TOI: L07I Individual Life - Whole SERFF Status: Closed State Tr Num: 41167 Sub-TOI: L07I.101 Fixed/Indeterminate Co Tr Num:



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Filing Company: Security National Insurance Company State Tracking Number: 41167 TOI: L07I Individual - Whole Sub-TOI: L07I.101 Fixed/Indeterminate Premium - Single Filing at a Glance Company: Security National Insurance Company SERFF Tr Num: SENL-125960820 State: ArkansasLH TOI: L07I Individual - Whole SERFF Status: Closed State Tr Num: 41167 Sub-TOI: L07I.101 Fixed/Indeterminate Co Tr Num: State Status: Approved-Closed Premium - Single Filing Type: Form Co Status: Pending Reviewer(s): Linda Bird Author: Jeanine Larson Disposition Date: 01/05/2009 Date Submitted: 12/22/2008 Disposition Status: Approved Implementation Date Requested: On Approval Implementation Date: State Filing Description: General Information Project Name: Endorsement Project Number: Requested Filing Mode: Informational Explanation for Combination/Other: Submission Type: New Submission Overall Rate Impact: Filing Status Changed: 01/05/2009 State Status Changed: 01/05/2009 Corresponding Filing Tracking Number: Status of Filing in Domicile: Not Filed Date Approved in Domicile: Domicile Status Comments: We do not need to file this endorsement in Utah, our domicile state. Market Type: Individual Group Market Size: Group Market Type: Deemer Date: Filing Description: Re: Informational Filing Modified 1980 CSO to 1961 CSI for the FP (06/95)-AR Security National Insurance Company NAIC Company Code: 69485 0454 Federal ID No.: 36-2610791

Filing Company: Security National Insurance Company State Tracking Number: 41167 TOI: L07I Individual - Whole Sub-TOI: L07I.101 Fixed/Indeterminate Premium - Single Dear Commissioner, Pursuant to the change in the required Mortality Tables beginning January 1, 2009, we are attaching an Endorsement for your information. We are also submitting the required Form Filing Fees of $20.00, through EFT in SERFF. The following document is included in this informational filing: END01CSO-1: An Endorsement to modify the Basis of Values from the 1980 CSO to the 1961 CSI on page 5 of each of the following policy forms; and to add Industrial to the policy descriptions on the front and back pages of each of the following policy forms: FP (06/95)-AR FP WL (06/95)-AR FP 10 PAY (06/95)-AR FP 20 PAY (06/95)-AR FP WL INC (06/95)-AR FP 10 PAY INC (06/95)-AR FP 20 PAY INC (06/95)-AR FP LB WL (06/95)-AR FP LB 10 PAY (06/95)-AR FP LB 20 PAY (06/95)-AR FP LB WL INC (06/95)-AR FP LB 10 PAY INC (06/95)-AR FP LB 20 PAY INC (06/95)-AR Thank you for your time and assistance in this matter. Should you need additional information, please feel free to contact me at (800) 574-7117 ext. 1101 or e-mail at jeanine.larson@securitynational.com. Sincerely yours,

Filing Company: Security National Insurance Company State Tracking Number: 41167 TOI: L07I Individual - Whole Sub-TOI: L07I.101 Fixed/Indeterminate Premium - Single SECURITY NATIONAL LIFE INSURANCE COMPANY By: Jeanine Larson, Compliance Legal Department Company and Contact Filing Contact Information Jeanine Larson, Compliance jeanine.larson@securitynational.com 5300 South 360 West (800) 574-7117 [Phone] Salt Lake City, UT 84123 (801) 265-9882[FAX] Filing Company Information Security National Insurance Company CoCode: 69485 State of Domicile: Utah 5300 South 360 West Group Code: 454 Company Type:, Annuity, Health and Accident Suite 250 Salt Lake City, UT 84123 Group Name: N/A State ID Number: (800) 574-7117 ext. [Phone] FEIN Number: 36-2610791 --------- Filing Fees Fee Required? Yes Fee Amount: $20.00 Retaliatory? No Fee Explanation: 1 Endorsement @ $20.00 = $20.00 Per Company: No COMPANY AMOUNT DATE PROCESSED TRANSACTION # Security National Insurance Company $20.00 12/22/2008 24667014

Filing Company: Security National Insurance Company State Tracking Number: 41167 TOI: L07I Individual - Whole Sub-TOI: L07I.101 Fixed/Indeterminate Premium - Single Correspondence Summary Dispositions Status Created By Created On Date Submitted Approved Linda Bird 01/05/2009 01/05/2009

Filing Company: Security National Insurance Company State Tracking Number: 41167 TOI: L07I Individual - Whole Sub-TOI: L07I.101 Fixed/Indeterminate Premium - Single Disposition Disposition Date: 01/05/2009 Implementation Date: Status: Approved Comment: Rate data does NOT apply to filing.

Filing Company: Security National Insurance Company State Tracking Number: 41167 TOI: L07I Individual - Whole Sub-TOI: L07I.101 Fixed/Indeterminate Premium - Single Item Type Item Name Item Status Public Access Supporting Document Certification/Notice No Supporting Document Application No Supporting Document & Annuity - Acturial Memo No Form Endorsement Yes

Filing Company: Security National Insurance Company State Tracking Number: 41167 TOI: L07I Individual - Whole Sub-TOI: L07I.101 Fixed/Indeterminate Premium - Single Form Schedule Lead Form Number: END01CSO-1 Review Form Status Number END01CS O-1 Form Type Form Name Action Action Specific Readability Attachment Data Policy/Cont Endorsement Initial 84 Endorsement ract/fratern - al INDUSTRIAL Certificate: AR-GAP Amendmen Planspolicy.pdf t, Insert Page, Endorseme nt or Rider

SECURITY NATIONAL LIFE INSURANCE COMPANY 5300 SOUTH 360 WEST, SUITE 250 P.O. BOX 57220 SALT LAKE CITY, UTAH 84157 TOLL FREE TELEPHONE: 1-800-574-7117 Endorsement Pursuant to the change in the required Mortality Tables beginning January 1, 2009, the company has modified its policy forms to comply with the new standards. The BASIS OF VALUES section of the policy has been modified. The change replaces Commissioners 1980 Standard Ordinary Mortality Table with Commissioners 1961 Standard Industrial Mortality Table and Commissioners 1980 Extended Term Insurance Table with Commissioners 1961 Standard Industrial Extended Term Insurance Table. The policy description section on the front and back pages of the policy has been modified. The change adds to the first line of the policy description of each of the below mentioned form numbers, the word Industrial as shown here: INDUSTRIAL LEVEL WHOLE LIFE INDUSTRIAL 10-PAY WHOLE LIFE INDUSTRIAL 20-PAY WHOLE LIFE INDUSTRIAL INCREASING WHOLE LIFE INDUSTRIAL INCREASING 10-PAY WHOLE LIFE INDUSTRIAL INCREASING 20-PAY WHOLE LIFE INDUSTRIAL GRADED BENEFIT WHOLE LIFE INDUSTRIAL GRADED 10 PAY WHOLE LIFE INDUSTRIAL GRADED BENEFIT 20 PAY WHOLE LIFE INDUSTRIAL INCREASING GRADED BENEFIT WHOLE LIFE INDUSTRIAL INCREASING GRADED BENEFIT 10 PAY WHOLE LIFE INDUSTRIAL INCREASING GRADED BENEFIT 20 PAY WHOLE LIFE There are no other changes. FORM NUMBERS: FP WL (06/95)-AR FP 10 PAY (06/95)-AR FP 20 PAY (06/95)-AR FP WL INC (06/95)-AR FP 10 PAY INC (06/95)-AR FP 20 PAY INC (06/95)-AR FP LB WL (06/95)-AR FP LB 10 PAY (06/95)-AR FP LB 20 PAY (06/95)-AR FP LB WL INC (06/95)-AR FP LB 10 PAY INC (06/95)-AR FP LB 20 PAY INC (06/95)-AR President Secretary January 1, 2009 Effective Date o END01CSO-1

Filing Company: Security National Insurance Company State Tracking Number: 41167 TOI: L07I Individual - Whole Sub-TOI: L07I.101 Fixed/Indeterminate Premium - Single Rate Information Rate data does NOT apply to filing.