The following is a basic list of Fees* that may be associated with the licensing & appointment process.



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The following is a basic list of Fees* that may be associated with the licensing & appointment process. These fees are due at the time of licensing: E & O Insurance 2013-2014 rates Premium is pro-rated based on contract date. FINRA Initial Registration Fee Additional FINRA Fees State Registration Fee Fingerprint Processing Fee Add/Remove/Amend Disclosures in Section 14 of your U4 Exam Fees: (if applicable) Current Series Exam Fees fee paid to open window for exam (amounts subject to change without notice) Study materials for various exams and/or classes (Life and Health & FINRA) Kaplan Website**: www.kaplanfinancial.com Phone Number: 1-800-824-8742 $100.00 (at time of licensing only) Will apply to any non-resident State Licenses that are requested as well as annual renewals. Varies by state. State licensing fees are from December to December and are not pro-rated. (i.e. Fee paid in November of 2012 only provides coverage until December of 2012) $52.00 (one-time fee at time of licensing only) $110.0 (applies when you answer yes to Question #5 on your Preliminary Application) Series 6 = $85.00 Series 65 = $135.00 Series 7 = $265.00 Series 66 = $128.00 Series 63 = $96.00 Vary between $49 - $500. You can contact the 2 sites below for prices and study materials mention you are from Lincoln and a discount may apply. Securities Training Corp** Website: www.stcusa.com Phone Number: 1-800-STC-1223

On-going fees after appointment with LFA/IFP Broker Dealer Affiliation Fee $250.00/month. Advisors only. Waived during first 12 months. Compliance Fee $100.00/month. Advisors only. SolutionsLinc Affiliation fee $125.00/month. Professional Partners only. Never waived. *All fees are subject to change. **Lincoln Financial Advisors Corp is not affiliated with Kaplan Financial or Securities Training Corp. ***The broker-dealer affiliation fee of $250/month is waived for the first 12 months. If eligible, the office and facility fee (aka Compliance Fee) of $100/month may also be waived. The following is a basic list of office and other charges that you will be responsible for if you are housed in one of these offices. Telephone ~ you will be charged for your usage on a monthly basis Waltham, MA $10 flat rate, plus usage Glastonbury, CT $10 Flat Rate, plus usage Cranston, RI Total bill is divided by # of planners using the service. Currently $120/month Worcester, MA $30 Flat Rate, plus usage Fairfax, VA Total bill is divided by # of planners using the service currently the monthly phone charge will be $50.00. Postage ~ you will be charged for the exact cost of your outgoing mail on a monthly basis Internet Connection ~ you will be charged a flat monthly fee for each internet connection. (i.e., if you and your assistant both have internet connections, you will be charged a flat monthly fee for each) Waltham, MA $45/month Glastonbury, CT $14/month Cranston, RI $14/month Worcester, MA $40/month Fairfax, VA Total bill is divided by # of planners using the service currently the monthly phone charge will be $31.25/mo. Office Supplies ~ the office will provide basic office supplies (Copy Paper, Paper Clips, Staples, Post-it Note, Legal Pads, Rubber Bands). You will be responsible for ordering and paying for your own personal supplies such as printers, ink cartridges, file folders, special order items, etc. We work with Staples & WB Mason to determine if discounts can be given to the group. Overnight Packages ~ all UPS or Fed Ex packages sent out to clients are the responsibility of the advisor. Corporate package prices vary depending on mailed from and mailed to zip codes, as well as package weight and type of service. Packages currently average approximately $6.67. These prices vary greatly depending on fuel surcharges, etc.

Stationery & Business Cards ~ all orders (IFP), after the initial order of 500, are at the advisor s expense. Quantity- 250 500 1000 Business Cards Fold over Style $58 $59 $79 Business Cards Standard - Flat $29 $30 $45 Letterhead $85 $90 $115 Envelopes #10 or #9 Regular $95 $100 $125 Envelopes 9 x 12 $125 $135 $170 Envelopes 10 x 13 $135 $140 $175 Administrative Assistant charges ~ all charges associated with having an Admin on the payroll (currently ADP) will be the responsibility of the advisor. Contact Kristi Carlson if you would like a copy of the benefit cost sheet. Advisor(s) are invoiced every month for these charges. A sample invoice can be provided upon request.

Fee Type (from Page 1) Affiliation fee $250 includes: Honors & Recognition Trips Access to planning support Access to Coaching & Training Access to products, services & tools of the broker-dealer. Proprietary technology platforms (DesignIT, LFAPlanner.com, VPN Remote Access, Vaulting Technology, OmniSource, LASERAPP) Not included: Microsoft Office & other software license(s) FedEx or overnight shipping costs (see page 2) Not included and OPTIONAL: Computer lease (available through Lincoln) Smart Office or other non-proprietary database software Profiles TM (new licenses no longer available) Compliance E & O Insurance Occupancy & Facilities (Office Space Assistants Lincoln Lease Computer CRM Redtail, E-Bix, Skience by Salesforce LaserApp Form Filling Software In-Touch TM Amount $250/mo. (waived for first year) $100/month Paid annually by planner (see last page of Broker s Contract) Discuss with Paul Saganey (Optional)All Costs passed directly to planner Varies based on hardware selected. Contact Ken Buteau, Field Office Technician (Optional) Discounted prices: CRM assessment available with access to LFAPlanner.com No Charge (Optional) Contact Jill Anderson or Becca Zophin for costs associated with this program. CRN 803474-012314