic only, per statement cycle) Two Free Outgoing Wires (domestic only, per statement cycle) No enrollment fee on Amegy Visa Credit Card Rewards Program $15.00 (Silver Level) $25.00 (Gold Level) Customers enrolled must have: a personal Checking account two or more of the following: Debit Card, Credit Card, or Online Banking a Money Market, Savings, Amegy Mortgage (Gold Level only) or Consumer Loan account estatements or combined statements Silver Level: $1,500 minimum daily balance in primary checking account or $10,000 combined deposit, loan and credit card balance. Gold Level: $10,000 minimum average monthly balance in primary checking account or $30,000 combined deposit, loan and credit card balance.

Individual account minimums and fees apply on packaged money market accounts. *See the Amegy Advantage Relationship Package Enrollment Form for additional details. *Monthly maintenance fee is waived; Subject to Excessive Transaction fees per statement cycle. Relationship Money Market Any Personal Checking Account Linked to the Relationship Money Market Account Enjoy additional features and benefits, as well as a higher annual percentage yield, when you link any personal checking account to our Relationship Money Market account. Additional information regarding your account is included on the attached rate sheet. Balance Computation Method: The daily balance method applies a periodic rate to the collected balance in the account each day. Accrual of Interest on Non-Cash Deposits: Interest begins to accrue no later than the business day that we receive credit for the deposit of non-cash items (for example, checks). Interest: Interest Day Base is 365/365, except in leap year 366/366. Rate is variable and may change at any time. Transaction Limitations Transfers from a savings account or money market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, debit card, or similar order to third parties are limited to six per 30-day statement cycle. By law, if the above limits are exceeded three (3) times in a twelve (12) month period, the account will be closed or changed to a different type of account. For purposes of the transaction limitation, we count Money Market checks as of the date we post them to your account, not as of the date you write them. You may make an unlimited number of withdrawals from your account in person, by ATM, or by mail or messenger. After repeated notifications of exceeding transaction limits, Savings accounts will be converted to a non-interest bearing account and Money Market accounts will be converted to the Essential Checking account and all respective account terms and conditions will apply. Some account types may have fees for withdrawals that exceed the set number specified in this brochure. Benefits No monthly maintenance fee on Personal Checking accounts Personal Savings account* - no monthly maintenance fee Benefits include: Complimentary first order of Amegy Bank exclusive design checks. Combined statements or free monthly estatements. Free notary services. No fee American Express Travelers Cheques for One and Cashiers Checks. Additional Relationship Money Market benefits include: Accounts earn a competitive rate of interest. Relationship Money Market balance tiers: $0 $9,999 $10,000 $24,999 $25,000 - $49,999 $50,000 - $99,999 $100,000 - $249,999 $250,000 and over Excessive debit fee of $20.00 for each withdrawal after 6 per month. Unlimited over-the-counter withdrawals, including those at an ATM. Minimum Opening Balance for Checking $50.00 Minimum Opening Balance for Money Market $100.00 Monthly Maintenance Fee $12.00 Minimum Daily Balance (to avoid maintenance fee) Interest Compounding/Frequency of Credit to Account $5,000.00 (Daily combined money market and personal checking) Monthly/Monthly Excessive Withdrawal Fee $20.00 for each withdrawal after 6 per month Customers enrolled in the Relationship Money Market Account without an active personal checking account will be transferred to Amegy Bank s Personal Money Market Account.

MyLife Retirement Relationship Package (Not open to new enrollments) Customers at least 55 years of age or older, enjoy more benefits when you consolidate your retirement accounts at Amegy. Benefits Monthly package maintenance fee Balance Requirements (to avoid package maintenance fee) Account requirements No monthly maintenance fee on personal checking accounts Personal savings account - no monthly maintenance fee Premium rate applied to all personal, interest-bearing checking, savings and money market accounts. Six (6) free non-amegy Bank ATM transactions per statement cycle. International transaction (out of the U.S.) fees will still apply. Benefits are effective as long as the MyLife Retirement Relationship Package requirements are met. Ask your banker for details. $15.00 (charged to your primary checking account) Maintain a $20,000 average monthly balance in your primary checking account. OR Maintain $40,000 combined average monthly balance in all linked deposit accounts. The combined balance may include all account owner s open and active personal styled checking, savings, money market, IRA and time deposit (CD) accounts. The primary owner must be at least 55 years of age or older. The Primary Owner must own and maintain both an active Amegy Essential Checking with Interest and an IRA CD or a Market Rate IRA account. *Monthly maintenance fee is waived; Subject to Excessive Transaction fees per statement cycle. WorkLife Banking TM This program is designed to enhance Amegy Bank s relationship with business or commercial checking account clients by offering their employees a package of banking products and services. Monthly package maintenance fee Package Requirements Benefits Waiver of monthly maintenance fee on one (1) Amegy Essential Checking or Amegy Essential Checking with Interest account Waiver of monthly maintenance fee on one (1) companion Personal Savings account. (Please refer to the Personal Checking or Savings account descriptions for more information on product requirements and benefits.) Free Amegy wallet-style checks Unlimited free non-amegy Bank ATM transactions. Non-Amegy ATM transaction fee waived from any nationwide ATM. Additional surcharges may be assessed by other ATM owners. International transaction (out of the U.S.) fees will still apply. Reduced closing cost on Amegy mortgage loans (Loans subject to credit approval; terms and conditions apply).25% discount on select consumer loans (See Amegy banker for details) Waiver of Cashier s Check fee None Available only to employees of companies that are enrolled in the WorkLife Banking program. If an enrolled company ceases to maintain a relationship with Amegy Bank, benefits of the program may be removed from the related consumer accounts. If an employee ceases to maintain employment at an enrolled company, the benefits of the program may also be removed.

ADDITIONAL ACCOUNT FEES Overdraft Fees Insufficient Funds Fee (NSF) Paid Items (up to a maximum of five fees per day created by check, in-person withdrawal, ATM withdrawal, or other electronic means resulting in a negative balance of $10.00 or more) Daily Overdraft Fee (Beginning on the 5th day for accounts overdrawn $25.00 or more for more than 4 consecutive days. The daily fee will be assessed for a maximum of 30 consecutive days.) Overdraft Deposit Transfer Fee Overdraft Line of Credit Transfer Fee Insufficient Funds Fee (NSF) Returned Items $35.00/item $5.00/day $7.50/transfer $7.50/transfer $35.00/item Return Item/Deposited Item Returned $10.00/item Dormant Accounts An account will be considered dormant/inactive if for more than one year there has not been a debit or credit to the account because of an act by the depositor or an agent of the depositor, other than the depository, and the depositor has not communicated with the depository. The bank does not currently charge a dormant account fee. ADDITIONAL SERVICES AND FEES At Amegy Bank, we offer you a wide variety of additional banking services designed to simplify your life. ATM/VISA DEBIT CARD SERVICES Debit Card Replacement Fee Debit Card Replacement Overnight Fee (expedited card delivery) $30.00 PIN Reset At Amegy Bank ATM At Banking Center $5.00 Visa Debit Card Purchase Withdrawal At Amegy Bank ATM ATM Transaction Fee (Non-Amegy Bank ATM) $2.50 (Additional surcharges may be assessed by other ATM owners.) Balance Inquiry At Amegy Bank ATM ATM Balance Inquiry Fee (Non-Amegy Bank ATM) $2.00 (Additional surcharges may be assessed by other ATM owners.) Photo Card Fee (myphotocard TM customization) Initial card (Per cardholder) Additional imaged card or image change International Transaction Fee (ATM and Debit Card Purchases) International Transaction Fee Private Banking Platinum Debit Card (ATM and Debit Card Purchases) Amegy Purchase Alerts for Amegy Visa Credit and Debit Cards Mobile Fraud Card Alerts for Amegy Visa Credit and Debit Cards No charge $5.95/occurrence/card 3% of the U.S. dollar amount of the transaction 1% of the U.S. dollar amount of the transaction

ATM/VISA DEBIT CARD LIMITS 1 ATM Card ATM (Customer withdrawal) $1,000/day POS $2,500/day Cash Advance Not Available Signature Purchase Not Available Maximum Daily Limit $3,500 Visa Classic Debit Card Signature Purchase $5,000/day Cash Advance $5,000/day POS $5,000/day ATM $1,000/day Maximum Daily Limit $6,000 Visa Gold Debit Card* Signature Purchase $7,500/day Cash Advance $7,500/day POS $7,500/day ATM $1,000/day Maximum Daily Limit $8,500 Private Banking Platinum Visa Debit Card** Signature Purchase $20,000/day Cash Advance $20,000/day POS $20,000day ATM $1,000/day Maximum Daily Limit $21,000 1 Signature, Cash Advance, and POS Maximum Daily Limits are aggregate limits, may be reduced, increased or restricted at the Bank s discretion. *Visa Gold Card subject to credit approval. **The Private Banking Platinum Debit Card is available to Amegy Platinum or Platinum Elite Checking customers only. AUTOMATED TELEPHONE BANKING AND ONLINE BANKING Convenience services including free online and mobile banking allow you to access your accounts when you need it. Internet, mobile and text messaging service provider fees apply. ACCESSLINE (AUTOMATED TELEPHONE BANKING SERVICES)*** Account Transfer by Phone Balance Inquiry ONLINE BANKING**** Basic Service Supports Internet Explorer 9 or higher, Firefox 3.5 or Google Chrome. Account Transfer Internal - Amegy to Amegy Transfer External - Incoming (External transfer in) External - Outgoing (External transfer out fee) Standard Bill Pay Service*** Supports Internet Explorer 9 or higher, Firefox 3.5 or Google Chrome. $2.50/transfer Expedited Consumer Bill Payments Same Day Payments $9.95 Overnight Check $17.50 Domestic Wire $25.00 Images of Canceled Checks Stop Payment Fee (Online) edocuments: estatements, enotices, etax Documents in Online Banking $20.00/order ***For the purpose of using AccessLine, ZB, N.A. dba Amegy Bank is licensed under the following, and related Ronald A. Katz Technology Licensing L.P. United States Patents: 5,128,984; 5,561,707; 5,684,863; 5,815,551; 5,828,734; 5,917,893; 5,898,762; 5,974,120; and others. ****Some online and mobile banking features may not extend to minors.

PC BANKING Personal Banking Personal Banking with Bill Pay* MOBILE BANKING* $3.00/month $6.50/month CUSTOMER SERVICES Account Confirmation Audit $35.00 Mortgage $20.00 Credit Ratings List Requests $20.00/request $10.00/request Current Activity Report $5.00 Customer Assisted Call e-mail Advice Fax Current Activity Printout $5.00 Sight Payment Fee 1 Tax Levy or Garnishment (1 hour minimum) Excessive Withdrawal Fee MMDA Excessive Withdrawal Fee Savings Stop Payment Fee (Customer assisted) $85.00/month $100.00/hour $20.00/excess withdrawal after 6 $5.00/excess withdrawal after 6 $32.50/order STATEMENTS, RESEARCH AND COPIES Statement Reprint Fee (Additional statement) $10.00 Statement Hold Fee $15.00 Statement Imaging CD-ROM Statement Fee $30.00/account/month Image - Front/Back of Check Fee $5.00 Cancelled Check Return Fee $20.00 estatements (emailed) estatement (No paper statement) Paper statement for accounts that require estatements only $10.00/month Research Copy of Statement $5.00 Copy of Check/Deposit (6 or more per month) $3.00 each Subpoena Research (1 hour minimum) $30.00/hour plus $2.00/page 1 Sight Payment is not available for new set ups on new or existing accounts. *Some online and mobile banking features may not extend to minors.

CHECKS, CASHIER S CHECKS, COINS AND CURRENCY Temporary Check Counter Document $0.50 each $0.50 each Non-Customer Check Cashing $5.00 Substandard Check Quality (MICR rejects) American Express Travelers Cheques For One For Two $0.25/item 2% of purchase amount 2% of purchase amount Cashier s Check Customer $8.00 Non-Customer $15.00 COLLECTION FEES Collection Items Coupon Collection $20.00/envelope Incoming/Outgoing Domestic $20.00 International Foreign Checks/Drafts $40.00 Additional charges may be assessed by other processing banks. SAFE DEPOSIT BOX RENTAL Size Safe Deposit Rental Payment 3 x 5 $30.00 3 x 10 $50.00 5 x 10 $75.00 10 x 10 $125.00 Set Up $15.00 Drilling $150.00 In addition to these standard sizes listed above, we also have other sizes depending on banking center location. Please check with your Personal Banker for details.

WIRE TRANSFER SERVICES Domestic Incoming Wire Fee $13.00 Incoming Wire with Notification Fees Wire Email Advice $13.00 plus $2.50 With Fax $13.00 plus $5.00 With Fax & Email Advice $13.00 plus $7.50 With Phone Advice 1 $13.00 plus $5.00 With Fax, Phone & Email Advice 1 $13.00 plus $12.50 Outgoing Repetitive $17.00 Non-Repetitive $25.00 International Incoming $15.00 Outgoing $55.00 2 Wire Transfer Without PIN $105.00 1 Phone advice is not available for new set ups on new or existing accounts. 2 Customers with wire agreements are subject to the Wire Transfer Without PIN Fee on Bank assisted wire request. Additional charges may be assessed by other processing banks, as well as any other fee charged or assessed by the receiving bank which may be unknown or undetermined at the time the wire is originated. The total amount received may be reduced by the recipient institution fees assessed or foreign taxes. KEEPING YOU INFORMED We value your business and want to keep you as an Amegy Bank customer. Texas State Law requires all financial institutions, such as Amegy Bank, to provide our depositors with notice that they may close their account prior to the effective date of this schedule and not be subject to any change in fees. Please refer to the Amegy and You: Our Rules and Regulations Governing Accounts brochure for additional information on these accounts. If you have questions about your accounts or other additional services and fees, please call Customer Service at 713-235-8810, 214-754-9500, 210-343-4500 or 888-287-0301 and press 0 for details.

A division of ZB, N.A. Me mber FDIC 2016 ZB, N.A. MK-PBS-002 05/16