MUTUAL FUNDS PRESENTATION (UCITS IV)

MUTUAL FUNDS PRESENTATION (UCITS IV) June 17 th, 2014

COMPANY Company Profile GMM Global Money Managers Ltd 2 GMM Global Money Managers Ltd is a fund management company operating in compliance with Law 78(I)/2012, holding a UCITS Manager license No. 2/13.It operates in the financial sector, setting up, running and managing mutual funds in line with the most recent UCITS IV Directive.* The company is an innovative fund managing firm based in Cyprus, seeking to provide effective geographical coverage of the local market, Greece, Balkan States and the wider SE Mediterranean region. GMM s objective is to preserve the capital it manages and achieve optimal yields. GMM is firmly focused on achieving wide diversification of investment risk in international money and capital markets via the mutual funds and other related products it offers (such as ETFs, SIFs, AIFs, etc.). It offers an extensive range of potential investment options (money market, fixed income, balanced, equities and special purpose funds among others) for the small, medium and large portfolios of both private individuals and institutional investors. GMM s management team and associates, are well reputed with many years of experience, specialized knowledge and the focus determination zeal needed to monitor market developments. Their primary aim is to safeguard invested capital and generate optimal yields. * fully implemented by the Cypriot legislation

COMPANY Memberships & Other Activities GMM Global Money Managers Ltd 3 GMM Global Money Managers Ltd. is a member of the Cyprus Investment Funds Association (CIFA). CIFA was established in 2013 and is the official association and representative spokesman" of professionals operating in the investment funds industry in Cyprus. CIFA works closely with Regulatory Bodies and Governmental entities in order to promote the funds industry in Cyprus. GMM Global Money Managers Ltd. is a also a member of International Capital Markets Association (ICMA). ICMA represents professionals of the international capital markets area. Its members are global investment banks, regional banks, asset managers, exchanges, central banks, law firms and other entities. GMM Global Money Managers Ltd. managed funds are listed οn the Cyprus Stock Exchange (CSE) in the market of non negotiable collective investment schemes. Our funds are the first ones to list on CSE.

MUTUAL FUNDS...perhaps the most efficient asset management tool globally GMM Global Money Managers Ltd 4 COMMON PROPERTY Common target Common preferencies Common benefits Predifined investment policy Pro-rata allocation of return, based on the size of the investment (units held) MUTUAL FUNDS Bank deposits + Bonds + Repos + Equities PROFESSIONAL MANAGEMENT Long experienced professionals Specialized knowledge Aims at the protection of capital and optimum return Power of the common fund + professional management + access to capital markets and types of investement that someone could not approach alone

MUTUAL FUNDS Advantages of Mutual Fund (UCITS IV) GMM Global Money Managers Ltd 5 Continuous professional management by a team of experienced & well reputed financial experts, with the right knowledge and suitable tools at their disposal, who can monitor and weigh up investment opportunities and the associated risks, to take decisions on behalf of unitholders/investors that are in their interests. Assets are safe and secure. The fund s units beneficial owner certificate bears the investor s name. One or more joint beneficiaries can be appointed. Assets of the fund s are held by a third party, the custodian, on behalf of the fund. Investors can start off by investing a small initial capital (minimum value of unit share: 1000) and enjoy the benefits of the negotiating power that the sheer size of the Fund s overall assets has, thanks to its strong presence in the market. Mutual funds are flexible as investors can switch all or part of the invested capital from one fund to another, managed by the same company, anywhere in the world, reflecting the changes of market conditions. Mutual Funds are addressed to portfolios of all sizes of both individual and legal entities and present a wide range of advantages that make them perhaps the most effective tool of portfolio management worldwide: Investments are diversified and risk minimized, through placements in various investment products and in different geographical parts of the world. Investments are fully transparent and easy to monitor, as assets valuations and fund prices are being published on a daily basis, and also thanks to frequent reporting by the Fund Manager, as it is imposed by the strict legislative framework of the mutual funds industry. Units in mutual funds can be sold instantly, given that investors are not committing their capital for any specific time period. At any time a simple redemption application form sent to the fund manager will release the capital into the account of the investor s choice within 5 working days maximum. Tax benefits. According to the current legal framework, mutual funds are considered institutional investors and as such are taxed upon their total net assets value. As a result the unit holder is no longer subject to extra taxation for capital gains and income derived from the mutual funds (excluding Cypriot tax residents). At the end of each fiscal year, the unit holder can ask the management company to provide him/her with a profit/income confirmation statement, according to his/her purchases/redemptions of units, so that it can be included in the tax declaration for the justification of future capital expenditure. The potential changes in the tax framework applying to mutual funds, may affect the return of the investment.

MUTUAL FUNDS Worldwide...perhaps the most efficient asset management tool globally GMM Global Money Managers Ltd 6 Total assets invested worldwide 23,79 trillion Euros (Q4/2013) marking a new all-time high!!! SOURCE: EFAMA

GMM Global Money Managers Ltd 7 MUTUAL FUNDS...in Europe Total assets invested in Europe 9,8 trillion Euros (2013) equal to 68% of GDP (from 63% at the end of 2012) Net sale of M/F(UCITS & non-ucits) within 2013, over 410 billion Euros SOURCE: EFAMA

GMM MUTUAL FUNDS...flexible, effective solutions GMM Global Money Managers Ltd 8 A high standard of management and personal service from GMM s staff who offer up-to-date information on a systematic basis. The option to set up and actively manage funds with a minimum of 200,000 An independent certified manager can be appointed. It is also possible to opt to register, under certain circumstances, the Fund in a different country and also have an alternative custodian. A fund can be registered and distributed in another EU Member State. Investments can be made via GMM s umbrella funds, thereby ensuring access to the entire range of investment choices, coupled with optimum geographical diversification. Any type of investor may also allocate part of its capital in investments denominated in a different currency (other than Euro) thereby ensuring even greater diversification. When implementing the UCITS IV legal framework, GMM offers investors a range of options for even greater flexibility

GMM Global Money Managers Ltd 9 WHITE LABEL FUND SET UP YOUR TAILOR MADE FUND Allows investors to set-up a fund tailored made to their own specific investment needs Ability to offer comprehensive investment solutions to your customers by creating your own branded umbrella fund Minimum preferred investment amount: 1,5M Ability to also contribute securities (equities, bonds etc.) Mutual Fund s units may be co-owned by two or more investors Low management and transaction fees Enjoy the special features and power of an institutional investor (i.e. participation in IPO s, open account in every country) Mutual fund s units can be transferred to the majority of the private banking accounts Mutual fund s units can get lending value Fund s reference can be any basic currency Tax benefits

GMM Global Money Managers Ltd 10 CUSTODIAN Our company uses as custodian Eurobank Cyprus Ltd, who is using reputable institutions worldwide as sub-custodians Has both regulatory and contractual duties Safely keeps the assets of the Fund. The management company has no access to these assets The custodian confirms unit price calculation (NAV) and acts as the cashier of the fund. It also ensures compliance with the regulations It also settles the trades on behalf of the fund in the various markets Operates independently from the Management Company and acts for the benefit of the unit holders Confirms the right evaluation of the M/F assets Supports the investment choices of the M/F, offering a world wide sub-custodians network

PRODUCTS Choose mutual funds tailored to your investment profile GMM Global Money Managers Ltd 11 BOND FUNDS Name Audience Investment Risk Custodian Benchmark % of fund assets invested in (must be within range): GMM Short-Term Bond Fund GMM High Yield Bond Fund GMM High Rating Bond Fund The Fund is aimed at short-term investors wishing to generate earnings from the income and added value of treasury and corporate bonds while not being willing to assume high levels of investment risk. The Fund is aimed at medium- to longterm investors, wishing to enjoy both capital gains and periodic income by investing in a diversified portfolio of high-yield treasury and corporate bonds. Investors in this Fund must be willing to assume a high level of investment risk. 2 (out of 7) 5 (out of 7) 4 (out of 7) The Fund is aimed at medium- to longterm investors, willing at assume a low level of investment risk seeking to generate an income from interest, and to a lesser extent capital gains from added value, by investing in a diversified portfolio of high-rated treasury and corporate bonds. Eurobank Cyprus Ltd Eurobank Cyprus Ltd Eurobank Cyprus Ltd Euribor 1-m + 20 bps Euribor 3-m + 150 bps Euribor 3-m + 50 bps Bonds: 55% - 90% Deposits: 10% - 45% Bonds: 55% - 100% Deposits: 0% - 45% Bonds: 55% - 100% Deposits: 0% - 45%

PRODUCTS Choose mutual funds tailored to your investment profile GMM Global Money Managers Ltd 12 EQUITY FUNDS BALANCED FUNDS Name Audience Investment Risk GMM Developed Markets Equity Fund The Fund is aimed at investors with a long-term investment horizon wishing to diversify their portfolio via placements in large equity markets (such as the Euro Area and USA) in the expectation of generating very high returns, while also being willing to assume the risk of major fluctuations in the value of their investments. GMM Emerging Markets and New Frontiers Market Equity Fund The Fund is aimed at investors with a long-term investment horizon wishing to diversify their portfolio via placements in rapidly growing international economies, in the expectation of generating very high returns, while also being willing to assume the risk of major fluctuations in the value of their investments. 6 (out of 7) 7 (out of 7) Hellas-Cyprus Recovery Mutual Fund The Fund is aimed at long-term investors, wishing to enjoy both capital gains and periodic income by investing in a diversified portfolio of equities and in treasury and corporate bond issues, primarily from businesses with a Greek and/or Cypriot presence. Investors in this Fund must be willing to assume a high level of investment risk. 6 (out of 7) Custodian Eurobank Cyprus Ltd Eurobank Cyprus Ltd Eurobank Cyprus Ltd Benchmark 60% MSCI World (in EUR) + 40% Euribor 3-m 60% MSCI Emerging Markets (in EUR) + 40% Euribor 3-m 35% Bloomberg Greece Sovereign Bond Index + 30% FTSE/ASE Large Cap + 35% Euribor 3-m % of fund assets invested in (must be within range): Equities: 55% - 100% Bonds: 0% - 45% Deposits, T-Bills: 0% - 45% Equities: 55% - 100% Bonds: 0% - 45% Deposits, T-Bills: 0% - 45% Equities: 10% - 90% Bonds: 10% - 90% Deposits, T-Bills: 0% - 80%

PRODUCTS GMM Mutual funds (*) GMM Global Money Managers Ltd 13 MUTUAL FUND PRODUCT RANGE NET ASSET VALUE 30/05/2014 UNIT NET PRICE 30/05/2014 GMM SHORT TERM BOND FUND 812.054,23 10,0508 GMM HIGH RATING BOND FUND Bond funds 1.978.161,32 9,7948 GMM HIGH YIELD BOND FUND 9.097.922,74 10,5650 GMM DEVELOPED MARKETS EQUITY FUND 229.411,25 10,4346 Equity Funds GMM EMERGING MARKETS & NEW FRONTIERS MARKETS EQUITY FUND 255.214,11 10,1893 GMM DEVELOPMENT BALANCED FUND 5.887.490,82 10,7266 GMM NAVIGATOR WORLD BALANCED FUND 3.185.552,54 10,4585 GMM BEST SELECTION BALANCED FUND 3.285.373,48 9,7077 GMM GLOBAL OPPORTUNITIES BALANCED FUND 958.959,83 11,7411 GMM MARATHON VALUE BALANCED FUND 333.839,72 9,6788 GMM KOLONA BALANCED FUND Balanced Funds 1.411.497,21 10,7703 GMM GERAISTOS BALANCED FUND 1.428.221,50 10,7400 GMM THEMELIO BALANCED FUND 3.351.491,54 10,1009 GMM BLUE WATER INVESTMENTS BALANCED FUND 1.157.481,47 10,5286 SOL GMM BALANCED FUND 9.504.352,60 10,4453 HELLAS-CYPRUS RECOVERY MUTUAL FUND 2.051.324,87 12,4738 (*) The above quote is not advertising

GMM Global Money Managers Ltd 14 PARTICIPATING IN GMM MUTUAL FUNDS Units in the mutual funds managed by GMM are available from its offices within the Republic of Cyprus, during normal business hours on working days In some cases, units in funds may also be sold via the sales network of associated credit institutions, management companies and investment firms, in line with the provisions of the Republic of Cyprus Investments Services and Activities and Regulated Markets Laws. The company can also sell units of the funds it manages in other Member States (i.e. already registered in Greece) via agents certified by the competent authorities of that state.

GMM Global Money Managers Ltd 15 www.global-mm.com info@global-mm.com 36 Stasinou St., Strovolos, 2003 Nicosia, Cyprus +357 22205858 Contacts Mr. Alexios Kartalis General Manager T: +357 22205858 E: a.kartalis@global-mm.com Mr. Nick Kaltsogiannis Chief Investment Officer T: +357 22205858 E: n.kaltsogiannis@global-mm.com Mr. Antonis Shiakallis Business Development T: +357 22205858 E: a.shiakallis@global-mm.com Mr. Stavros Kougias Fund Manager T: +357 22205858 E: s.kougias@global-mm.com