Trust and Loan Companies Act



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Finance Department Financial Institutions Division 1723 Hollis Street Bus: 902 424-6331 4 th Floor B3J 1V9 Fax: 902 424-1298 PO Box 2271 E-mail:fininst@gov.ns.ca Halifax, NS B3J 3C8 FINANCE OFFICE USE ONLY Licence No. Trust and Loan Companies Act APPLICATION FOR RENEWAL OF LICENCE 1. Name of the company: 2. Additional business name or style, if any, under which the company is, or is to be, registered: 3. Address of the head office: 4. Address of the principal place of business in Nova Scotia 5. Name and address of the chief agent or officer of the company in Nova Scotia: (a) Name: (b) Business address: (c) Residence address: 6. Indicate the type of application being made by checking the applicable items: Application for renewal of licence as a loan company. Application for renewal of licence as a trust company.

7. Jurisdictions in Canada where applicant is presently licensed or registered: 8. Indicate any change in respect of the classes of service in which the company intends to act in a fiduciary capacity. 9. Have there been any changes in the structure of the company due to mergers, amalgamation etc. 10. Indicate any restrictions placed on the licence of the company by the Office of the Superintendent of Financial Institutions (OSFI) or by any jurisdiction in which the company is licensed to operate 11. Has the borrowing multiple, set by OSFI, changed for the company in the previous year? What is the current borrowing multiple?

CERTIFICATION The applicant or applicants certify that the information given in this application and any additional information that may be provided as requested by the Superintendent in connection with this application is true and complete in every respect. Dated this day of, A.D.,. Signature(s) of Witnesses Signature(s) of applicant(s) (including description of the office of the signatories and the corporate seal where appropriate) Enclosures to be included with this application Please enclose with this application information on any changes in (a) the power of attorney appointment pursuant to subsection (9) of Section 212 of the Act; and (b) major shareholders or directors of the company.

POWER OF ATTORNEY FOR A CHIEF AGENT Name of the company giving the power of attorney: ("the company") Jurisdiction and instrument of incorporation of the company: Name of the person receiving the power of attorney: ("the chief agent") Address in Nova Scotia of the chief agent (full business address including street number and municipality). ("the chief agency") The company appoints (name of chief agent in full) as its chief agent and attorney under subsection (9) of Section 212 of the Trust and Loan Companies Act (the "Act"). The company authorizes the chief agent to receive service of process on its behalf in all civil, criminal or administrative proceedings against the company in Nova Scotia and to receive from the Superintendent of Trust and Loans Companies any notices or documents given to the company under the Act and regulations. Receipt by the chief agent personally or at the chief agency of service of process and of notices and documents is binding on the company. (Insert additional powers being given to the chief agent, if any.) Dated the day of, A.D. Name of the Company Witnesses: By: President or Managing Director Secretary Corporate Seal

PERSONAL QUESTIONNAIRE FOR MAJOR SHAREHOLDERS, DIRECTORS AND OFFICERS PART I General Information 1. Name of the company or proposed company in connection with which this questionnaire is being completed: (the company) 2. This questionnaire is being completed by: Name (surname) (given names) Date of birth (day / month/ year) Citizenship 3. This questionnaire is being completed by: a) a shareholder or proposed shareholder with beneficial ownership of ten per cent or more of any class of shares of the company, Indicate the class of shares and the percentage of shares owned beneficially: b) a director or proposed director of the company; or c) an officer or proposed officer of the company. Indicate position: 4. Indicate the date of appointment as a a) shareholder b) director c) officer 5. Residence address and telephone number in Canada: 6. Residence address and telephone number outside Canada, where applicable: 7. Business address and telephone number: Every person shall complete the questionnaire by answering the questions indicated and providing or attaching the information specified in the Parts below.

PART II Personal History 8. List residence addresses during the ten years preceding the date of this questionnaire, leaving no period unaccounted for: 9. Give details of education and processional qualifications and affiliations, if any, including relevant dates: 10. Give details of employment history during the ten years preceding the date of this questionnaire, leaving no period unaccounted for, and including for each employment: a) the title of your position: b) the dates of employment: c) the name and address of your employer; and d) the name, position and telephone number of a reference. 11. Have you, a) been convicted of a criminal offence or an offence under the Trust and Loan Companies Act or the Securities Act? If yes, attach particulars including the court or tribunal by which you were convicted, if any, the date of conviction, the offence and the penalty imposed. b) failed to comply with any provisions of the Trust and Loan Companies Act or the regulations, the Securities Act or the regulations, or any comparable legislation of another jurisdiction or any undertaking given to the Superintendent? 12. To the best of our knowledge, have you been the subject of an investigation by or at the instigation of a government department, agency, a regulatory body or a professional association? 13. Are you a discharged or undischarged bankrupt or subject to bankruptcy proceedings?

14. Are you the holder, or have you ever applied for, either as an individual, officer, director, shareholder or promoter, a licence, registration or equivalent authorization to carry on business in Nova Scotia or elsewhere as a financial institution? ( Financial institutions includes a bank, loan or trust company, savings and loan company, credit union, insurance company, securities dealer, mortgage broker and a finance company.) If yes, attach particulars including the details of a refusal or withdrawal of an application or the revocation of an authorization. PART III Affiliations With Other Bodies Corporate 15. Are you a director or officer of another body corporate? If yes, attach particulars of the name of each body corporate and position held by you with the relevant dates. 16. In the ten years preceding the date of this questionnaire, have you been a director or officer of any other body corporate? If yes, attach particulars of the name of each body corporate and position held by you with the relevant dates. 17. Has a body incorporate of which you have been a director or officer in the ten years preceding the date of this questionnaire, during the period a) been convicted of a criminal offence or an offence under the Trust and Loan Companies Act or the Securities Act? If yes, attach particulars including the court or tribunal by which the body corporate was convicted, the date of conviction, the offence and the penalty imposed. b) failed to comply with the provisions of the Trust and Loan Companies Act or the regulations, the Securities Act or the regulations, or any comparable legislation of another jurisdiction, or any undertaking given to the Superintendent? c) been or is it subject to a cease trading under the Securities Act? 18. To the best of your knowledge, has a body corporate, partnership or unincorporated organization of which you have been a partner, member, director or officer in the ten years preceding the date of this questionnaire, been the subject of an investigation by or at the instigation of a government department, agency, a regulatory body or a professional association?

19. Has any body corporate, partnership or unincorporated organization of which you were a partner, member, director or officer in the ten years preceding the date of this questionnaire been wound up or made any compromise or arrangement with its creditors or ceased to carry on business during that period? 20. Does any body corporate of which you have been a director or officer in the ten years preceding the date of this questionnaire, hold or has it held or applied for in that period a licence, registration or equivalent authorization to carry on business in Nova Scotia or elsewhere as a financial institution? ( Financial institution includes a bank, loan or trust company, savings and loan company, credit union, insurance company, securities dealer, mortgage broker and a finance company.) If yes, attach particulars including the details of a refusal or withdrawal of any application or the revocation of an authorization. PART IV Relationship to the Trust or Loan Company 21. Are any shares of the company registered in your name or the name of a related person? If yes, provide each name in which the shares are registered, the relationship to you or any related person and the class and number of shares held by each person. 22. Do you have a beneficial interest in any shares of the company that are not registered in your name or in the name of a related person? 23. Do you or a related person hold any shares in the company as trustee or nominee? 24. Are any of the shares of the company mentioned in the answers to paragraphs 21 to 23 legally charged or pledged to any person? 25. Indicate, by class of share, the percentage of votes that you or a related person are entitled to exercise or control at any general meeting of the company, or any subsidiary thereof. 26. Do any of the bodies corporate of which you have been a director or officer in the past ten years maintain a business relationship directly or indirectly with the company?

27. Do you or does any person with whom you are associated transact business directly or indirectly with the company? (You are associated with a person, if a) it is a body corporate and you beneficially own, directly or indirectly, voting securities carrying more than ten per cent of the voting rights attached to all outstanding voting securities: b) you are a partner of the person; c) it is a trust or estate in which you have a substantial beneficial interest, or for which you serve as trustee or in a similar capacity; d) you are a relative of the person and share the same home as the person; or e) you are a relative of the spouse of the person and share the same home as the person.) PART V Certificate I CERTIFY THAT the information given in this questionnaire is true and complete to the best of my knowledge and belief and that there are no other facts material to the application in connection with which this questionnaire is completed of which the Superintendent should be aware. I have read and understand Section 255 of the Trust and Loan Companies Act. Dated the day of, A.D. Signature: Witness: PART V Certificate I CERTIFY THAT the information given in this questionnaire is true and complete to the best of my knowledge and belief and that there are no other facts material to the application in connection with which this questionnaire is completed of which the Superintendent should be aware. I have read and understand Section 255 of the Trust and Loan Companies Act. Dated the day of, A.D. Signature: Witness: