Application for Umbrella Quotation



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Application for Umbrella Quotation Completion of this form does not bind coverage. Applicant s acceptance of the Insurer s Quotation is required before insurance may be bound and policy issued. Date: Policy No.: PLEASE PRINT 1. Applicant s Information Applicant s Name: Applicant s Address: Corporation Partnership Individual Description of operations: Annual payroll: Annual sales: 2. Subsidiary Companies a) Name and address of companies: Description of operations: Annual payroll: Annual sales: b) Are all companies covered in underlying policies? Yes No If no, list all exceptions Use extra pages if necessary and indicate item number: 3. Foreign Exposure a) Any operations outside of Canada? Yes No If yes, please provide complete details: Name of company: Description of operations: Country: Annual payroll: Annual sales: b) Any sales outside of Canada? Yes No If yes, give complete details: Description of products: Country: Annual sales:

Application for Umbrella Quotation 2 of 8 4. Limit of Liability a) Limit of Umbrella coverage required? b) Amount of retention for self insured exposures? c) Does applicant now carry, or has applicant ever carried excess liability insurance? Yes No If yes, give name of carrier and details of coverage, limits, etc.: 5. Schedule of Underlying Insurance a) List all automobile liability and all general liability policies Policy No. Policy Period Types of Policy Limit of Liability Annual Premium Insurer b) Are all companies and operations set forth under 1, 2 or 3 above covered by the underlying policies listed here? If not, give all exceptions on a separate page and attach to this application. c) Do underlying policies contain a deductible in excess of $10,000? Yes No If yes, state which policy and the amount: 6. Underlying Policy Extensions / Limitations a) Do the underlying policies provide coverage for the following extensions of the usual standard wording? YES NO YES NO 1. Personal injury (including employees) 5. Fire legal liability 2. Blanket contractual 6. Care, custody and control 3. P.D. occurrence 7. Employees as insured 4. Broad form P.D. 8. World wide coverage b) Do the underlying policies: i) Have defence costs included within the limits? ii) Have an operations aggregate limit? Yes No If yes, state: Operations limit: Prod/Comp/Ops limit:

Application for Umbrella Quotation 3 of 8 c) State form of coverage: Occurrence: Claims made: d) Do underlying policies afford coverage less than standard in any respect or contain any restrictive endorsements? IF YES TO ANY QUESTION ABOVE, PLEASE ATTACH WORDINGS SHOWN IN SUCH POLICIES 7. Employers Liability a) Is Workers Compensation Insurance carried in all provinces where applicants operate? Yes No If not, list provinces where not carried and state payroll per province on an attached sheet of paper. b) Do underlying policies cover employers liability in all provinces in which Yes No Workers Compensation Insurance is not provided? If not, please note exceptions: c) Is Contingent Employers Liability Insurance, for the province in which Workers Compensation Insurance is carried, covered by the underlying policies listed: 8. Protective Liability a) Are independent contractors employed? Yes No b) Are certificates of insurance requested from independent contractors? Yes No c) State annual cost of work performed by independent contractors: $ d) Do underlying policies listed under item 5 of the application cover these exposures: Yes No If not, please explain: 9. Products / Completed Operations Liability a) Describe products manufactured, sold, handled or distributed and give estimated sales for each class. List separately, all aviation products and any products whose manufacture has ceased. Give reasons for discontinuing manufacture and year discontinued: Products or Related Groups of Products Annual Sales

Application for Umbrella Quotation 4 of 8 b) Describe completed operations you perform arising from installation, service or repair work: Operations Annual Payroll Annual Revenue c) Do underlying policies listed under item 5 of this application cover products and Yes No completed operations exposures? If not, please explain: 10. Contractual Liability a) Describe any contractual liability exposures assumed by the applicant other than the following types of written agreements: Lease of Premises, Easement Agreement, Agreement required by Municipal Ordinance, Railway Sidetrack Agreement or Elevator and Escalator Maintenance Agreement: b) What is the exact extent of contractual liability coverage afforded by underlying policies? 11. Professional Liability a) Does the applicant operate a hospital, clinic or First Aid facility? Yes No If yes, please describe scope of operations: b) Is individual liability of employed doctors or nurses covered? Yes No If yes, what limits are provided? c) Does applicant provide any consulting or professional services to others for a fee? Yes No If yes, please describe: d) What limits and scope of coverage are afforded by the underlying policies for professional exposures? ATTACH SEPARATE PAGE DESCRIBING ANY OF THE ABOVE AS WELL AS PROVIDING A COPY OF COVERAGE 12. Watercraft Liability a) Does the applicant own, charter or use any watercraft? Yes No If yes, please describe fully: b) Are any watercraft expected to be owned, chartered or used in the future? Yes No If yes, please give details:

Application for Umbrella Quotation 5 of 8 c) Does applicant maintain a waterfront facility? Yes No d) To what extent do underlying policies cover these exposures? 13. Automobile Liability a) State number and type of all owned/leased vehicles: Vehicle Model Number of Vehicles Private passenger Vans, Pick-ups etc. Tractors Trailers Straight trucks Light Straight trucks Heavy Other (Please specify) b) If any of the above are engaged in the following, state number and type: 1. Long haul (over 100 miles) operation Description Number Type 2. Operating into the U.S.A. 3. Transportation of explosives, munitions, corrosives, liquefied petroleum gases (including butane or propane), radioactive materials or other hazardous commodities 4. Transportation of gasoline or fuel oil c) Do underlying policies cover all these exposures: Yes No If not, please state exceptions: d) Do underlying policies provide non-owned automobile coverage: Yes No If not, please state limit of coverage:

Application for Umbrella Quotation 6 of 8 14. Aviation Liability a) State number, type and seating capacity of aircraft: Owned Leased Number of Vehicles b) State number of known pilots among officers and employees: c) State extent to which aircraft are used (annual hourly exposure): d) Does applicant expect to own, lease or operate or charter aircraft Yes No within the next 12 months? If yes, please give details: e) Does applicant own or maintain a landing strip or hangar facilities? Yes No If yes, please give details: f) i) Do underlying policies listed in item 5 of the application cover these exposures? Yes No ii) Is passenger liability covered? Yes No 15. Advertising Liability a) Describe all radio, television and publishing activities contemplated for the next 12 months: b) Are any unusual advertising activities such as contests, exhibits, etc. contemplated? Yes No If yes, please give details: c) What are estimated annual advertising expenditures Advertising agency: $ Others: $ d) Do underlying policies cover these exposures? Yes No If yes, please describe the extent of coverage: e) If the applicant is under contract with advertising agencies, have agencies Yes No policies been endorsed to include the additional interest of the applicant? If yes, describe to what extent:

Application for Umbrella Quotation 7 of 8 16. Railroad Liability a) Does applicant operate an industrial railroad? Yes No If yes, describe fully giving mileage, types and number of owned rolling stock, number of grade crossings and protection, average number of non-owned rolling stock handled per week. b) Do locomotives owned by the applicant ever operate on the mainline of a railroad? Yes No If yes, please describe fully: c) Do underlying policies cover these exposures? Yes No If not, please note exceptions: 17. Care, Custody and Control a) List all leased real properties with values: Location Occupancy Estimated Value Amount of Insurance b) List all property in the care, custody or control of the applicant (include such property as electronic equipment, leased autos, leased aircrafts, other autos or aircraft, leased machinery, leased watercraft, railway rolling stock, material on consignment, under bailment, property stored etc. Location Occupancy Estimated Value Amount of Insurance c) To what extent do underlying policies listed cover property described in a) and b) above? 18. Special Hazards a) Do the Underlying Policies listed provide coverage for any of the following? YES NO YES NO 1. Building collapse 5. Pile driving 2. Caisson work 6. Underground hazards 3. Demolition 7. Underpinning 4. Blasting 8. Weakening of support

Application for Umbrella Quotation 8 of 8 b) If any yes answer, list and describe each limit of liability applicable to each: c) Is it desired that the Umbrella policy afford coverage for these hazards? Yes No If yes, please describe and state which: 19. Miscellaneous a) Does applicant have any involvement, with respect to logging, lumbering, drilling or mining operations? b) If yes, do the listed underlying policies cover these exposures to the full declared limits of liability? c) Are there any mining limitation, substance, or other similar restricting endorsements? List and describe all exposures and operations: 20. Past Losses List all losses paid or now reserved in amounts greater that $10,000 as respects accidents during the past five (5) years whether covered by insurance or not. Give total amount: Coverage Date and Description of Accident Paid Outstanding No. of Claimants 21. Identify clearly the individual(s) in the applicant s organization who supplied information set forth in this application: Date Agent Name of Applicant Signature and Title of Officer