MITIGATION STRATEGY- Flood #1 Map Modernization: New FIRM Adoption by Communities



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MITIGATION STRATEGY- Flood #1 Map Modernization: New FIRM Adoption by Communities into a performance-based program, with measurable outcomes or output. The priority Outcome required by FEMA is the maintenance or improvement of the percentage of communities that adopt their new FIRM by the published effective date. RECOMMENDATION: communities. Obtain a 90% adoption rate of new FIRMS by newly mapped ACTION: MEMA Mitigation Bureau in partnership with the Federal Emergency Management Agency, the state s ten (10) Planning and Development Districts, the Association of Floodplain Managers of Mississippi, and the Mississippi Flood Map Modernization Initiative Team will maintain contact with the appropriate communities concerning ordinance adoption requirements. Prior to the public presentation of the preliminary map, each concerned community will receive the state s model flood damage prevention ordinance, both electronically and by hard copy, and instructions concerning the necessary adoption procedures. This action will be accomplished during or after the scoping and coordination meetings with the communities. Return site visits may be required to accomplish this objective, depending on the capabilities and sophistication of the community. The number of communities receiving new FIRMs will be compared with how many adopt the new maps, combined with compliant local flood damage prevention ordinance adoption. SUPPORT AGENCY: Federal Emergency Management Agency, Planning and Development Districts, Association of Floodplain Managers of Mississippi, and Mississippi Flood Map Modernization Initiative Team. FUNDING (COST AND SOURCE): Community Assistance Program State Support Services Element (CAP-SSSE) and Map Modernization Management Support (MMMS). REFERENCES: 44 CFR 59.24, 60.3, and 60.3, FEMA Five-Year Floodplain Management Work Plan Outline (4/30/04)

MITIGATION STRATEGY- Flood #2 Map Modernization: Early FIRM Adoption by Communities into a performance-based program, with measurable outcomes or output. A priority Outcome is the early adoption (prior to 30-day letter issuance) of new Flood Insurance Rate Maps by communities. RECOMMENDATION: Obtain a 75% early adoption rate by affected communities of new FIRMS 30 days prior to established adoption date. ACTION: MEMA Mitigation Bureau in partnership with the Federal Emergency Management Agency, the state s ten (10) Planning and Development Districts, the Association of Floodplain Managers of Mississippi, and the Mississippi Flood Map Modernization Initiative Team will maintain contact with the appropriate communities concerning map adoption requirements. Communities will be encouraged to adopt their new FIRM prior to the issuance of the 30-day letters and publication of community names in the Federal Register. This action will be accomplished during or after the scoping and coordination meetings with the communities. Return site visits may be required to accomplish this objective, depending on the capabilities and sophistication of the community. There is no reliable baseline in Mississippi to compare prior adoption rates. The stated goal of a 75% early adoption rate will be the assumed baseline. SUPPORT AGENCY: Federal Emergency Management Agency, Planning and Development Districts, Association of Floodplain Managers of Mississippi, and Mississippi Flood Map Modernization Initiative Team. FUNDING (COST AND SOURCE): Community Assistance Program State Support Services Element (CAP-SSSE) and Map Modernization Management Support (MMMS). REFERENCES: (4/30/04) FEMA Five-Year Floodplain Management Work Plan Outline

MITIGATION STRATEGY- Flood #3 Map Modernization: Program Implementation ISSUE: Mississippi. Implement the Flood Map Modernization Initiative (FMMI) for the state of RECOMMENDATION: Execute the State of Mississippi Flood Map Modernization Initiative FY 2004 2008 Business Plan. (See attached copy of plan.) ACTION: Provide technical assistance and coordination for the Cooperating Technical State program and FMMI agreement with the Mississippi Department of Environmental Quality and FEMA. Implement the floodplain management requirements of the FMMI Business Plan. Monitor the two (2) Mississippi CTP communities as part of the Cooperating State partnership activities. Attend scheduled meetings and workshops with federal, state, and local governments. Conduct community outreach programs with appropriate communities, including the scheduling of scoping meetings, technical assistance, and ordinance reviews. Assist in the identification of riverine and coastal floodprone areas that are not presently mapped by the federal government. Assist in identification and implementation of flood mitigation measures. Participate in and provide training opportunities for state and local government officials. SUPPORT AGENCY: Federal Emergency Management Agency and Mississippi Department of Environmental Quality FUNDING (COST AND SOURCE): Community Assistance Program State Support Services Element (CAP-SSSE) and Map Modernization Management Support (MMMS). REFERENCES: State & FEMA CTP Memorandum of Agreement signed 1/28/03, 44 CFR Part 66, Mississippi Map Modernization Business Plan (4/12/04), and FEMA Five-Year Floodplain Management Work Plan Outline (4/30/04)

MITIGATION STRATEGY- Flood #4 Community Rating System: Program Implementation into a performance-based program, with measurable outcomes or output. One outcome anticipated by FEMA is an increase in the number of CRS member communities within the State of Mississippi and / or an increase within the CRS classifications of the communities. RECOMMENDATION: Increase to a maximum foreseeable increase of 24 by FY 09 in CRS membership within the State of Mississippi. Improve the class of one (1) CRS community after FY 05 cycle visit by the Insurance Services Office, Inc. representative. Continue to maintain or improve classifications of CRS communities. ACTION: MEMA Mitigation Bureau in partnership with FEMA, ISO, AFMM, and the state s ten (10) Planning and Development Districts will sponsor biannual workshops with the current CRS member communities and the interested nonparticipating communities on the application process and methods to improve current classifications. The basic CRS workshop, offered at the Emergency Management Institute, will be recommended / endorsed by the state for attendance by CRS community officials or staff. The number of CRS member communities in FY 2004 will be compared with the number of members in subsequent years. Annexed areas of non-participating communities into CRS member communities will also be tracked. SUPPORT AGENCY: Federal Emergency Management Agency, Insurance Services Office, Inc., Planning and Development Districts, and Association of Floodplain Managers of Mississippi. FUNDING (COST AND SOURCE): Services Element (CAP-SSSE). Community Assistance Program State Support REFERENCES: National Flood Insurance Reform Act of 1994, 44 CFR Part 66, and FEMA Five-Year Floodplain Management Work Plan Outline (4/30/04)

MITIGATION STRATEGY- Flood #5 Repetitive Loss Structures: Target Group Mitigation through FMA Program Funds into a performance-based program, with measurable outcomes or output. A priority Outcome required by FEMA is the tracking of allocated FMA funds expended in planning for or mitigation of repetitive loss structures. RECOMMENDATION: Coordinate with local government officials to encourage the expansion of their flood mitigation activities beyond the minimum requirements of the NFIP. Track the numeric or percentage of repetitive loss structures mitigated, with special emphasis on those structures on the RL Target List. Mitigate the most grievous of the RL Target Group properties. Projects must be cost effective, technically feasible, and beneficial to communities and individual policyholders. Utilize the Mitigation Division, Emergency Preparedness and Response Directorate (FEMA) of the Department of Homeland Security s Repetitive Loss (RL) Target Group List to establish consideration. ACTION: MEMA Mitigation Bureau in partnership with FEMA will make mitigation offers to the property owners (through the local community officials) of the most grievous of the RL Target Group properties found within the State of Mississippi. The definition utilized will be a NFIP insured single-family property that has had four or more claims of at least $5,000.00 that cumulates to more than $20,000.00, or at least two claims with cumulative amount exceeding the value of the property. Encourage local government mitigation planning. Expand floodplain management beyond floodplain development permitting and review. Utilize outreach to build public and local political support for mitigation projects and good FPM practices. Promote the use of the FEMA Residential Substantial Damage Estimator (RSDE) program and the Increased Cost of Compliance (ICC) insurance policy rider as a way and means of FMA project identification. Assist communities in developing a mitigation plan, which will address their floodprone and RL properties. As part of this process, information will be gathered to identify the location, ownership, and nature of past damages. Utilize the Increased Cost of Compliance (ICC) insurance component, the Flood Mitigation Assistance (FMA) program, the Pre-Disaster Mitigation (PDM) program, and the Hazard Mitigation Grant Program (HMGP) to offer mitigation opportunities. Serve as the focal point for actions between FEMA and the local governments. Coordinate with local jurisdictions to prioritize project funding. The percentage of allocated funds expended in planning for or mitigation of repetitive loss structures will be tracked and reported to FEMA.

SUPPORT AGENCY: Development Districts. Federal Emergency Management Agency and Planning and FUNDING (COST AND SOURCE): FMA, HMGP, PDM, ICC, and Community Assistance Program State Support Services Element (CAP-SSSE). REFERENCES: National Flood Insurance Reform Act of 2004, 44 CFR Part 66, and FEMA Five-Year Floodplain Management Work Plan Outline (4/30/04)

MITIGATION STRATEGY- Flood #6 NFIP Implementation: Model Ordinance Adoption into a performance-based program, with measurable outcomes or output. A priority Outcome anticipated by FEMA is to increase (or maintain) the number of communities that have adopted the latest state model ordinance, or have adopted a stand-alone ordinance that meets or exceeds the standards of the state model. RECOMMENDATION: Continue the ongoing process of providing the appropriate version of the two state model flood damage prevention ordinances to the 273 NFIP member communities. Coordinate with FEMA in administration and implementation of effective local FPM programs that comply with or exceed the minimum standards of the NFIP. Provide information and / or training concerning the designation of Community Flood Hazard Areas (CFHA) in unmapped floodprone areas and other state recommended higher standards. ACTION: Increase (or maintain) the number of communities that have adopted the latest State model flood damage prevention ordinance. MEMA Mitigation Bureau in partnership with FEMA, AFMM, and the state s ten (10) Planning and Development Districts will provide the latest version of the state model flood damage prevention ordinance to appropriate communities on a as needed basis. The State has conducted an ongoing local ordinance update initiative since the mass mailing of the model in 1998. Communities found within Presidential Disaster Declaration areas have been visited and provided with the then current version of the model ordinance. Communities visited through the CAC and CAV process have also been provided with model ordinances. The latest versions of the two applicable model ordinances are posted on the agency website at http://www.msema.org/nfip/nfip.htm. The FY 04 number of communities that adopt the latest version of the model B E flood damage prevention ordinance will be compared with the number adopted in subsequent years. SUPPORT AGENCY: Federal Emergency Management Agency, Planning and Development Districts, and Association of Floodplain Managers of Mississippi. FUNDING (COST AND SOURCE): Services Element (CAP-SSSE). Community Assistance Program State Support REFERENCES: 44CFR Part 60.25 and Part 66, FEMA Manual 7810.4, and FEMA Five-Year Floodplain Management Work Plan Outline (4/30/04)

MITIGATION STRATEGY- Flood #7 NFIP Implementation: Floodplain Management Workshops into a performance-based program, with measurable outcomes or output. A priority Outcome anticipated by FEMA is an increase in the number of floodplain management workshops in the State of Mississippi. RECOMMENDATION: Sponsor five (5) floodplain management related workshops per year throughout the State of Mississippi. Explore the possibility of a joint sponsorship of an insurance agent workshop with the Mississippi Department of Insurance and the Computer Sciences Corporation. ACTION: MEMA Mitigation Bureau in partnership with FEMA, ISO, AFMM, and the state s ten (10) Planning and Development Districts will sponsor seven (7) floodplain management related workshops throughout the state of Mississippi. The basic E273 Managing Floodplain Development through the NFIP workshop will be offered at the Emergency Management Institute and the dates of admission will be distributed to the state s local floodplain administrators. Workshops will be conducted for Real Estate Professionals, local floodplain administrators, local government officials, and other NFIP related groups. The FY 04 number of workshop attendees will be compared with the numbers attending subsequent years. SUPPORT AGENCY: Federal Emergency Management Agency, Insurance Services Office, Inc., Planning and Development Districts, and Association of Floodplain Managers of Mississippi. FUNDING (COST AND SOURCE): Services Element (CAP-SSSE). Community Assistance Program State Support REFERENCES: 44 CFR Part 66, and FEMA Five-Year Floodplain Management Work Plan Outline (4/30/04)

MITIGATION STRATEGY- Flood #8 NFIP Implementation: Certified Floodplain Manager (CFM) Accreditation into a performance-based program, with measurable outcomes or output. A priority Outcome anticipated by FEMA is an increase in the number of Certified Floodplain Managers (who are local officials) in the state of Mississippi and within the State Floodplain Management staff. RECOMMENDATION: Continue the ongoing state sponsored CFM training program and it s associated tracking of continuing education credits for the CFM population. Continue CFM liaison duties with the Association of State Floodplain Managers (ASFPM) home office. As of July 20, 2004, there are twenty-eight (28) Certified Floodplain Managers in Mississippi. This total includes 100% of the State NFIP staff and 75% of the State Mitigation Bureau staff. ACTION: MEMA Mitigation Bureau in partnership with AFMM will proctor the CFM exam a minimum of two times during the course of the year. Location of the exam site will generally coincide with the two annual AFMM Conferences. The FY 04 number of CFM certified individuals within the state shall be compared with the number of certified individuals in subsequent years. SUPPORT AGENCY: Association of Floodplain Managers of Mississippi. FUNDING (COST AND SOURCE): Services Element (CAP-SSSE). Community Assistance Program State Support REFERENCES: (4/30/04) FEMA Five-Year Floodplain Management Work Plan Outline

MITIGATION STRATEGY- Flood #9 NFIP Implementation: State Floodplain Management Association into a performance-based program, with measurable outcomes or output. A priority Outcome anticipated by FEMA is an increase in the participation in State Floodplain Management Associations. RECOMMENDATION: Continue the state support and if possible sponsored scholarship program for AFMM members to attend the annual ASFPM Conference. ACTION: MEMA Mitigation Bureau in partnership with AFMM will continue its support of the two annual statewide FPM conferences. Support of the two annual AFMM conferences with FMA-TA funded scholarships for local officials. The FY 04 number of AFMM members in attendance at the annual ASFPM conference was an outlier due to the conference being held in Biloxi. FY 05 shall be compared with the number of members in attendance at conferences in subsequent years. This will include the level of support activities undertaken by AFMM during FY 04 compared to previous years. SUPPORT AGENCY: Federal Emergency Management Agency and Association of Floodplain Managers of Mississippi. FUNDING (COST AND SOURCE): Community Assistance Program State Support Services Element (CAP-SSSE) and the Flood Mitigation Assistance (Technical Assistance) program fund. REFERENCES: (4/30/04) FEMA Five-Year Floodplain Management Work Plan Outline

MITIGATION STRATEGY- Flood #10 NFIP Implementation: Higher Regulatory Standard Adoption into a performance-based program, with measurable outcomes or output. A priority Outcome anticipated by FEMA is an increase in the number of communities that adopt and enforce higher regulatory standards. RECOMMENDATION: Continue the process of requiring the NFIP member communities to update their local flood damage prevention ordinances through the adoption of the latest version of the state s model. Coordinate with local governments to encourage the adoption of State recommended higher standards as additional flood damage preventive measures. ACTION: MEMA Mitigation Bureau in partnership with FEMA will continue its support of the state initiative to ensure that all NFIP member communities have adopted a post 1998 version of the state model flood damage prevention ordinance. Encourage local governmental adoption through training and outreach activities with the local Floodplain Administrators and the Community Executive Officers and staff. The FY 04 number of adoptions of higher regulatory standards shall be compared with the number in subsequent years. SUPPORT AGENCY: Federal Emergency Management Agency and Association of Floodplain Managers of Mississippi. FUNDING (COST AND SOURCE): Services Element (CAP-SSSE). Community Assistance Program State Support REFERENCES: (4/30/04) FEMA Five-Year Floodplain Management Work Plan Outline

MITIGATION STRATEGY- Flood #11 NFIP Implementation: Community Assistance Contact (CAC) & Community Assistance Visit (CAV) Actions ISSUE: Program Compliance within the state s NFIP member communities. Ensure long-term success of the NFIP within the state of Mississippi through proper local FPM administration practices, permitting, and construction techniques in post- FIRM developments. RECOMMENDATION: Conduct Community Assistance Contact (CAC) actions with select NFIP communities, as needed due to flood events or technical assistance requests. Conduct Community Assistance Visit (CAV) actions with each NFIP community on a five (5) year rotation or as needed basis. Coordinate with and provide technical assistance to local communities in regard to their FPM ordinance enforcement activities and flood risk mitigation programs. Coordinate with local governments and with FEMA in post disaster mitigation efforts. ACTION: MEMA Mitigation Bureau in partnership with FEMA will coordinate the administration and implementation of effective local FPM programs that comply with or exceed the minimum standards of the NFIP. Utilize post disaster opportunities with FEMA reservists to increase the number of communities visited via CAC or CAV actions. Establish a priority of aid, beginning with the Top 50 At Risk community list, which contains a minimum of 90% of flood losses and 90% of all insured repetitive loss properties. Utilizing this list, conduct CAC and CAV actions. Expand the process to include communities located along major waterways and floodprone areas of small populations and policy counts. Encourage temporary post-disaster moratoria on reconstruction and repair to create time needed to assess damages. Set local priorities for flood mitigation projects. Provide assistance and training to local governments in damage assessment through the use of AFMM teams, direct support or other organizations or volunteers. Closeout open CAVs by conducting all required follow-up actions with local communities and input results in the Community Information System (CIS). Forward all non-compliant communities to FEMA Region IV for resolution. Closeout CACs by completing all actions at the state level. Transfer non-compliant communities to the CAV Needed list for action. Conduct new CAVs with communities as identified by state or federal sources or as requested by local community officials. Identify and resolve floodplain management issues before compliance actions are required by FEMA. Encourage, guide, and assist communities to join the NFIP and the CRS program, when applicable. Utilize visits to encourage development away from the SFHA when possible. Assist local efforts in planning, zoning, risk assessment, growth management, impact analysis,

subdivision regulations, building code adoption, and permitting programs. Increase the knowledge of the NFIP and the administration of the local ordinance. SUPPORT AGENCY: Federal Emergency Management Agency and Association of Floodplain Managers of Mississippi. FUNDING (COST AND SOURCE): Community Assistance Program State Support Services Element (CAP-SSSE) and the Flood Mitigation Assistance (Technical Assistance) program fund. REFERENCES: (4/30/04) FEMA Five-Year Floodplain Management Work Plan Outline

MITIGATION STRATEGY- Flood #12 NFIP Implementation: Education & Outreach ISSUE: Provide professional development and training for local Floodplain Administrators, Certified Floodplain Managers, elected officials, and Real Estate Professionals. RECOMMENDATION: Provide NFIP related workshops and training sessions to the above identified groups. Provide reference materials to both the NFIP member and nonmember communities. ACTION: MEMA Mitigation Bureau in partnership with FEMA, AFMM, and the ten (10) PDDs will conduct NFIP related workshops throughout the state utilizing the PDDs as hosts for the sessions whenever possible. Utilize Mitigation Bureau staff and AFMM members as instructors. Continue participation in four (4) statewide floodplain management, emergency management, or related association conferences or workshops per year. Continue publication of the Floodplain Management in Mississippi Quick Guide. This outreach publication acts as a primer for the local Floodplain Administrator / elected official and the public. Develop, print, and distribute a companion publication entitled Floodplain Management Handbook for Community Administrators. This handbook will serve as both the desk reference for the local Floodplain Administrator and the source material for NFIP workshops. Maintain and update the state model Flood Damage Prevention Ordinance as program changes or updates occur and pass the information on to the local communities. Provide floodplain management information for the NFIP portion of the MEMA website. SUPPORT AGENCY: Federal Emergency Management Agency and Association of Floodplain Managers of Mississippi. FUNDING (COST AND SOURCE): Community Assistance Program State Support Services Element (CAP-SSSE) and the Flood Mitigation Assistance (Technical Assistance) program fund. REFERENCES: 44 CFR 60.25 and FEMA Five-Year Floodplain Management Work Plan Outline (4/30/04)

MITIGATION STRATEGY- Flood #13 Assessing Vulnerability by Jurisdiction ISSUE: A detailed flood hazard risk assessment for properties found within local jurisdictions does not currently exist. RECOMMENDATION: Develop an inventory of at risk structures, within the local jurisdictions, at a higher level of detail than is presently available. ACTION: The local governmental jurisdictions will conduct an inventory of their at risk structures in both pre and post disaster environments, utilizing the risk assessments provided to FEMA in their Biennial Reports as a baseline. Each community will conduct an inventory of the structures found within the SFHA and document the level of risk associated with each structure. Local Governmental Jurisdictions SUPPORT AGENCY: and the ten (10) Planning and Development Districts. FUNDING (COST AND SOURCE): Appropriated Funds and the Flood Mitigation Assistance (Technical Assistance) program fund. REFERENCES: 44 CFR 201.4