Red Flag Compliance Pursuant to your company's Identity Theft Protection Program, the following Red Flag indicators shown below may necessitate further required action(s). PAGE 1 Red Flag Indicators: Results: Identity Theft Worksheet OFAC/PLC LIST CHECK TRADE LINES INQUIRIES ADDRESS FRAUD ALERT SSN CHECK/MESSAGES CONSUMER STATEMENT DATE 03-30-2002 TIME 10:37:16 VZ01 TCA1 JONATHAN QUINCY CONSUMER SS: 999-99-9990 E: AJAX HARDWARE 10655 N BIRCH ST 234-56-7891* 2035 BROADWAY SUITE 300 BURBANK CA 91502-1234 123-45-6789* LOS ANGELES CA 90019 RPTD: 6-95 TO 1-98 O 3X YOB: 1951 RPTD: 12-98 I LAST SUB: 1220855 E: BELL AUTOMOTIVE *1314 SOPHIA LN APT 3 111 MAIN STREET SANTA ANA CA 92708-5678 BURBANK CA 91503 RPTD: 0- TO 2-95 R 1X RPTD: 5-91 TO 9-91 I LAST SUB: 2390446 *2600 BOWSER ST #312 LOS ANGELES CA 90017-9876 RPTD: 0- TO 9-93 R LAST SUB: 2390446 *JACK CONSUMER, JOHN SMITH, *JONATHAN SMITH JONES JR NO MATCH FOUND 0 New Tradelines in the past 30 days 0 New Inquiries in the past 30 days Reported via Expanded Inquiry, but different from inquiry PHONE ANSWERING SERVICE:/ABC ANSWER-ALL/10655 N BIRCH ST/BURBANK CA 91502/818.555.1212 FROM 03-01-96 INQ COUNT FOR SSN=8 FROM 03-01-96 INQ COUNT FOR ADDRESS=15 INPUT SSN ISSUED 1965-1966 COMMERCIAL BUSINESS ADDRESS:/J&J INVESTMENTS/2600 BOWSER ST #312/LOS ANGELES CA 90017/213.111. CKPT: INPUT SSN RECORDED AS DECEASED SSN is different than input SSN is different than input HK# ID SECURITY ALERT: FRAUDULENT APPLICATIONS MAY BE SUBMITTED IN MY NAME OR MY IDENTITY MAY HAVE BEEN USED WITHOUT MY CONSENT TO FRAUDULENTLY OBTAIN GOODS OR SERVICES. DO NOT EXTEND CREDIT WITHOUT FIRST CONTACTING ME PERSONALLY AND VERIFYING ALL APPLICANT INFORMATION. THIS SECURITY ALERT WILL BE MAINTAINED FOR 90 DAYS BEGINNING 05-01-02. --------------------------- FRAUD SHIELD SUMMARY ----------------------------- INPUT SSN RECORDED AS DECEASED INQ: PHONE ANSWERING SERVICE: DOB: 01-10-1951 DOD: 03-30-1996 ABC ANSWER-ALL INPUT SSN ISSUED 1965-1966 10655 N BIRCH ST FROM 03-01-96 INQ COUNT FOR SSN=8 BURBANK CA 91502 FROM 03-01-96 INQ COUNT FOR ADDRESS=15 818.555.1212 FILE: COMMERCIAL BUSINESS ADDRESS: J&J INVESTMENTS 2600 BOWSER ST #312
LOS ANGELES CA 90017 213.111.2222 ------------------------------ PROFILE SUMMARY ------------------------------- CNT 04/01/04/21 PUBLIC RECORDS-------3 PAST DUE AMT----$1,421 INQUIRIES---3 SATIS ACCTS---6 INST/OTH BAL---$11,300 SCH/EST PAY-----$1,856 INQS/6 MO---0 NOW DEL/DRG---3 R ESTATE BAL--$234,000 R ESTATE PAY----$3,128 TRADELINE--10 WAS DEL/DRG---1 TOT REV BAL----$14,657 TOT REV AVAIL------26% PAID ACCT---2 OLD TRADE--1-68 ------------------------------- SCORE SUMMARY -------------------------------- EXP/FAIR ISAAC RISK SCORE = 700 SCORE FACTORS: 22, 13, 18, 34 NATIONAL RISK SCORE = 502 SCORE FACTORS: 19, 35, 01, 08 EXPERIAN BANKRUPTCY = 925 SCORE FACTORS: 00 ------------------------------ PUBLIC RECORDS -------------------------------- *SO CALIF DISTRICT COURT 6-20-94 7-01-95 3051111 $12,450 CO LIEN REL D#: 45078321 1 BP: B476P2109 *COUNTY SPR CT SANTA ANA 9-19-93 3019999 $1,200 CIV CL JUDG D#: 7505853 1 PLAINTIFF: ALLIED COMPANY BP: B1234P50987 *U S BANKRUPTCY COURT 2-10-93 3009999 $100,000-L BK 7-PETIT D#: 35054539906234561 2 $8,500-A VOLUN ----------------------------------- TRADES ----------------------------------- SUBSCRIBER OPEN AMT-TYP1 AMT-TYP2 ACCTCOND PYMT STATUS SUB# KOB TYP TRM ECOA BALDATE BALANCE PYMT LEVEL MOS REV PYMT HISTORY ACCOUNT # LAST PD MONTH PAY PAST DUE MAXIMUM BY MONTH *CREDIT AND COLLECTION 9-94 $500-O COLLACT COLLACCT 3980999 YC HEI UNK 2 4-05-96 $250 9-94 (20) 9999999999999 98E543182136 /9 9999999 ORIGINAL CREDITOR: DR. JOHN KILDARE ** ACCOUNT INFORMATION DISPUTED BY CONSUMER. ** *ISLAND SAVINGS 5-96 $7,000-L $5,700-H CLOSED CURR ACCT 1211248 BC CRC REV 2 10-01-97 $0 5-96 (18) B0CCCCCCCCCCC 405855254820 CCCCC ** ACCOUNT CLOSED AT CONSUMER'S REQUEST. ** HEMLOCKS 2-95 $1,000-L OPEN CURR ACCT 2313849 DC ISC 024 3 6-10-96 $1,000 2-95 (17) NNNNNNNNNNNNN 8285103111261 NNNN *CENTRAL BANK 12-93 $22,350-O OPEN 30 DAY DEL 1132912 BI AUT 048 1 6-15-96 $11,050 6-96 (31) 1CCCCCCCCCCCC 23802654388 5-96 $465 $465 /1 CCCCCCCCCCCC *MOUNTAIN BK 3-93 $43,225-O OPEN 30 DAY DEL-3X 1119999 BI SEC 060 2 12-17-96 $19,330 12-96 (39) 1CCCCCC1CCCCC 3562A0197325346R12345 11-96 $956 $956 9-94/1 CCCCCCCCCCCC *BAY COMPANY 1-68 $1,400-L BKADJPLN DEL 180 2390446 DC CHG REV 2 5-31-96 $0 5-96 (99) 7654321CCCC00 525556601 /7 CCCCCCCCCCCC ** ACCOUNT PREVIOUSLY IN DISPUTE - NOW RESOLVED. ** EMPLOYEES CREDIT UNION 2-85 $10,000-L $7,108-H OPEN CURR ACCT 1220855 BC CRC REV 2 1-15-98 $6,029 2-85 (99) CCCCCCCCCCCC 525556601 1-98 $180 00000000CCCC
HOME FINANCIAL 5-90 $400,000-O OPEN CURR ACCT 5935250 FM R/E 360 2 1-12-98 $234,000 5-90 (92) CCCCCCCCCCCC 24000098500012 12-97 $3,128 CCCCC000CCCC STATE BANK 1-90 $10,000-L $9,612-H OPEN CURR ACCT 1299987 BC CRC REV 1 6-15-96 $8,628 1-90 (85) CCCCCCCCCCCC 4271008232 5-96 $255 CCCCC000CCCC TRAVEL CHARGE USA 3-95 $4,000-L $3,612-H PAID CURR ACCT 3488520 N CRC 1 1 12-20-97 $0 12-97 (34) CCCCCCCCCCCC 4271008232 CCCCC000CCCC --------------------------------- INQUIRIES ---------------------------------- HEMLOCKS 12-05-98 2313849 DC UNK HEI BAY COMPANY 12-03-98 2390446 DC REV CHG HILLSIDE BANK 10-21-97 2240679 BC UNK HEI CONSUMER ASSISTANCE CONTACT: EXPERIAN 701 EXPERIAN PARKWAY, PO BOX 2002, ALLEN, TX 75013 888.397.3742 END -- EXPERIAN
Applicant Name JONATHON CONSUMER Your Credit Score and the Price You Pay for Credit Source Experian Your Score 700 01/11/2011 Understanding Your Credit Score What you should know about your credit scores: Your credit score is a number that reflects the information in your credit report. Your credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors. Your credit score can change, depending on how your credit history changes. How we use your credit score: Your credit score can affect whether you can get a loan and how much you will have to pay for that loan. The range of scores: Scores range from a low of 232 to a high of 950. Generally, the higher your score, the more likely you are to be offered better credit terms. How your score compares to the scores of other consumers: % of Consumers with Scores in a Particular Range 30 24 18 12 6 0 9% 232-499 8% 500-549 8% 9% 10% 10% 550-599 600-649 650-699 [700-749] Experian/Fair Isaac Risk Model V2 Score Range 18% 750-824 28% 825-950 Checking Your Credit Report What if there are mistakes in your credit report? You have a right to dispute any inaccurate information in your credit report. If you find mistakes on your credit report, contact the consumer reporting agency. It is a good idea to check your credit report to make sure the information it contains is accurate. How can you obtain a copy of your credit report? Under federal law, you have the right to obtain a free copy of your credit report from each of the nationwide consumer reporting agencies once a year. To order your free annual credit report: By telephone: Call toll-free: 1-877-322-8228 On the web: By mail: Visit www.annualcreditreport.com Mail your completed Annual Credit Report Request Form (which you can obtain from the Federal Trade Commission's web site at: http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to: Annual Credit Report Request Service P.O. box 105281 Atlanta, GA 30348-5281 How can you get more information? For more information about credit reports and your rights under federal law, visit the Federal Reserve Board's web site at www.federalreserve.gov, or the Federal Trade Commission's web site at www.ftc.gov. Applicant's Signature Provider of this form makes no warranty, expressed or implied, as to content or fitness of this form. Consult your own legal counsel. CBC-FORM NO. CSD02 (Rev. 10/10)
Co-Applicant Name JAMIE CONSUMER Co-Applicant's Signature Your Credit Score and the Price You Pay for Credit Source Experian Your Score NA 01/11/2011 Understanding Your Credit Score Your credit score: Your credit score is not available from Experian, which is a consumer reporting agency, because they may not have enough information about your credit history to calculate a score. What you should know about credit scores: A credit score is a number that reflects the information in a credit report. A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors. A credit score can change, depending on how a consumer's credit history changes. Why credit scores are important: Credit scores are important because consumers who have higher credit scores generally will get more favorable credit terms. Not having a credit score can affect whether you can get a loan and how much you will have to pay for that loan. Checking Your Credit Report What if there are mistakes in your credit report? You have a right to dispute any inaccurate information in your credit report. If you find mistakes on your credit report, contact the consumer reporting agency. It is a good idea to check your credit report to make sure the information it contains is accurate. How can you obtain a copy of your credit report? Under federal law, you have the right to obtain a free copy of your credit report from each of the nationwide consumer reporting agencies once a year. To order your free annual credit report: By telephone: Call toll-free: 1-877-322-8228 On the web: By mail: Visit www.annualcreditreport.com Mail your completed Annual Credit Report Request Form (which you can obtain from the Federal Trade Commission's web site at: http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to: Annual Credit Report Request Service P.O. box 105281 Atlanta, GA 30348-5281 How can you get more information? For more information about credit reports and your rights under federal law, visit the Federal Reserve Board's web site at www.federalreserve.gov, or the Federal Trade Commission's web site at www.ftc.gov. Provider of this form makes no warranty, expressed or implied, as to content or fitness of this form. Consult your own legal counsel. CBC-FORM NO. CSD02 (Rev. 10/10)