University of Brighton Student Funding 2016 www.brighton.ac.uk
Funding arrangements: HEFCE Majority of courses funded by students, with some STEM funding from HEFCE. Loans available tuition fee and maintenance Affected by changes announced in 2015 budget Residency requirement for Home fee status and access to loans No student number control for these courses
Funding arrangements - NHS NHS courses Fees paid by NHS; Non-income assessed grant; Income assessed maintenance bursaries, reduced maintenance loan from Student Loans Company Chiropody/Podiatry; Dental Hygiene/Dental Therapy; Dietetics/Nutrition; Midwifery; Nursing Occupational Therapy; Operating Department Practitioner; Orthotics/Prosthetics; Orthoptics; Physiotherapy; Radiography; Radiotherapy; Speech and Language Therapy Check funding arrangements for: Audiology and Paramedic Practice Year 5 only for Medicine/Dentistry Residency requirement for access to bursary and loan from SFE NHS commissions training number control applies
Higher Education Funding - HEFCE Residency criteria Tuition fees and maintenance loans monthly repayments based on what students earn, not what they owe 2015 budget: Maintenance grants abolished for 2016 entry. Loan increased to maximum of 8,200 - living away from home and studying outside London - for students from lower and midincome households. Disabled Student Allowance (assessed through SFE) Additional help available for students in specific circumstances Further financial help from the University of Brighton through our range of bursaries, the Student Support Fund, in addition to academic merit and sports scholarships
2016 Tuition fees e.g. Brighton Student type Tuition fee UK/EU 9,000 Island* 9,000 International 12,420 International lab-based 13,800 UK/EU students on placement 1,000 International students on placement 2,000 University of Brighton Merit Scholarships: Last year 50 awarded, each worth 1,000 No increase in tuition fees for 2016. Possible inflationary increases from 2017. Tuition fee covers all mandatory costs; field trips for required modules, required equipment but not costs incurred for optional modules and activities. Website provides full details
University bursaries 2016 Students need to check offering at different universities. Some bursary thresholds aligned to Government thresholds for grants for 2015 entry Brighton package Resident in England, household income below 25,000: The University of Brighton Bursary: Household income less that 16,190-2,000 Household income between 16,191 and 25,000-1,000 First year only, paid in two instalments: February and May Care Leavers and Compact Plus Bursaries: 1,000 per year from year 2 Financial assessment undertaken by SFE: Third party confirmation Details entered onto SFE portal, which HEIs access to confirm bursary eligibility Includes DSA assessment Access to Professions Bursary: 1,000 in final year 4/5 year programmes in Architecture, Pharmacy and Teaching
Social Work Funding Funding for Social Work courses is under review for 2016 entry, bursaries may or may not be available In 2015 the following applied for undergraduate Social Work courses: Full tuition fee charged to students tuition fee loan from SFE Students eligible for maintenance loan from SFE No NHS bursary in Year 1 for any UG social work student Limited number of NHS bursaries for years 2/3 In line with DH/ DfE guidance UoB allocate these on the basis of performance in relation to admissions criteria, meeting assessed readiness for practice criteria, academic achievement and professional development Travel costs to and from placement supported, for all students, providing residency eligibility criteria is met Students may also be eligible for University bursaries in year 1 Contact NHS Social Work bursaries for information: www.nhsbsa.nhs.uk/825.aspx
Government funding for full-time UK undergraduates 2016 Living away from home and studying outside London Household income Repayable Maintenance Loan* < 25,000 8,200 30,000 7,612 35,000 7,023 40,000 6,434 45,000 5,845 50,000 5,256 55,000 4,667 60,000 4,078 > 62,500 3,821 no maintenance grant for 2016 entry Maintenance Loan: Max. living at home: 6,904 Max. Studying outside London: 8,200 Max. studying in London: 10,702 Max. Studying overseas as part of course: up to 9,391 * Figures taken from SFE maintenance loan calculator
Example of possible weekly term-time income based on 39 week accommodation contract Household income Repayable Maintenance Loan Part-time work 7.70 x 13.5 hrs = 103.95 per week* Total Weekly income 25,000 8,200 4,054 12,254 314 30,000 7,612 4,054 11,666 299 40,000 6,434 4,054 10,488 269 50,000 5,256 4,054 9,310 239 > 62,143 3,821 4,054 7,875 202 * Based on data gathered from The Winn Report: The Financial Situation of Students at the University of Brighton 2013-14 NB - Students from lower income families may also be eligible for university bursaries 50% of students spent nothing on additional course costs* 46% of students spent 10 a week on travel* 93% of students worked over summer Y1-Y2*
The cost of living Weekly outgoings Living in Halls Rent 121-171 85-115 Utilities 0 8 Phone 2-8 2-8 TV licence 0-4 4 Contents insurance Food, domestic items 0 2 15-25 15-35 Travel 0-20 0-20 Clothing 5-10 5-10 Laundry 2-5 2-5 Study materials 5 5 Entertainment 15-100 15-100 Living off campus Average weekly cost of living: Example Brighton - 220 Eastbourne and Hastings - 200 Student Travel key: 12.50 weekly 115 3 months 365 per year unlimited travel on all Brighton & Hove buses Totals 185-343 143-307
What do our students say? 64% of students received financial gifts from family members and almost half of these were up to 500 Food cards are a great way to provide funds indirectly (Sainsbury's) 62% of students were using their own savings. 1/3 of this was between 1000-2000 Saving over summer is a great way to financially prepare for university Only 68% remembered ever using UCAS or SFE for student finance information You do have to reapply for funding every academic year! 36% of students have a regular term-time job compared with 52% of students living at home Even if you move away some large employers will offer a job transfer 35% of students in regular term-time employment worked in retail, 30% in bars/catering. 56% of students in ad hoc term-time employment worked for the university The university employs students helpers at 8.59per hour 36% of students said their term-time job gave them useful work experience Extra experience looks great on a CV no matter how small The 2014 Winn Report surveyed 537 second year students about attitudes toward managing finances whilst at university. Participants commented on the helpfulness of student services and also the student wellbeing teams with providing guidance on financial issues. 58% of students were in credit at the end of the year
Applying for funding Student Finance England Usually opens in late January One online, digital application to assess eligibility for grants, loans, DSA and university bursaries Student Passport Number for identification Household income - NI number and income identified on last P60 Enter one of your 5 university choices if you don t yet have a firm Deadline 31 st May to guarantee money available for start of term Enrol in person at beginning of autumn term University sends confirmation to SFE Money transferred to student bank account (can take a week) Paid in termly instalments (3 times a year)
Student funding for NHS courses Brighton is contracted by Health Education Kent, Surrey and Sussex (HEKSS)
Fees and funding for NHS funded courses NHS Fees bursary - EU student eligible tor this element of bursary Further funding support from NHS UK students only Non-means tested 1,000 grant Means-tested full bursary Part-time students also eligible for percentage of the grant and full-time means-tested bursary: 75% - 4 years; 60% - 5 years; 50% - 6 years Students are also eligible for reduced student maintenance loan from Student Loans Company Students are not eligible for university bursaries, but will be eligible for academic merit scholarships and university hardship funds
NHS Funded 30 week courses* 2015 entry figures If you will be studying and living: in London and living in student/rented accommodation/ your own home elsewhere in England (UK for medical and dental students) and living in student/rented accommodation/ your own home anywhere in England (UK for medical and dental students) and living with your parents During TERM TIME During TERM TIME During TERM TIME Non-means tested grant Means tested bursary (maximum) Non-means tested maintenance loan 1,000 3,191 3,263 1,000 2,643 2,324 1,000 2,207 1,744 All students eligible for 1,000 grant Maintenance loan reduced to 1,811 in final year additional income assessed allowances are available : for students with dependant adults and/or children Disabled students For help with practice/placement travel/accommodation expenses (if you are in receipt of a means-tested bursary) *Physiotherapy and Podiatry
Total funding for Health Professions students per annum 30 weeks* Household Income (before tax) Non-Income Assessed grant Means tested bursary Non meanstested loan Total support available 20,000 1,000 2,643 2,324 5,967 25000 30000 35000 1000 2,523 2,324 5,847 1000 1,996 2,324 5,320 1000 1,470 2,324 4,794 Living outside London, away from home with no dependants Courses at different universities can vary in length Brighton: 32 34 weeks, depending on placements 40000 45000 50000 1000 944 2,324 4,268 1000 417 2,324 3,741 1000 0 2,324 3,324 Additional bursary for extra weeks - 84.00 per week no additional loan *Figures taken from NHS bursary calculator
NHS funded 45 weeks* 2015 entry figures If you will be studying and living: in London and living in student/rented accommodation/ your own home During TERM TIME Non-means tested grant Means tested bursary (maximum) 1,000 5,567 3,263 Non-means tested maintenance loan All students eligible for 1,000 grant Maintenance loan reduced to 1,811 in final year additional income assessed allowances are available : for students with elsewhere in England (UK for medical and dental students) and living in student/rented accommodation/ your own home During TERM TIME 1,000 4,491 2,324 dependant adults and/or children Disabled students For help with practice/placement anywhere in England (UK for medical and dental students) and living with your parents During TERM TIME 1,000 3,439 1,744 travel/accommodation expenses (if you are in receipt of a means-tested bursary) *Nursing and Midwifery
Funding for Nursing and Midwifery students per annum* Household Income (before tax) < 25000 30000 35000 40000 45000 50000 55000 60000 65000 > 67,000 Non-Income Assessed grant Means tested bursary Non meanstested loan Total support available 1000 4,491 2,324 7,815 1000 3,844 2,324 7,168 1000 3,318 2,324 6,642 1000 2,792 2,324 6,116 1000 2,265 2,324 5,589 1000 1,739 2,324 5,063 1000 1,213 2,324 4,537 1000 686 2,324 3,484 1000 160 2,324 3,484 1000 0 2,324 3,324 Living outside London, away from home with no dependants Additional bursary for extra weeks - 84.00 per week no additional loan *Figures taken from NHS bursary calculator
Weekly income for Health Professions 30 week course* Living outside London and away from parental home With full bursary Not eligible for means tested bursary Nonmeans tested grant Meanstested bursary Nonmeans tested maintenan ce loan Total Weekly income 1,000 2.643 2,324 5,967 149 1,000 2,324 3,324 83 Higher level of contact hours than most courses. Part-time work can increase income, but should be balanced against heavy workload 15 hours @ 6.50 per hour = 97.50 per week * Accommodation contract = 40 weeks at Eastbourne campus
Weekly income for Nursing and Midwifery 45 week course Living outside London and away from parental home With full bursary Not eligible for means tested bursary Nonmeans tested grant Meanstested bursary Nonmeans tested maintenan ce loan Total Weekly income 1,000 4,491 2,324 7,815 173 1,000 2,324 3,324 74 Higher level of contact hours than most courses. Part-time work can increase income, but should be balanced against heavy workload 4 clinical days per week throughout summer 15 hours @ 6.50 per hour = 97.50
Applying for funding Apply to NHS for fees, 1,000 grant and NHS bursary BOSS account Two original documents to confirm identity, one must include a photograph normally birth certificate and a valid passport Apply to Student Finance England for reduced rate maintenance loan Passport No. to confirm identity Enrol in person at beginning of autumn term University confirms that student has enrolled Money transferred to student bank account by BACS NHS bursary paid monthly Maintenance loan paid in termly instalments
Repayments Government consultation on whether to freeze threshold at 21,000 for next five years closed 14 th October Income each year before tax Income from which 9% is deducted Monthly Repayment (Approx) 21,000 0 0 25,000 4,000 30 30,000 9,000 67 35,000 14,000 105 40,000 19,000 142 45,000 24,000 180 50,000 29,000 217 60,000 39,000 292 Student loans DO NOT go on credit files Rate of interest: RPI plus 3% whilst studying RPI under 21,000 RPI plus up to 3% between 21,000 and 41,000 RPI plus 3% above 41,000 Debt cleared after 30 years Early repayments - no penalties Source: Student Finance England
Useful websites www.brighton.ac.uk/money www.gov.uk/student-finance www.gov.uk/student-finance/loans-and-grants www.gov.uk/student-finance-calculator http://www.moneysavingexpert.com/students/student-guide *2% of all students in the UK (46,000) used a Payday loan to fund themselves whilst at university but 10% of parents chose to fund their children using a payday or doorstep loan. Please remember to use Student Services and the Students Union for additional support and advice during your time at university. *http://www.bbc.co.uk/news/education-27811593 2013-14 http://www.theguardian.com/education/2012/dec/06/payday-loans-target-vulnerable-students 2013-14