Commercial Leases: Risk Mitigation Strategies for Landlords and Tenants



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Presenting a live 90-minute webinar with interactive Q&A Commercial Leases: Risk Mitigation Strategies for Landlords and Tenants WEDNESDAY, OCTOBER 10, 2012 1pm Eastern 12pm Central 11am Mountain 10am Pacific Today s faculty features: Iryna Lomaga Carey, Partner, Kurzman Eisenberg Corbin & Lever, White Plains, N.Y. Gregory G. Gosfield, Partner, Klehr Harrison Harvey Branzburg, Philadelphia Jeremiah Welch, Partner, Saxe Doernberger & Vita, Hamden, Conn. The audio portion of the conference may be accessed via the telephone or by using your computer's speakers. Please refer to the instructions emailed to registrants for additional information. If you have any questions, please contact Customer Service at 1-800-926-7926 ext. 10.

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Commercial Leases: Risk Mitigation Strategies for Landlords and Tenants Strafford CLE Webinar Wednesday, October 10, 2012 1:00 pm 2:30 pm Iryna Lomaga Carey, Esquire Kurzman Eisenberg Corbin & Lever, LLP (914) 286-6372 icarey@kelaw.com Gregory G. Gosfield, Esquire Klehr Harrison Harvey Branzburg, LLP 215.569.4164 ggosfield@klehr.com Jeremiah M. Welch, Esquire Saxe Doernberger & Vita, PC 203-287-2100 jmw@sdvlaw.com 5

10 Risks and Risk Allocation Vehicles Rent Taxes Insurance/Indemnity Operating Expenses Third Party Covenants 6

10 Risks and Risk Allocation Vehicles Defaults Dispute Resolution Consensual Defraying Risk Non-consensual Termination Bankruptcy 7

Rent Lease Type Base on Rent Gross Lease Net Lease Double Net Lease Triple Net Lease Bondable Lease 8

Additional Rent Taxes Tenant Carve Outs Distortions from Tenant s Pro Rata Share of Taxes Tax After Subdivision or Condominium Distortions from Tax Disputes in Office 9

Additional Rent Insurance Property Insurance Types of Property Coverages Base Coverage Landlord Portfolio Coverage 10

Additional Rent Insurance Property Insurance Insured Property Casualty: Lease Continuation Casualty: Lease Termination Tenant Leasehold Interest 11

Additional Rent Insurance Types of Liability Insurance Types of Insurers Evidence of Coverage Deductibles, Reimbursement, Under- Insurance and Self-Insurance 12

Additional Rent Insurance Tenant Negligence Exculpation, Exemption and Exclusion Landlord Exculpatory Clauses Tenant Exculpatory Clauses 13

Additional Rent Assumption of Risk no fault Conditions to Indemnity notice no prejudice co-operation no settlement mitigation 14

Additional Rent Operating Costs / Common Area Maintenance - neither Capital Expenditures Amortization Period for added rent Exemption for beginning and end of lease Interest Carry Compliance with Law 15

Additional Rent Operating Costs / Common Area Maintenance Capital Expenditures Pass Through of Savings only Exhausted Useful Life or repair Cost Effective 16

Additional Rent Operating Costs / Common Area Maintenance Administrative Costs Controllable Costs Gross Up 17

Tenant Costs Hidden Tenant Costs Landlord Contractor and Service Limitations 18

Tenant Costs Electricity Tenant obtains separate independent service Tenants pays its share Submetering measured by landlord Utility is included in gross rent Tenant installs alternative energy generation devices Cost of after hours service 19

Third Party Covenants Exclusive use/prohibited Use Tenant wants enforcement rights Tenant remedies for non-enforcement 20

Consensual Exits: Assignment or Sublease - Extinguish options: extension, scale up, scale down - Extinguish or soften exclusives - Fee/Profit-Sharing - Tighten covenants: kick-out for financial ratio or performance 21

Consensual Exits: Assignment or Sublease - Consent and stipulation for eviction - Tenant further investment in improvements - No further tenant transfer - Landlord relocation right - Landlord redevelopment and termination rights 22

Consensual Exits: Assignment Assignor like guarantor, unreleased No right to mitigate No further ownership liability No duty to assignor 23

Sublandlord Consensual Exits: Sublease Remains in title Right to mitigate and terminate sublease 24

Subtenant Consensual Exits: Sublease Sublandlord bankruptcy/default risk No privity with prime landlord or its mortgagee Non-disturbance 25

Defaults Remedies Tenant Default Rent Acceleration Re-entry Duty of Mitigation Self-Help judgment in advance 26

Defaults Remedies Landlord Default Lease Termination Setoff Windfall Claims 27

Dispute Resolution Alternatives Mediation Benefits Detriments Arbitration Benefits Detriments Litigation 28

Consensual Exits: Termination Agreements Landlord Advantages Eliminate chronic drama Stop hemorrhaging (legal) expenses Prevent fear of bankruptcy Reposition space Speedy repossession for redployment 29

Consensual Exits: Termination Agreements Tenant Advantages Skip continuing expense Secure strategic shedding of location Avoid imminent call for upgrades Eliminate festering disputes 30

Consensual Exits: Termination Agreements Posture and Protocol Pre negotiation Agreement Single representation No change of position Confidentiality of settlement negotiations Admission/no admission of default Come current/escrow rent 31

Consensual Exits: Termination Agreements Consideration who pays whom Diligence what claims by contract, statute or tort Inspection condition of surrendered space, improvements, equipment (who gets it) 32

Consensual Exits: Termination Agreements Covenants pay; turnover; cooperate Representations and Warranties - no undisclosed liabilities; - power and validity; - no third party claims; - no violations of law 33

Consensual Exits: Termination Agreements Release of Claims /Snapback for conditions subsequent - mutual; - floor/ceiling; - pre-transfer/post-transfer 34

Consensual Exits: Termination Agreements Indemnity, hold harmless, protect and defend against third party claim - collectibility; Waiver of defenses Releases 35

Consensual Exits: Termination Agreements Transfer of Property and form of Transfer - Surrender - Assign - Consents Survival of Obligations or Releases - known or unknown conditions 36

Consensual Exits: Termination Agreements Holdover consent to judgment and eviction - penalty rent - extinguish releases - reinstate guaranties 37

Consensual Exits: Termination Agreements Conditions to Surrender - date certain; - material conditions; - third party (lender, co-tenancy) approval; - substitute tenants. 38

Bankruptcy Issues Background Tenant Bankruptcy Assumption Generally Assumption of a Shopping Center Lease Rejection Generally 39

Bankruptcy Issues Letters of Credit as Security Deposits Landlord Collateral Letter of Credit 40

Bankruptcy Issues Landlord Bankruptcy No further obligation to tenant Landlord breach of lease 41