Join the Young Professionals Network (YPN) - go to for application (DAOR YPN)

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Marlene Brown
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1 Newsletter #13 May 10, 2011 Downey Association of REALTORS Paramount Blvd - Downey, California fax The 2011 Nominating Committee will be meeting soon to put together the election ballot for 2012 Leadership. If you are interested in running for a Leadership position with DAOR please contact Jeanette (evp@daor.com). Join the Young Professionals Network (YPN) - go to for application (DAOR YPN) Fannie Mae Adds New Podcasts to itunes To help homeowners stay in their homes and avoid foreclosure, Fannie Mae developed a series of podcasts to provide real estate professionals and the general public with valuable insights about Fannie Mae's property disposal process. The interviews, conducted with experts discussing some of most important aspects of Fannie Mae's programs, are designed to help keep the public informed about the options and resources available. The new Deed-for-Lease and First Look /Neighborhood Stabilization Program podcasts can be accessed and downloaded for free on itunes. While you are there, take a few minutes to listen to the other episodes available in the series. Current podcasts available include: First Look and Neighborhood Stabilization Program Deed for Lease Program HomePath 101 HomePath Financing Fannie Mae 101 Be sure to be on the look out for new modules coming soon. Location of the podcasts: us/podcast/fannie-maes-homepath-podcast/id SOMEONE IS GOING TO WIN AN ipad 2 on May 18th Tickets are available at DAOR or from any Realtor Community Relations Committee Member. THANK YOU SPONSORS of the Raffle VERONICA BAYONA, ProActive Escrow; LINDA GARRETT, Property ID; HILDA VILLALOBOS, Tri Liberty Escrow

If you are interested in running for a Leadership position with DAOR please contact Jeanette (evp@daor.

2 Downey Association of Realtors May Membership Luncheon Wednesday, MAY 18, :30 am - Rio Hondo Event Center Old River School Rd $12.00 per person NO RESERVATIONS AT THE DOOR Presentation to 2011 High School Recipients of the DAOR Scholarship & Special Guest RICARDO BUENO Community Manager Social Media Trainer Diverse Solutions Using Social Media for Real Estate. Tools the REALTOR of Tomorrow Needs To Know Today includes lunch Fax Reservations are Mandatory & Must be received by MONDAY, MAY 16th. Sorry, No one will be allowed in without a confirmed reservation. No Reservations are taken over the phone, this form must be used to make your reservation. Affiliate members MUST by active DAOR Affiliates Credit Card Number Amount $ Expiration Date Zip Code V-Code Card Billing Address: Signature Corporate Card? [ ]Yes [ ]No - Type of Card? [ ]Visa [ ]MC [ ]AmEx [ ] Discover

Using Social Media for Real Estate. Tools the REALTOR of Tomorrow Needs To Know Today. 12.00 includes lunch. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10.

3 Become a CreditSmart Instructor Help your clients develop into well-prepared homebuyers. REALTORS who complete this full-day training will be equipped to emphasize the importance of financial literacy and maintaining good credit. Become a financial literacy expert and help homeowners and potential homebuyers sustain their dream of homeownership. Register today: Seating is limited! Please arrive on time. Downey and Rancho Southeast Association of REALTORS present this one-day workshop. Date: Monday, May 23, 2011 Location: Downey Association of REALTORS Paramount Blvd. Downey, CA a.m. Registration 8:30 a.m. to 4:45 p.m. Lunch provided Cost: FREE for members.

Become a financial literacy expert and help homeowners and potential homebuyers sustain their dream of homeownership. Register today: http://bit.

4 LUNCH & LEARN **FREE** Reverse Mortgage for Home Refinance & Home Purchase Loans Shawn Nikmehr Wells Fargo Reverse Mortgage Consultant As a large number of our population is turning 62 every year, the demand for both reverse mortgage refinance loans and reverse mortgage for home purchase loans are on the rise. At this seminar you will learn: 1) How reverse mortgages work, their history, requirements, proceeds and pay offs. Shawn has many years of real estate and mortgage experience and in fact he is one of the top producers of reverse mortgages in southern California region Shawn is an expert in both Refinance Reverse Mortgages and Purchase Money Reverse Mortgages His passion is working with seniors and their real estate agents in assisting them to achieve the comfort and peace of mind they deserve throughout their retirement years in a home that is fit for them. 2) How you could significantly increase your earnings assisting seniors age-in-place, in a home that is fit for them. Date: May 19th, 2011 Time: 11:00AM - 1:00PM RSVP: or Shawn.Nikmehr@wellsfargo.com Location: Downey AOR Paramount Blvd. Downey, CA For a complimentary one-on-one consultation please call: Or Shawn.Nikmehr@wellsfargo.com

At this seminar you will learn: 1) How reverse mortgages work, their history, requirements, proceeds and pay offs.

5 Thursday, July 7th Please register by June 23rd Downey Association of REALTORS Paramount Blvd., Downey The course cost $99.00 & you take the State Exam right after the class For renewing your Notary Commission it is recommended that you take the State Exam between 6 to 12 months before your expiration to avoid a break in your commission. Processing of commissions is taking several months. This seminar is being presented by Duane Gomer Inc. an approved Notary Education Vendor with the Secretary of State. They have a history of outstanding passing rates at a reasonable price and are the recommended course provider for the California Escrow Association. Schedule 8:15 - Check in 8:30 a.m 11:30 a.m Class 11:30 a.m 12:15 p.m Lunch 12:15 p.m 3:30 p.m Class 3:30p.m Register & Pass Exam State Test Same Day State officials give the test. Bring your Photo ID (Driver s License, etc.) and $40 check to Secretary of State. Bring two #2 pencils for the exam and one 2 x 2 color photo of yourself. REGISTER EARLY SO YOU CAN START TO STUDY When you register for the class you will receive a link to read the State Notary Handbook and to study 138 sample exam questions that will really prepare you to pass. The extensive course covers all the new regulations, forms and new $10,000 fines and penalties and receives rave reviews. Testimonials available. To attend this NOTARY CLASS please complete the following information and return to DAOR, Paramount Blvd., Downey, CA Questions: (562) NAME: (Please Print) ADDRESS: CITY: ZIP: PHONE NO. FAX NO. METHOD of PAYMENT: (Checks to: DAOR) $99.00 CIRCLE ONE: MC Visa AMOUNT $ CREDIT CARD # EXPIRATION DATE SIGNATURE: CA DRIVER S LICENSE # EXP. DATE REQUIRED month/day/year Reservation Required

your commission. Processing of commissions is taking several months. This seminar is being presented by Duane Gomer Inc. an approved Notary Education Vendor with the Secretary of State.

6 DOWNEY ASSOCIATION OF REALTORS PRESENTS Duane Gomer s Popular Continuing Education Optional Review & Group Testing Wednesday, July 27th at 9:00 a.m. Downey Assoc. of REALTORS Paramount Bl., Downey TO TEST ON THE FIVE 3-HOUR COURSES THIS DAY YOU MUST RECEIVE MATERIALS BY July 25th ONLY $79 DAOR $89 Non-DAOR WHAT THE PROGRAM WILL COVER 1. All Brokers & Sales persons renewing AFTER the first time will receive 3 hour home-study mandatory courses of Agency, Ethics, Trust Funds, Fair Housing, Risk Management and a 30 hour course on Foreclosures, Taxes & Evictions. 2. Salespersons on their FIRST four-year renewal who got their license before 10/1/2007 will receive 3 hour homestudy mandatory courses of Agency, Ethics, Trust Funds, Fair Housing, Risk Management. You only have to take these five courses. Confused? Call our office. 3. There will be an optional review to prepare you to pass the easy exams. Money-back guarantee. 4. Exams will be offered on the five mandatory courses. You may test on only 15 hours a day DRE Rule (we don t like this either). Students who need 45 hours will be provided with instructions for testing on the additional 30 hour course online. If you received your materials at least six days before the class, you will be given passwords and user names to test later online. Later signups will receive their passwords by . Anyone who fails an exam can take a second test at no cost any time within one year from date of registration or take the optional review again at no cost. Courses are for all licensees. These courses are approved for Continuing Education Credit by the California Department of Real Estate. However, this approval does not constitute an endorsement of the views or opinions which are expressed by the course sponsor, instructor, author or lecturers. DRE Sponsor #0054 8:45 a.m. Registration SCHEDULE 9:00 a.m. Course review and industry update 11:00 a.m. Home-study Exams on 5 Mandatory Courses and Certificates Awarded. REQUIREMENTS 1. You must sign up and receive your materials before the class to comply with DRE regulations for testing. 2. Easy exams, 70% to pass, 99.99% passing rate. 3. Please have a Government issued picture ID available. 4. Fee includes $10 for the cost of the required courses. TO REGISTER OR FOR MORE INFORMATION CALL DAOR at Name Address CITY, STATE Company Phone ZIP CODE Please charge my AMEX VISA MC DISC DRE LICENSE NUMBER Credit Card # Exp. V-Code Billing Address for Credit Card: Signature

All Brokers & Sales persons renewing AFTER the first time will receive 3 hour home-study mandatory courses of Agency, Ethics, Trust Funds, Fair Housing, Risk Management and a 30 hour course on

7 When Banks Say NO... At INBANET, We Say YES Over half century of combined experience in the financing sector. COMMERCIAL LENDING SERVICES Loans & Property Types... Program Highlights... Purchase National & International Cash Out - Refinance Not FICO Driven Private Money - Bridge Stated Income Commercial - Industrial Quick Closings (14 Days) Apartments - Office retail No or Little Prepay Mixed Used LTV 65% Max (case by case) Hotel, Motel, Restaurant Interest Only Churches & Temples (7.99% and above) Developed Land* Term Months Construction Amount 100k - 10 Million (Fractured & Ground up)* Brokers Protected Additional Form of Collaterals--- Account receivables/ Inventory/ Purchase Orders/ Stocks-Bonds-CD (Financial portfolios) An and/or a phone call begins the process to success Kuldeep Sanadhya KD Loan Strategist (Direct) (Mobile) (Fax) kd@inbanet.com Victor Chavez Mortgage Broker (Direct) (Mobile) (Fax) victor@inbanet.com CA DRE # CA BROKER DRE #

Prepay Mixed Used LTV 65% Max (case by case) Hotel, Motel, Restaurant Interest Only Churches & Temples (7.

APPLICATION FOR REALTOR MEMBERSHIP

APPLICATION FOR REALTOR MEMBERSHIP TYPE OF APPLICATION 1. I am applying for the following categories of membership (check all applicable boxes): Principal REALTOR Designated REALTOR (Broker) Other: MLS