Your Plan Explained. Hello HEALTH. UnitedHealthcare Senior Supplement Plan

Similar documents
Your Plan Explained UnitedHealthcare Senior Supplement Plan

SIMPLICITY Your Plan Explained

Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members

Insurance Trust for Delta Retirees 2013 Prescription Drug Plan (PDP)

Your Medicare Options

UAMS UnitedHealthcare Group Medicare Advantage (PPO) 2014 benefit plan Y0066_130717_100929

Things you need to know about Medicare.

Medicare Supplement plans at a glance

The Value of Medicare Advantage for CalPERS Medicare eligible retirees

Your complimentary Medicare Guidebook

Your complimentary Medicare Guidebook

Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer

HELPING SOMEONE CHOOSE A MEDICARE PLAN? MVP IS HERE TO HELP YOU!

Getting started with Medicare.

Getting started with Medicare.

Hello. Medicare Advantage plans. Overview 2. Plans 3. Timing 6. Tools 7

City of Arlington Open Enrollment Meeting. November, 2015

Oklahoma Higher Education Employee Insurance Group Educational Meeting Welcome!

Medicare Made Clear Answer Guide

It s Time for Medicare

FREQUENTLY ASKED QUESTIONS REGARDING CHANGE TO MEDICARE ADVANTAGE PLAN

GROUP MEDICARE. supplement plans

Vermont Blue 65. Coverage for Vermonters with Medicare Medicare Supplemental Products. Group Brochure. An independent, local Vermont company

One guide to make shopping for health insurance simpler.

Medicare Solutions. Supplement plans. azblue.com. This is a solicitation for insurance. n Compare Medicare. n Learn how to enroll

Your UnitedHealthcare Definity SM Health Reimbursement Account

How To Get A Medicare Supplement Plan

Your. Enrollment Kit. Information to help you make the best choices for health insurance at 65 and beyond with BlueCare Security a Medigap Plan

Thank you for your interest in a Medicare Supplement plan from Anthem Blue Cross.

Medicare. What you need to know. Choose the plan that s right for you GNHH2ZTHH_15

Humana Medicare Advantage and Prescription Drug Plans

BlueMedicareSM Supplement Insurance Policies R R

Choosing a Medicare prescription drug plan.

MEDICARE PLANS. from Blue Cross and Blue Shield of Minnesota. H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015

Regence Bridge. Medicare Supplement (Medigap) Plans

Regence Bridge. Medicare Supplement (Medigap) Plans

Introducing a fresh approach to health care. Healthy Blue HSA MEMBER GUIDE

STEPPING INTO MEDICARE. Invaluable help from the name you know and trust Blue Cross and Blue Shield of Illinois

Small steps to a new you. Inside. 2014/2015 Benefit Enrollment Guide

What is a Medicare Advantage Plan?

Getting Started with Medicare Beginning Medicare Training

Your Retiree Medical Transition Guide

Medicare 101 Guide Your Guide to Medicare Basics

Contact A. UnitedHealthcare Insurance Company P.O. Box 1017 Montgomeryville, PA Mr. Sam Pill 123 Any Street Anytown, USA 12345

MEDICARE MYSTERY. Taking the OUT OF. Your how-to guide for finding the right plan for your needs

Medicare + GEHA. Protect yourself from unexpected health care expenses

Roadmap for Medicare Navigating Medicare Part D. A guide for seniors and caregivers

Medicare Supplement Plan

Member s Name First M.I. Last Dependent s Name (if enrolling in Medicare) First M.I. Last

You re one step closer to simple health care.

How Medicare Works. Helping you make the most of Medicare. MedicareBlue SM Rx (PDP) S5743_101415_B02_RE Internal Approval 11/12/2015

Medicare Made Simple. Allsup Medicare Advisor SM. Helping you choose the Medicare plan that s right for you.

How To Get A Medicare Supplement Plan From Ancienta.Com

You ARE EMBARKING ON THE NEXT CHAPTER OF YOUR LIFE

How To Get A Health Insurance Plan From Ctf

FREQUENTLY ASKED QUESTIONS (FAQs) About Your New Retiree Prescription Drug Plan

Health management program

welcome to 2016 Annual Enrollment! OCTOBER 15 NOVEMBER 18, 2015

Please contact Blue Cross MedicareRx if you need information in another language or format (Braille).

DECISION GUIDE Regence Medicare Advantage PPO Plans

Beneficiary Signature: If you are the authorized representative, you must sign above and provide the following information:

AARP Medicare Supplement Insurance Plans

Medicare Made Clear. Helping your employees and volunteers understand Medicare.

2015 Health Care Enrollment Medicare Eligible Retirees and Medicare Eligible Dependents Henrico County General Government and Schools

Life is Full of Important Choices

LCRA Open Enrollment for 2015 Frequently Asked Questions: Medicare and Retiree Reimbursement Accounts (RRAs)

AARP S MEDICARE GUIDE FOR FAMILY CAREGIVERS

Blue MedicareRx SM (PDP) Medicare Prescription Drug Plan 2012 Enrollment Form

Senior Blue. Medicare Supplement Coverage M /05

Thank you WPADVBR005M(11)-GA 20550WPSENMUB_004_G 9/11

Benefit Highlights. Premera Blue Cross MEDICARE SUPPLEMENT PLANS. Discover a plan that s right for you. Effective MARCH 2015

Welcome to the Student Health & Wellness Services (SH&WS)

Please review all plan information carefully before making your selection. Once you have selected a plan, make sure you:

Medicare Advantage Plans

A contract that requires your health insurer to pay some or all of your health care costs in exchange for a premium.

Understanding Medicare

MEDICARE: You ve earned It. Make the most of it.

So many ways into the complex health care system One guide to make shopping for your employees health insurance simpler. For small businesses

Medicare Supplement plans at a glance

2015 Individual Enrollment Form for Medicare Prescription Drug Plan

GET READY TO TAKE ACTION!

Life is Full of Important Choices

Retirement BY PAUL MATSON. our website or review the 2015 ASRS. Retiree Group Insurance Enrollment Guide you ll find a number of unique

2015 Individual Enrollment Form

Health Matters. A Guide for Medicare-Eligible Healthcare Options. Important health plan information enclosed.

Once you have an understanding of your health needs, you need to understand your Medicare options so you can decide which one best suits your needs.

Let us help you choose the health insurance plan that fits you best

Helping you make the right Medicare decisions. Use. Choose. your benefits effectively. your health. care plan. Improve. and manage.

... for your interest in a Medicare Supplement plan from Blue Cross and Blue Shield of Georgia.

Choice Plus Plan. UnitedHealthcare. with a HEALTH REIMBURSEMENT ACCOUNT. Medical. You can choose any doctor or hospital you want.

UHC Group Medicare Advantage PPO Frequently Asked Questions

2016 Plan Decision Guide Your guide to making an informed Medicare Part D choice

Your Medicare Options Guide Book

Medicare Supplement plans at a glance

ElderCare Medicare Health Plan Analyzer

Before we discuss the differences between Part A and Part B, there are two terms that are important to understand: deductible and benefit period.

2015 Freedom Health Sales Presentation Video Transcript- (Host) (Member Testimony) H5427_15FHSalesPresVidv2_CMS Approved

Your guide to UnitedHealthcare

Prescription Drug Plan (PDP)

How To Choose A Medicare Supplement Insurance Plan

Transcription:

Your Plan Explained Hello HEALTH UnitedHealthcare Senior Supplement Plan

Why UnitedHealthcare Your partner in health. From New York to Hawaii, UnitedHealthcare is helping more than 75 million people live healthier lives. Choosing UnitedHealthcare means you re partnering with a national health care leader. We ll help you get the care you need. With us, you can get more out of your health care dollars so you feel good about your health care choices. We can help you: 1 Stay within your budget. This plan helps limit your out-of-pocket expenses by covering many costs that Original Medicare doesn t cover. Introducing the UnitedHealthcare Senior Supplement Plan. Medicare doesn t cover everything. In fact, Medicare only covers about 80% of your expenses. The rest is up to you. Senior Supplement plans are medical plans that help pay for some or all of the costs Medicare Parts A and B don t cover like copays and deductibles. They also offer broad access to doctors, specialists and hospitals, whether you are at home or traveling in the United States. Unlike Medicare Advantage plans, Senior Supplement plans work with Original Medicare (Parts A and B). With a Senior Supplement plan, eligible Part A and Part B benefits are first paid by Original Medicare and then the Senior Supplement plan provides coverage for the remaining balance. Coverage for your prescription drugs. In addition to your medical coverage, your plan sponsor has selected the UnitedHealthcare MedicareRx for Groups (PDP) plan for your prescription drug coverage. You can find additional information on the PDP plan in your enrollment kit. 5 Visit the doctors you want. You have the freedom to choose any doctor or hospital anywhere in the country that accepts Medicare. Get extra perks. You get additional programs that contribute to your health for no additional cost. Quit worrying about paperwork. With this plan, you have virtually no claim forms to file. Make your coverage easy to manage. When you choose both the UnitedHealthcare Senior Supplement and the UnitedHealthcare MedicareRx for Groups (PDP) plans, you get the convenience of health care and prescription drug coverage from one company. Be covered by a trusted leader. UnitedHealthcare has been meeting the changing wants and serving the unique needs of the Medicare member for more than 0 years. Today, 1 in 5 Medicare members trust their Medicare coverage to UnitedHealthcare. 1 Get dedicated service. Our customer service team has been specially trained to know all the ins and outs of your plan and the needs of older adults. One call does it all. When you call, we answer. 95% of members satisfied with call outcomes. Sign up for Medicare. You have to be enrolled in Medicare Part A and purchase Medicare Part B to be eligible to enroll in this plan. If you re not sure if you are enrolled, check with your local Social Security office. You must continue paying your Medicare Part B premium to keep your coverage under this group-sponsored plan. If you stop your payments, you may be disenrolled from this plan. Are you enrolled in Medicare Part A? Have you purchased Medicare Part B? Keep paying your Medicare Part B premium. Helping 75 million members live healthier lives. 88% of calls answered in less than 0 seconds. 98% of issues resolved in hours.

Additional programs Have support when caring for someone. Solutions for Caregivers Providing care for someone can be overwhelming. Solutions for Caregivers supports you, your family and those you care for by providing an on-site assessment, personalized plan of care and connections to local help. Get help for hearing loss. hi HealthInnovations It s easier than ever to take control of your hearing and your health. hi HealthInnovations makes hearing aids more affordable. Each hearing aid is custom programmed to your unique hearing needs., You re never alone. NurseLine Whether you have questions about a medication or have a health concern in the middle of the night, with NurseLineSM a nurse is only a phone call away. SM Access Support Offered through NurseLine, this program can help you find doctors and specialists, and we ll even schedule your appointments. Treatment Decision Support Get help understanding health conditions that have more than one treatment option so you can make an informed decision about which option is right for you. We ll give you information about your options and the effects of each on your health and budget. Extra programs add up to better health. We focus on you. Your health is unique to you. And if your needs change, you deserve a health plan that is there with you every step of the way. Need a little or need a lot; we have programs to help you stay healthy, return to health, or help you live better when dealing with a life-long illness. It s our commitment to you. Stay active and have fun at no extra cost. Stay active with the SilverSneakers Fitness Program. Choose a fitness center from more than 11,000 participating locations. SilverSneakers Give us a call to find out how you can be healthier today. 1-800-698-08, TTY 711 8 a.m. to 8 p.m. local time, 7 days a week Don t live near a fitness center? If the nearest fitness center is 15 miles or more away from your home, you can register for SilverSneakers Steps. This personalized program provides resistance bands, exercise DVDs, and how-to materials to help you measure, track, and increase your activity. So you can keep active and enjoy your retirement.

See what s next Notes Customer Service checklist It helps to have some information ready before calling. When you do call, let the representative know that you are calling about a group-sponsored plan. Permanent home address Phone number Emergency contact name and phone number Email address See what s next. 1 We ll make sure you re eligible. We will make sure you are eligible for the plan before you re enrolled. Look for your member ID card. In about to 6 weeks, you will receive your new ID card. Review your welcome kit. Once you are enrolled in the plan, you will receive a welcome kit. The kit provides additional information to help you get to know your new plan. Medicare claim number and Medicare effective date You can find this on your red, white and blue Medicare card. Start using your plan Begin using your new ID card on your effective date. Names and addresses for doctors, hospitals, specialists and pharmacy list of current prescription drugs and dosages We look forward to helping you live a healthier, more active retirement. Current health conditions and treatments Give us a call if you have any questions. 1-800-698-08, TTY 711 8 a.m. to 8 p.m. local time, 7 days a week

1 011 UnitedHealth Group Annual Report 011 Internal Company Data The products and services described here are neither offered nor guaranteed under our contract with Medicare. In addition, they are not subject to the Medicare appeals process. Any disputes regarding these products and services may be subject to the UnitedHealthcare grievance process. hi HealthInnovations is not available in Kansas. The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. OptumHealth SM is a health and well-being company that provides information and support as part of your health plan. NurseLine SM nurses cannot diagnose problems or recommend specific treatment and are not a substitute for your doctor s care. NurseLine SM services are not an insurance program and may be discontinued at any time. Solutions for Caregivers assists in coordinating community and in-home resources. The final decision about your care arrangements must be made by you. In addition, the quality of a particular provider must be solely determined and monitored by you. Information provided to you about a particular provider does not imply and is in no way an endorsement of that particular provider by Solutions for Caregivers. The information on and the selection of a particular provider has been supplied by the provider and is subject to change without written consent of Solutions for Caregivers. SilverSneakers is a registered mark of Healthways, Inc. Consult a health care professional before beginning any exercise program. UnitedHealthcare Senior Supplement group retiree plans are underwritten by UnitedHealthcare Insurance Company, a private insurance company not connected with or endorsed by the U.S. Government or the federal Medicare program. UnitedHealthcare is part of the UnitedHealth Group family of companies. UnitedHealthcare Senior Supplement plans are not Medicare Supplement plans. They are employer group retiree plans and may provide coverage that is different from a Medicare Supplement plan. In New York, the plans are called UnitedHealthcare Retiree Benefit Plans and are underwritten by UnitedHealthcare Insurance Company of New York. Senior Supplement plans may not be available in all states. UHEX1SS9865_000 SPRJ76