2015 MyPriority plans. Health insurance for individuals and families. Visit priorityhealth.com/mypriority to learn more about the plans we offer.

Transcription

1 2015 MyPriority plans Health insurance for individuals and families Visit priorityhealth.com/mypriority to learn more about the plans we offer. 1

2 The purpose of this guide is to give an overview of our plans and the member benefits we offer. For more information, to get your monthly premium rate, and to enroll: Visit mypriority.com Call Contact a Priority Health licensed agent GRAND RAPIDS 8:30 a.m. 5 p.m. Monday Friday HOLLAND 8:30 a.m. 5 p.m. Monday Friday Or visit one of our customer information centers: SOUTHFIELD 8:30 a.m. 5 p.m. Monday Friday 3111 East Leonard NE Grand Rapids, MI East 8th Street Holland, MI Parking lot on 9th Street American Center Franklin Road, Suite 115 Southfield, MI MyPriority is a Qualified Health Plan in the Health Insurance Marketplace. 2

3 Contents WHY PRIORITY HEALTH?... 4 MEMBERSHIP BENEFITS... 6 TIPS FOR CHOOSING A HEALTH INSURANCE PLAN... 8 PLANS WE OFFER HMO POS PPO DENTAL WHAT PLAN IS RIGHT FOR ME? Visit priorityhealth.com/mypriority to learn more about the plans we offer. 3

4 4 A healthier approach to health care

5 Priority Health is a Michigan-based health insurance company nationally recognized for improving the health and lives of our members for almost 30 years. Our comprehensive plans rate among the highest in the nation for prevention of illness, treatment of conditions and member satisfaction. We have MyPriority SM individual and family plans for every stage of life individuals, families, self-employed, early retirees and more that are designed to help you stay healthy. As a company that was founded by doctors, at our core is the desire to take care of people. Because improving the health and lives of our members is a healthier approach to health care. Visit priorityhealth.com/mypriority to learn more about the plans we offer. 5

6 Get the most from your MyPriority health plan From discounts at favorite retailers to online doctor visits, our member benefits are designed to help you save money while staying healthy. All MyPriority plans include: Doctor s visits many before Prescriptions Hospital and emergency services Urgent care Maternity Mental health care Specialist visits 6

7 Setting the standard. And raising the bar. The Michigan Department of Insurance and Financial Services (DIFS) named Priority Health as Michigan s benchmark plan for all individual and small group plans in Michigan due to our low-cost, all-inclusive plans and service. Go anywhere. We ve got you covered worldwide for emergency and urgent care from Assist America. Keyword: travel Priority Health achieves the best balance between comprehensiveness and cost-effectiveness for Michigan consumers. DIFS Get care where and when you need it. If you re sick and your doctor isn t available, you don t need to go to the urgent care center or emergency room. You can see a board-certified doctor 24 hours a day, seven days a week online or over the phone with MDLIVE TM. Keywords: virtual visits When it comes to your health, quality matters. Our apple quality rating system and patient satisfaction scores ensure you receive the best care. We reward our doctors for the quality of care they provide, not the number of patients they see. Keywords: Find a Doctor Save money while you get healthy. From health clubs and fitness gear to sporting goods and computers get discounts at your favorite retailers. Keyword: discounts Know the cost before the care. You wouldn t buy a car without knowing the price, so doesn t it make sense to know the cost of your care before you need it? We are the first health plan in Michigan to give our members access to pricing and quality information for common procedures including surgery, labs and imaging tests. Keywords: blue book Get account info on the go. Our smartphone app lets you view your ID card, copayments, balance and more. Keyword: mobile Want to learn more? Visit priorityhealth.com and search the highlighted keywords Visit priorityhealth.com/mypriority to learn more about the plans we offer. 7

8 HEALTH INSURANCE 101 How to understand our plan options to decide what s right for you. Plan types we offer What s the difference between HMO, POS, PPO? MyPriority HMO is our most popular health plan type. Members choose a primary doctor (family doctor) that coordinates their care. They can go to any specialist in our network without a referral from their primary doctor. MyPriority POS follows the HMO plan type with members choosing a primary doctor. They can seek care outside the network without a referral but will pay more for covered out-of-pocket expenses. MyPriority PPO does not require a primary doctor and members can choose in- or out-of-network care, but will still pay more out-of-pocket for non-network doctors and hospitals. Plan designs we offer RxPlus immediate access to office visits, including specialists before you meet your. Generic prescriptions before applies. Plus all the benefits of RxPlus, except generic prescriptions are covered after is met. Standard office visits to primary doctor and urgent care before. HSA all office visits and services apply to. When you enroll in a HSA plan you can open a savings account that is specifically used to pay health care costs. These accounts are completely tax-free, but there are contribution limits: Individual limit: $3,350 annually Family limit: $6,650 annually Tips for choosing a health insurance plan: 1 Evaluate your needs based on how often you use health services or what you anticipate you might use. Decide what you would want covered before you start paying against your : Doctors visits? Specialists visits? Prescriptions? 8

9 Understanding MyPriority plans by name We have 32 plans to choose from. Each plan name describes a few details of what the plan includes. Here s an example: MyPriority HMO RxPlus Silver 1800 PLAN TYPE PLAN DESIGN METAL LEVEL DEDUCTIBLE A plan type determines Plan designs help narrow Used as an indicator The plan name lists the your network. With your choices based on your of costs. individual, which Priority Health you get personal health needs. Bronze generally you is always half of the family the benefit of our large pay less premium but more. network (over 95% of out of pocket costs at time practicing physicians of service. The higher the in Michigan) with no Silver good balance generally the lower the referrals needed to of premium and out-of- monthly premium you ll pay. see a specialist. pocket costs. Gold you pay more premium but less out-of-pocket costs at time of service. Determine what you re comfortable paying out-ofpocket at the time of service. Generally, the less 2 3 you pay for your monthly premium the more you pay for your. Once you meet your, you only pay a portion of your health care services (called coinsurance). You may be eligible for cost savings on your monthly premium and/or out-of-pocket costs (like s). Visit mypriority.com to see if you qualify. Make sure your doctor is in the health insurance plan network. Priority Health has a broad network across all of our plans, while many other health insurance companies have narrow network plans that are limited to one hospital system. These narrow network plans may have lower monthly rates, but your doctor may not be in their network. You can use the Find a Doctor tool on plan websites to make sure your doctor is in the network. Visit priorityhealth.com/mypriority to learn more about the plans we offer. 9

10 MYPRIORITY HMO PLANS We offer 12 HMO plans, plus a catastrophic plan for those under 30 years old.* BENEFIT Deductible Annual outof-pocket maximum: Individual/ family Individual/ family In-network coinsurance Your share of costs after the is met Office visits: Primary doctor Urgent care Specialist Virtual Visits 24/7 access to a doctor via phone or web Prescription drug coverage Generic Preferred brandname Preventive services MYPRIORITY HMO RxPLUS BRONZE 3975 MYPRIORITY HMO RxPLUS SILVER 1900 MYPRIORITY HMO RxPLUS SILVER 1800 MYPRIORITY HMO RxPLUS SILVER 1000 MYPRIORITY HMO RxPLUS GOLD 125 MYPRIORITY HMO PLUS GOLD 400 $3,975 / $7,950 $1,900 / $3,800 $1,800 / $3,600 $1,000 / $2,000 $125 / $250 $400 / $800 $6,600 / $13,200 $6,600 / $13,200 $5,000 / $10,000 $6,600 / $13,200 40% 30% 20% 20% $20 copayment for first four visits* a year per family member, includes non-surgical services performed at visit (onsite labs, X-rays, etc.). Deductible applies after first four visits. *Four visits are combined across primary, urgent care, specialist and mental health outpatient visits $45 per visit, before Deductible $20 copayment, before $10 copayment, before applies, then $20 copayment Deductible applies, then $75 copayment then $60 copayment FREE (visit priorityhealth.com keyword search: preventive for guidelines) Maternity FREE routine prenatal and postnatal care Inpatient hospital care (includes labor & delivery) Outpatient surgery 40% coinsurance after 30% coinsurance after 20% coinsurance after 10 Diagnostic tests, X-rays, lab services and radiology services Emergency services Chiropractic services Physical therapy If service provided during one of the first four covered office visits at same facility, you pay $0 ( and coinsurance applies after first four office visits) $250 copayment (waived if admitted), plus 40% coinsurance after 30 combined visits per year with 40% coinsurance after $250 copayment (waived if admitted), plus 30% coinsurance after 30 combined visits per year with 30% coinsurance after $250 copayment (waived if admitted), plus 20% coinsurance after 30 combined visits per year with 20% coinsurance after *We also offer a plan called MyPriority Vida for those under 30 years old that protects you from having to pay tens of thousands of dollars in hospital bills from catastrophic health situations. Cost sharing reduction plans are also available for those that qualify. Visit mypriority.com for a quote.

11 An HMO health insurance plan helps you stay healthy by making sure you have a personal doctor to coordinate any care you may need. Our large network of high-quality doctors and hospitals covers any type of care. And we don t require referrals to see a specialist. If you go out-of-network, services will not be covered (except emergency). MYPRIORITY HMO BRONZE 6000 MYPRIORITY HMO SILVER 1400 MYPRIORITY HMO SILVER 650 MYPRIORITY HMO HSA BRONZE 6300 MYPRIORITY HMO HSA SILVER 1500 MYPRIORITY HMO HSA GOLD 1300 $6,000 / $12,000 $1,400 / $2,800 $650 / $1,300 $6,300 / $12,600 $1,500 / $3,000 $1,300 / $2,600 $6,600 / $13,200 $6,300 / $12,600 $5,100 / $10,200 $2,000 / $4,000 40% 30% 0% 30% 20% $25 copayment, before (office visit only) $75 copayment, before (office visit only) then member pays $0 then 30% coinsurance then 20% coinsurance then $50 copayment (office visit only) $45 per visit, before then $20 copayment then $60 copayment then member pays $0 then $20 copayment then $60 copayment FREE (visit priorityhealth.com keyword search: preventive for guidelines) FREE routine prenatal and postnatal care $500 copayment per stay plus 40% coinsurance after 40% coinsurance after $500 copayment per stay plus 30% coinsurance after 30% coinsurance after then member pays $0 $500 copayment per stay plus 30% coinsurance, after 30% coinsurance, after $500 copayment per stay plus 20% coinsurance, after 20% coinsurance, after 40% coinsurance after 30% coinsurance after then member pays $0 30% coinsurance, after 20% coinsurance, after $250 copayment (waived if admitted), plus 40% coinsurance after $250 copayment (waived if admitted), plus 30% coinsurance after then member pays $0 $250 copayment (waived if admitted), plus 30% coinsurance after $250 copayment (waived if admitted), plus 20% coinsurance after 30 combined visits per year with 40% coinsurance after 30 combined visits per year with 30% coinsurance after then member pays $0 30 combined visits per year with 30% coinsurance after 30 combined visits per year with 20% coinsurance after This chart is intended to give you an overview of your coverage and does not include or explain every detail of what is and is not covered. Visit priorityhealth.com/mypriority to view a summary of benefits and coverage. 11

12 MYPRIORITY POS PLANS We offer 10 POS plans. BENEFIT MYPRIORITY POS RxPLUS BRONZE 3975 MYPRIORITY POS RxPLUS SILVER 1800 MYPRIORITY POS RxPLUS SILVER 1000 MYPRIORITY POS RxPLUS GOLD 125 Deductible Annual outof-pocket maximum: Individual/ family Individual/ family In-network coinsurance Your share of costs after the is met Office visits: Primary doctor Urgent care Specialist Virtual Visits 24/7 access to a doctor via phone or web $3,975 / $7,950 $1,800 / $3,600 $1,000 / $2,000 $125 / $250 $6,600 / $13,200 $5,000 / $10,000 40% 30% 20% $20 copayment for first four visits* a year per family member, includes non-surgical services performed at visit (onsite labs, X-rays, etc.). Deductible applies after first four visits. *Four visits are combined across primary, urgent care, specialist and mental health outpatient visits. $45 per visit, before Prescription drug coverage Generic Preferred brandname $20 copayment, before then $75 copayment $10 copayment, before then $60 copayment Preventive services FREE (visit priorityhealth.com keyword search: preventive for guidelines) Maternity FREE routine prenatal and postnatal care Inpatient hospital care (includes labor & delivery) 40% coinsurance after 30% coinsurance after 20% coinsurance after Outpatient surgery Diagnostic tests, X-rays, lab services and radiology services Emergency services If service provided during one of the first four covered office visits at same facility, you pay $0 ( and coinsurance applies after first four office visits) $250 copayment (waived if admitted), plus 40% coinsurance after $250 copayment (waived if admitted), plus 30% coinsurance after $250 copayment (waived if admitted), plus 20% coinsurance after Chiropractic services Physical therapy 30 combined visits per year with 40% coinsurance after 30 combined visits per year with 30% coinsurance after 30 combined visits per year with 20% coinsurance after Cost sharing reduction plans are also available for those that qualify. Visit mypriority.com for a quote. 12

13 A POS health insurance plan combines the benefits of an HMO with the flexibility of a PPO, with a large coverage network plus a personal doctor to coordinate any care you need. And we don t require referrals to see a specialist. If you go out-of-network for services, you ll pay more but will still be covered. MYPRIORITY POS BRONZE 6000 MYPRIORITY POS SILVER 1400 MYPRIORITY POS SILVER 650 MYPRIORITY POS HSA BRONZE 6300 MYPRIORITY POS HSA SILVER 1500 MYPRIORITY POS HSA GOLD 1300 $6,000 / $12,000 $1,400 / $2,800 $650 / $1,300 $6,300 / $12,600 $1,500 / $3,000 $1,300 / $2,600 $6,600 / $13,200 $6,600 / $13,200 $5,100 / $10,200 $2,000 / $4,000 40% 30% 0% 30% 20% $25 copayment, before (office visit only) $75 copayment, before (office visit only) then member pays $0 then 30% coinsurance then 20% coinsurance then $50 copayment (office visit only) $45 per visit, before then $20 copayment then $60 copayment then member pays $0 then $20 copayment then $60 copayment FREE (visit priorityhealth.com keyword search: preventive for guidelines) FREE routine prenatal and postnatal care $500 copayment per stay plus 40% coinsurance, after 40% coinsurance after $500 copayment per stay plus 30% coinsurance, after 30% coinsurance after then member pays $0 $500 copayment per stay plus 30% coinsurance after 30% coinsurance after $500 copayment per stay plus 20% coinsurance after 20% coinsurance after 40% coinsurance after 30% coinsurance after then member pays $0 30% coinsurance after 20% coinsurance after $250 copayment (waived if admitted), plus 40% coinsurance after $250 copayment (waived if admitted), plus 30% coinsurance after then member pays $0 $250 copayment (waived if admitted), plus 30% coinsurance after $250 copayment (waived if admitted), plus 20% coinsurance after 30 combined visits per year with 40% coinsurance after 30 combined visits per year with 30% coinsurance after then member pays $0 30 combined visits per year with 30% coinsurance after 30 combined visits per year with 20% coinsurance after This chart is intended to give you an overview of your coverage and does not include or explain every detail of what is and is not covered. Visit priorityhealth.com/mypriority to view a summary of benefits and coverage. 13

14 MYPRIORITY PPO PLANS We offer 9 PPO plans. BENEFIT Deductible Annual outof-pocket maximum: Individual/ family Individual/ family In-network coinsurance Your share of costs after the is met MYPRIORITY PPO RxPLUS BRONZE 3975 MYPRIORITY PPO RxPLUS SILVER 1900 MYPRIORITY PPO RxPLUS SILVER 1800 MYPRIORITY PPO RxPLUS SILVER 1000 MYPRIORITY PPO RxPLUS GOLD 125 $3,975 / $7,950 $1,900 / $3,800 $1,800 / $3,600 $1,000 / $2,000 $125 / $250 $6,600 / $13,200 $5,000 / $10,000 40% 30% 20% Office visits: Primary doctor Urgent care Specialist $20 copayment for first four visits* a year per family member, includes non-surgical services performed at visit (onsite labs, X-rays, etc.). Deductible applies after first four visits. *Four visits are combined across primary, urgent care, specialist and mental health outpatient visits. Virtual Visits 24/7 access to a doctor via phone or web $45 per visit, before Prescription drug coverage Generic Preferred brandname $20 copayment, before then $75 copayment $10 copayment, before then $60 copayment Preventive services FREE (visit priorityhealth.com keyword search: preventive for guidelines) Maternity FREE routine prenatal and postnatal care Inpatient hospital care (includes labor & delivery) Outpatient surgery 40% coinsurance after 30% coinsurance after Diagnostic tests, X-rays, lab services and radiology services If service provided during one of the first four covered office visits at same facility, you pay $0 ( and coinsurance applies after first four office visits) Emergency services $250 copayment (waived if admitted), plus 40% coinsurance after $250 copayment (waived if admitted), plus 30% coinsurance after $250 copayment (waived if admitted), plus 20% coinsurance after Chiropractic services Physical therapy 30 combined visits per year with 40% coinsurance after 30 combined visits per year with 30% coinsurance after 30 combined visits per year with 20% coinsurance after Cost sharing reduction plans are also available for those that qualify. Visit mypriority.com for a quote. 14

15 A preferred provider organization (PPO) health insurance plan covers you with a large network of high-quality doctors and hospitals. Whenever you like, you can choose a doctor or hospital outside your plan network, but you ll pay more for services from out-of-network health care providers. MYPRIORITY PPO PLUS GOLD 400 MYPRIORITY PPO HSA BRONZE 6300 MYPRIORITY PPO HSA SILVER 1500 MYPRIORITY PPO HSA GOLD 1300 $400 / $800 $6,300 / $12,600 $1,500 / $3,000 $1,300 / $2,600 $6,600 / $13,200 $6,300 / $12,600 $5,100 / $10,200 $2,000 / $4,000 20% 0% 30% 20% $20 copayment for first four visits* a year per family member, includes non-surgical services performed at visit (onsite labs, X-rays, etc.). Deductible applies after first four visits. *Four visits are combined across primary, urgent care, specialist and mental health outpatient visits. then member pays $0 then 30% coinsurance then 20% coinsurance $45 per visit, before then $20 copayment then $60 copayment then member pays $0 then $20 copayment then $60 copayment FREE (visit priorityhealth.com keyword search: preventive for guidelines) FREE routine prenatal and postnatal care 20% coinsurance after If service provided during one of the first four covered office visits at same facility, you pay $0 ( and coinsurance applies after first four office visits) then member pays $0 then member pays $0 $500 copayment per stay plus 30% coinsurance after $500 copayment per stay plus 20% coinsurance after 30% coinsurance after 20% coinsurance after 30% coinsurance after 20% coinsurance after $250 copayment (waived if admitted), plus 20% coinsurance after then member pays $0 $250 copayment (waived if admitted), plus 30% coinsurance after $250 copayment (waived if admitted), plus 20% coinsurance after 30 combined visits per year with 20% coinsurance after then member pays $0 30 combined visits per year with 30% coinsurance after 30 combined visits per year with 20% coinsurance after This chart is intended to give you an overview of your coverage and does not include or explain every detail of what is and is not covered. Visit priorityhealth.com/mypriority to view a summary of benefits and coverage. 15

16 MyPriority dental and dental pro Protect your smile by adding one of our affordable, optional dental plans to your coverage. Benefits MyPriority dental MyPriority dental pro DEDUCTIBLES YOU PAY YOU PAY Annual $50 per person on the plan, $150 per family None BENEFITS YOU PAY YOU PAY Exams, cleanings (limit two per year) 0% 0% Fluoride treatments (up to age 14 and limit one per year) 0% 0% Emergency treatment to temporarily relieve pain 20% 20% X-rays (limit one per 24 months) 20% 20% Sealants to prevent decay of permanent molars (to age nine on first molars and age 14 on second molars, limit one per lifetime) Oral surgery services, extractions and dental surgery (six month waiting period before coverage starts) Includes preoperative and postoperative care Minor restorative services (like fillings) to repair teeth damaged by disease or injury (six month waiting period before coverage starts) Endodontics (like root canals) to treat teeth with diseased or damaged nerves (six month waiting period before coverage starts) Periodontics used to treat diseases of the gums and supporting structures of the teeth (six month waiting period before coverage starts) Bridges, dentures, implants, crowns (six month waiting period before coverage starts) Orthodontic diagnostic procedures (to age 19, six month waiting period before coverage starts), $1,500 per person per lifetime 20% 20% 50% after 25% 50% after 25% 50% after 50% 50% after 50% 50% after 50% Not covered 50% ANNUAL BENEFIT MAXIMUM* *Maximums apply per individual for preventive, basic and major dental treatment. Maximums for orthodontic services are calculated separately. $1,000 per person on the plan $1,500 per person on the plan 16

17 Need help deciding between health insurance plans? Get inspiration by reading a few examples. Visit priorityhealth.com/mypriority to learn more about the plans we offer. 17

18 WHAT PLAN IS RIGHT FOR ME? Bob, age 58 Early retiree or self-employed Family situation: Bob needs health insurance for just himself, as he took early retirement from his job. His wife, Carol, already gets insurance through her employer, and their son, Jack, is an adult. Job: Retired early after handing over family-owned print shop to Jack. Health: Bob takes regular prescription medication, and also visits his back specialist frequently. Products to consider: MyPriority HMO RxPlus Silver or Gold Why: Because Bob knows he ll be visiting a specialist throughout the year, the RxPlus plan is right for him. He ll get $20 office visits (up to four, including primary doctor, urgent care and specialist) before he has to meet his. With the large network and no referrals needed to see a specialist, the MyPriority HMO RxPlus plan design is a great value. 18

19 Monica, age 49 Lost individual coverage and new to Affordable Care Act plans Family situation: Monica is married to Dave and with two teenage children, the couple maintains a tight budget as they handle college expenses for one child, and prepare for another. They had the same family health plan for years but must transition into a new plan that meets the standards set by the Affordable Care Act. Job: Monica is a yoga and pilates instructor. Dave works as a manager of a local health club. Neither receive insurance through their employer. Health: The family takes advantage of annual physicals, while both kids take prescription medication. With one kid on campus, they see the value in a more flexible network, along with the virtual doctor visits. Products to Consider: MyPriority POS RxPlus Bronze Why: Excellent value for the money, with both in- and out-of-network coverage, office visits covered before as well as generic prescriptions before. Visit priorityhealth.com/mypriority to learn more about the plans we offer. 19

20 WHAT PLAN IS RIGHT FOR ME? Brian, age 44 Looking to switch plans Family situation: Last year, Brian purchased insurance off the federal Health Insurance Marketplace (healthcare.gov), but realized the plan he chose restricted coverage to one hospital and the doctors that practice there. He needs a solid health insurance plan that provides a large network and ensures his family has access to their family doctor. Plus, he doesn t want the hassle of referrals and prior authorizations that came with his previous plan. Job: Employed at a small consulting firm, but health insurance isn t offered as a benefit. Health: Brian and his family are generally healthy, but visit their family doctor regularly for annual checkups, as well as medical care that comes up from time to time. Products to Consider: MyPriority HMO Bronze or Silver Why: An affordable premium that provides unlimited family doctor and urgent care office visits for evaluation and management services, before. And Priority Health plans don t require referrals to specialists. 20

21 Jane, age 34 Lost employer-provided health insurance Family situation: Jane is a single mother with a young daughter, Lilah, who is almost two. Lilah also spends weekends with her dad, who lives in a more rural area and doesn t have health coverage. Job: Jane works at a local grocery store and supplements her income by selling art on Etsy. She recently lost her employer-provided health insurance coverage when she went part-time. Health: Jane and Lilah are both healthy, but Jane is concerned about the costs of upcoming checkups and any unplanned health concerns that could come up, including ear infections, colds and the flu. Products to Consider: MyPriority POS Bronze or Silver Why: An affordable premium that provides broad access to doctors and hospitals, including unlimited family doctor and urgent care office visits for evaluation and management services, before, with the stability and comfort of a family doctor. Visit priorityhealth.com/mypriority to learn more about the plans we offer. 21

22 WHAT PLAN IS RIGHT FOR ME? Mari, age 46 In-the-know health insurance consumer Family situation: Mari is a single, working professional who has traditionally purchased her own health insurance. She is engaged in her health care and relies on online resources to make decisions based on quality of doctors and out-of-pocket costs. Job: She travels often for business, driving between Detroit and Grand Rapids frequently. If unable to schedule a doctor s appointment, she uses virtual visits to see a doctor. Health: Health-conscious and a regular at her local gym, Mari visits her doctor routinely and has occasional prescription needs. She understands the value in a comprehensive health plan. Products to Consider: MyPriority HMO HSA plan Why: Mari can bank the money she saves on a lower premium to pay for any out-of-pocket costs from her Health Savings Account, tax-free. With our broad network she knows she s covered across the state and even out-of-state if an emergency happens. 22

23 Get an instant quote and find out what plan is right for you: Call Visit mypriority.com Contact a Priority Health licensed agent

24 2014 Priority Health priorityhealth.com PH O 09/14