Approved Annuity and Insurance Carriers



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Corporation Approved Annuity and Insurance Carriers Top Companies. Underwriting. Products. Compensation Universal Life Whole Life Survivor Annual Renewable Term (ART) Level Term 5-10-15-20-25-30 ROP Term Fixed Annuities Long Term Care Med Sup and Critical Illness Linked Benefits Disability Income Impaired Risk Cases Individual Insurance Group Insurance Property & Casualty Agent s E&O Insurance Leads Web CE CE Class Information & DOI Access Date: 04.01.12

Permanent Insurance provides the following permanent insurance carriers. Carriers shown may not be available in your state. Please check for availability before proceeding. Accumulation Universal Life (Current Assumption) ING-ReliaStar Life ING-ReliaStar Life of NY Jackson National Life N orth American Security Mutual Life of NY High Early Cash Value UL Allianz High Early Cash Value SUL Indexed Survivorship Universal Life Allianz Indexed Universal Life Allianz & Annuity Co. of NY Fidelity & Guaranty Life Fidelity & Guaranty Life of New York ING-ReliaStar Life Western Reserve Life Limited Pay Whole Life Lafayette Life (Simplified Issue avail.) Non-Par Whole Life (Simplified Issue) (Simplified Issue) Foresters (Simplified Issue) (conversions only) United Home Life (Simplified Issue avail.) (Simplified Issue) Par Whole Life Lafayette Life Metropolitan Life Security Mutual Life of NY Simplified/Guaranteed Issue American Continental ((Multi Life) Fidelity & Guaranty Life Fidelity & Guaranty Life of New York Foresters Lafayette Life (Multi Life) Oxford Life Presidential United Home Life Single Premium Universal Life Single Premium Whole Life Lafayette Life Survivorship Universal Life (Current Assumption) ING-ReliaStar Life of NY Survivorship Universal Life w/ Lifetime Guarantees & Annuity Co. of NY ING-ReliaStar Life ING-ReliaStar Life of NY Security Mutual Life of NY Survivorship Whole Life Universal Life w/ Lifetime Guarantees Allianz & Annuity Co. of NY Banner/Legal & General America Foresters ING-ReliaStar Life ING-ReliaStar Life of NY Jackson National Life Metropolitan Life United States of Life NY William Penn/Legal & General America

Term Insurance provides the following term insurance carriers. Carriers shown may not be available in your state. Please check for availability before proceeding. 1 Year Term (ART) & Annuity Co. of NY 5 Year Term 10 Year Term Allianz Life Ameritas & Annuity Co. of NY Banner/Legal & General America Foresters ING-ReliaStar Life ING-ReliaStar Life of NY Jackson National Life Security Mutual Life of NY William Penn/Legal & General America 15 Year Term Banner/Legal & General America ING-Reliastar Life ING-Reliastar Life of NY Jackson National Life Security Mutual Life of NY William Penn/Legal & General America 20 Year Term Allianz Life Ameritas & Annuity Co. of NY Banner/Legal & General America Foresters ING-Reliastar Life ING-Reliastar Life of NY Jackson National Life (20/10 Year Term) Security Mutual Life of NY United Home Life William Penn/Legal & General America 25 Year Term Lincoln Life & Annuity Co. of NY 30 Year Term Ameritas & Annuity Co. of NY Banner/Legal & General America Foresters ING-Reliastar Life ING-Reliastar Life of NY Jackson National Life United Home Life William Penn/Legal & General America Return of Premium ING-Reliastar Life Prudential Life United Home Life Survivorship Term Simplified Issue Term Guarantee Trust Life United Home Life

Variable Universal Life provides the following variable universal life carriers. Carriers shown may not be available in your state. Please check for availability before proceeding. Variable Universal Life Lincoln Life and Annuity Company of NY Metropolitan Life (NY) Security Life of Denver (ING) Western Reserve Life Securities offered through The Leaders Group, Inc., Member FINRA/SIPC, 26 West Dry Creek Circle, Suite 575, Littleton, CO 80120, 303-797-9080

Annuity has a complete portfolio of traditional and specialty annuity products. We understand the marketplace and work hard to keep you informed of the changes in the industry and product enhancements. Carriers shown may not be available in your state. Please check for availability before proceeding. Top Rated Carriers Expanded Product Portfolio Available Expert Analysis on Complex Annuity Cases Detailed Case Management (including 1035 tracking) Support for Sales Presentations and Product Comparisons Tools Available on Internet (forms, product information and status) Competitive Compensation Carriers Represented * Allianz Life Allianz Life of NY American Equity Athene Annuity (formerly Liberty Life) EquiTrust Fidelity & Guaranty (formerly Old Mutual) Fidelity & Guaranty of NY (formerly Old Mutual of NY) First Symetra National of NY Forethought Life of New York Gleaner Life Great American Life ING USA Integrity Life Lafayette Life National Integrity (VT, ME, NH, & NY) National Western Presidential Reliance Standard Reliastar Life of NY Standard Life of OR Symetra Life Western National Life Credit Union/Bank Programs ** Rated Age Annuities * Additional carriers available upon request ** Private Label products available

Long Term Care Insurance provides a complete portfolio of top rated insurance carriers and products to meet even the most demanding client s needs. We understand the industry and make sure your clients receive the best coverage every time, regardless of obstacles. Carriers shown may not be available in your state. Please check for availability before proceeding. Individual and Multi-Life Access to Multiple Carrier Product Lines Effective Product Training Pre-underwriting Support Quotes, Illustrations, Marketing Materials Top Notch Sales Support and Case Management Timely and Comprehensive Live Service 24 Hour On-line Status and Access to Forms, Licensing, and Marketing Materials Best Commissions LTCi Carriers Represented Lincoln Financial Group/MoneyGuard Mass Mutual MedAmerica Mutual of Omaha Transamerica Linked Benefits Lincoln Financial Group/MoneyGuard OneAmerica (State Life) Critical Illness/Emergency Care Carriers Represented Mutual of Omaha Medicare Supplement American Continental Anthem Continental Life Forethought Gerber Life Heartland Mutual of Omaha United Health Care United World Medicare Advantage Anthem United Health Care Medicare Part D Anthem Heartland United Health Care

Disability provides a complete Disability portfolio of top rated insurance carriers and products to meet even the most demanding client s needs. We understand the industry and make sure your client receives the best coverage every time, regardless of obstacles. Carriers shown may not be available in your state. Please check for availability before proceeding. Product Portfolio Individual DI Business Overhead Expense Buy- Sell Disability Blue Collar Impaired Risk High Limit Coverage Pension Supplement Key Person Disability Guarantee/Guarantee to Issue Multi-Life Discounts Individual/Group Combo Carriers Represented Assurity Fidelity Security Life MassMutual MetLife Mutual of Omaha Petersen International Standard Life of OR

Individual Insurance provides a complete Individual Insurance portfolio of top rated insurance carriers and products to meet even the most demanding client s needs. We understand the industry and make sure your client receives the best coverage every time, regardless of obstacles. Health Care Major Medical Plans Medicare Advantage Plans Medicare Supplements Short Term Health Insurance Standalone Drug, Dental and Vision Medicare Part D-Drug Coverage Please contact the experts at for consultation on the appropriate carriers that are available in your state.

Group Insurance provides a complete Group Insurance portfolio of top rated insurance carriers and products to meet even the most demanding client s needs. We understand the industry and make sure your client receives the best coverage every time, regardless of obstacles. AD&D Dental Health Life Long Term Care Long Term Disability Short Term Disability Vision Please contact the experts at for consultation on the appropriate carriers that are available in your state.

Property & Casualty provides a complete Property & Casualty portfolio of top rated insurance carriers and products to meet even the most demanding client s needs. We understand the industry and make sure your client receives the best coverage every time, regardless of obstacles. Business Owners Policies Commercial Auto Personal Auto Pet Insurance Regular Homeowners Unemployment Insurance Workers Compensation Please contact the experts at for consultation on the appropriate carriers that are available in your state.

Our Web Site: strives to keep our web site up-to-date and informative. We think it makes doing business with us much easier when our brokers are knowledgeable and well informed. The following sections are available for your convenience: Contact Us Carrier/State Specific Applications Term Life Product Quote Engine Permanent Product Search Engine Permanent Product Quote Request Annuity Product Quote Request Annuity Rates & Search Annuity Hot Sheets Indexed Annuity Calendar Long Term Care Quote Request Long Term Care Quote Engine Disability Product Quote Request On-Line Status Available 24/7 Carrier/Product Information Carrier Financial Ratings Impaired Risk Underwriting Forms Agent Appointment Paperwork Financial Needs Analysis Tools Advanced Sales Concepts/Articles Current Promotions Sales and Policy Owner Forms Agent Tools Paramed On-Line Access

Brokerage was founded by people who understand brokerage and the need to provide world-class service, underwriting and compensation to the marketplace. Our mission statement is simple. We exist to serve both you and your client to ensure that all parties interests are satisfied along the way. There are too many choices out there for the independent financial advisor and estate planner. By understanding your client s needs, can arm you with the best solution every time. From case design to policy delivery, communication is the key to success, both yours and ours. Term Life Fixed Universal Life Variable Universal Life Whole Life Survivorship Life Fixed and Indexed Annuities Variable Annuities Long Term Care Insurance Mortgage Products Bank Owned Life Insurance Group/Individual Disability Income 412i Defined Benefit Plans Premium Financed Life Insurance Financial Institution Products

By offering over 100 of the finest insurance companies, has access to some of the best advanced sales attorneys and case design professionals in the business. Objectivity is extremely important to your client and to the continued success of our planners and financial advisors. By understanding your client s needs, can arm you with the best solution every time. From case design to policy delivery, communication and education are the keys to success, both yours and ours. Life Insurance Annuities Group/Individual Long Term Care Products Mortgage Products Bank Owned Life Insurance (BOLI) Corporate Owned Life Insurance (COLI) Group/Individual Disability Income Defined Benefit Plans Defined Contribution Plans Life Settlements Premium Finance Executive Carve Out Plans Deferred Compensation Accounts Receivable Financing SPIA Funded Life Insurance Restrictive Endorsement Bonus Arrangement (REBA) Supplemental Executive Retirement Plan (SERP)