OHIO. Property and Casualty Insurance. Market Share Report

OHIO Property and Casualty Insurance Market Share Report

Table of Contents Total Personal Lines Private passenger Automobile Homeowners Multiple Peril Farmowners Multiple Peril Commercial Lines Commercial Automobile Commercial General Liability Fire and Allied Lines Commercial Multiple Peril Medical Professional Liability Fidelity and Surety Appendix

Total OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 STATE FARM GRP 1,815,024,220 12.3% 2 NATIONWIDE CORP GRP 1,002,534,263 6.8% 3 ALLSTATE INS GRP 946,616,417 6.4% 4 PROGRESSIVE GRP 814,992,365 5.5% 5 LIBERTY MUT GRP 771,260,041 5.2% 6 CINCINNATI FIN GRP 686,937,968 4.6% 7 GRANGE MUT CAS GRP 559,180,490 3.8% 8 WESTFIELD Grp 532,360,413 3.6% 9 BERKSHIRE HATHAWAY GRP 465,571,199 3.1% 10 Travelers Grp 412,260,182 2.8% 11 ERIE INS GRP 407,935,603 2.8% 12 AMERICAN INTL GRP 407,823,366 2.8% 13 AUTO OWNERS GRP 302,021,245 14 FARMERS INS GRP 256,992,991 1.7% 15 AMERICAN FAMILY INS GRP 250,572,894 1.7% Top 15 Sub Total: 9,632,083,657 65.1% Others Sub Total: Total All Groups: 5,156,630,170 14,788,713,827 34.9% 10 Wednesday, June 10, 2015 Page 1 of 1 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for the lines of businesses that are included in the Total.

Total OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 STATE FARM GRP 1,815,024,220 12.3% State Farm Mut Auto Ins Co 1,015,866,083 6.9% State Farm Fire & Cas Co 799,158,137 5.4% Wednesday, June 10, 2015 Page 1 of 8 Refer to the appendix for the lines of businesses that are included the Total.

2 NATIONWIDE CORP GRP 1,002,534,263 6.8% Nationwide Mut Ins Co 327,685,568 2.2% Nationwide Mut Fire Ins Co 227,821,445 1.5% Nationwide Prop & Cas Ins Co 152,022,215 1.0% Nationwide Ins Co Of Amer 62,864,288 Nationwide Agribusiness Ins Co 54,911,639 Victoria Specialty Ins Co 41,650,853 National Cas Co 30,843,240 Amco Ins Co 14,737,488 Nationwide Gen Ins Co 14,650,167 Allied Prop & Cas Ins Co 13,415,291 Scottsdale Surplus Lines Ins Co 10,827,929 Depositors Ins Co 10,475,584 Nationwide Assur Co 9,639,295 Victoria Automobile Ins Co 5,184,222 Farmland Mut Ins Co 4,949,647 Scottsdale Ins Co 4,773,279 Scottsdale Ind Co 3,915,751 Western Heritage Ins Co 3,615,938 HARLEYSVILLE LAKE STATES INS CO 2,579,693 Freedom Specialty Ins Co 1,963,475 Harleysville Worcester Ins Co 1,453,116 Harleysville Ins Co 749,793 Harleysville Preferred Ins Co 692,725 Crestbrook Ins Co 463,153 Victoria Select Ins Co 298,652 Nationwide Affinity Co of Amer 210,359 Victoria Fire & Cas Co 158,782 Victoria Natl Ins Co 1,164 Titan Ind Co -20,488 Wednesday, June 10, 2015 Page 2 of 8 Refer to the appendix for the lines of businesses that are included the Total.

3 ALLSTATE INS GRP 946,616,417 6.4% Allstate Fire & Cas Ins Co 320,490,774 2.2% Allstate Ins Co 173,655,308 1.2% Allstate Prop & Cas Ins Co 161,203,694 1.1% Allstate Ind Co 82,424,503 0.6% Allstate Vehicle & Prop Ins Co 53,800,320 Encompass Home & Auto Ins Co 45,142,382 Esurance Prop & Cas Ins Co 40,897,191 Allstate Northbrook Ind Co 30,082,942 First Colonial Ins Co 23,870,210 Encompass Ins Co Of Amer 6,747,361 Encompass Ind Co 5,283,582 Esurance Ins Co 3,018,150 4 PROGRESSIVE GRP 814,992,365 5.5% Progressive Specialty Ins Co 396,347,598 2.7% Progressive Direct Ins Co 306,527,568 2.1% Artisan & Truckers Cas Co 47,311,684 Progressive Preferred Ins Co 28,207,562 Progressive Cas Ins Co 24,260,884 United Financial Cas Co 6,272,392 American Strategic Ins Corp 5,591,628 National Continental Ins Co 468,049 Progressive Max Ins Co 5,000 Wednesday, June 10, 2015 Page 3 of 8 Refer to the appendix for the lines of businesses that are included the Total.

5 LIBERTY MUT GRP 771,260,041 5.2% Safeco Ins Co Of IL 136,514,043 0.9% Liberty Mut Ins Co 127,611,988 0.9% Liberty Mut Fire Ins Co 115,085,417 0.8% Safeco Ins Co Of IN 100,775,011 0.7% LM Gen Ins Co 59,350,571 Liberty Ins Corp 47,835,441 LM Ins Corp 42,381,908 Netherlands Ins Co The 38,234,894 Ohio Security Ins Co 15,234,475 Ohio Cas Ins Co 14,291,731 Liberty Ins Underwriters Inc 12,728,472 Safeco Ins Co Of Amer 12,410,329 Indiana Ins Co 9,495,966 Consolidated Ins Co 6,304,181 Liberty Surplus Ins Corp 5,829,865 Peerless Ins Co 5,586,869 Peerless Ind Ins Co 5,215,119 American Fire & Cas Co 4,781,852 West Amer Ins Co 2,800,501 First Liberty Ins Corp 2,308,190 American States Ins Co 1,830,988 Employers Ins of Wausau 1,160,713 Midwestern Ind Co 931,002 American Economy Ins Co 927,021 General Ins Co Of Amer 814,702 First Natl Ins Co Of Amer 610,839 Mid Amer Fire & Cas Co 323,069 Wausau Business Ins Co -145 Wausau Underwriters Ins Co -114,971 6 CINCINNATI FIN GRP 686,937,968 4.6% Cincinnati Ins Co 625,907,675 4.2% The Cincinnati Ind Co 25,384,031 Cincinnati Cas Co 22,384,217 The Cincinnati Specialty Underwriter 13,262,045 Wednesday, June 10, 2015 Page 4 of 8 Refer to the appendix for the lines of businesses that are included the Total.

7 GRANGE MUT CAS GRP 559,180,490 3.8% Grange Mut Cas Co 354,985,202 2.4% Grange Prop & Cas Ins Co 169,456,503 1.1% Trustgard Ins Co 21,364,042 Grange Ind Ins Co 13,374,743 8 WESTFIELD Grp 532,360,413 3.6% Westfield Ins Co 275,492,190 1.9% Westfield Natl Ins Co 185,545,704 1.3% American Select Ins Co 59,955,712 Ohio Farmers Ins Co 11,366,807 9 BERKSHIRE HATHAWAY GRP 465,571,199 3.1% Geico Cas Co 220,170,005 1.5% Medical Protective Co 67,473,577 0.5% Geico Gen Ins Co 57,902,211 Geico Ind Co 26,102,369 Government Employees Ins Co 21,441,396 National Ind Co 14,321,726 National Fire & Marine Ins Co 12,961,381 General Reins Corp 8,141,850 United States Liab Ins Co 8,052,447 GEICO Choice Ins Co 5,206,075 National Liab & Fire Ins Co 4,711,387 GEICO Advantage Ins Co 4,254,020 GEICO Secure Ins Co 4,050,453 General Star Ind Co 3,252,972 Berkshire Hathaway Homestate Ins Co 2,858,528 Mount Vernon Fire Ins Co 2,553,631 Genesis Ins Co 1,130,473 Seaworthy Ins Co 462,818 General Star Natl Ins Co 293,845 Old United Cas Co 143,488 Berkshire Hathaway Specialty Ins Co 83,250 Central States Ind Co Of Omaha 3,297 Wednesday, June 10, 2015 Page 5 of 8 Refer to the appendix for the lines of businesses that are included the Total.

10 Travelers Grp 412,260,182 2.8% Travelers Prop Cas Co Of Amer 80,547,658 0.5% Travelers Prop Cas Ins Co 65,025,121 Travelers Cas & Surety Co Of Amer 56,150,014 Standard Fire Ins Co 44,495,154 Travelers Ind Co 34,112,351 Charter Oak Fire Ins Co 27,398,919 Travelers Ind Co Of CT 20,411,078 Phoenix Ins Co 17,148,262 Travelers Ind Co Of Amer 15,726,718 St Paul Fire & Marine Ins Co 12,802,790 Northland Ins Co 12,644,075 Travelers Cas Ins Co Of Amer 8,823,595 Travelers Home & Marine Ins Co 7,163,285 Automobile Ins Co Of Hartford CT 2,614,409 Travelers Excess & Surplus Lines Co 2,506,528 St Paul Mercury Ins Co 2,316,275 Northfield Ins Co 922,123 Travelers Cas & Surety Co 662,353 Northland Cas Co 332,454 Fidelity & Guar Ins Co 191,497 St Paul Guardian Ins Co 181,415 St Paul Surplus Lines Ins Co 177,281 United States Fidelity & Guar Co 63,903 Farmington Cas Co 6,457 Fidelity & Guar Ins Underwriters Inc 40 St Paul Protective Ins Co 11 Discover Prop & Cas Ins Co -163,584 11 ERIE INS GRP 407,935,603 2.8% Erie Ins Co 241,319,009 1.6% Erie Ins Exch 166,616,594 1.1% Wednesday, June 10, 2015 Page 6 of 8 Refer to the appendix for the lines of businesses that are included the Total.

12 AMERICAN INTL GRP 407,823,366 2.8% National Union Fire Ins Co Of Pitts 138,275,178 0.9% Lexington Ins Co 87,901,697 0.6% Illinois Natl Ins Co 39,521,477 Commerce & Industry Ins Co 37,050,431 United Guar Residential Ins Co 28,539,286 AIG Specialty Ins Co 27,099,379 New Hampshire Ins Co 19,184,108 Insurance Co Of The State Of PA 8,655,309 AIG Prop Cas Co 7,415,373 American Home Assur Co 5,173,480 Granite State Ins Co 4,444,492 United Guar Residential Ins Co of NC 3,937,707 United Guar Mortgage Ind Co 545,151 AIG Assur Co 80,298 13 AUTO OWNERS GRP 302,021,245 Auto Owners Ins Co 104,143,866 0.7% Owners Ins Co 103,306,510 0.7% Home Owners Ins Co 94,570,869 0.6% 14 FARMERS INS GRP 256,992,991 1.7% Farmers Ins Of Columbus Inc 112,659,780 0.8% Foremost Ins Co Grand Rapids MI 51,918,964 Farmers Ins Exch 47,705,672 21st Century Centennial Ins Co 18,220,901 Bristol W Cas Ins Co 5,815,778 Mid Century Ins Co 4,385,100 21st Century Cas Co 3,690,203 Truck Ins Exch 3,357,372 Foremost Prop & Cas Ins Co 3,047,818 Bristol W Ins Co 2,933,770 Foremost Signature Ins Co 2,049,186 Civic Prop & Cas Co 915,994 21st Century Premier Ins Co 244,093 Neighborhood Spirit Prop & Cas Co 47,229 Exact Prop & Cas Co Inc 1,131 Wednesday, June 10, 2015 Page 7 of 8 Refer to the appendix for the lines of businesses that are included the Total.

15 AMERICAN FAMILY INS GRP 250,572,894 1.7% American Family Ins Co 153,228,854 1.0% The Gen Automobile Ins Co Inc 31,646,727 Homesite Ins Co Of The Midwest 25,434,664 American Standard Ins Co Of OH 17,930,233 American Family Mut Ins Co 12,909,388 Permanent Gen Assur Corp Of OH 6,094,387 Permanent Gen Assur Corp 3,319,808 Midvale Ind Co 8,833 Top 15 Sub Total: 9,632,083,657 65.1% Others Sub Total: Total All Company Groups: 5,156,630,170 14,788,713,827 34.9% 10 Wednesday, June 10, 2015 Page 8 of 8 Refer to the appendix for the lines of businesses that are included the Total.

Total Market Share TOP 5 Groups 14.0% 1 1 8.0% 1. STATE FARM GRP - 12.3% 2. NATIONWIDE CORP GRP - 6.8% 6.0% 3. ALLSTATE INS GRP - 6.4% 4. PROGRESSIVE GRP - 5.5% 4.0% 5. LIBERTY MUT GRP - 5.2% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015. Total Market Share TOP 6-15 Groups 6.0% 6. CINCINNATI FIN GRP - 4.6% 5.0% 7. GRANGE MUT CAS GRP - 3.8% 8. WESTFIELD Grp - 3.6% 4.0% 9. BERKSHIRE HATHAWAY GRP - 3.1% 3.0% 10. Travelers Grp - 2.8% 11. ERIE INS GRP - 2.8% 12. AMERICAN INTL GRP - 2.8% 13. AUTO OWNERS GRP - 1.0% 14. FARMERS INS GRP - 1.7% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 15. AMERICAN FAMILY INS GRP - 1.7% Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015.

Personal Lines OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 STATE FARM GRP 1,698,834,387 19.8% 2 ALLSTATE INS GRP 877,836,236 1 3 NATIONWIDE CORP GRP 798,437,954 9.3% 4 PROGRESSIVE GRP 750,709,869 8.7% 5 GRANGE MUT CAS GRP 471,557,223 5.5% 6 LIBERTY MUT GRP 455,194,071 5.3% 7 BERKSHIRE HATHAWAY GRP 337,703,700 3.9% 8 ERIE INS GRP 294,949,157 3.4% 9 WESTFIELD Grp 271,769,289 3.2% 10 CINCINNATI FIN GRP 243,446,823 2.8% 11 AMERICAN FAMILY INS GRP 238,512,757 2.8% 12 UNITED SERV AUTOMOBILE ASSN GR 219,804,876 2.6% 13 FARMERS INS GRP 205,816,874 2.4% 14 AUTO OWNERS GRP 181,031,482 2.1% 15 MOTORISTS MUT GRP 143,559,977 1.7% Top 15 Sub Total: 7,189,164,675 83.8% Others Sub Total: Total All Groups: 1,394,050,636 8,583,215,311 16.2% 10 Wednesday, June 10, 2015 Page 1 of 1 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

Personal Lines OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 STATE FARM GRP 1,698,834,387 19.8% State Farm Mut Auto Ins Co 1,009,799,353 11.8% State Farm Fire & Cas Co 689,035,034 8.0% 2 ALLSTATE INS GRP 877,836,236 1 Allstate Fire & Cas Ins Co 320,490,774 3.7% Allstate Ins Co 162,032,575 1.9% Allstate Prop & Cas Ins Co 157,631,723 1.8% Allstate Ind Co 58,522,747 0.7% Allstate Vehicle & Prop Ins Co 52,944,237 0.6% Encompass Home & Auto Ins Co 41,152,776 0.5% Esurance Prop & Cas Ins Co 40,897,191 0.5% Allstate Northbrook Ind Co 30,082,942 Encompass Ins Co Of Amer 6,191,092 Encompass Ind Co 4,873,812 Esurance Ins Co 3,016,212 First Colonial Ins Co 155 Wednesday, June 10, 2015 Page 1 of 4 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

3 NATIONWIDE CORP GRP 798,437,954 9.3% Nationwide Mut Ins Co 282,835,764 3.3% Nationwide Mut Fire Ins Co 193,693,797 2.3% Nationwide Prop & Cas Ins Co 122,846,952 1.4% Nationwide Ins Co Of Amer 62,864,163 0.7% Nationwide Agribusiness Ins Co 40,444,204 0.5% Victoria Specialty Ins Co 40,155,416 0.5% Nationwide Gen Ins Co 14,425,475 Allied Prop & Cas Ins Co 9,984,234 Nationwide Assur Co 9,636,598 Depositors Ins Co 8,203,421 Amco Ins Co 6,831,443 Victoria Automobile Ins Co 2,581,607 HARLEYSVILLE LAKE STATES INS CO 2,498,228 Scottsdale Surplus Lines Ins Co 704,521 Crestbrook Ins Co 387,160 Nationwide Affinity Co of Amer 206,499 Victoria Fire & Cas Co 158,394 Victoria Natl Ins Co 1,164 Victoria Select Ins Co -598 Titan Ind Co -20,488 4 PROGRESSIVE GRP 750,709,869 8.7% Progressive Specialty Ins Co 389,535,258 4.5% Progressive Direct Ins Co 304,531,895 3.5% Progressive Preferred Ins Co 28,205,895 Progressive Cas Ins Co 23,448,563 American Strategic Ins Corp 4,988,258 5 GRANGE MUT CAS GRP 471,557,223 5.5% Grange Mut Cas Co 281,036,802 3.3% Grange Prop & Cas Ins Co 164,737,893 1.9% Trustgard Ins Co 21,364,042 Grange Ind Ins Co 4,418,486 Wednesday, June 10, 2015 Page 2 of 4 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

6 LIBERTY MUT GRP 455,194,071 5.3% Safeco Ins Co Of IL 136,514,043 1.6% Safeco Ins Co Of IN 97,460,212 1.1% Liberty Mut Fire Ins Co 83,036,265 1.0% LM Gen Ins Co 59,350,571 0.7% Liberty Ins Corp 40,411,005 0.5% LM Ins Corp 33,672,066 Consolidated Ins Co 2,341,324 First Liberty Ins Corp 959,134 Indiana Ins Co 913,069 Peerless Ins Co 571,383 American States Ins Co 97,442 American Economy Ins Co 34,748 Safeco Ins Co Of Amer 4,667 American Fire & Cas Co -1,827 Ohio Cas Ins Co -2,232 Mid Amer Fire & Cas Co -7,229 Peerless Ind Ins Co -23,330 West Amer Ins Co -137,240 7 BERKSHIRE HATHAWAY GRP 337,703,700 3.9% Geico Cas Co 220,170,005 2.6% Geico Gen Ins Co 57,902,211 0.7% Geico Ind Co 26,102,369 Government Employees Ins Co 19,990,109 GEICO Choice Ins Co 5,206,075 GEICO Advantage Ins Co 4,254,020 GEICO Secure Ins Co 4,050,453 United States Liab Ins Co 28,458 8 ERIE INS GRP 294,949,157 3.4% Erie Ins Co 213,333,991 2.5% Erie Ins Exch 81,615,166 1.0% 9 WESTFIELD Grp 271,769,289 3.2% Westfield Natl Ins Co 166,826,392 1.9% Westfield Ins Co 53,254,646 0.6% American Select Ins Co 51,688,251 0.6% 10 CINCINNATI FIN GRP 243,446,823 2.8% Cincinnati Ins Co 243,446,823 2.8% Wednesday, June 10, 2015 Page 3 of 4 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

11 AMERICAN FAMILY INS GRP 238,512,757 2.8% American Family Ins Co 151,427,685 1.8% The Gen Automobile Ins Co Inc 31,646,727 Homesite Ins Co Of The Midwest 25,434,664 American Standard Ins Co Of OH 17,928,459 Permanent Gen Assur Corp Of OH 6,094,387 Permanent Gen Assur Corp 3,319,808 American Family Mut Ins Co 2,661,027 12 UNITED SERV AUTOMOBILE ASSN GR 219,804,876 2.6% United Serv Automobile Assn 96,988,585 1.1% USAA Cas Ins Co 63,576,667 0.7% USAA Gen Ind Co 43,641,281 0.5% Garrison Prop & Cas Ins Co 15,598,343 13 FARMERS INS GRP 205,816,874 2.4% Farmers Ins Of Columbus Inc 110,050,268 1.3% Farmers Ins Exch 41,992,364 0.5% Foremost Ins Co Grand Rapids MI 19,316,435 21st Century Centennial Ins Co 18,220,901 Bristol W Cas Ins Co 5,815,778 21st Century Cas Co 3,690,203 Bristol W Ins Co 2,933,770 Foremost Prop & Cas Ins Co 2,804,432 Civic Prop & Cas Co 691,796 21st Century Premier Ins Co 244,093 Neighborhood Spirit Prop & Cas Co 36,968 Mid Century Ins Co 18,735 Exact Prop & Cas Co Inc 1,131 14 AUTO OWNERS GRP 181,031,482 2.1% Home Owners Ins Co 92,179,970 1.1% Owners Ins Co 52,494,358 0.6% Auto Owners Ins Co 36,357,154 15 MOTORISTS MUT GRP 143,559,977 1.7% Motorists Mut Ins Co 143,560,337 1.7% Mico Ins Co -360 Top 15 Sub Total: 7,189,164,675 83.8% Others Sub Total: Total All Company Groups: 1,394,050,636 8,583,215,311 16.2% 10 Wednesday, June 10, 2015 Page 4 of 4 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

Personal Lines Market Share TOP 5 Groups 25.0% 2 15.0% 1. STATE FARM GRP - 19.8% 2. ALLSTATE INS GRP - 1 1 3. NATIONWIDE CORP GRP - 9.3% 4. PROGRESSIVE GRP - 8.7% 5. GRANGE MUT CAS GRP - 5.5% 5.0% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015. Personal Lines Market Share TOP 6-15 Groups 6.0% 6. LIBERTY MUT GRP - 5.3% 5.0% 7. BERKSHIRE HATHAWAY GRP - 3.9% 8. ERIE INS GRP - 3.4% 4.0% 9. WESTFIELD Grp - 3.2% 3.0% 10. CINCINNATI FIN GRP - 2.8% 11. AMERICAN FAMILY INS GRP - 2.8% 12. UNITED SERV AUTOMOBILE ASSN GRP - 2.6% 13. FARMERS INS GRP - 2.4% 1.0% 14. AUTO OWNERS GRP - 2.1% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 15. MOTORISTS MUT GRP - 1.7% Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015.

Private Passenger Automobile OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS RANK 1 STATE FARM GRP 1,104,995,851 19.3% 2 PROGRESSIVE GRP 735,856,590 12.8% 3 ALLSTATE INS GRP 593,695,185 1 4 NATIONWIDE CORP GRP 538,530,116 9.4% 5 BERKSHIRE HATHAWAY GRP 337,703,700 5.9% 6 GRANGE MUT CAS GRP 310,003,494 5.4% 7 LIBERTY MUT GRP 247,775,851 4.3% 8 ERIE INS GRP 165,635,470 2.9% 9 AMERICAN FAMILY INS GRP 159,311,503 2.8% 10 WESTFIELD Grp 151,880,777 2.6% 11 UNITED SERV AUTOMOBILE ASSN GR 140,161,931 2.4% 12 CINCINNATI FIN GRP 128,201,019 2.2% 13 FARMERS INS GRP 125,667,887 2.2% 14 AUTO OWNERS GRP 94,001,004 1.6% 15 MOTORISTS MUT GRP 87,339,227 1.5% Top 15 Sub Total: 4,920,759,605 85.7% Others Sub Total: Total All Groups: 818,249,569 5,739,009,174 14.3% 10 Wednesday, June 10, 2015 Page 1 of 1 The organizational structure and premium are based on the NAIC database as of 6/9/2015.

Private Passenger Automobile OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 STATE FARM GRP 1,104,995,851 19.3% State Farm Mut Auto Ins Co 1,009,799,353 17.6% State Farm Fire & Cas Co 95,196,498 1.7% 2 PROGRESSIVE GRP 735,856,590 12.8% Progressive Specialty Ins Co 379,550,043 6.6% Progressive Direct Ins Co 304,531,895 5.3% Progressive Preferred Ins Co 28,205,895 0.5% Progressive Cas Ins Co 23,568,757 3 ALLSTATE INS GRP 593,695,185 1 Allstate Fire & Cas Ins Co 320,490,774 5.6% Allstate Ins Co 108,162,978 1.9% Allstate Prop & Cas Ins Co 60,253,780 1.0% Esurance Prop & Cas Ins Co 40,101,143 0.7% Allstate Northbrook Ind Co 30,082,942 0.5% Encompass Home & Auto Ins Co 23,319,879 Allstate Ind Co 3,429,847 Encompass Ins Co Of Amer 3,117,607 Encompass Ind Co 2,485,648 Esurance Ins Co 2,250,432 First Colonial Ins Co 155 Wednesday, June 10, 2015 Page 1 of 4

4 NATIONWIDE CORP GRP 538,530,116 9.4% Nationwide Mut Ins Co 243,007,246 4.2% Nationwide Mut Fire Ins Co 156,188,129 2.7% Nationwide Ins Co Of Amer 62,864,163 1.1% Victoria Specialty Ins Co 40,155,416 0.7% Nationwide Assur Co 9,636,598 Depositors Ins Co 7,898,337 Nationwide Agribusiness Ins Co 7,434,903 Amco Ins Co 4,948,776 Nationwide Prop & Cas Ins Co 2,802,357 Victoria Automobile Ins Co 2,581,607 HARLEYSVILLE LAKE STATES INS CO 712,090 Crestbrook Ins Co 163,182 Victoria Fire & Cas Co 158,394 Victoria Natl Ins Co 1,164 Victoria Select Ins Co -598 Allied Prop & Cas Ins Co -1,160 Titan Ind Co -20,488 5 BERKSHIRE HATHAWAY GRP 337,703,700 5.9% Geico Cas Co 220,170,005 3.8% Geico Gen Ins Co 57,902,211 1.0% Geico Ind Co 26,102,369 0.5% Government Employees Ins Co 19,990,109 GEICO Choice Ins Co 5,206,075 GEICO Advantage Ins Co 4,254,020 GEICO Secure Ins Co 4,050,453 United States Liab Ins Co 28,458 6 GRANGE MUT CAS GRP 310,003,494 5.4% Grange Mut Cas Co 195,931,976 3.4% Grange Prop & Cas Ins Co 88,288,990 1.5% Trustgard Ins Co 21,364,042 Grange Ind Ins Co 4,418,486 Wednesday, June 10, 2015 Page 2 of 4

7 LIBERTY MUT GRP 247,775,851 4.3% Safeco Ins Co Of IL 136,514,043 2.4% LM Gen Ins Co 59,350,571 1.0% Liberty Mut Fire Ins Co 44,994,671 0.8% LM Ins Corp 5,557,476 First Liberty Ins Corp 959,134 Liberty Ins Corp 427,845 Safeco Ins Co Of Amer 4,667 American Fire & Cas Co 974 Ohio Cas Ins Co -12 Mid Amer Fire & Cas Co -4,100 West Amer Ins Co -12,288 Peerless Ind Ins Co -17,130 8 ERIE INS GRP 165,635,470 2.9% Erie Ins Co 165,635,470 2.9% 9 AMERICAN FAMILY INS GRP 159,311,503 2.8% American Family Ins Co 100,031,483 1.7% The Gen Automobile Ins Co Inc 31,646,727 0.6% American Standard Ins Co Of OH 17,928,459 Permanent Gen Assur Corp Of OH 6,094,387 Permanent Gen Assur Corp 3,319,808 American Family Mut Ins Co 290,639 10 WESTFIELD Grp 151,880,777 2.6% Westfield Natl Ins Co 93,342,027 1.6% American Select Ins Co 34,376,388 0.6% Westfield Ins Co 24,162,362 11 UNITED SERV AUTOMOBILE ASSN GR 140,161,931 2.4% United Serv Automobile Assn 56,265,221 1.0% USAA Cas Ins Co 40,557,013 0.7% USAA Gen Ind Co 31,629,184 0.6% Garrison Prop & Cas Ins Co 11,710,513 12 CINCINNATI FIN GRP 128,201,019 2.2% Cincinnati Ins Co 128,201,019 2.2% Wednesday, June 10, 2015 Page 3 of 4

13 FARMERS INS GRP 125,667,887 2.2% Farmers Ins Of Columbus Inc 91,003,376 1.6% 21st Century Centennial Ins Co 18,220,901 Bristol W Cas Ins Co 5,815,778 21st Century Cas Co 3,690,203 Foremost Ins Co Grand Rapids MI 3,512,890 Bristol W Ins Co 2,933,770 21st Century Premier Ins Co 244,093 Foremost Prop & Cas Ins Co 228,141 Mid Century Ins Co 18,735 14 AUTO OWNERS GRP 94,001,004 1.6% Home Owners Ins Co 59,811,055 1.0% Owners Ins Co 28,922,786 0.5% Auto Owners Ins Co 5,267,163 15 MOTORISTS MUT GRP 87,339,227 1.5% Motorists Mut Ins Co 87,339,587 1.5% Mico Ins Co -360 Top 15 Sub Total: 4,920,759,605 85.7% Others Sub Total: Total All Company Groups: 818,249,569 5,739,009,174 14.3% 10 Wednesday, June 10, 2015 Page 4 of 4

Private Passenger Automobile Market Share TOP 5 Groups 25.0% 2 15.0% 1. STATE FARM GRP - 19.3% 2. PROGRESSIVE GRP - 12.8% 1 3. ALLSTATE INS GRP - 1 4. NATIONWIDE CORP GRP - 9.4% 5. BERKSHIRE HATHAWAY GRP - 5.9% 5.0% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015. Private Passenger Automobile Market Share TOP 6-15 Groups 7.0% 6. GRANGE MUT CAS GRP - 5.4% 6.0% 7. LIBERTY MUT GRP - 4.3% 5.0% 8. ERIE INS GRP - 2.9% 9. AMERICAN FAMILY INS GRP - 2.8% 4.0% 10. WESTFIELD Grp - 2.6% 3.0% 11. UNITED SERV AUTOMOBILE ASSN GRP - 2.4% 12. CINCINNATI FIN GRP - 2.2% 13. FARMERS INS GRP - 2.2% 1.0% 14. AUTO OWNERS GRP - 1.6% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 15. MOTORISTS MUT GRP - 1.5% Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015.

Homeowners Multiple Peril OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS RANK 1 STATE FARM GRP 585,738,606 21.8% 2 ALLSTATE INS GRP 284,141,051 10.6% 3 NATIONWIDE CORP GRP 226,569,453 8.4% 4 LIBERTY MUT GRP 203,460,254 7.6% 5 GRANGE MUT CAS GRP 151,886,082 5.7% 6 ERIE INS GRP 129,313,687 4.8% 7 CINCINNATI FIN GRP 115,245,804 4.3% 8 WESTFIELD Grp 106,704,137 4.0% 9 AUTO OWNERS GRP 80,808,272 3.0% 10 FARMERS INS GRP 80,148,987 3.0% 11 UNITED SERV AUTOMOBILE ASSN GR 79,642,945 3.0% 12 AMERICAN FAMILY INS GRP 76,830,866 2.9% 13 MOTORISTS MUT GRP 56,220,750 2.1% 14 Travelers Grp 51,054,815 1.9% 15 STATE AUTO MUT GRP 49,273,181 1.8% Top 15 Sub Total: 2,277,038,890 84.8% Others Sub Total: Total All Groups: 409,444,897 2,686,483,787 15.2% 10 Wednesday, June 10, 2015 Page 1 of 1 The organizational structure and premium are based on the NAIC database as of 6/9/2015.

Homeowners Multiple Peril OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 STATE FARM GRP 585,738,606 21.8% State Farm Fire & Cas Co 585,738,606 21.8% 2 ALLSTATE INS GRP 284,141,051 10.6% Allstate Prop & Cas Ins Co 97,377,943 3.6% Allstate Ind Co 55,092,900 2.1% Allstate Ins Co 53,869,597 Allstate Vehicle & Prop Ins Co 52,944,237 Encompass Home & Auto Ins Co 17,832,897 0.7% Encompass Ins Co Of Amer 3,073,485 Encompass Ind Co 2,388,164 Esurance Prop & Cas Ins Co 796,048 Esurance Ins Co 765,780 3 NATIONWIDE CORP GRP 226,569,453 8.4% Nationwide Prop & Cas Ins Co 120,044,595 4.5% Nationwide Mut Ins Co 39,828,518 1.5% Nationwide Mut Fire Ins Co 37,505,668 1.4% Nationwide Gen Ins Co 14,425,475 0.5% Allied Prop & Cas Ins Co 9,665,593 Amco Ins Co 1,882,667 HARLEYSVILLE LAKE STATES INS CO 1,786,138 Scottsdale Surplus Lines Ins Co 695,238 Depositors Ins Co 305,084 Crestbrook Ins Co 223,978 Nationwide Affinity Co of Amer 206,499 Wednesday, June 10, 2015 Page 1 of 3

4 LIBERTY MUT GRP 203,460,254 7.6% Safeco Ins Co Of IN 97,460,212 3.6% Liberty Ins Corp 39,983,160 1.5% Liberty Mut Fire Ins Co 38,041,594 1.4% LM Ins Corp 28,114,590 1.0% Ohio Cas Ins Co -2,220 American Fire & Cas Co -2,801 Mid Amer Fire & Cas Co -3,129 Peerless Ind Ins Co -6,200 West Amer Ins Co -124,952 5 GRANGE MUT CAS GRP 151,886,082 5.7% Grange Prop & Cas Ins Co 76,448,903 2.8% Grange Mut Cas Co 75,437,179 2.8% 6 ERIE INS GRP 129,313,687 4.8% Erie Ins Exch 81,615,166 3.0% Erie Ins Co 47,698,521 1.8% 7 CINCINNATI FIN GRP 115,245,804 4.3% Cincinnati Ins Co 115,245,804 4.3% 8 WESTFIELD Grp 106,704,137 4.0% Westfield Natl Ins Co 73,484,365 2.7% American Select Ins Co 17,311,863 0.6% Westfield Ins Co 15,907,909 0.6% 9 AUTO OWNERS GRP 80,808,272 3.0% Home Owners Ins Co 32,368,915 1.2% Auto Owners Ins Co 26,779,173 1.0% Owners Ins Co 21,660,184 0.8% 10 FARMERS INS GRP 80,148,987 3.0% Farmers Ins Exch 41,992,364 1.6% Farmers Ins Of Columbus Inc 19,046,892 0.7% Foremost Ins Co Grand Rapids MI 15,803,545 0.6% Foremost Prop & Cas Ins Co 2,576,291 Civic Prop & Cas Co 691,796 Neighborhood Spirit Prop & Cas Co 36,968 Exact Prop & Cas Co Inc 1,131 Wednesday, June 10, 2015 Page 2 of 3

11 UNITED SERV AUTOMOBILE ASSN GR 79,642,945 3.0% United Serv Automobile Assn 40,723,364 1.5% USAA Cas Ins Co 23,019,654 0.9% USAA Gen Ind Co 12,012,097 Garrison Prop & Cas Ins Co 3,887,830 12 AMERICAN FAMILY INS GRP 76,830,866 2.9% American Family Ins Co 51,396,202 1.9% Homesite Ins Co Of The Midwest 25,434,664 0.9% 13 MOTORISTS MUT GRP 56,220,750 2.1% Motorists Mut Ins Co 56,220,750 2.1% 14 Travelers Grp 51,054,815 1.9% Travelers Prop Cas Ins Co 29,519,901 1.1% Standard Fire Ins Co 16,800,766 0.6% Travelers Home & Marine Ins Co 2,259,405 Travelers Ind Co Of Amer 1,473,823 Automobile Ins Co Of Hartford CT 983,911 Travelers Ind Co Of CT 17,009 15 STATE AUTO MUT GRP 49,273,181 1.8% State Automobile Mut Ins Co 24,705,757 0.9% State Auto Ins Co of OH 24,567,424 0.9% Top 15 Sub Total: 2,277,038,890 84.8% Others Sub Total: Total All Company Groups: 409,444,897 2,686,483,787 15.2% 10 Wednesday, June 10, 2015 Page 3 of 3

Homeowners Multiple Peril Market Share TOP 5 Groups 25.0% 2 15.0% 1. STATE FARM GRP - 21.8% 2. ALLSTATE INS GRP - 10.6% 1 3. NATIONWIDE CORP GRP - 8.4% 4. LIBERTY MUT GRP - 7.6% 5. GRANGE MUT CAS GRP - 5.7% 5.0% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015. Homeowners Multiple Peril Market Share TOP 6-15 Groups 6.0% 6. ERIE INS GRP - 4.8% 5.0% 7. CINCINNATI FIN GRP - 4.3% 8. WESTFIELD Grp - 4.0% 4.0% 9. AUTO OWNERS GRP - 3.0% 3.0% 10. FARMERS INS GRP - 3.0% 11. UNITED SERV AUTOMOBILE ASSN GRP - 3.0% 12. AMERICAN FAMILY INS GRP - 2.9% 13. MOTORISTS MUT GRP - 2.1% 1.0% 14. Travelers Grp - 1.9% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 15. STATE AUTO MUT GRP - 1.8% Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015.

Farmowners Multiple Peril OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 NATIONWIDE CORP GRP 33,338,385 21.1% 2 OHIO MUT GRP 22,046,085 14.0% 3 Hastings Mut Ins Co 13,698,667 8.7% 4 WESTFIELD Grp 13,184,375 8.4% 5 WESTERN RESERVE GRP 11,510,868 7.3% 6 GRANGE MUT CAS GRP 9,667,647 6.1% 7 STATE FARM GRP 8,099,930 5.1% 8 Goodville & German Mut Grp 6,402,556 4.1% 9 AUTO OWNERS GRP 6,222,206 3.9% 10 Mennonite Mut Grp 5,529,037 3.5% 11 CELINA GRP 5,452,526 3.5% 12 BUCKEYE INS GRP 5,071,987 3.2% 13 LIBERTY MUT GRP 3,957,966 2.5% 14 Wayne & Washington Mut Grp 3,178,310 15 Travelers Grp 2,922,704 1.9% Top 15 Sub Total: 150,283,249 95.3% Others Sub Total: Total All Groups: 7,439,101 157,722,350 4.7% 10 Wednesday, June 10, 2015 Page 1 of 1 The organizational structure and premium are based on the NAIC database as of 6/9/2015.

Farmowners Multiple Peril OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 NATIONWIDE CORP GRP 33,338,385 21.1% Nationwide Agribusiness Ins Co 33,009,301 20.9% Allied Prop & Cas Ins Co 319,801 Scottsdale Surplus Lines Ins Co 9,283 2 OHIO MUT GRP 22,046,085 14.0% United Ohio Ins Co 20,094,726 12.7% Ohio Mut Ins Co 1,951,359 1.2% 3 Hastings Mut Ins Co 13,698,667 8.7% Hastings Mut Ins Co 13,698,667 8.7% 4 WESTFIELD Grp 13,184,375 8.4% Westfield Ins Co 13,184,375 8.4% 5 WESTERN RESERVE GRP 11,510,868 7.3% Lightning Rod Mut Ins Co 11,150,831 7.1% Sonnenberg Mut Ins Assoc 360,037 6 GRANGE MUT CAS GRP 9,667,647 6.1% Grange Mut Cas Co 9,667,647 6.1% 7 STATE FARM GRP 8,099,930 5.1% State Farm Fire & Cas Co 8,099,930 5.1% 8 Goodville & German Mut Grp 6,402,556 4.1% German Mut Ins Co 6,265,344 4.0% Goodville Mut Cas Co 137,212 9 AUTO OWNERS GRP 6,222,206 3.9% Auto Owners Ins Co 4,310,818 2.7% Owners Ins Co 1,911,388 1.2% 10 Mennonite Mut Grp 5,529,037 3.5% Mennonite Mut Ins Co 5,529,037 3.5% 11 CELINA GRP 5,452,526 3.5% Celina Mut Ins Co 5,452,526 3.5% 12 BUCKEYE INS GRP 5,071,987 3.2% Buckeye State Mut Ins Co 5,071,987 3.2% Wednesday, June 10, 2015 Page 1 of 2

13 LIBERTY MUT GRP 3,957,966 2.5% Consolidated Ins Co 2,341,324 1.5% Indiana Ins Co 913,069 0.6% Peerless Ins Co 571,383 American States Ins Co 97,442 American Economy Ins Co 34,748 14 Wayne & Washington Mut Grp 3,178,310 Wayne Mut Ins Co 3,178,310 15 Travelers Grp 2,922,704 1.9% Travelers Ind Co Of Amer 2,052,085 1.3% Travelers Ind Co 542,981 Charter Oak Fire Ins Co 181,647 Travelers Ind Co Of CT 145,991 Top 15 Sub Total: 150,283,249 95.3% Others Sub Total: Total All Company Groups: 7,439,101 157,722,350 4.7% 10 Wednesday, June 10, 2015 Page 2 of 2

Farmowners Multiple Peril Market Share TOP 5 Groups 25.0% 2 15.0% 1. NATIONWIDE CORP GRP - 21.1% 2. OHIO MUT GRP - 14.0% 1 3. Hastings Mut Ins Co - 8.7% 4. WESTFIELD Grp - 8.4% 5. WESTERN RESERVE GRP - 7.3% 5.0% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015. Farmowners Multiple Peril Market Share TOP 6-15 Groups 1 9.0% 6. GRANGE MUT CAS GRP - 6.1% 8.0% 7. STATE FARM GRP - 5.1% 7.0% 8. Goodville & German Mut Grp - 4.1% 6.0% 9. AUTO OWNERS GRP - 3.9% 5.0% 10. Mennonite Mut Grp - 3.5% 4.0% 11. CELINA GRP - 3.5% 3.0% 12. BUCKEYE INS GRP - 3.2% 13. LIBERTY MUT GRP - 2.5% 1.0% 14. Wayne & Washington Mut Grp - 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 15. Travelers Grp - 1.9% Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015.

Commercial Lines OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 CINCINNATI FIN GRP 443,089,173 8.0% 2 AMERICAN INTL GRP 351,947,022 6.4% 3 LIBERTY MUT GRP 306,070,939 5.5% 4 Travelers Grp 287,109,713 5.2% 5 WESTFIELD Grp 258,772,161 4.7% 6 CNA INS GRP 222,664,814 4.0% 7 NATIONWIDE CORP GRP 200,989,644 3.6% 8 Chubb Inc Grp 198,268,019 3.6% 9 ZURICH INS GRP 188,445,217 3.4% 10 AUTO OWNERS GRP 119,789,302 2.2% 11 BERKSHIRE HATHAWAY GRP 113,085,534 12 ERIE INS GRP 112,986,446 13 STATE FARM GRP 112,146,266 14 Ace Ltd Grp 106,900,759 1.9% 15 MOTORISTS MUT GRP 98,829,166 1.8% Top 15 Sub Total: 3,121,094,175 56.4% Others Sub Total: Total All Groups: 2,410,601,236 5,531,695,411 43.6% 10 Wednesday, June 10, 2015 Page 1 of 1 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

Commercial Lines OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 CINCINNATI FIN GRP 443,089,173 8.0% Cincinnati Ins Co 382,096,053 6.9% The Cincinnati Ind Co 25,364,434 0.5% Cincinnati Cas Co 22,368,923 The Cincinnati Specialty Underwriter 13,259,763 2 AMERICAN INTL GRP 351,947,022 6.4% National Union Fire Ins Co Of Pitts 128,068,208 2.3% Lexington Ins Co 85,842,659 1.6% Illinois Natl Ins Co 39,518,435 0.7% Commerce & Industry Ins Co 30,939,685 0.6% AIG Specialty Ins Co 27,089,921 0.5% New Hampshire Ins Co 18,988,130 Insurance Co Of The State Of PA 8,661,003 American Home Assur Co 5,166,393 Granite State Ins Co 4,421,903 AIG Prop Cas Co 3,170,387 AIG Assur Co 80,298 Wednesday, June 10, 2015 Page 1 of 7 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

3 LIBERTY MUT GRP 306,070,939 5.5% Liberty Mut Ins Co 119,608,389 2.2% Netherlands Ins Co The 37,966,473 0.7% Liberty Mut Fire Ins Co 31,430,264 0.6% Ohio Security Ins Co 15,233,173 Ohio Cas Ins Co 14,294,016 Liberty Ins Underwriters Inc 12,728,472 Safeco Ins Co Of Amer 12,390,223 LM Ins Corp 8,678,235 Indiana Ins Co 8,562,263 Liberty Ins Corp 7,348,528 Liberty Surplus Ins Corp 5,829,865 Peerless Ind Ins Co 5,225,879 Peerless Ins Co 5,006,943 American Fire & Cas Co 4,783,840 Consolidated Ins Co 3,954,300 West Amer Ins Co 2,939,184 Safeco Ins Co Of IN 2,413,937 American States Ins Co 1,726,473 First Liberty Ins Corp 1,349,056 Employers Ins of Wausau 1,160,517 Midwestern Ind Co 911,367 American Economy Ins Co 889,524 General Ins Co Of Amer 814,362 First Natl Ins Co Of Amer 610,706 Mid Amer Fire & Cas Co 330,004 Wausau Business Ins Co -145 Wausau Underwriters Ins Co -114,909 Wednesday, June 10, 2015 Page 2 of 7 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

4 Travelers Grp 287,109,713 5.2% Travelers Prop Cas Co Of Amer 75,630,888 1.4% Travelers Cas & Surety Co Of Amer 56,150,014 1.0% Travelers Ind Co 31,843,289 0.6% Charter Oak Fire Ins Co 27,210,974 0.5% Travelers Ind Co Of CT 20,247,479 Phoenix Ins Co 17,147,762 Northland Ins Co 12,644,075 St Paul Fire & Marine Ins Co 12,478,331 Travelers Ind Co Of Amer 12,172,889 Travelers Cas Ins Co Of Amer 8,823,595 Standard Fire Ins Co 3,132,325 St Paul Mercury Ins Co 2,316,275 Travelers Excess & Surplus Lines Co 2,250,538 Automobile Ins Co Of Hartford CT 1,610,642 Travelers Prop Cas Ins Co 1,043,249 Northfield Ins Co 922,123 Travelers Cas & Surety Co 662,353 Northland Cas Co 332,454 Fidelity & Guar Ins Co 191,497 St Paul Guardian Ins Co 181,415 St Paul Surplus Lines Ins Co 177,281 United States Fidelity & Guar Co 63,903 Travelers Home & Marine Ins Co 33,438 Farmington Cas Co 6,457 Fidelity & Guar Ins Underwriters Inc 40 St Paul Protective Ins Co 11 Discover Prop & Cas Ins Co -163,584 5 WESTFIELD Grp 258,772,161 4.7% Westfield Ins Co 221,639,409 4.0% Westfield Natl Ins Co 17,752,025 Ohio Farmers Ins Co 11,366,807 American Select Ins Co 8,013,920 Wednesday, June 10, 2015 Page 3 of 7 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

6 CNA INS GRP 222,664,814 4.0% Continental Cas Co 125,949,127 2.3% Columbia Cas Co 38,881,620 0.7% American Cas Co Of Reading PA 11,819,076 Valley Forge Ins Co 11,313,168 Western Surety Co 10,140,089 National Fire Ins Co Of Hartford 9,867,280 Continental Ins Co 9,857,996 Transportation Ins Co 4,836,153 Universal Surety Of Amer 305 7 NATIONWIDE CORP GRP 200,989,644 3.6% Nationwide Mut Ins Co 44,534,050 0.8% Nationwide Mut Fire Ins Co 33,901,310 0.6% National Cas Co 29,324,927 0.5% Nationwide Prop & Cas Ins Co 28,373,851 0.5% Nationwide Agribusiness Ins Co 14,425,908 Scottsdale Surplus Lines Ins Co 10,116,941 Amco Ins Co 7,880,645 Farmland Mut Ins Co 4,949,644 Scottsdale Ins Co 4,773,279 Scottsdale Ind Co 3,909,942 Western Heritage Ins Co 3,615,938 Allied Prop & Cas Ins Co 3,347,928 Victoria Automobile Ins Co 2,602,615 Depositors Ins Co 2,258,678 Freedom Specialty Ins Co 1,963,475 Victoria Specialty Ins Co 1,495,437 Harleysville Worcester Ins Co 1,451,764 Harleysville Ins Co 749,793 Harleysville Preferred Ins Co 690,652 Victoria Select Ins Co 299,250 Nationwide Gen Ins Co 170,642 HARLEYSVILLE LAKE STATES INS CO 76,690 Crestbrook Ins Co 69,892 Nationwide Affinity Co of Amer 3,183 Nationwide Assur Co 2,697 Victoria Fire & Cas Co 388 Nationwide Ins Co Of Amer 125 Wednesday, June 10, 2015 Page 4 of 7 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

8 Chubb Inc Grp 198,268,019 3.6% Federal Ins Co 158,271,005 2.9% Great Northern Ins Co 10,232,098 Chubb Custom Ins Co 9,682,636 Pacific Ind Co 8,864,405 Vigilant Ins Co 5,236,241 Executive Risk Ind Inc 3,714,539 Chubb Natl Ins Co 1,411,843 Executive Risk Speciality Ins Co 710,488 Chubb Ind Ins Co 144,764 9 ZURICH INS GRP 188,445,217 3.4% Zurich Amer Ins Co 98,139,523 1.8% American Guar & Liab Ins 38,846,623 0.7% Steadfast Ins Co 16,821,562 Universal Underwriters Ins Co 10,214,518 Fidelity & Deposit Co Of MD 8,758,135 Empire Fire & Marine Ins Co 8,472,798 American Zurich Ins Co 4,169,911 Zurich Amer Ins Co Of IL 2,894,185 Colonial Amer Cas & Surety Co 136,508 Empire Ind Ins Co 27,526 Northern Ins Co Of NY -3,633 Maryland Cas Co -13,171 Assurance Co Of Amer -19,268 10 AUTO OWNERS GRP 119,789,302 2.2% Auto Owners Ins Co 67,500,370 1.2% Owners Ins Co 50,352,271 0.9% Home Owners Ins Co 1,936,661 Wednesday, June 10, 2015 Page 5 of 7 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

11 BERKSHIRE HATHAWAY GRP 113,085,534 Medical Protective Co 67,473,577 1.2% National Ind Co 12,228,076 National Fire & Marine Ins Co 10,899,809 United States Liab Ins Co 8,023,989 General Star Ind Co 3,251,559 Berkshire Hathaway Homestate Ins Co 2,858,528 National Liab & Fire Ins Co 2,833,777 Mount Vernon Fire Ins Co 2,553,631 Government Employees Ins Co 1,451,287 Genesis Ins Co 1,130,473 General Star Natl Ins Co 293,845 Berkshire Hathaway Specialty Ins Co 83,686 Central States Ind Co Of Omaha 3,297 12 ERIE INS GRP 112,986,446 Erie Ins Exch 85,001,428 1.5% Erie Ins Co 27,985,018 0.5% 13 STATE FARM GRP 112,146,266 State Farm Fire & Cas Co 106,079,536 1.9% State Farm Mut Auto Ins Co 6,066,730 14 Ace Ltd Grp 106,900,759 1.9% Ace Amer Ins Co 57,174,715 1.0% Westchester Fire Ins Co 14,891,116 Illinois Union Ins Co 11,194,916 Ace Prop & Cas Ins Co 7,546,247 Penn Millers Ins Co 7,127,489 Westchester Surplus Lines Ins Co 6,301,267 Indemnity Ins Co Of North Amer 1,501,296 Bankers Standard Ins Co 1,113,383 Ace Fire Underwriters Ins Co 38,826 Pacific Employers Ins Co 9,419 Insurance Co of N Amer 2,085 15 MOTORISTS MUT GRP 98,829,166 1.8% Motorists Mut Ins Co 95,327,220 1.7% Motorists Commercial Mut Ins Co 3,501,946 Wednesday, June 10, 2015 Page 6 of 7 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

Top 15 Sub Total: Others Sub Total: Total All Company Groups: 3,121,094,175 2,410,601,236 5,531,695,411 56.4% 43.6% 10 Wednesday, June 10, 2015 Page 7 of 7 The organizational structure and premium are based on the NAIC database as of 6/9/2015. Refer to the appendix for lines of businesses that are included.

Commercial Lines Market Share TOP 5 Groups 9.0% 8.0% 7.0% 6.0% 5.0% 1. CINCINNATI FIN GRP - 8.0% 2. AMERICAN INTL GRP - 6.4% 4.0% 3.0% 3. LIBERTY MUT GRP - 5.5% 4. Travelers Grp - 5.2% 5. WESTFIELD Grp - 4.7% 1.0% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015. Commercial Lines Market Share TOP 6-15 Groups 5.0% 4.5% 6. CNA INS GRP - 4.0% 4.0% 7. NATIONWIDE CORP GRP - 3.6% 3.5% 8. Chubb Inc Grp - 3.6% 3.0% 9. ZURICH INS GRP - 3.4% 2.5% 10. AUTO OWNERS GRP - 2.2% 11. BERKSHIRE HATHAWAY GRP - 1.5% 12. ERIE INS GRP - 1.0% 13. STATE FARM GRP - 0.5% 14. Ace Ltd Grp - 1.9% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 15. MOTORISTS MUT GRP - 1.8% Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015.

Commercial Automobile OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 CINCINNATI FIN GRP 77,815,116 9.2% 2 WESTFIELD Grp 60,496,404 7.1% 3 NATIONWIDE CORP GRP 53,823,421 6.4% 4 PROGRESSIVE GRP 51,683,384 6.1% 5 Travelers Grp 44,243,817 5.2% 6 MOTORISTS MUT GRP 32,171,062 3.8% 7 ZURICH INS GRP 31,598,154 3.7% 8 LIBERTY MUT GRP 28,756,359 3.4% 9 AMERICAN INTL GRP 27,554,736 3.3% 10 GRANGE MUT CAS GRP 26,864,501 3.2% 11 ERIE INS GRP 26,622,159 3.1% 12 AUTO OWNERS GRP 26,520,690 3.1% 13 STATE AUTO MUT GRP 24,588,748 2.9% 14 Acuity A Mut Ins Co 24,274,152 2.9% 15 OLD REPUBLIC GRP 21,737,736 2.6% Top 15 Sub Total: 558,750,439 66.0% Others Sub Total: Total All Groups: 287,720,876 846,471,315 34.0% 10 Wednesday, June 10, 2015 Page 1 of 1 The organizational structure and premium are based on the NAIC database as of 6/9/2015.

Commercial Automobile OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 CINCINNATI FIN GRP 77,815,116 9.2% Cincinnati Ins Co 67,587,617 8.0% The Cincinnati Ind Co 6,239,059 0.7% Cincinnati Cas Co 3,988,440 0.5% 2 WESTFIELD Grp 60,496,404 7.1% Westfield Ins Co 56,905,469 6.7% American Select Ins Co 1,858,996 Westfield Natl Ins Co 1,731,939 3 NATIONWIDE CORP GRP 53,823,421 6.4% National Cas Co 18,353,204 2.2% Nationwide Mut Ins Co 8,282,338 1.0% Nationwide Agribusiness Ins Co 6,994,270 0.8% Nationwide Mut Fire Ins Co 4,380,335 0.5% Nationwide Prop & Cas Ins Co 3,268,527 Victoria Automobile Ins Co 2,602,615 Scottsdale Ins Co 1,532,762 Victoria Specialty Ins Co 1,495,437 Amco Ins Co 1,279,090 Allied Prop & Cas Ins Co 1,179,378 Western Heritage Ins Co 1,033,429 Farmland Mut Ins Co 999,240 Scottsdale Ind Co 641,838 Harleysville Worcester Ins Co 606,401 Depositors Ins Co 524,420 Victoria Select Ins Co 299,250 Harleysville Ins Co 220,324 Scottsdale Surplus Lines Ins Co 84,852 Harleysville Preferred Ins Co 45,323 Victoria Fire & Cas Co 388 Wednesday, June 10, 2015 Page 1 of 4

4 PROGRESSIVE GRP 51,683,384 6.1% Artisan & Truckers Cas Co 44,753,929 5.3% United Financial Cas Co 6,239,936 0.7% National Continental Ins Co 468,049 Progressive Cas Ins Co 221,400 Progressive Preferred Ins Co 70 5 Travelers Grp 44,243,817 5.2% Northland Ins Co 11,212,209 1.3% Travelers Prop Cas Co Of Amer 7,701,854 0.9% Phoenix Ins Co 7,013,840 0.8% Travelers Ind Co Of CT 6,200,944 0.7% Travelers Ind Co 5,728,143 0.7% Charter Oak Fire Ins Co 2,965,792 St Paul Fire & Marine Ins Co 1,360,257 Travelers Ind Co Of Amer 1,056,092 Travelers Cas Ins Co Of Amer 677,454 Northland Cas Co 328,956 St Paul Mercury Ins Co 121,413 United States Fidelity & Guar Co 50,000 Discover Prop & Cas Ins Co -173,137 6 MOTORISTS MUT GRP 32,171,062 3.8% Motorists Mut Ins Co 30,649,545 3.6% Motorists Commercial Mut Ins Co 1,521,517 7 ZURICH INS GRP 31,598,154 3.7% Zurich Amer Ins Co 17,573,295 2.1% Empire Fire & Marine Ins Co 8,178,261 1.0% Universal Underwriters Ins Co 4,484,360 0.5% American Guar & Liab Ins 566,678 American Zurich Ins Co 494,245 Zurich Amer Ins Co Of IL 289,389 Steadfast Ins Co 8,288 Empire Ind Ins Co 2,340 Assurance Co Of Amer 1,350 Maryland Cas Co 606 Northern Ins Co Of NY -658 Wednesday, June 10, 2015 Page 2 of 4

8 LIBERTY MUT GRP 28,756,359 3.4% Netherlands Ins Co The 9,236,868 1.1% Liberty Mut Fire Ins Co 6,433,739 0.8% Peerless Ind Ins Co 2,363,880 Ohio Security Ins Co 2,285,604 Consolidated Ins Co 1,519,319 Ohio Cas Ins Co 1,292,876 American Fire & Cas Co 1,014,341 Peerless Ins Co 784,693 First Liberty Ins Corp 725,436 West Amer Ins Co 675,873 Indiana Ins Co 656,617 Employers Ins of Wausau 551,842 American States Ins Co 400,577 Liberty Ins Corp 202,261 Liberty Ins Underwriters Inc 128,484 General Ins Co Of Amer 95,915 Mid Amer Fire & Cas Co 90,009 Liberty Mut Ins Co 85,665 First Natl Ins Co Of Amer 74,828 American Economy Ins Co 67,041 Liberty Surplus Ins Corp 45,137 LM Ins Corp 28,044 Midwestern Ind Co 17,067 Wausau Business Ins Co 3,980 Wausau Underwriters Ins Co -23,737 9 AMERICAN INTL GRP 27,554,736 3.3% National Union Fire Ins Co Of Pitts 9,957,088 1.2% Lexington Ins Co 9,532,679 1.1% Illinois Natl Ins Co 2,815,796 Commerce & Industry Ins Co 1,912,230 Granite State Ins Co 1,597,273 New Hampshire Ins Co 1,242,709 Insurance Co Of The State Of PA 755,796 AIG Specialty Ins Co 119,122 AIG Prop Cas Co 13,506 American Home Assur Co -391,463 Wednesday, June 10, 2015 Page 3 of 4

10 GRANGE MUT CAS GRP 26,864,501 3.2% Grange Mut Cas Co 17,908,244 2.1% Grange Ind Ins Co 8,956,257 1.1% 11 ERIE INS GRP 26,622,159 3.1% Erie Ins Co 26,622,159 3.1% 12 AUTO OWNERS GRP 26,520,690 3.1% Auto Owners Ins Co 16,264,625 1.9% Owners Ins Co 10,256,065 1.2% 13 STATE AUTO MUT GRP 24,588,748 2.9% State Automobile Mut Ins Co 23,590,276 2.8% Plaza Ins Co 599,368 State Auto Prop & Cas Ins Co 399,104 14 Acuity A Mut Ins Co 24,274,152 2.9% Acuity A Mut Ins Co 24,274,152 2.9% 15 OLD REPUBLIC GRP 21,737,736 2.6% Great West Cas Co 19,225,455 2.3% Old Republic Ins Co 1,991,872 Pennsylvania Manufacturers Assoc Ins 252,199 BITCO Gen Ins Corp 173,696 Old Republic Gen Ins Corp 79,521 Pennsylvania Manufacturers Ind Co 9,253 Manufacturers Alliance Ins Co 5,740 Top 15 Sub Total: 558,750,439 66.0% Others Sub Total: Total All Company Groups: 287,720,876 846,471,315 34.0% 10 Wednesday, June 10, 2015 Page 4 of 4

Commercial Automobile Market Share TOP 5 Groups 1 9.0% 8.0% 7.0% 1. CINCINNATI FIN GRP - 9.2% 2. WESTFIELD Grp - 7.1% 6.0% 3. NATIONWIDE CORP GRP - 6.4% 4. PROGRESSIVE GRP - 6.1% 5.0% 5. Travelers Grp - 5.2% 4.0% 3.0% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015. Commercial Automobile Market Share TOP 6-15 Groups 7.0% 6. MOTORISTS MUT GRP - 3.8% 6.0% 7. ZURICH INS GRP - 3.7% 5.0% 8. LIBERTY MUT GRP - 3.4% 9. AMERICAN INTL GRP - 3.3% 4.0% 10. GRANGE MUT CAS GRP - 3.2% 3.0% 11. ERIE INS GRP - 3.1% 12. AUTO OWNERS GRP - 3.1% 13. STATE AUTO MUT GRP - 2.9% 1.0% 14. Acuity A Mut Ins Co - 2.9% 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 15. OLD REPUBLIC GRP - 2.6% Wednesday, Jun 10, 2015 The organizational structure is based on the NAIC database as of 6/9/2015. The percentages are calculated from the latest year shown direct written premium from the NAIC database as of 6/9/2015.

Commercial General Liability OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS RANK 1 AMERICAN INTL GRP 218,019,572 12.6% 2 CINCINNATI FIN GRP 131,226,441 7.6% 3 Chubb Inc Grp 96,427,415 5.6% 4 Travelers Grp 90,028,735 5.2% 5 ZURICH INS GRP 77,123,543 4.5% 6 CNA INS GRP 75,063,558 4.3% 7 Ace Ltd Grp 67,842,902 3.9% 8 XL AMER GRP 65,320,322 3.8% 9 LIBERTY MUT GRP 56,461,304 3.3% 10 NATIONWIDE CORP GRP 43,237,249 2.5% 11 WESTFIELD Grp 37,439,392 2.2% 12 Tokio Marine Holdings Inc GRP 36,435,903 2.1% 13 MOTORISTS MUT GRP 28,134,165 1.6% 14 WR Berkley Corp GRP 27,207,787 1.6% 15 STATE FARM GRP 23,854,535 1.4% Top 15 Sub Total: 1,073,822,823 62.1% Others Sub Total: Total All Groups: 655,161,866 1,728,984,689 37.9% 10 Wednesday, June 10, 2015 Page 1 of 1 The organizational structure and premium are based on the NAIC database as of 6/9/2015.

Commercial General Liability OHIO MARKET SHARE FOR TOP 15 INSURANCE GROUPS 1 AMERICAN INTL GRP 218,019,572 12.6% National Union Fire Ins Co Of Pitts 90,418,754 5.2% Illinois Natl Ins Co 35,448,071 2.1% Lexington Ins Co 34,086,668 Commerce & Industry Ins Co 28,289,899 1.6% AIG Specialty Ins Co 26,945,779 1.6% New Hampshire Ins Co 1,785,882 AIG Prop Cas Co 1,219,815 Insurance Co Of The State Of PA 937,799 Granite State Ins Co 374,409 AIG Assur Co 0 American Home Assur Co -1,487,504-2 CINCINNATI FIN GRP 131,226,441 7.6% Cincinnati Ins Co 108,606,558 6.3% The Cincinnati Specialty Underwriter 11,311,868 0.7% The Cincinnati Ind Co 5,890,141 Cincinnati Cas Co 5,417,874 3 Chubb Inc Grp 96,427,415 5.6% Federal Ins Co 84,247,006 4.9% Executive Risk Ind Inc 3,678,390 Chubb Custom Ins Co 2,814,195 Pacific Ind Co 2,064,723 Vigilant Ins Co 1,492,507 Great Northern Ins Co 1,029,952 Executive Risk Speciality Ins Co 710,488 Chubb Natl Ins Co 390,154 Wednesday, June 10, 2015 Page 1 of 6

4 Travelers Grp 90,028,735 5.2% Travelers Cas & Surety Co Of Amer 34,414,302 Travelers Prop Cas Co Of Amer 23,358,223 1.4% St Paul Fire & Marine Ins Co 9,598,356 0.6% Travelers Ind Co 7,914,465 0.5% Charter Oak Fire Ins Co 3,794,885 Phoenix Ins Co 2,475,843 St Paul Mercury Ins Co 2,220,412 Travelers Ind Co Of CT 1,554,817 Automobile Ins Co Of Hartford CT 1,109,587 Travelers Ind Co Of Amer 1,097,576 Travelers Prop Cas Ins Co 637,222 Northfield Ins Co 506,700 Travelers Excess & Surplus Lines Co 394,715 Travelers Cas & Surety Co 266,035 Standard Fire Ins Co 230,839 St Paul Surplus Lines Ins Co 176,562 St Paul Guardian Ins Co 170,600 Northland Ins Co 93,064 Travelers Home & Marine Ins Co 8,523 Farmington Cas Co 5,781 Discover Prop & Cas Ins Co 233 St Paul Protective Ins Co 11 Travelers Cas Ins Co Of Amer -16 5 ZURICH INS GRP 77,123,543 4.5% Zurich Amer Ins Co 40,927,370 2.4% American Guar & Liab Ins 19,944,227 1.2% Steadfast Ins Co 10,546,546 0.6% Universal Underwriters Ins Co 3,363,847 Zurich Amer Ins Co Of IL 2,038,444 American Zurich Ins Co 279,788 Empire Fire & Marine Ins Co 23,321 Wednesday, June 10, 2015 Page 2 of 6