Where to invest $100,000+ right Now?

Think Rich. Invest in U.S. Real Estate Where to invest $100,000+ right Now? Simple Answer: U.S. Real Estate I n 2008 the world witnessed the greatest financial fiasco: the collapse of the U.S. housing market. Since then five million foreclosures have created millions of renters. Housing prices are at an all-time low with the top rent to value prices, offering the best cash flow for your investment. This once in a lifetime combination of events has created a unique opportunity for Canadians and foreign nationals to invest in the U.S. down market. Experts will tell you that there has rarely, if ever, been a better time to invest in U.S. real estate. Today, many foreign nationals are investing in U.S. real estate in droves and making huge amounts of money. But much like the 1989 1992 real estate crash where savvy investors made millions this opportunity won t last much longer. Investing in USA is not for everyone and it is only for people who realize that there are some risks involved but those risks can be minimized. This report will show you some of the best ways to invest in there no matter where you live! Here s why we are investing in USA right now 1. Properties can be bought below market value. On sale up to 65% off it s peak prices. 2. Rental markets are very strong, with vacancy rates at a ten-year low and rental rates at an alltime high. 3. You can pick up great properties that produce 10-18% cash on cash returns while you wait for the recovery. 4. Strong potential for both income growth and capital appreciation in the next 3 5 years. THIS OPPORTUNITY WON T LAST as Americans will not rent forever Renting is Not An Advantage: Americans can write OFF their mortgage payments and interest. Americans that haven t owned a home for 3- consecutive years can return as first time homebuyers. Americans that lost their homes due to poor credit or bankruptcy will return as borrowers three years following their eviction as their credit scores repair and rebuild. The question is not will America bounce back but when? We believe the U.S. Real Estate market recovery has started. All recent news and indications point to a turning economy minimum foreclosures, decreasing bankruptcies, increasing new housing development. However, it s just the beginning of a recovery and like any recovery it takes time. NOW is the time to be investing in the U.S. Real Estate We Help Your Money Grow www.sai-investments.com 1

Think Rich. Invest in U.S. Real Estate How To Take Advantage of the U.S. Real Estate market If I had a way of buying a couple hundred thousand single-homes I would load up on them it s a very attractive asset class now. I could buy them at distressed prices and find renters and [take a] mortgage, it s a leveraged way of owning a very cheap asset and I think that s as attractive of an investment as you can make. - Warren Buffet on CNBC It all begins with choosing the Right Investment Property What kind of properties do we invest in? Fully rehabbed as well as new construction residential properties ranging from singlefamily homes on up to multi-unit properties. Properties make sense the day we buy them. There is nothing that needs to happen in order for the property to be a good wealthbuilding investment. What is our definition of a turn-key property? The property is in a stable or growth market. The property is in a desirable neighborhood. The property has been newly rehabbed. The property is leased to quality tenants. The property is professionally managed. The property is cash flow positive. The property has been carefully selected with renters in mind. What are the criteria for our investment opportunities? The properties must be in growth markets. The properties must produce a positive cash flow. The properties must have good appreciation potential. The investment properties must be rent-ready. The investment properties must be at or below fair market value. Why do we invest in turn-key properties? We get a more than vetted U.S. property; it buys peace of mind and comfort in knowing you can: Own a Value-Rich Home below replacement cost. Own a Positive Cash Flow Home in America Own a Home with a Tenant in Place paying rent. Own Without Concern with Property Management in place. NET RESULT Own a Piece of America We Help Your Money Grow www.sai-investments.com 2

Think Rich. Invest in U.S. Real Estate Best U.S. States to Invest in To earn double-digit returns! he first and most important step in the property acquisition process is figuring out where to buy. A combination of historical data and current market trends is used to identify prime investment markets. Factors such as price-torent ratio, distressed market discount and long-term economic growth are all considered in determining which states perform versus what just looks good on paper. T Once you have identified prime investment markets, the next step is to get local. You will need to create joint ventures with experienced local partners in each preferred market. You must align yourself with local partners that know their market and have a proven track record of managing all purchasing, renovating and leasing of the properties. They should also sign on as long-term property managers. The best performing U.S. States you may want consider? You may want consider the following states Michigan, Ohio, Texas and Florida. In these states, investors can expect to find properties that generate good cash flow and double-digit returns. Michigan Perhaps no other market has been more battered by the real estate collapse than Michigan. A down market means opportunity for investors, however. Homes there can be purchased for low prices and filled with renters who are willing to pay rental rates that make Michigan an extremely attractive area for cash flow. The profitability of the Cleveland real estate market is enormous! Homes can be bought for well below replacement cost and rented for prices that make owning property in Cleveland very profitable. The Cleveland Clinic is the largest employer in Northeast Ohio and one of the top four U.S. hospitals. Economic growth due to medical research expansion will continue to create high quality tenants. Ohio The Texas economy is one of the largest and most rapidly growing in the U.S. Texas largely escaped the foreclosure bust that crippled the economies of many other states. Property prices maintained value during the real estate bust and continue to be strengthened by strong job growth, business expansion and relatively stable home prices. Texas is our specialty market for multi-family investing. Texas Florida Eighty million baby boomers are approaching retirement age and Florida remains a top state for retiree inmigration. Direct foreign investment in Florida real estate exceeded $1 billion in 2011. These and other growth factors suggest a strong economic recovery and subsequent growth in demand for homes in Florida over the coming decade. We Help Your Money Grow www.sai-investments.com 3

AMAZING TURN-KEY Property, $5,500+ NET Positive Cash Flow & HUGE 14% ROI INVESTMENT SUMMARY ü 3 Bed / 1 Bath Detached Brick Bungalow ü Located in a good blue - collar area of Detroit ~ Mohican Regent ü $5,582.00 Net Positive Cash Flow per year ü Approx. 14% Cash on Cash return ü Cash flow starts right away, no waiting ü Completely Renovated for you ü Professionally Managed for you ü Vacancy allowance fee & upkeep is included in the price ü Clean warrantee deed & title ü ROI does NOT included appreciation CARLISLE ST. DETROIT, MI Your total Cost? Only $40k USD PRO-FORMA (1 ST YEAR) Estimated Annual Gross Rent: $9,000 Annual Expenses Property Taxes: $1,164 Property Insurance: $454 Management fee: $900 Maintenance & Utilities: $500 Vacancy allowance: $400 Total Annual Expenses: $3,418 Est. 1 st year Net Cash Flow $5,582 Est. 1 st year Cash on Cash ROI: 14% (5,582 / 40k) ü ü ü ü ü NEXT STEPS Contact RT Sangani right away Set-up No Obligation Consultation Get the full package details Review & Sign the Purchase Contracts Offered on First come, First serve basis Call or email RT Sangani: 416.494.2179 rt@sai-investments.com Like all of our properties, this house has already been renovated and rented. All necessary documents will be provided at the time of closing. Closing costs are approximately $1,500. Pro forma is an estimate and represents the current Return on Investment. ROI is not guaranteed. With this amazing opportunity, the risk has been minimized but obviously not eliminated.

Think Rich. Invest in U.S. Real Estate Why Invest in Multi-family Real Estate? T here are many benefits to investing in multi-family properties. Even beginning real estate investors can invest successfully in apartments provided they have the correct guidance and advice. Working with top multi-family investor Brad Sumrok, we put together a list of compelling reasons any investor should look at Multi-family as a desirable asset class: 1 2 3 Multi-family allows for change in property valuation basis: Using an income approach to valuation you can increase the value of multi-family properties. Multi-family property ownership has economies of scale: A professional property manager can manage many more multifamily units than single-family units at a lower cost per door. Collaboration with other investors can reduce unit purchase costs: Group purchasing is possible when an investor forms a syndication with other investors. 5 6 Deal Sponsoring: Within the group and group purchasing arrangements, the sponsor is the one who takes the initiative, does the work and overseas the deal. Financing Multi-family Properties is Normal: It s not unusual to get a 60-80% loan-to-cost (including rehab/renovations) loans for U.S. & Canadian Investors. Our Strategy that adds Value to Multi-family investing: Identify above-average growth markets Locate & acquire under-valued, undermanaged multi-family properties Stabilize property & maximize efficiency Instill tenant focused property management Refinance & re-invest cash Manage property portfolio for large funds 4 Passive Investing: Within group purchases, most of the investors will be passive, meaning that earn good returns with virtually no effort short of understanding the deal. Consider this brain-on, hands-off. RT Sangani with National Award Winner - Brad Sumrok - Dallas, TX (Nov. 2013) We Help Your Money Grow www.sai-investments.com 5

Acquisition Process for a Value-Add Multi-family Property with HUGE Upside Potential PROPERTY SUMMARY CASA BELLA DALLAS, TX ü 116 Units ~ Avg. Market Rent $750 / month ü Value-Add Property ü Estimated Rehab is $5k per unit ü 90% Occupancy ü Total Income (Annual GPR) is $1.044 M Asking Price is $2.9 Million USD PRO-FORMA ANALYSIS (FOR A STABLIZED MFR PROPERTY) ~116 Units, Avg. Market Rent: ~ $750/month 1. Annual GPR: $1,044,000 2. Total Income: (90% of GPR) $939,600 3. Expenses: ($5k per unit x 116 Units) $580,000 4. NOI: ($939,000 - $580,000) $359,600 =Estimated STABLIZED VALUE (NOI / Market Cap Rate of 8.5%) $4,230,588 5. Capital Improvements Required: $600,000 6. Debt Servicing: (60% LTV of $3.5M) $150,000 7. Total Annual Expenses: ($580,000 + $150,000) $730,000 Est. Annual Net Cash Flow: $209,600 All necessary documents will be provided at the time of closing. Closing costs are to be determined. Pro forma is an estimate and represents the current Return on Investment. ROI is not guaranteed. With this amazing opportunity, the risk has been minimized but obviously not eliminated.

Think Rich. Invest in U.S. Real Estate How many millionaires do you know become wealthy by investing in savings accounts? I rest my case. - Robert G. Allen Meet the Team Real Estate Experts You Can Count On Ramesh (RT) Sangani Tej Sangani, B.Sc. Engineering President & Real Estate Expert Co- founder & Real Estate Expert Ramesh the Tej Sangani s quest for financial President and Co-founder of Sai independence started in his university (RT) Sangani is Investments and Consulting. With over 30 years of years. business experience internationally, RT Having earned a degree in Electrical has Engineering from the University of Western Ontario, developed an extensive background in business Tej worked as a project engineer in some Canada s development, management, marketing and finance. most He has successfully launched and overseen a number simultaneously developing his real estate investment of companies in Africa, Arabian Gulf, the U.S. and business with the help of Rich Dad education. In Canada over the last four decades. 2012, he joined his father to help expand their real reputable Hi-Tech companies while estate investment portfolio and business. Tej can be reached by email tej@sai-investments.com We like properties that are Bought, Fixed, Rented, Professionally Managed and provide a great source of Sustainable Passive Income (cash flow). These properties makes sense to us and we help RT Sangani with Robert G. Allen - Best Selling Author & Real Estate Guru other investors do the same. RT & Tej - Toronto, ON (Jun. 2013) A visionary with a win-win philosophy, he is passionate about real estate and is focused on helping others build long-term wealth safely through smart real estate investing! RT can be reached by email rt@sai-investments.com Working with Sai Investments & Consulting Sai Investments helps take the guesswork out real estate investing. We are committed to delivering investors a turn-key solution in U.S. real estate. We help create passive cash flow, thus securing your financial freedom. We Help Your Money Grow www.sai-investments.com 7

Think Rich. Invest in U.S. Real Estate Maximize Returns by Minimizing Risk Trust the Experts at Sai to Deliver Results Over 90% of all millionaires become so through owning Real Estate. - Andrew Carnegie Don t wait. The time will never be just right. - Napoleon Hill We Are Strongly Driven to Help Investors Secure Their Future Safely through Smart Property Investing We select our markets that make sense from an economic and investment prospective. We were founded by investors. Thus we think and invest like investors. We offer investment opportunities that can be tailored to your unique goals and cash flow needs. Our established model delivers value by purchasing real estate through an easy, hands-off, and highly profitable solution. We provide clear exit strategies to minimize your risk and maximize your profitability. 1 Easy as 1, 2, 3 No Obligation Consultation Discuss your goals and expectations Review our services, network and property Review our turn-key approach to buying 2 Engage Our Services Access our inventory of properties Review our pro forma analysis Understand our strategic approach 3 Own & Earn with Ease Buy your U.S. investment property Own with a tenant in place generating cash flow Align with quality property management Take your real estate game to the next level. Contact us. 3583 Sheppard Ave. East, Suite 303 Toronto, ON (Canada) M1T 3K8 Phone: +1.416.494.2179 E-Mail: info@sai-investments.com www.sai-investments.com We Help Your Money Grow www.sai-investments.com 8

Think Rich. Invest in U.S. Real Estate Legal Disclaimer from Sai Investments & Consulting Inc. This report presents information on transactions through 2014, and is for your information only; is not intended to be relied on to make any investment decisions, and is neither an offer to sell nor a solicitation of an offer to buy any securities or financial instruments in any jurisdiction. This report expresses the views of the author as of the date indicated and such views are subject to change without notice. The information in this report has been obtained or derived from sources believed by Sai Investments & Consulting Inc. to be reliable but Sai Investments does not represent that this information is accurate or complete and has not independently verified the accuracy or completeness of such information or assumptions on which such information is based. Models used in any analysis may be proprietary, making the results difficult for any third party to reproduce. Past performance of any kind referenced in this report in connection with any particular strategy should not be taken as an indicator of future results of such strategies. It is important to understand that investments of the type referenced in this report pose the potential for loss of capital over any time period. This report should be considered confidential and may not be copied, reproduced, republished, or posted in whole or in part, in any form and may not be circulated or redelivered to any person without the prior written consent of Sai Investments. Forward-Looking Statements: This report may contain forward-looking statements within the meaning of the federal securities laws. Forward-looking statements are statements that do not represent historical facts and are based on our beliefs, assumptions made by us, and information currently available to us. Forward-looking statements in this report are based on our current expectations as of the date of this report, which could change or not materialize as expected. Actual results may differ materially due to a variety of uncertainties and risk factors. Except as required by law, we assume no obligation to update any such forward-looking statements. Sai Investments & Consulting Inc. Head Office 3583 Sheppard Ave. East Suite 303 Toronto, ON (Canada) M1T 3K8 416.494.2179 905.470.7654 fax www.sai-investments.com We Help Your Money Grow www.sai-investments.com 9