FOR YOUR INTEREST SPRING 2016 CARD SECURITY IN YOUR HANDS

FOR YOUR INTEREST SPRING 2016 CARD SECURITY IN YOUR HANDS

FRESH PERSPECTIVE TOM S CORNER Dear Fellow Members, As you have seen over the last several years, Notre Dame Federal Credit Union strives to provide you with as many products and services as we possibly can. We do this because we want you to have the tools that empower you to improve your life and the lives of your family. So, it should be no surprise that we now are offering a significant advancement in high-tech security for your Notre Dame FCU debit and credit cards. Irish Card Shield is nothing like you have seen before. Designed to dramatically reduce fraud, Irish Card Shield allows you to activate and deactivate your debit and credit cards in real time from your mobile phone. The Irish Card Shield app is offered at no charge to you and is available for download for both Android and ios smartphones. Irish Card Shield is more than an on/off switch. You can also control your card by location, merchant categories, and spend limits. You can also get alerts anytime your cards are used anywhere. I am sure you have seen the Freeze It commercials by Discover on TV. Irish Card Shield is far more robust than that! The best security in the world is no good unless you use it. Download Irish Card Shield today from your app store, enroll your cards and start experimenting to find which settings work best for you. I guarantee you will sleep better knowing Irish Card Shield has you protected. Want to learn more first? Then go to Notre DameFCU.com/IrishCardShield, stop in at your favorite branch or call us at (800) 522-6611. And as always, if you have any questions, suggestions, comments or complaints, please do not hesitate to contact me at TGryp@NotreDameFCU.com. Thanks for being part of the Notre Dame FCU family! Thomas J. Gryp 79 President/CEO

Struggling with student loans? We can help. Notre Dame Federal Credit Union makes refinancing your student loans easy. Combine your private student loans and payments into one loan with only one monthly payment today! Visit us at NotreDameFCU.com/Consolidate. Notre Dame FCU recommends that you do your research before applying for a consolidation loan. If you have Federal student loans, your best option may be a Direct Loan consolidation. You can learn more about the Direct Loan program, offered through the federal government at loanconsolidation.ed.gov.

PAY IT FORWARD REFER-A-FRIEND Refer a friend or family member and you ll BOTH get $50. What s better than being a member of a credit union you love? Getting paid $50 for each new member you refer to us. It s our way of thanking you. And, your friends, family and co-workers will thank you too! HERE S HOW JUST SEND YOUR FRIEND OR FAMILY MEMBER TO NOTREDAMEFCU.COM/REFER IRISH CARD SHIELD Now You re In Control. Download our newest free app to secure your cards today! Turn your debit and credit cards on and off, get transaction alerts, monitor fraud and even control where your card is used and how much is spent all from your phone. LEARN MORE AT NOTREDAMEFCU.COM/ IRISHCARDSHIELD NOTRE DAME FCU PARTNERS WITH GREENPATH Notre Dame FCU cares about your financial health. We have partnered with GreenPath to provide you with access to free, one-on-one financial counseling, debt management services and financial education tools. VISIT GREENPATH.COM/NDFCU OR CALL 877-337-3399 TO LEARN MORE! Subject to approval. This offer is not valid in conjunction with any other offer. To qualify, new member must be at least 18 years old, and must open a checking account with a minimum $100 monthly direct deposit and a debit card, or open a credit card, HELOC, auto loan or mortgage. Member may not have existing Notre Dame Federal Credit Union accounts. Offer excludes Notre Dame FCU employees. $50/$50 will be credited to each qualified person s account the first day of the first month after account has been open 60 days. You will receive an IRS tax form 1099-INT for your cash incentive. All new memberships subject to normal policy outlined in membership agreement. Independent of the University. SPRING HOLIDAY SCHEDULE Notre Dame FCU will be closed Monday, May 30, 2016 in observance of Memorial Day.

LET YOUR HOME PAY YOU! $599 CASH BACK Put extra cash in your pocket to make your new house feel like home. You ll also enjoy an included 2-year Home Advantage Plan! Find out more at NotreDameFCU.com/Home or call us at 844-NDHOME1 (844-323-4464). Receive $599 cash back. Offer ends May 31, 2016. 2-Year Home Advantage Plan which includes Home Deductible Reimbursement (HDR), ID Theft Restoration and Warranty Registration Service. HDR will reimburse the covered member for a Loss that occurs during the Coverage Period to the Member s Primary Residence or Personal Effects equal to the deductible limit shown on the Member s Home Insurance policy or up to the maximum of $1,000 per claim, whichever is less. Only one (1) Home Deductible Reimbursement benefit will be paid per claim occurrence and only one (1) claim per Member will be paid per twelve (12) month period. HDR is underwritten by an A Excellent AM Best rated carrier. Offer may change at any time. Independent of the University. NMLS ID# 405299. Equal Housing Lender. CAN YOU AFFORD TO LIVE WITHOUT IT? Life insurance prices have just dropped to all-time lows. Notre Dame FCU is proud to offer insurance through Life Quotes. You can compare the rates of 50 leading, highly-rated companies in seconds. And our quote engine, like no other, can also handle 35 common illnesses such as elevated cholesterol, high blood pressure, diabetes, heart disease, cancer and more. We ve made it fast and easy to shop for life insurance, with no hassles. Visit us at LifeQuotes.com/NDFCU. MY VIRTUAL STRONGBOX Notre Dame FCU is excited to offer my Virtual StrongBox to all online banking users. My Virtual StrongBox works like an online safe-deposit box, combining easy access, functionality and best-of-breed security. My Virtual StrongBox is accessed through online banking, using your login and password. Each online banking member has 50MB of storage space, additional space can be purchased. To learn more visit a branch, call us at (800) 522-6611, or visit us online at NotreDameFCU.com. ANNUAL MEETING REMINDER The 2016 Annual Meeting will be held on May 17, 2016 at 5:30 PM. The meeting will be held at 100 Eck Center on the University of Notre Dame campus.

LOVE YOUR SAVINGS. Everyone is looking for ways to save money, and that s just what Love My Credit Union Rewards is all about. Notre Dame Federal Credit Union is excited to offer you exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1.6 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here s another way you can save even more. - Receive a 10% discount (business members a 15% discount) on select regularly priced Sprint monthly data service. Valid in conjunction with other credit union and most Sprint National handset offers and promotions - Get safety and security of roadside assistance and more for less than $1 per week* with CU Road Pal. - Save up to $15 on TurboTax Federal tax products - Save on services for your home from ADT, DIRECTV, Allied, and more - Earn cash back when you shop at over 1,500 online retailers with Love to Shop The more offers you take advantage of, the more you save. Start saving today at LoveMyCreditUnion.org. $500 REFINANCE YOUR AUTO LOAN TODAY CHARITABLE FUNDRAISING AND YOUR FINANCIAL FUTURE The Elevate program offers rewards for using certain Notre Dame FCU financial products. This program will earn churches and other organizations hundreds, possibly thousands, of dollars on big ticket items such as auto loans and credit cards. Learn more about how you can help generate significant charitable contributions at NDelevate.com. Stop by your local branch, call 844-619-4490 or visit NotreDameFCU.com/SpringAuto to lower your payment today! Limited Time Offer *Auto rates as low as 2.75% APR. APR is Annual Percentage Rate. Loan is subject to credit approval. Actual interest rate and APR may vary. As low as rate is for A+ credit. A $99 loan processing fee will be charged on all closed auto loans. Vehicle must be model year 2007 or newer with no more than 80,000 miles. Earn 1.00% cash back, up to $500. Excludes Elevate program participating loans, Rate Genius loans and existing NDFCU loans. Those participating in this offer may receive Form 1099-MISC at year-end for tax purposes. Rates are subject to change. Example: Assume you will borrow $15,000 with a $99 loan processing fee; the loan amount will be $15,099. The calculated APR on a 5-year loan with an interest rate of 2.49% would be 2.75%. Rate valid as of 3/31/2016. Offer may change at any time. Independent of the University. Federally Insured by the NCUA. Independent of the University.