ImpARTIAL, INDepeNDeNT financial advice

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Impartial, independent financial advice

Because we are completely independent, you can be assured of impartial advice you can trust. www.navwealth.ie

About Navigation Wealth Navigation Wealth is a team of accountants and financial experts who are dedicated to offering independent financial advice to clients of accountancy practices and other professional advisors. Navigation Wealth was founded because we realised that most accountancy practices were unable to offer their clients tailored financial advice in a way that complemented their core professional business advice and services. With independent financial advice from Navigation Wealth, you can get all the advice you need from one trusted source in a seamless, professional and pro-active environment. How our advice works for you With expert independent financial advice from Navigation Wealth, you can take a better informed and planned approach to managing your money and getting it to work harder for you. Not only do you get access to professional advice about the best products and services on the market, but you also get the peace of mind that comes with making informed financial decisions. In consultation with you, we will draw up a personal financial plan which clearly sets out your financial status and ambitions. Then we help you plan for a secure, successful future in a cost-effective and tax efficient manner. Unrivalled depth and breadth of experience You get access to a wealth of financial skill and knowledge through our team of Qualified Financial Advisors. Our established working relationships with leading investment houses, fund managers and financial product providers means that through us, protecting your wealth and lifestyle or saving and investing for the future is quicker, easier and more effective.

Impartial, expert financial advice The range of advice we offer Because we are completely independent, you can be assured of impartial advice you can trust. We will always seek out, review and select the very best product or service for your needs and ensure you are consulted before any decisions are made. We will keep in regular contact with you to ensure that as your circumstances and needs change, so too does the advice we offer. How we work with you Our fact finding process maps out your financial position, including financial status, risk profile, budget and ambitions. With access to your existing arrangements we can more accurately assess your financial standing. We analyse your priorities and goals, explore ways to achieve them and give you a written or verbal overview of your needs. We develop short-, medium- and long term financial strategies, research and consider the products most suited to you and with your agreement implement the proposed plan. Because of the depth of our professional expertise we can advise corporate and individual clients from all walks of life, including the self-employed, professionals, members of corporate client pension schemes, leavers, retirees and company executives. We also offer advice on a corporate basis to HR managers and finance directors on behalf of their employees. Specific areas of advice and expertise include: Capital Investment Retirement Planning Life Insurance, Income Protection, Critical Illness and more Consolidation of multiple insurance products Savings Mortgage Assessment Education Funding Inheritance Tax planning Group Risk Corporate Investment Corporate Risk Insurance - Co-Director cover and Keyman cover Group Defined Contribution reviews Pension Scheme Trustee training Through a solicitor, provide legal assistance to companies and individuals in making a Will. We regularly review your financial position.

Our open and new Key approach tools and to clients needs is built products on making the whole process of investing and managing finances as Needs analysis and goals/objectives discuss to establish financial straightforward, and priorities above and discuss all ways to as improve our clients financial well-being. transparent as possible for all our clients. Collection of information our clients complete a Fact Find which maps out their financial position and objectives, risk profile and budget. To develop short, medium and long term strategies and research options for further consideration Analyse suitable products to meet our clients needs Report on proposed recommendations and sign-off and implementation of the agreed proposal and plan. Review periodically to ensure continued suitability to clients needs. Pricing Depending on the scope of the financial advise and the individual clients needs, costs can be anywhere from 800 fora financial review. In many cases commission is generated from products selected by our clients which may negate the need for a direct fee. This is a client based decision giving them full control. www.navwealth.ie

Contact tel: +353 (0)21 487 6681 email: info@navwealth.ie web: www.navwealth.ie Navigation Wealth Ltd., Trading as Navigation Wealth, is regulated by the Central Bank of Ireland.