Financial Educational Programs Your Money Matters

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Financial Educational Programs Your Money Matters Program Services Financial Presentations Money Matters Online Military Money Matters Basic Finances 4 ALL SavvySaver Command Debt Terminator Spending Plan Tool Online Calculators

Mission: To educate those who serve. Vision: To become a nationally recognized leader in providing high-quality financial readiness training and supporting the pursuit of higher education. 2

Table of Contents Mission/Vision... 2 Why Money Matters.... 4 Financial Presentations.... 5 Money Matters Online.... 6 Military Money Matters.... 6 Basic Finances 4 ALL.... 7 SavvySaver... 7 Debt Terminator Calculator... 7 Spending Plan Tool.... 7 Online Calculators... 7 Contact Information.... 8 To talk to a staff member, please call (817) 569-2809 3

Why Money Matters... Financial Readiness for Life It s not just a saying it s our way of life! A 501(c)(3) public charity, First Command Educational Foundation (FCEF) is dedicated to improving financial readiness. Today, too many people finish school without learning even the basics of money management, such as creating and maintaining a budget. FCEF is committed to ensuring that persons at all stages of life have the knowledge and skills necessary to make informed, intelligent decisions about their financial future. FCEF s primary focus is on programs and resources for America s military servicemembers, civilian federal employees, and their families. Our services also extend to schools and community organizations. Because of our generous donors, all FCEF program services are provided at little or no cost to you! Why FCEF? We invest in people! We believe financial success is not only open to everyone; it is obtainable for all who want it. FCEF s mission is to educate those who serve, and we will partner with you to make that happen. FCEF has created numerous products and services to easily customize our education to your specific needs. Participants get involved in the learning process and we respect their various learning styles. Our educational resources and services are delivered in person or via webbased applications, with or without a facilitator. FCEF s primary focus is on programs and resources for America s military servicemembers, civilian federal employees, and their families. 4

Financial Presentations FCEF offers face-to-face presentations on a variety of financial literacy topics that cover general personal finance principles as well as specific needs of military servicemembers, federal employees, adults, and young adults. Presentations can cover a single topic or be grouped to create more extensive programs. Most presentations are about 45 minutes long. Below are just a few examples of available financial presentations. General Financial Topics Developing a Financial Plan Debt Management Military Members Thrift Savings Plan VA Home Loan Program Federal Employees Federal Employee Retirement Plans Employee Benefits Overview FCEF offers 50+ different presentations For a complete list of presentations and additional information, please visit: www.fcef.com/wp-content/uploads/ Presentation-Description-List6-2015-J. pdf Obtain a presentation request form at: www.fcef.com/wp-content/uploads/ Presentation-Request-9-15.pdf To talk to a staff member, please call (817) 569-2809 5

Money Matters Online A web-based course of 12 modules designed to instruct high school students and young adults on financial topics they will need to effectively manage their finances as they enter the workforce. Each module contains a pre- and post-module test and vocabulary and other exercises. The curriculum also includes a pre- and post-course comprehensive exam and an instructor interface that allows instructors to add and delete students to the program and to monitor their progress and test results. Under the guidance of an instructor or facilitator a student can take any or all of the following topics. Accounts Checkbook Credit Loans Renting Buying A Home Investments Retirement Insurance Entrepreneur Bankruptcy Giving To enroll or obtain more information, please visit the Money Matters Online section at: www.fcef.com/education/education-resources-3/ Military Money Matters Adapted from our Money Matters Online program, Military Money Matters is a web-based program that addresses the need for financial readiness education for junior servicemembers and their families and contains the same information plus militaryspecific material related to that topic. The course can be taken under the guidance of an instructor or via self-enrollment. In addition to the 12 modules listed in Money Matters Online above, specific military modules are also included. The following are examples of some of the modules available. Military Retirement Plans Thrift Savings Plan Military Life Insurance To enroll or obtain more information, please visit the Military Money Matters section at: www.fcef.com/education/education-resources-3/ 6

Basic Finances 4 ALL A financial literacy curriculum that provides a brief introduction to five fundamental areas of personal finance: spending plans, basic banking and accounts, credit, debt and loans, and investing. While this course won t teach everything you will ever need to know about finances, it will lay a foundation on which you can build. To enroll visit: www.fcef.com/basic-finances-4-all/ SavvySaver A free mobile application created by FCEF to help users learn some financial basics. The app covers spending plans, basic banking and accounts, credit, debt and loans, and investing. The object is to save enough money in your pretend savings account to meet a financial goal. SavvySaver can be found at the App Store or the Google Play Store. Command Debt Terminator Need a strategy to pay off your debts? Look no further! The Command Debt Terminator is an easy-to-use debt calculator that will calculate your financial information, including current debts and income, to produce a customized payoff plan for your situation. To use the calculator, visit: www.firstcommand.org/mfr/startpage.do Spending Plan Tool The Spending Plan Tool is an interactive Excel-based spreadsheet to help organize your finances. The plan includes 5 worksheets: Net Worth, Monthly Income, Monthly Savings and Expenses, Debt, and Goals. To use the spending plan, visit: www.fcef.com/files/spending_plan.xls Online Calculators If you have questions about buying a home, borrowing money for a car or college, paying off a credit card, liquidating debts, investing for retirement, setting up an IRA, or leasing a car, FCEF has a calculator for you. Our 40 calculators will help you answer questions regarding home, personal, investment, retirement, and lease decisions. To use the calculators, visit: www.fcef.com/education/calculators/ FCEF does not keep any personal financial data for any financial tool. 7

First Command Educational Foundation 1 FirstComm Plaza Fort Worth, TX 76109-4999 Phone: 817.569.2809 Toll Free: 1.877.872.8289 Fax: 817.569.2970 edufoundation@fcef.com www.fcef.com 11479 CFC Program Partner since 2006 To talk to a staff member, please call (817) 569-2809 First Command Educational Foundation (FCEF) FCEF Scholars Alumni Society 8 @FCEF FCEF Community 05214