AGENT NAME: NAME AND ADDRESS OF PERSON APPLYING FOR INSURANCE:



From this document you will learn the answers to the following questions:

Which state commits a fraudulent insurance act?

What is a fraudulent insurance act?

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Owners / Contractors Protective Liability Application All questions must be answered in full. Application must be signed and dated by the Proposed Policyholder or their Authorized Representative NAME AND ADDRESS OF PERSON APPLYING FOR INSURANCE: AGENT NAME: INSPECTION CONTACT: PROPOSED POLICY PERIOD: To CONTACT PHONE NUMBER: NAME AND ADDRESS OF THE ENTITY TO BE INSURED BY THE POLICY (HEREIN AFTER REFERRED TO AS PROPOSED POLICYHOLDER - IF SAME AS ABOVE SO STATE) POLICYHOLDER IS: INDIVIDUAL PARTNERSHIP CORPORATION JOINT VENTURE OTHER INTEREST OF THE PERSON COMPLETING THE APPLICATION FOR THE PROJECT BEING INSURED: PROPERTY OWNER AND OCCUPANT OF FINISHED PROJECT PROPERTY OWNER AND GENERAL CONTRACTOR T ENGAGED IN CONSTRUCTION OPERATIONS PROPERTY OWNER AND GENERAL CONTRACTOR ENGAGED IN ACTUAL CONSTRUCTION OPERATIONS PROPERTY OWNER REAL ESTATE DEVELOPER OF PROJECT FOR SALE TO OTHERS DESIGNATED CONTRACTOR FOR THE PROPERTY OWNER GENERAL CONTRACTOR PROJECT MANAGER FOR THE PROPERTY OWNER GENERAL CONTRACTOR NAME AND ADDRESS OF THE DESIGNATED CONTRACTOR OR RESPONSIBLE PARTY (ENTITY RESPONSIBLE FOR THE CONSTRUCTION PROJECT - E.G., OWNER/CONTRACTOR, GENERAL CONTRACTOR OR PROJECT MANAGER, HEREINAFTER REFERRED TO AS THE DESIGNATED CONTRACTOR) UNDERWRITING INFORMATION CONSTRUCTION PROJECT BEING INSURED: TERMS OF THE CONTRACT: Proposed Start Date: Estimated Completion Date: IF THE START DATE SHOWN ABOVE IS PRIOR TO THIS APPLICATION ARE YOU AWARE OF ANY INCIDENTS, LOSSES OR OCCURRENCES THAT MAY GIVE RISE TO A CLAIM OR SUIT? (IF, PROVIDE FULL DETAILS ON A SEPARATE SHEET)... COMPLETED PROJECT CONTRACT PRICE: $ CONTRACT NUMBER: LOCATION OF PROJECT: DETAILED DESCRIPTION OF THE PROJECT: LIMITS OF INSURANCE: EACH OCCURRENCE LIMIT: $ AGGREGATE LIMIT: $ A049 (10/09) Page 1 of 5

UNDERWRITING INFORMATION (CONTINUED) 1. PROVIDE A GENERAL DESCRIPTION OF SURROUNDING EXPOSURES AND DISTANCE TO THE PROJECT (E.G., SCHOOL 100 YDS): RTH EAST ADJOINING SOUTH WEST ABUTTING 2. INDICATE THE TYPE OF PROTECTION ENLISTED DURING THE PROJECT PERIOD: LIGHTING PERIMETER FENCE OTHER (DESCRIBE): 3. DOES THE PROJECT INCLUDE ANY OF THE FOLLOWING ON-SITE HAZARDS? 24 HR SECURITY SERVICE SECURITY SERVICE DURING IDLE HOURS UNCOVERED PEDESTRIAN WALKWAYS: EXCAVATION WORK MORE THAN 15 FEET ELEVATED CONSTRUCTION ABOVE 20 FEET: UNATTENDED EQUIPMENT LEFT ON JOBSITE: AERIAL LIFTS BY CRANE OR OTHER EQUIPMENT: OTHER: 4. DOES WORK ON THE PROJECT INVOLVE ANY OF THE FOLLOWING EXPOSURE(S) AIRCRAFT OR WATERCRAFT EXPOSURE: FORMER BROWNFIELD PROJECT SITE: BLASTING OR USE OF EXPLOSIVE MATERIALS: BRIDGE OR OVERPASS WORK: HAZARDOUS WASTE REMOVAL (E.G., ASBESTOS UNDERGROUND CONTAMINATION, LEAD, ETC...): CAISSON OR COFFERDAM WORK: MOVING OR DISRUPTION OF ANY UTILITY LINES: CRANE WORK: UNDERPINNING OR SOIL STABILIZATION: IF DOES THE PROPOSED POLICYHOLDER OWN THE EQUIPMENT WORK THAT IS SUBJECT TO THE U.S. LONGSHOREMEN OR HARBOR WORKERS ACT: DEMOLITION OF EXISTING STRUCTURE: WORK THAT IS SUBJECT TO THE JONES ACT: TUNNELING, DRILLING OR BORING: 5. WILL SCAFFOLDING BE USED ON THE SITE?... IF, PLEASE INDICATE WHO IS RESPONSIBLE FOR THE SET-UP: PROPOSED POLICYHOLDER DESIGNATED CONTRACTOR SUBCONTRACTOR OTHER 6. DOES THE PROPOSED POLICYHOLDER LEASE ANY EMPLOYEES TO THE DESIGNATED CONTRACTOR OR ANY OTHER ENTITY WORKING ON THE PROJECT?... INFORMATION ABOUT THE DESIGNATED CONTRACTOR: 1. YEARS IN BUSINESS: YEARS OF EXPERIENCE IN THE FIELD: 2. DOES THE DESIGNATED CONTRACTOR MEET ALL GOVERNING LICENSE REQUIREMENTS?... 3. DOES THE DESIGNATED CONTRACTOR HAVE A FORMAL SAFETY PROGRAM IN EFFECT?... 4. IS THE DESIGNATED CONTRACTOR SOLELY RESPONSIBLE FOR PERFORMING ALL WORK ON THE PROJECT?... IF : ARE ALL CONTRACTORS OR SUBCONTRACTORS REQUIRED TO SIGN A WRITTEN CONTRACT OUTLINING THE SCOPE OF THEIR OPERATIONS AND OBLIGATIONS FOR THE PROJECT?... WHAT MINIMUM LIMITS OF INSURANCE ARE REQUIRED OF ALL CONTRACTORS OR SUBCONTRACTORS PERFORMING WORK ON THE PROJECT? COMMERCIAL GENERAL LIABILITY: EACH OCCURRENCE AGGREGATE WORKERS COMPENSATION: EACH ACCIDENT EACH DISEASE 5. DOES THE DESIGNATED CONTRACTOR ALLOW UNINSURED CONTRACTORS OR SUBCONTRACTORS TO WORK ON THE PROJECT? (IF INDICATE TYPE OF WORK AND AMOUNT SUBCONTRACTED)... TYPE OF WORK % SUBBED TYPE OF WORK % SUBBED % % % % 6. DESCRIBE IN DETAIL THE DESIGNATED CONTRACTOR S PROCEDURES FOR OBTAINING AND MAINTAINING CERTIFICATES OF INSURANCE: A049 (10/09) Page 2 of 5

CONTRACTS 1. DOES THE CONTRACT EXECUTED FOR THE PROJECT: REQUIRE THE DESIGNATED CONTRACTOR TO NAME THE PROPOSED POLICYHOLDER AS AN ADDITIONAL INSURED?... CONTAIN AN INDEMNIFICATION/HOLD HARMLESS AGREEMENT IN FAVOR OF THE PROPOSED POLICYHOLDER?... OUTLINE THE MINIMUM INSURANCE REQUIREMENTS FOR THE DESIGNATED CONTRACTOR AND ALL SUBCONTRACTORS FOR COMMERCIAL GENERAL LIABILITY, COMMERCIAL AUTOMOBILE LIABILITY, AND WORKERS COMPENSATION?... CONTAIN A CHOICE OF VENUE CLAUSE OTHER THAN THE STATE IN WHICH THE PROJECT IS LOCATED?... 2. IS THE PROPOSED POLICYHOLDER NAMED AS AN ADDITIONAL INSURED BY ENDORSEMENT ON ANY OTHER POLICY OF INSURANCE FOR THE PROJECT SHOWN IN THIS APPLICATION?... 3. DOES THE PROPOSED POLICYHOLDER MAINTAIN ANY OTHER GENERAL LIABILITY INSURANCE THAT MAY APPLY TO THE DESIGNATED PROJECT? IF, PLEASE PROVIDE THE FOLLOWING:... COMMERCIAL GENERAL LIABILITY CARRIER: LIMITS: 4. ARE YOU THE PROPOSED POLICYHOLDER AND A CONTRACTOR ALSO PERFORMING WORK ON THE PROJECT?... IF, PLEASE PROVIDE THE FOLLOWING: COMMERCIAL GENERAL LIABILITY CARRIER: LIMITS: WORKERS COMPENSATION: CARRIER: LIMITS: CERTIFICATE RECIPIENTS / ADDITIONAL INTERESTS NAME AND ADDRESS RELATIONSHIP ADDITIONAL INSURED CERTIFICATE IMPORTANT TICE As part of our underwriting procedure, a routine inquiry may be made to obtain applicable information concerning character, general reputation, personal characteristics, and mode of living. Upon written request, additional information as to the nature and scope of the report, if one is made, will be provided. FRAUD STATEMENT To Insureds in the States of: Alabama, Alaska, Arizona, California, Connecticut, Delaware, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Maine, Massachusetts, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, Nevada, North Carolina, North Dakota, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wisconsin, Wyoming: TICE: In some states, any person who knowingly, and with the intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information, or, for the purpose of misleading, conceals information concerning any fact material thereto, may commit a fraudulent insurance act which is a crime in many states. Penalties may include imprisonment, fines, or a denial of insurance benefits. Arkansas presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Colorado It is unlawful to knowingly provide false, incomplete or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claiming with regard to a settlement or award payable for insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies. District of Columbia A049 (10/09) Page 3 of 5

WARNING: It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. Penalties include imprisonment and/or fines. In addition, an insurer may deny insurance benefits if false information materially related to a claim was provided by the applicant. A049 (10/09) Page 4 of 5

Florida Any person who knowingly and with intent to injure, defraud or deceive any insurance company files a statement of claim containing any false, incomplete, or misleading information is guilty of a felony of the third degree. Kentucky Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime. Louisiana presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. New Jersey Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties New Mexico presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties. New York Any person who knowingly and with intent to defraud any insurance company or other person files an application for commercial insurance or a statement of claim for any commercial or personal insurance benefits containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, and any person who, in connection with such application or claim, knowingly makes or knowingly assists, abets, solicits or conspires with another to make a false report of the theft, destruction, damage or conversion of any motor vehicle to a law enforcement agency, the department of motor vehicles or an insurance company commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the value of the subject motor vehicle or stated claim for each violation. Ohio Any person who, with intent to defraud or knowing that he/she is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. Oklahoma WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. Pennsylvania Any person who knowingly and with intent to defraud any insurance company, or other person, files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime, and subjects such person to criminal and civil penalties. Rhode Island TICE: Under Rhode Island law, there is a criminal penalty for failure to disclose a conviction of arson. In some states, any person who knowingly, and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information, or, for the purpose of misleading, conceals information concerning any fact material thereto, may commit a fraudulent insurance act, which is a crime in many states. Virginia It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines and denial of insurance benefits. Washington It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purposes of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits. PRODUCER S SIGNATURE DATE PROPOSED POLICYHOLDER OR AUTHORIZED DATE REPRESENTATIVE S SIGNATURE A049 (10/09) Page 5 of 5