LIFE INSURANCE CLAIM APPLICATION FORMS



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Transcription:

LIFE INSURANCE CLAIM APPLICATION FORMS INSTRUCTIONS ALL OF THE FOLLOWING PROPERLY COMPLETED FORMS ARE ESSENTIAL TO THE PROMPT PROCESSING OF YOUR CLAIM: INFORMATION RELEASE FORMS (Please complete both Information Release Forms in the event Originals are required) CLAIMANT S STATEMENT ATTENDING PHYSICIAN S STATEMENT PROOF OF EXECUTOR (copy of signed Will or Letter of Administration) COPY OF DEATH CERTIFICATE AND/OR MEDICAL CERTIFICATE OF DEATH COPY OF BIRTH CERTIFICATE OR DRIVER S LICENSE Please ensure that all the attached forms are fully completed and that all details listed on the forms are provided by you and the attending physician. (Incomplete forms will be returned for correction which will delay our claim process and our service to you.) Before you submit your claim for benefits, please read the Certificate of Insurance carefully, in particular the sections entitled LIMITATIONS AND EXCLUSIONS. Under conditions and exclusions of the policy, proof of claim must be submitted to our company on forms supplied by the company within ninety days of the event, in order to claim benefits. In no event shall a Proof of Claim be considered valid when submitted more that one year after the event giving rise to the claim. We remind you that it remains the responsibility of the Estate to continue to make the payments to the Financial Institution (Secured Lender) until the claim is accepted and approved for payment by us. We recommend that you contact the Financial Institution to ensure that they are aware of these circumstances pending claim settlement. All approved claims will be settled under policy limitations as of date of death. PROMPT REPORTING OF THE CLAIM IS IMPORTANT UPON RECEIPT OF YOUR COMPLETED CLAIM FORMS WE WILL NOTIFY YOU: IF WE NEED MORE INFORMATION WHEN YOUR CLAIM IS APPROVED AND PAID IF YOUR CLAIM CANNOT BE PROCESSED AND THE REASONS WHY THE INITIAL EXPENSES REQUIRED FOR PROVIDING THE PROOF OF CLAIM INFORMATION ARE THE RESPONSIBILITY OF THE ESTATE

INFORMATION RELEASE FORM Before First Canadian Insurance Corporation FCIC can determine if this claim is payable, it may be necessary that we obtain additional information on behalf of the Estate, to assist us in determining eligibility. This may consist of contacting physician(s), hospital, or other medical health care professionals, for personal health information (medical history, the provincial health care organization for an outline of benefits paid), and pharmacy, for a list of prescribed medications. In the case of a Motor Vehicle Accident, our office may require details surrounding the accident from the applicable law enforcement agency and the insurance company. In all cases, we will need to contact the financial institution (secured lender) for loan verification, and updates regarding the status of this account, as all approved benefits are forwarded directly to them to be applied to the loan. FCIC may also advise the financial institution (secured lender) of the status of this application. FCIC, in all cases, will advise you when information is requested on behalf of the Estate. If you require any clarification regarding the necessity of requesting any information on your behalf, please feel free to contact our Claims Department. You may withdraw your consent at any time, by advising our office, in writing. FCIC, under no circumstances (unless required by law) will release the information received as a result of this release to a third party. I hereby authorize any physician and other medical health care professionals, provincial health care organization, hospital, financial institution (secured lender), employer, law enforcement agency, insurance company, information bureau, or any organization or person with records or knowledge, of the Insured s health and employment, to release the necessary information to First Canadian Insurance Corporation. A facsimile or photocopy of this authorization shall be as valid as the original. Name of Deceased Individual That Medical Information Shall Be Released Signature of Estate Representative Print Name Relationship to Deceased Certificate Number (See Application for Insurance) Date Witness Signature This Consent is Valid for: The Term of the Policy This Claim only Other Witness Print Name No. 1

INFORMATION RELEASE FORM Before First Canadian Insurance Corporation FCIC can determine if this claim is payable, it may be necessary that we obtain additional information on behalf of the Estate, to assist us in determining eligibility. This may consist of contacting physician(s), hospital, or other medical health care professionals, for personal health information (medical history, the provincial health care organization for an outline of benefits paid), and pharmacy, for a list of prescribed medications. In the case of a Motor Vehicle Accident, our office may require details surrounding the accident from the applicable law enforcement agency and the insurance company. In all cases, we will need to contact the financial institution (secured lender) for loan verification, and updates regarding the status of this account, as all approved benefits are forwarded directly to them to be applied to the loan. FCIC may also advise the financial institution (secured lender) of the status of this application. FCIC, in all cases, will advise you when information is requested on behalf of the Estate. If you require any clarification regarding the necessity of requesting any information on your behalf, please feel free to contact our Claims Department. You may withdraw your consent at any time, by advising our office, in writing. FCIC, under no circumstances (unless required by law) will release the information received as a result of this release to a third party. I hereby authorize any physician and other medical health care professionals, provincial health care organization, hospital, financial institution (secured lender), employer, law enforcement agency, insurance company, information bureau, or any organization or person with records or knowledge, of the Insured s health and employment, to release the necessary information to First Canadian Insurance Corporation. A facsimile or photocopy of this authorization shall be as valid as the original. Name of Deceased Individual That Medical Information Shall Be Released Signature of Estate Representative Print Name Relationship to Deceased Certificate Number (See Application for Insurance) Date Witness Signature This Consent is Valid for: The Term of the Policy This Claim only Other Witness Print Name No. 1a

CLAIMANT S STATEMENT SECTION 1 - INSURED S PARTICULARS FULL LEGAL NAME OF DECEASED LAST ADDRESS OF DECEASED DATE OF BIRTH Mr. Mrs. Ms. MONTH DAY YEAR TELEPHONE (PLEASE INCLUDE AREA CODE) CITY / PROVINCE CERTIFICATE NUMBER (See Application for Insurance) HOME ( ) WORK ( ) POSTAL CODE SOCIAL INSURANCE NUMBER PROVINCIAL HEALTH CARE NUMBER SECTION 2 - DETAILS OF FINANCIAL OBLIGATION DATE VEHICLE PURCHASED NAME OF DEALERSHIP WHERE VEHICLE PURCHASED VEHICLE DESCRIPTION MONTH DAY YEAR YEAR MAKE MODEL FINANCIAL INSTITUTION (SECURED LENDER) FINANCIAL INSTITUTION (SECURED LENDER) ADDRESS PHONE ( ) HAS THIS LOAN BEEN RE-WRITTEN OR REVISED? IF SO, PLEASE PROVIDE DETAILS LOAN NUMBER MONTHLY PAYMENT PLEASE PROVIDE A COPY OF THE FINANCE / LEASE CONTRACT. (IF THERE ARE ANY ADDENDUMS AND/OR REVISIONS, PLEASE INCLUDE THIS DOCUMENTATION.) IS THERE MORE THAN ONE ACTIVE LOAN / LEASE INSURED THROUGH FIRST CANADIAN INSURANCE CORPORATION? IF SO, YOU WILL NEED TO SUPPLY ALL INFORMATION IN SECTION 2 FOR YOUR OTHER FINANCIAL OBLIGATION(S) SECTION 3 - CLAIMANT S PARTICULARS NAME OF PERSON SIGNING THIS FORM (PLEASE PRINT) ADDRESS RELATIONSHIP TO INSURED q SPOUSE TELEPHONE (PLEASE INCLUDE AREA CODE) CITY / PROVINCE q SON / DAUGHTER q EXECUTOR / EXECUTRIX q LEGAL COUNSEL POSTAL CODE q OTHER (SPECIFY BELOW) PLEASE PROVIDE A COPY OF DOCUMENTATION FROM THE ESTATE CONCERNING YOUR AUTHORITY TO MAKE APPLICATION IN THIS MATTER SUCH AS PROOF OF EXECUTOR IS THE CLAIM THE RESULT OF A MOTOR VEHICLE ACCIDENT? WAS THE VEHICLE INSURED UNDER THIS POLICY INVOLVED? Continued on next page No. 2

WAS THE INSURED HOSPITALIZED? NAME OF DOCTOR TREATING THIS ILLNESS NAME OF FAMILY DOCTOR OF INSURED WHEN DID THE INSURED BECOME PART OF THIS DOCTOR S PRACTICE? NAME OF FAMILY DOCTOR ON EFFECTIVE DATE OF COVERAGE WHEN DID THE INSURED BECOME PART OF THIS DOCTOR S PRACTICE? PLEASE LIST THE PHARMACY(IES) WHERE THE INSURED HAD HIS/HER MEDICATIONS FILLED IF YES, NAME OF HOSPITAL PLEASE PROVIDE A COPY OF THE EMERGENCY ROOM REPORT AND THE DISCHARGE SUMMARY DOCTOR S ADDRESS CITY PROVINCE POSTAL CODE DOCTOR S ADDRESS CITY PROVINCE POSTAL CODE DOCTOR S ADDRESS CITY PROVINCE POSTAL CODE PHONE NUMBER(S) DATES HOSPITALIZED FROM TO DOCTOR S TELEPHONE PHONE ( ) DOCTOR S TELEPHONE PHONE ( ) DOCTOR S TELEPHONE PHONE ( ) MEDICATIONS FILLED 1. 2. 3. 4. PLEASE PROVIDE A LIST OF ALL OTHER INSURANCE COMPANIES FOR WHICH THE INSURED HAS INSURANCE COVERAGE, INCLUDING ADDRESS, TELEPHONE NUMBER AND CONTACT INFORMATION. PLEASE PROVIDE OUR OFFICE WITH ANY ADDITIONAL INFORMATION YOU FEEL WILL ASSIST IN THE ADJUDICATION OF THIS CLAIM. STATEMENT OF CERTIFICATION I CERTIFY THAT THE INFORMATION CONTAINED IN THIS APPLICATION IS TRUE, CORRECT, AND COMPLETE TO THE BEST OF MY KNOWLEDGE AND BELIEF. I HEREBY REQUEST FIRST CANADIAN INSURANCE CORPORATION TO ADJUDICATE THIS CLAIM IN ACCORDANCE WITH THE TERMS, CONDITIONS, AND LIMITATIONS OF THE GROUP POLICY UNDER WHICH THE DECEASED WAS A CERTIFICATE HOLDER. I UNDERSTAND THAT ALL PHONE CONVERSATIONS WITH FCIC REPRESENTATIVES ARE RECORDED FOR QUALITY ASSURANCE, TRAINING PURPOSES AND DISPUTE RESOLUTION. SIGNED AT CITY SIGNATURE OF INSURED S REPRESENTATIVE OR CLAIMANT PROV DATE PRINT NAME CLEARLY HERE SIGNATURE OF WITNESS PRINT NAME CLEARLY HERE ANY CHARGES FOR THE COMPLETION OF THIS FORM OR PROVISION OF RELATED DOCUMENTS ARE THE RESPONSIBILITY OF THE CERTIFICATE HOLDER S REPRESENTATIVE No. 2a

FULL LEGAL NAME OF DECEASED (Please Print) ATTENDING PHYSICIAN S STATEMENT DATE OF BIRTH HOW LONG DID YOU ATTEND THIS PATIENT? DATE OF DEATH CAUSE OF DEATH: PRIMARY DUE TO OR AS A CONSEQUENCE OF WERE DRUGS / ALCOHOL A FACTOR? YES / NO IF YES, PLEASE EXPLAIN. IS DEATH DUE TO ACCIDENT YES / NO IS DEATH DUE TO SUICIDE YES / NO WAS AUTOPSY PERFORMED IF SO, PLEASE PROVIDE COPY BRIEFLY DESCRIBE CIRCUMSTANCES SURROUNDING DEATH YES / NO PLEASE PROVIDE A PHOTOCOPY OF THE MEDICAL CERTIFICATE OF DEATH. (IF AVAILABLE) PLEASE PROVIDE DATE OF FIRST CONSULTATION (BY ANY MEDICAL HEALTH CARE PROFESSIONAL) FOR THE PHYSICAL CONDITION AND / OR ANY SYMPTOMS WHICH RESULTED IN THE INSURED S DEATH. PLEASE SUPPLY ALL DATES ATTENDED AND DETAILS REGARDING THE DATE OF DIAGNOSIS; AND ALL DOCUMENTATION TO SUPPORT DIAGNOSIS PLEASE LIST ALL OTHER HEALTH CARE PROFESSIONALS INVOLVED. IF THERE ARE ANY REPORTS AVAILABLE FROM THESE SOURCES, PLEASE INCLUDE THESE IN YOUR RESPONSE. THIS INFORMATION IS CORRECT AND COMPLETE TO THE BEST OF MY KNOWLEDGE AND BELIEF. SIGNATURE OF PHYSICIAN PRINTED NAME AND ADDRESS OF PHYSICIAN DATE (YEAR / MONTH / DAY) ANY CHARGES FOR THE COMPLETION OF THIS FORM OR PROVISION OF RELATED DOCUMENTS ARE THE RESPONSIBILITY OF THE CERTIFICATE HOLDER S REPRESENTATIVE No. 3