FOR INTERNAL USE BCA ID. No: Professional Insurance for Chiropractors Proposal Form Please complete this proposal form in BLOCK CAPITALS and return it either by EMAIL to membership@chiropracticuk.co.uk or by POST to Sandy Gale, Membership Secretary, The British Association, 59 Castle Street, Reading, Berkshire, RG1 7SN. If you have any questions regarding this form, please contact us on 0118 950 5950 or by email at the address above. Please supply fuller details on a separate sheet if necessary. For avoidance of doubt reference to Proposer, You or Your in this proposal form shall mean all parties to be insured. GENERAL INFORMATION 1. Proposer Name 2. Main Address Of Proposer Postcode 3. Website Address 4. Telephone Number 5. Date business commenced 6. Date cover is required from BCA Proposal Form (v0.3)page 1 of 8
YOUR WORK Over the last few years Chiropractors have expanded their role and are undertaking additional activities that fall outside of the definition of * as defined below and in the Policy: * shall mean the diagnosis of joint misalignment and subsequent manipulative treatment 7. Please answer the following statements regarding the additional activities You undertake in addition to : a. Any additional activities you undertake are included in the list below: YES NO Acupuncture Activator Acupuncture/Dry Needling/Venepuncture Alexandra Technique Animal Applied Kinesiology Bowen Technique DEXA,Diagnostic imaging, therapeutic invention & scanning for musculoskeletal conditions Gonstead Technique Homeopathy Laser therapy for pain relief where the laser devices does not fall into Class 4 or higher of IEC 60825 (amend 2) or ANSI - Z-136.1 (2000) classifications Massage - all Physiotherapy Pilates Rehabilitation Yoga If the answer to the above statement is No, please use the following table to detail any activities You undertake further to the above: (please use the space provided at the end of this form if necessary) Activity Name Description % income derived from activity Qualifications and where they were gained BCA Proposal Form (v0.3)page 2 of 8
b. Do You work overseas? YES NO c. If the answer to b. above is Yes, please answer the following: i. What is the percentage income derived from this work? % ii. What countries do you work in or where do your clients reside? (tick all applicable) Europe excluding UK USA & Canada Rest of World ABOUT YOUR PRACTICE: As part of your insurance Package through the BCA, Entity Cover of 5,000,000 Aggregate is provided as standard where all practitioners within Your practice are BCA members. There is an additional charge of 50 including tax per practitioner to include non members. Entity cover may be provided on request for your Limited Company or LLP. 8. Do You require cover for Your Practice (Entity Cover)? YES NO If the answer to the above question is Yes, please complete this section. If not, proceed to the next section: Loss History. 9. Practice Name (this will form part of The Proposer): 10. Limited Company/LLP Name (if different from above): 11. Main Address Of Practice (if different from that stated in Question 2) Postcode 12. a. Total number of practitioners employed or using Your practice name: i. BCA members ii. Non BCA members Please Note: Entity Cover automatically covers non practicing/administrative staff e.g. secretaries however cover does not extend to include other persons or practices under Your premises not associated with You e.g. a physiotherapist renting space at Your address but not practicing under Your name. b. Please provide details of all practitioners that are non-bca members using the table on the back of this Proposal Form. BCA Proposal Form (v0.3)page 3 of 8
LOSS HISTORY 13. Has any insurer in respect of the risks to which this Proposal relates ever a. declined a proposal, refused renewal or terminated an insurance? YES NO b. required an increased premium or imposed special conditions? YES NO If Yes, please provide details 14. a. Has any claim been made against You or any predecessors in business or any partner, director, consultant or employee for neglect, error or omission in relation to professional duties? YES NO b. Have You or any predecessors in business or any partner, director, consultant or employee incurred any other loss or expense which might be within the terms of cover? YES NO If Yes, in either case, give details below (please use the space provided at the end of this form if necessary) Date of claim or loss Brief details of each claim or loss Cost (if any) of claim paid or loss incurred Estimated outstanding cost c. What action has been taken to prevent a recurrence of the situation which gave rise to each claim or loss? BCA Proposal Form (v0.3)page 4 of 8
15. Have You ever been subject to any disciplinary hearings or proceedings? YES NO If the answer to 14, above is YES, please provide further details: 16. Is any partner, principal, director, consultant or employee, after enquiry, aware of any circumstances which might a. give rise to a claim against You or any predecessors in business or any of the present or former partners or principals? YES NO b. result in You or any predecessors in business or any of the present or former partners or principals incurring any losses or expenses which might be within the terms of this cover? YES NO c. otherwise affect the Our consideration of this insurance? YES NO form) If Yes, please give details including maximum potential cost below (or the space provided at the end of this 17. Do You have any existing Professional Indemnity/ Medical Malpractice/ Liability or Legal Expenses insurance in force? If Yes, please provide further details: Insurance Cover (e.g. Professional Indemnity) Name of Insurer Policy Renewal date BCA Proposal Form (v0.3)page 5 of 8
DECLARATION & IMPORTANT INFORMATION Important Notice Concerning Disclosure Royal & Sun Alliance Insurance plc shall be entitled to rely upon the material accuracy of this proposal form and any other information supplied by or on behalf of the Proposer to them in relation to the entering into of this Policy (this proposal form and such other information together forming the Proposal ). For avoidance of doubt your BCA membership application will form part of the Proposal. The Proposer shall ensure that the Proposal contains such information as is reasonably necessary to enable RSA to: (a) (b) properly assess the risks to be insured under this Policy; and decide whether and, if so, to what extent they will provide you with insurance cover in respect of such risks referred to in (a) above If you are in any doubt as to whether any information is material, it should be disclosed. You should retain a copy of this Proposal for your records Financial and Trade Sanctions Royal & Sun Alliance Insurance plc is unable to provide insurance in circumstances where to do so would be in breach of any financial or trade sanctions imposed by the United Nations or any government, governmental or judicial body or regulatory agency. Data Protection Royal & Sun Alliance Insurance plc will treat your personal information fairly and lawfully in accordance with the Data Protection Act 1998. Declaration I/We declare that the statements and information contained in the Proposal are true and accurate in all material respects. I/We undertake to provide details of any material alteration to or in respect of such statements and/or information of which I/we become aware before the start date of this Policy. For the purposes of making this Proposal, I/we agree that the Intermediary (which I/we have appointed to advise in relation to this policy) is acting on my/our behalf and not as an agent of the Insurer. Signed: Date: Name: Position: BCA Proposal Form (v0.3)page 6 of 8
12b. (continued) Please use the table below to provide detail of all practicing non BCA members. Staff Name Description of all work Undertaken Qualifications and where they are gained and /or (please describe below): and /or (please describe below): BCA Proposal Form (v0.3)page 7 of 8
Please use the space below to add further detail to any questions within this proposal form. Please remember to note the question number which the additional information relates to. BCA Proposal Form (v0.3)page 8 of 8