Version: Draft Record Code: P19 Release Date: 1/29/2015. Field Number. Record Number P19A. Coverage Level Percent P
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1 Exhibit : Premium Calculation Exhibit : P19-1 Plan 76 Reinsurance Year: 2015 : WFRP Farm Reports Code: P19 Release Date: 1/29/2015 Insurance Plan Code 76 Whole Farm Revenue Protection (WFRP) Commodity Code 0076 Whole Farm Revenue Protection (WFRP) Section 1: Liability Calculation If Native Sod (NS) applies to any commodity under WFRP, see Section 9 for Liability calculations. Liability Approved Revenue * Coverage Level Percent Liability P Round to whole number. Approved Revenue P None Coverage Level Percent P None Liability is 'Insured Revenue'. Liability Cap, cannot exceed $8.5 million for WFRP. Liability must be set to $1.00 MAX MPCI Liability / 2 MAX MPCI Internal Round to whole number. Premium Liability Section 2: Total Weighted Farm Rate Calculation Liability - lesser of: (MPCI Liability or MAX MPCI) Expected Revenue / Total Expected Revenue Percent of Revenue Premium Liability Internal Round to whole number. MPCI Liability P None Percent of Revenue Internal Round to 3 decimals. Expected Revenue Total Expected Revenue P19A 15 or or None P None Premium Liability must be set to $1.00 when less than $1.00. Summed per commodity if more then one Expected Revenue for a commodity code due to Native Sod. Weighted Commodity Commodity Rate * Percent of Revenue Rate Weighted Commodity Rate Internal Round to 3 decimals. Commodity Rate Internal None Edit with ADM AGR Rate, "A01000" base rate. Total Weighted Farm Rate sum of Weighted Commodity Rate Total Weighted Farm Rate P Round to 3 decimals. Section 3: Diversty Factor (DF) Calculation Commodity Factor 1.00 / Qualifying Commodity Count For each Eligible Commodity (not grouped): Commodity Factor Internal Round to 3 decimals. Qualifying Commodity Count P None Combined total of eligible commodity count and grouped commodity count. See Exhibit P Percent of Revenue - Commodity Factor Commodity Deviation "Absolute Value" Round(ABS((Expected Revenue /Total Expected Revenue ) - Commodity Factor),3) Commodity Deviation Internal Round to 3 decimals. 1/28/2015 Page 1 of 5
2 If Grouped Commodity Count > 0: Exhibit : Premium Calculation Exhibit : P19-1 Plan 76 Reinsurance Year: 2015 : WFRP Farm Reports Code: P19 Release Date: 1/29/2015 Commodity Deviation Internal Round to 3 decimals. Commodity Deviation Round(ABS((MQA/Total Expected Revenue ) "Absolute Value" - Commodity Factor),3) * Grouped Commodity Count MQA Internal None See Exhibit P Grouped Commodity Count P None See Exhibit P Sum of Commodity Sum sum of all Commodity Deviations Deviation (DEV) Factors of Commodity Deviation Factors Internal Round to 3 decimals. "DEV" will be used in determination of Diversity Factor (DF). QUALIFYING COMMODITY COUNT 1 Commodity 2 Commodities 3 Commodities 4 Commodities 5 Commodities 6 Commodities 7 Commodities or more FORMULA DF DF ( * DEV) + ( * DEV 2 ) DF ( * DEV) + ( * DEV 2 ) DF ( * DEV) + ( * DEV 2 ) DF ( * DEV) + ( * DEV 2 ) DF ( * DEV) + ( * DEV 2 ) DF Diversity Factor (DF) See above Diversity Factor P Round to 3 decimals. Section 4: Optional Coverage Calculation When Rate Method Code is Additive, "A": Additive Optional Rate Option Rate * Rate Differential Factor Additive Optional Rate Internal Round to 4 decimals. Option Rate ADM None Rate Differential Factor ADM None Option Rate will be the Sum of all Option Rate with Rate Method Code equal to Additive, "A". Edit with ADM Option Rate, "A01060". Edit with ADM Coverage Level Differential, "A01040". When Rate Method Code is Multiplicative, "M": Multiplicative Optional Rate Option Rate1 * Option Rate2 * Option Rate3... Section 5: Premium Rate Calculation Diversity Factor * Total Weighted Farm Rate * Premium Rate Multiplicative Optional Rate + Additive Optional Rate Multiplicative Optional Rate Internal Round to 4 decimals. Option Rate ADM None Edit with ADM Option Rate, "A01060". Premium Rate P Round to 3 decimals. Premium Rate is capped at Section 6: Total Premium, Subsidy, and Calculation Preliminary Premium Liability * Premium Rate Total Premium 1/28/2015 Page 2 of 5 Internal Round to whole number Total Premium Total Premium P Round to whole number If Beginning Farmer and Rancher (BFR) applies see Section 8. If Native Sod (NS) applies see Section 10. If both BFR and NS applies see Section 10. Total Premium must be set to $1.00
3 Exhibit : Premium Calculation Exhibit : P19-1 Plan 76 Reinsurance Year: 2015 : WFRP Farm Reports Code: P19 Release Date: 1/29/2015 Subsidy Total Premium * Subsidy Percent Subsidy P Round to whole number Subsidy must be set to $1.00 when less than $1.00. Total Premium - Subsidy P Round to whole number Section 7: A&O Expense Subsidy Calculation A&O Expense Subsidy Total Premium * A&O Expense Subsidy Percent A&O Expense Subsidy P A&O Expense Subsidy Percent Internal None Section 8: Beginning Farmer and Rancher (BFR) Subsidy and Calculation Preliminary Premium Liability * Premium Rate Total Premium Internal Round to whole number Total Premium Total Premium P Round to whole number If Native Sod (NS) applies along with BFR see Section 10. Total Premium must be set to $1.00 Base Subsidy Internal Round to whole number Cupped by the standard rule of $1 if applicable. Base Subsidy Total Premium * Subsidy Percent BFR Subsidy Total Premium * 0.10 BFR Subsidy P Round to whole number Subsidy Base Subsidy + BFR Subsidy Subsidy P Round to whole number Beginning Farmer Rancher Subsidy. If Applicable; else (10%). Subsidy cannot exceed Total Premium. Subsidy will be cupped at $0. Total Premium - Subsidy P Round to whole number Section 9: Native Sod (NS) Liability Calculation Insured Revenue Approved Revenue * Coverage Level Percent Insured Revenue Internal Round to whole number. Approved Revenue P None Coverage Level Percent P None Insured Revenue cannot exceed $8.5 million for WFRP. 1/28/2015 Page 3 of 5
4 Exhibit : Premium Calculation Exhibit : P19-1 Plan 76 Reinsurance Year: 2015 : WFRP Farm Reports Code: P19 Release Date: 1/29/2015 Native Sod Percent of Revenue P Round to 3 decimals. Native Sod Percent of Expected Revenue (Native Sod) / Total Revenue Expected Revenue Expected Revenue P19A 15 or or None Only the Expected Revenue for Native Sod. Summed P19A Expected Revenue if more then one commodity with Native Sod. Native Sod Liability Insured Revenue * Native Sod Percent of Revenue * 0.65 Non Native Sod Liability Insured Revenue * ( Native Sod Percent of Revenue) Total Expected Revenue P None Native Sod Liability P Round to whole number. Non Native Sod Liability P Round to whole number. Native Sod Liability + Non Native Sod Liability Liability Liability P Round to whole number. Liability Cap, cannot exceed $8.5 million for WFRP. If Native Sod does not apply then Liability will equal Insured Revenue. Liability must be set to $1.00 MAX MPCI Liability / 2 MAX MPCI Internal Round to whole number. Base Premium Liability Liability - lesser of: (MPCI Liability or MAX MPCI) Native Sod Premium Round(Native Sod Liability / Liability, 3) Native Sod Premium Liability Liability * Base Premium Liability Base Premium Liability Internal Round to whole number MPCI Liability P None P Round to whole number Base Premium Liability must be set to $1.00 Non Native Sod Premium Base Premium Liability - Native Sod Premium Liability Liability Non Native Sod Premium Liability P Round to whole number Section 10: Native Sod (NS) Total Premium, Subsidy, and Calculation If Beginning Farmer and Rancher (BFR) applies along with Native Sod (NS) this calculation will be used. See Section 8 if only BFR. Native Sod Preliminary Native Native Sod Premium Liability * Premium Rate Total Premium Non Native Sod Non Native Sod Premium Liability * Premium Rate Sod Preliminary Total Premium Non Native Sod Preliminary Total Premium P Round to whole number P Round to whole number Native Sod + Non Total Premium Native Sod Total Premium P Round to whole number Total Premium must be set to $1.00 Base Subsidy Internal Round to whole number Cupped by the standard rule of $1 if applicable. Base Subsidy Total Premium * Subsidy Percent 1/28/2015 Page 4 of 5
5 Exhibit : Premium Calculation Exhibit : P19-1 Plan 76 Reinsurance Year: 2015 : WFRP Farm Reports Code: P19 Release Date: 1/29/2015 BFR Subsidy Total Premium * 0.10 BFR Subsidy P Round to whole number Beginning Farmer Rancher Subsidy. If Applicable; else (10%). Native Sod Subsidy. Native Sod Subsidy Native Sod * 0.50 Native Sod Subsidy P Round to whole number If Applicable; else, (50%). Base Subsidy + BFR Subsidy - Native Subsidy Sod Subsidy Subsidy P Round to whole number Subsidy cannot exceed Total Premium. Subsidy will be cupped at $0. Total Premium - Subsidy P Round to whole number 1/28/2015 Page 5 of 5
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