Elevate your skills to help grow your business. Essential resources for today s retirement plan advisor.
Guiding today s retirement plan advisor toward success The role of today s retirement plan advisor is expanding. Success requires a new level of expertise and industry knowledge. That s why Schwab Retirement Business Services has developed streamlined tools to help you gain efficiency in a highly regulated industry and has created a comprehensive suite of educational resources to sharpen your skills. All are designed to help you deepen client relationships and grow your business. This unique offering is driven by Schwab s unparalleled experience across all areas of the retirement industry. And it s powered by working with some of today s most respected companies serving retirement plans. 1
Access to extensive resources When you work together with Schwab, you get more than core business offerings. You get a professional enrichment program to help you thrive in an increasingly competitive market. Custom consulting and recordkeeping solutions Build your professional team by accessing a wide and diverse network of professional providers and services to accommodate nearly any plan. Investment research and monitoring tools Enhance your service offering with the standard-setting fi360 Toolkit and Schwab s robust mutual fund search tool. Industry designations Distinguish yourself from the competition by completing some of the industry s most prestigious courses and certifications. Flexible investment options Choose from a broad selection of mutual funds, Exchange Traded Funds, and institutional trust funds available at Schwab, and leverage portfolio management resources. Professional education Deepen your professional knowledge through a wide range of ongoing workshops, exclusive webinars, and industry conferences. 2
Professional education Schwab retirement plan industry workshops Industry conferences Exclusive webinars Investment research and monitoring tools fi360 Toolkit Mutual fund search tool Custom consulting and recordkeeping solutions Dedicated consultation team Support for a wide array of plan sizes and types How we support you Industry designations fi360 Accredited Investment Fiduciary (AIF ) designation training C(k)P designation Flexible investment options Over 12,000 mutual funds 1 Separately managed accounts Exchange Traded Funds (ETFs) Custom consulting and recordkeeping solutions We are dedicated to minimizing the complexities surrounding retirement plan business for advisors. In addition to providing a wide range of tools and educational resources, Schwab can help connect you to a large range of plan services and seasoned recordkeepers to accommodate most retirement plan needs. Our dedicated team offers retirement consulting for plan administration, recordkeeping, and education solutions for a wide array of plan sizes and types from start-ups to mega retirement plans. We listen to you and fit you and your clients with the right solutions depending on your specific needs. 3
Investment research and monitoring tools Schwab has a long-standing commitment to client service through technological innovation. We give you access to a wide range of essential tools to help you bring the same superior service to your clients and their employees. fi360 Toolkit Given the highly regulated requirements for selecting and monitoring plan investments, having ready access to a reliable solution to perform these functions is critical. To help you manage and present the fiduciary process, Schwab brings you a customized fi360 Toolkit so that your value to clients is apparent. The tool includes back-end integration with Schwab s systems, which will greatly reduce the time you spend on administrative updates. And Schwab is committed to providing this tool at institutional pricing. You can access powerful, web-based software from a leader in fiduciary responsibility. Get objective, data-driven guidance and advanced features that can help you and your clients make better and more confident investment decisions. Create investment proposals for prospects and clients Streamline client record management and reporting, including Investment Policy Statements Compare and contrast investment holdings Elevate your standard of care and clarify plan expenses Demonstrate leadership in helping plan sponsors meet their fiduciary responsibilities Count on easy access and expert support 4
Mutual fund search tool Quickly research and sort through thousands of mutual funds, with information about availability, shareholder servicing payment rates associated with each fund (where applicable), and more than 30 other data points, including fund category, performance, and expenses. 5
Essential resources to elevate the growth of your business Professional education While retirement plans bring new business opportunities, they also bring broader responsibilities and higher client expectations. Schwab offers a complete suite of educational resources to help advisors with varying levels of experience expand their skill sets and acquire career-advancing accreditations. Schwab retirement plan industry workshops These seminars offer critical insight and industry expertise in a dynamic, up-close learning environment. Top industry service providers and professionals share unique perspectives on a wide range of issues facing today s retirement plan advisors. Industry conferences Schwab brings you a full schedule of professional networking and learning opportunities. That includes IMPACT, Schwab s premier conference for independent investment advisors, which features compelling education sessions, expert presenters, timely content, and exposure to Schwab s offerings. IMPACT also offers access to hundreds of providers, exhibitors, and other independent retirement plan providers, as well as Schwab s leadership team. Exclusive webinars Regular online learning opportunities put you in direct contact with key industry specialists. These sessions help you stay on top of current trends and offer access to insight and knowledge only available from seasoned professionals working in the industry. 6
Industry designations Accredited Investment Fiduciary AIF Schwab gives you direct, discounted access to the training necessary for the Accredited Investment Fiduciary (AIF ) designation training. This not only broadens your professional knowledge, but also offers new business opportunities by allowing you to expand your credentials as a plan fiduciary. Certified 401(k) Professional C(k)P Schwab invites select advisors to attend The Retirement Advisor University (TRAU) at UCLA Anderson School of Management Executive Education. TRAU offers the prestigious Certified 401(k) Professional designation, which distinguishes professionals with substantial practical retirement plan management experience who complete TRAU s comprehensive, highly specialized retirement courses. Flexible investment options Help your clients build a retirement plan with flexible choices for many situations and with products that can help to enhance the advisory services you already provide. Choose from more than 12,000 mutual funds in the Schwab Mutual Fund Marketplace. 1 Add a wide range of alternative choices to your plan s investment menu, including institutional funds, age-based funds, and collective trust funds. Benefit from an expanded universe of investment options to allow you more freedom and differentiation with those more complex retirement plan investment models. Exchange Traded Funds for retirement plans (ETF T+1) is a new trading service from Charles Schwab Bank that allows you to select Exchange Traded Fund securities as part of a retirement plan s core fund line-up, and trade and settle ETFs in the same time frame as traditional mutual funds. Bring a separately managed account approach to pooled retirement plans with Schwab Advisor Portfolio. Access to a self-directed brokerage account that allows sophisticated investors to actively manage their own investments, beyond their plan s core mutual funds, through Schwab Personal Choice Retirement Account (PCRA). Trade company stock, customized portfolios of multiple mutual funds, or actively managed accounts just as easily as you would trade a mutual fund. 7
An industry leader you can trust. For more than 40 years, Schwab has been a financial industry leader and advocate for the individual investor. The Schwab Retirement Business Services team includes industry professionals with proven experience and the ability to understand and anticipate business and industry trends. Together with our wide range of capabilities, we see the complete picture of the retirement industry in ways that others simply can t. 8
In recent years, the retirement landscape has changed significantly, creating new opportunities and expanding the role of plan advisors. Plan sponsors are relying on advisors for help in complying with complex new legislation, assessing plan performance, and even choosing the right vendors. Turn to Schwab for the expertise you need to enhance your practice and serve the evolving needs of your clients. Start the conversation today: 1-877-702-6498 www.schwab.com/ retirementadvisorsolutions
Brokerage Products: Not FDIC-Insured No Bank Guarantee May Lose Value Investors should carefully consider information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling Schwab at 800-435-4000. Please read the prospectus carefully before investing. Investment returns will fluctuate and are subject to market volatility, so that an investor s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). FOR INSTITUTIONAL AUDIENCES ONLY. NOT FOR DISTRIBUTION TO THE GENERAL PUBLIC. 1 As of December 31, 2014. fi360 and TRAU are not affiliated with Charles Schwab. fi360 and fi360 Fiduciary Score are registered trademarks of fi360, Inc. Charles Schwab Bank; Charles Schwab & Co., Inc.; Schwab Retirement Plan Services, Inc.; Schwab Retirement Plan Services Company; and Schwab Retirement Technologies (Schwab RT) are separate but affiliated companies and wholly owned subsidiaries of The Charles Schwab Corporation. Brokerage products and services including the Schwab Personal Choice Retirement Account are offered by Charles Schwab & Co., Inc. (Schwab). Trust and custody products and services are offered by Charles Schwab Bank. Schwab Retirement Plan Services, Inc. and Schwab Retirement Plan Services Company provide recordkeeping services with respect to retirement plans. Schwab RT is engaged in developing and licensing proprietary retirement plan recordkeeping systems to independent third-party administrators. 2015 Charles Schwab & Co., Inc. All rights reserved. Member SIPC. TWI (0215-1104) GDE67590-02 (03/15) 00126754