Benefits of MEA Membership

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Benefits of MEA Membership Members receive: Benefits found in your collective bargaining agreement Representation on matters pertaining to your collective bargaining agreement Belonging to an organization that advocates for public schools, school employees and students Supporting MEA s political, legislative and public relations efforts for great public schools Free online professional development Employment liability insurance for both civil and criminal cases, with $1 million coverage for civil damages MEA Advantage members-only discounts Legal services for: unemployment cases certification issues retirement issues discrimination based on union activity discrimination under federal/state laws based on race gender, age, sexual orientation, etc. teacher tenure, wage & hour and Michigan Employment Relations Commission cases Training and consultation regarding special education issues Advice on employment-related statutory rights Subscriptions to MEA Voice & NEA Today magazines and other e-mail newsletters Access to MEA and NEA conferences, including: Bargaining and Public Affairs Conference Summer Leadership Conference Higher Education Conference ESP Conference Ability to attend local and regional MEA-sponsored trainings Assistance in obtaining National Board Certification Right to attend local association meetings and social functions Voting privileges (contracts, officers, etc.) at the state, local and national levels Eligibility to hold elected office at the at the state, local and national levels Access to MEA Financial Services programs: Group automobile insurance discounts Group homeowners insurance discounts MEA Credit Card (w/special payment options due to layoff or job actions) MEA Sponsored Group Term Life Insurance Long Term Care Insurance member discounts Member Investment programs Local access to an MEA Financial Services Representative Fee-payers receive: Benefits found in your collective bargaining agreement Representation on matters pertaining to your collective bargaining agreement Legal services for teacher tenure, wage & hour and Michigan Employment Relations Commission cases Advice on employment-related statutory rights Training and consultation regarding special education issues Subscriptions to MEA Voice & NEA Today magazines and other e-mail newsletters Member benefits continued: Non-members receive: Access to discounted personal legal services through Goodman Acker firm NEA Life Term Insurance at no additional cost Access to NEA Member Benefits programs: NEA Home Financing Program NEA Smart Option Student Loan NEA Personal Loan NEA Academy online learning NEA Click & Save online discounts NEA Auto Buying Program Jeep Preferred Pricing Program NEA ID Theft Protection NEA Magazine Service And more... Benefits found in your collective bargaining agreement Representation ONLY on matters pertaining to your collective bargaining agreement Benefits as of 7/21/15

The MEA Advantage : Benefits of MEA membership Members receive: For Your Career For Your Rights For Your Wallet For Public Education Benefits found in your collective bargaining agreement Representation on matters pertaining to your collective bargaining agreement Belonging to an organization that advocates for public schools, school employees and students Supporting MEA s political, legislative and public relations efforts for great public schools Free online professional development Employment liability insurance for both civil and criminal cases, with $1 million coverage for civil damages MEA Advantage members-only discounts Legal services for: unemployment cases certification issues retirement issues discrimination based on union activity discrimination under federal/state laws based on race gender, age, sexual orientation, etc. teacher tenure, wage & hour and Michigan Employment Relations Commission cases Training and consultation regarding special education issues Advice on employment-related statutory rights Subscriptions to MEA Voice & NEA Today magazines and other e-mail newsletters Access to MEA and NEA conferences, including: Bargaining and Public Affairs Conference Summer Leadership Conference Higher Education Conference ESP Conference Ability to attend local and regional MEA-sponsored trainings Assistance in obtaining National Board Certification Benefits continue 71178

The MEA Advantage : For Your Career For Your Rights For Your Wallet For Public Education MEA membership benefits continued Right to attend local association meetings and social functions Voting privileges (contracts, officers, etc.) at the state, local and national levels Eligibility to hold elected office at the state, local and national levels Access to MEA-Financial Services programs: Group automobile insurance discounts Group homeowners insurance discounts MEA Credit Card (w/special payment options due to job actions) MEA Sponsored Group Term Life Insurance Long Term Care Insurance member discounts Member Investment programs Local access to an MEA Financial Services Representative Access to discounted personal legal services through the Goodman Acker firm NEA Term Life Insurance at no additional cost Access to NEA Member Benefits programs: NEA Home Financing Program NEA Smart Option Student Loan NEA Personal Loan NEA Academy online learing NEA Click & Save online discounts NEA Auto Buying Program Jeep Preferred Pricing Program NEA ID Theft Protection NEA Magazine Service And more Benefits as of 7/21/15 To learn more about the benefits of MEA membership, visit www.mea.org.

What do you get for your dues dollars? Here are just a few advantages of MEA membership: The MEA Advantage for Your Career Professional development help on issues like certification, including National Board Certification, as well as online professional development opportunities. Training opportunities for education employees at one of MEA s many conferences or at the local level. The MEA Advantage for Your Rights Services from UniServ directors who have the training and expertise in bargaining, grievance processing, arbitrations, unemployment hearings and retirement. Legal assistance to protect your rights and privileges. Up to $1 million of professional liability insurance if you are faced with a civil or criminal complaint in the course of your work. The MEA Advantage for Your Wallet Help offset the cost of dues using steep group discounts offered through MEA Financial Services (www.meafs.com) for products we all use, including car, home and life insurance, credit cards and assistance in retirement and financial planning. Members-only discounts of up to 50 percent are available with your MEA Membership Card. Go to the Members Only section of www.mea.org to save on items like oil changes for your car, meals out on the town, shopping at name-brand stores, and travel discounts from hotel rooms to rental cars to cruise packages. National benefits through NEA Member Benefits (www.neamb.com) include complimentary life insurance, home and personal loan programs, auto purchase discounts, free online learning and more. The MEA Advantage for Public Education The MEA Advantage: For Your Career For Your Rights For Your Wallet For Public Education The collective power of school employees being engaged members gives MEA the ability to be the state s foremost advocate for public education. Collective bargaining results in better contracts and better schools when powered by full membership and the expertise of the UniServ staff those member dues employ. MEA s role as the state s strongest legislative and political voice for public education comes from the collective action of members and the talents of experienced lobbyists and political action professionals. Electing friends of public education matters for your career, your livelihood and your students. Member-only communications such as the MEA Voice, Capitol Comments and other electronic updates keep you informed on issues facing MEA members across the state. To learn more about the benefits of MEA membership, visit www.mea.org.

The MEA Advantage: For Your Wallet Turning dues into savings Through the collective power of MEA, your dues turn into savings for you and your family. And we re not talking about just a few dollars here and there as an MEA member, you can save more money in a year than you spend on dues! Here s an example: John and Mary Smith are a married MEA couple Mary is a teacher and John is a custodian. They work hard, own a modest home and two American-made cars, and have two children. Combined, they make about $80,000 per year and are paying about $1,000 in MEA dues. Like every working family, they have to meet a budget and make ends meet. Here s how they turn their MEA dues into savings: MEA Financial Services insurance Through MEA Financial Services, they save $300-500 per year on their home and auto insurance premiums.* * NOTE: Savings can vary significantly based on your personal situation please call MEA Financial Services for a free, no-obligation quote at 800-292-1950 x7800 or go online to www.meafs.com. MEA everyday rewards credit card John and Mary each carry the no-annual-fee MEA Everyday Rewards Credit Card, which give them 4% cash back on gasoline, 3% on cinema and movie rentals, 2% on groceries and restaurants and up to 1% on other purchases. Each month, they spend on average $700 on food, $250 on gas, and $50 on movies, plus other expenses they put on their card. Those cash-back rewards add up to more than $300 for the year. MEA membership card discounts Using discounts provided through their MEA Membership Card that they find using both the Members Only area of www.mea.org and the My Deals mobile app, John and Mary save more than $1,600 per year on everything from shopping and local services to entertainment and vacations! So, $300-500 saved on insurance. More than $300 in credit card rewards. More than $1,600 in discounts. John and Mary turn their MEA dues into real savings of more than $2,200 per year! And you can too! To access these and more ways to save, visit the Members Only section of www.mea.org. PA7/13

The MEA Advantage: For Your Rights Protecting the rights of school employees is at the core of MEA s mission. MEA provides members with numerous advantages to protect their rights, including legal services and professional liability insurance. Legal services protect members MEA employs several full-time attorneys and also retains prestigious law firms to help protect members legal rights in matters arising out of their education employment. MEA s legal work helps members and local affiliates in the following areas: Wage and hour laws Education funding Unfair labor practices Negotiations Layoff and recall Discrimination Retirement Health and safety Fringe benefits Civil rights Unemployment compensation Contract enforcement A safeguard from financial ruin Chemistry labs, gymnasiums and other school facilities can be dangerous places, and accidents often result in lawsuits. And yes, there are also some litigious people out there, waiting for the next opportunity to sue someone even their child s teacher or bus driver. Much in the same way physicians should have medical malpractice insurance as protection against claims, teachers and education support staff need professional liability insurance to protect them from workplace civil and criminal claims. MEA strongly believes that employers should provide school employees with insurance to protect them from personal financial liability stemming from employment-related lawsuits. However, this is not always the case that s why MEA provides all members with $1 million in professional liability insurance as a benefit of membership. The NEA Educators Employment Liability program, administered by MEA, protects members from personal financial liability for most incidents arising out of their educational employment activities or duties. The insurance includes attorney s fees, so members won t have to pay a dime out of their own pockets to defend themselves from frivolous civil lawsuits related to their employment. 71116

The MEA Advantage: For Your Rights It could happen to anyone... The following are true stories of school employees who have benefitted from the high-caliber legal protection offered only to MEA members: Liability insurance protects teacher from financial ruin A teacher was conducting a science project for her physics class that involved students passing kettle balls between one another. One of the students tosses was short. and her partner lunged for the ball. The kettle ball ended up crushing the student s finger between the ball and the floor, resulting in a partial amputation. The school district told the teacher that the incident would be covered under the district s SET SEG insurance policy and that she wouldn t be liable. After settling with the district, the injured student s parents filed a $250,000 lawsuit against the teacher for emotional damages. The teacher was protected by the $1 million in professional liability insurance she received as a benefit of MEA membership. Investigation clears parapro falsely accused by child abuser parent A paraprofessional was accused by a parent of dislocating her child s arm. The parapro s UniServ director helped the member fill out the appropriate paperwork, and MEA released $1,000 to retain a lawyer for the member. The subsequent investigation conducted by MEA found that it was the parent not the parapro who injured the child. The investigation also found that the student s mother had a history of child abuse, and had moved from district to district, blaming school employees for her child s injuries. MEA provides evidence exonerating bus driver assistant A bus driver assistant with an exemplary file was falsely accused of inappropriately touching a 23-year-old student. An MEA attorney met with local police and provided authorities with evidence not found in school files: that the student involved had a history of making outrageous and false allegations. The matter was dropped without charges. Any one of these situations could easily happen to any number of school employees. Thankfully, MEA is here to protect dues-paying members from accidents or accusations that happen through no fault of their own. That s the MEA Advantage for Your Rights! To learn more about the benefits of MEA membership, visit www.mea.org.