Plan on reaching your financial goals



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Work with a CERTIFIED FINANCIAL PLANNER TM professional Plan on reaching your financial goals

Let a CFP professional be your trusted guide As an investor, you have short- and long-term goals you would like to achieve and it s likely you ll face some challenges along the way. This is where a CERTIFIED FINANCIAL PLANNER professional can step in to help you make sense of it all with welldesigned strategy that takes into consideration your specific situation. A Financial Advisor with this CFP certification has demonstrated extensive knowledge and skill in analyzing and developing personal, long-term financial strategies for clients. Awarded by the Certified Financial Planner Board of Standards, Inc., the CFP certification is one of the most recognized certifications in the financial services industry.

Qualifications of a CFP professional To earn the CFP certification from the Certified Financial Planner Board of Standards, Inc., a Financial Advisor has met rigorous education, examination, experience and ethics requirements. Education Taking a comprehensive approach to meeting clients financial needs, a Financial Advisor with the CFP certification has completed training on nearly 100 integrated financial topics, including: General principles of financial strategies Insurance planning and risk management Employee benefits planning Retirement and estate planning In addition to finishing the coursework on financial topics, the candidate is required to earn a bachelor s degree (or higher) or its equivalent, in any discipline, from an accredited college or university. Examination Passing the CFP Certification Examination is another requirement for CFP certification. This comprehensive exam is scheduled to take 10 hours to complete and tests each candidate s knowledge, comprehension, application, analysis and synthesis of financial topics specified by the CFP Board.

What a CFP professional can do for you A Financial Advisor and CFP professional at Wells Fargo Advisors works with you to develop a strategy tailored to your needs using a variety of products and services. Taking inventory of your total assets Because you may have several financial milestones you re interested in meeting, a CFP professional can help you look at your complete financial picture. With access to a broad array of resources, a CFP professional at Wells Fargo Advisors can develop a detailed inventory of your financial assets to find out where you stand. Developing a flexible investment plan Through an interactive investment planning approach, a CFP professional at Wells Fargo Advisors can help you identify your financial priorities in light of current conditions and then make adjustments as your life and the markets change. Assisting in estate planning Using a team approach to coordinate estate planning with you and your attorney, a CFP professional at Wells Fargo Advisors will help you evaluate whether certain techniques are appropriate for your individual circumstances.

What is the CFP Board? The Certified Financial Planner Board of Standards, Inc. (CFP Board) establishes and enforces the education, examination, experience and ethics requirements for CFP certificants. Founded in 1985 as the International Board of Standards and Practices for Certified Financial Planners, Inc, the CFP Board is a professional regulatory organization that acts in the public interest by fostering professional standards in personal financial planning. Benefit from the services of a CFP professional A CFP professional at Wells Fargo Advisors can help you through all stages of proper investment selection, no matter where you are on your financial journey. Experience knowledgeable financial advice with the personal service you deserve, and together we can work toward achieving your financial goals. Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP, CERTIFIED FINANCIAL PLANNER and in the U.S., which it awards to individuals who successfully complete CFP Board s initial and ongoing certification requirements.

Experience The CFP Board also requires that, to fulfill the CFP certification, a candidate must have sufficient work experience within one or more of the following six elements of financial services: Establishing and defining the relationship with the client Gathering client data, including goals Analyzing and evaluating the client s financial status Developing and presenting financial recommendations and/or alternatives Implementing the financial recommendations Monitoring the financial recommendations Ethics The CFP certification requires that a candidate agree to adhere to the CFP Board s Code of Ethics and Professional Responsibility and to Financial Planning Practice Standards. A CFP professional must also acknowledge the CFP Board s right to enforce this code of ethics and practice standards.

38124-v6 Investment and Insurance Products: NOT FDIC Insured NO Bank Guarantee MAY Lose Value Wells Fargo Advisors is the trade name used by two separate registered broker-dealers: Wells Fargo Advisors, LLC, and Wells Fargo Advisors Financial Network, LLC, Members SIPC, non-bank affiliates of Wells Fargo & Company. 2009 Wells Fargo Advisors, LLC. All rights reserved. xxxx-xxxx 0000581523 (Rev 01, 1ea)