Iris Kesternich Curriculum Vitae, Juli Applied microeconomics with applications in: Health and Insurance markets International Economics

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1 Curriculum Vitae Name Dr. Iris Kesternich Date of birth November 25, 1979 Office address Department of Economics University of Munich Akademiestrasse 1 D Munich, Germany iris.kesternich@lrz.uni-muenchen.de Research Applied microeconomics with applications in: Health and Insurance markets International Economics Academic position 05/2010 present Postdoctoral researcher Department of Economics, University of Munich Academic education and degrees 10/ /2010 Ph.D. (Dr. oec. publ., summa cum laude, University of Munich) Thesis title: Theoretical and Microeconometric Perspectives on Insurance and International Economics 04/ /2006 Diploma in Economics, University of Munich 10/ /2001 Finance and Business Mathematics, University of Ulm and Technical University of Munich 08/ /1999 A-level, Erzbischoefliches Irmgardis-Gymnasium, Cologne 1

de Research Applied microeconomics with applications in: Health and Insurance markets International Economics Academic position 05/2010 present Postdoctoral researcher Department of Economics,

2 Grants/honors/scholarships 01/2013 UniCredit & Universities Post-Doc Research Grant 02/ /2012 Research Fellowship, Deutsche Forschungsgemeinschaft 2011 Alumni prize for the best dissertation of the year 2011 Research grants, Deutsche Forschungsgemeinschaft via SFB/TR-15 and MELESSA 10/ /2008 Scholarship, Deutsche Forschungsgemeinschaft via Munich Graduate School of Economics 09/ /2008 Scholarship, Deutscher Akademischer Austauschdienst and Studienstiftung des deutschen Volkes (Carlo Schmid Program) 02/2006 Alumni Prize for Young Economists for the best graduate of the year 02/2006 Anita Augspurg Prize for the best diploma thesis of the year 08/ /2003 ERASMUS scholarship Research visits and exchanges 03/2013 Centre for Health Economics, York 08/2012 University of Mannheim 02/ /2012 RAND Labor and Population, Santa Monica 09/ /2011 Harvard Kennedy School and Harvard Center for Population and Development, Boston 02/ /2011 RAND Labor and Population, Santa Monica 09/ /2008 OECD, Directorate for Employment, Labour and Social Affairs, Paris 08/ /2003 ERASMUS, Universidad Carlos III, Madrid 09/ /1997 One-year student exchange, Cape Town Other academic affiliations 09/2013 present Postdoctoral mentor in the International Graduate Program Evidence-Based Economics 05/2006 present Visiting researcher, Deutsche Bundesbank 09/ /2012 Member of the managing committee of the SFB/TR-15, a research collaboration between the universities of Berlin, Bonn, Mannheim and Munich 2

02/2008 Scholarship, Deutscher Akademischer Austauschdienst and Studienstiftung des deutschen Volkes (Carlo Schmid Program) 02/2006 Alumni Prize for Young Economists for the best graduate of the year

3 Published and accepted papers Individual behavior as a pathway between early-life shocks and adult health: Evidence from hunger episodes in post-war Germany (with Bettina Siflinger, James P. Smith, and Joachim K. Winter), accepted for publication at the Economics Journal. The effects of World War II on economic and health outcomes across Europe (with Bettina Siflinger, James Smith, and Joachim Winter), The Review of Economics and Statistics, Vol. 96(1), , On the use of information in oligopolistic insurance markets (with Heiner Schumacher), Journal of Risk and Insurance, Vol. 81(1), , Contributions of second opinions, outcome forecasts, and testimonials to patient decisions about knee-replacement surgery (with Francis G. Caro, Alison S. Gottlieb, Susanne Hoffman, and Joachim Winter), Medical Decision Making, Vol 34(5), , Financial constraints and foreign direct investment: Firm-level evidence (with Claudia Buch, Alexander Lipponer, and Monika Schnitzer), Review of World Economics, Vol. 150(2), , Suit the action to the word, the word to the action: Hypothetical choices and real decisions in Medicare Part D (with Florian Heiss, Daniel McFadden, and Joachim Winter), Journal of Health Economics, Vol. 32(6), , Who is afraid of political risk? Multinational firms and their choice of capital structure (with Monika Schnitzer), Journal of International Economics, Vol. 82(2), , Working papers Professional norms and physician behavior: Homo oeconomicus or homo hippocraticus? (with Heiner Schumacher, and Joachim Winter), Sonderforschungsbereich Transregio 15, SFB/TR 15 Discussion Paper No. 456, Us and them: Distributional preferences in small and large groups (with Heiner Schumacher, Michael Kosfeld, and Joachim Winter), Sonderforschungsbereich Transregio 15, SFB/TR 15 Discussion Paper No. 453,

The effects of World War II on economic and health outcomes across Europe (with Bettina Siflinger, James Smith, and Joachim Winter), The Review of Economics and Statistics, Vol. 96(1), 103-118, 2014.

4 Work in progress Will patient-specific outcome forecasts change patients medical decisions? (with Frank Caro, Alison Gottlieb, Susanne Hoffman, and Joachim Winter). Asymmetric information and self-control in health insurance markets (with Heiner Schumacher). Non-refereed publications Politisches Risiko und die Kapitalstruktur multinationaler Unternehmen (with Monika Schnitzer), Oekonomenstimme, Feb. 23, 2011 Finanzierungsbedingungen und Internationalisierung von Unternehmen (with Claudia Buch, Alexander Lipponer, and Monika Schnitzer), Oekonomenstimme, Aug. 16, 2010 Determinants, reasons and effects of offshoring on the employment and the economic structure in Germany (with Claudia Buch, Monika Schnitzer, Christian Arndt, Anselm Mattes, Christian Muggele, and Harald Strotmann), Report commissioned by the Federal Ministry of Economics, Tuebingen and Munich

Non-refereed publications Politisches Risiko und die Kapitalstruktur multinationaler Unternehmen (with Monika Schnitzer), Oekonomenstimme, Feb.

5 Conferences and invited seminars 2014: ASHECON Conference (Los Angeles, USA) Research Seminar in Applied Microeconomics (Cologne, Germany) IU/ IUPUI Mini-Conference on Health Economics (Bloomington, USA) DGGÖ Conference (Munich, Germany) CES Seminar (KU Leuven, Belgium) Department Seminar, Department of Economics (Copenhagen, Denmark) Workshop on Behavioral and Experimental Health Economics (Oslo, Norway) 2013: Economics Seminar Series (Aarhus, Denmark) Augsburg Workshop on the Economics of Health Behaviors and Prevention (Augsburg, Germany) International Economic Policy Research Seminar (Frankfurt University, Germany) CBSSM Seminar (University of Michigan, Ann Arbor, USA) Kelly School of Business (Indiana University, Bloomington, USA) Annual Conference of the European Economic Association (Gothenburg, Sweden) IAB Colloquium on Labour Market and Occupational Research (Nuremberg, Germany) Applied Economics and Econometrics Seminar (Mannheim, Germany) Seminar on Individual and Social Change (Manchester, UK) Seminar of the Health, Econometrics and Data Group (York, UK) Max Planck Institute for Social Law and Social Policy (Munich, Germany) Conference on Empirical Health Economics (Munich, Germany) Economics Seminar (IUPUI, Indianapolis, USA) IU Public Health and SPEA Seminar (Indiana University, Bloomington, USA) 2012: SFB/Tr-15 Workshop (Caputh, Germany) WZB SFB/Tr-15 Seminar (Berlin, Germany) DGGÖ Workshop on Distributional Issues in Health Care Systems (Hamburg, Germany) Research Seminar of the Helmholtz Center (Munich, Germany) Health Care Policy Seminar (Harvard University, Boston, USA) Luncheon Seminar (Harvard Center for Population and Development Studies, Boston, USA) Labor and Population Brownbag Seminar (RAND Corporation, Santa Monica, USA) 2011: Micro Seminar (Boston University, Boston, USA) Health Care Policy Seminar (Harvard University, Boston, USA) Luncheon Seminar (Harvard Center for Population and Development Studies, Boston, USA) 5

(Oslo, Norway) 2013: Economics Seminar Series (Aarhus, Denmark) Augsburg Workshop on the Economics of Health Behaviors and Prevention (Augsburg, Germany) International Economic Policy Research

6 2010: Economic Seminar (University of Augsburg, Germany) Jahrestagung des Vereins fuer Socialpolitik (Kiel, Germany) Health Econometrics Workshop (Universita Cattolica, Rome, Italy) KOF Research Workshop (ETH Zurich, Switzerland) IRDES Workshop on Applied Health Economics and Policy Evaluation (Paris, France) SFB/Tr-15 Workshop (Caputh, Germany) 2009: Annual Conference of the European Economic Association (Barcelona, Spain) WEAI Pacific Rim Conference (Kyoto, Japan) 9th Goettinger Workshop: Internationale Wirtschaftsbeziehungen (Goettingen, Germany) 2008: University of Tuebingen University of Munich Workshop in International Economics (Munich, Germany) 2007: Annual Conference of the European Economic Association (Budapest, Hungary) Jahrestagung des Vereins fuer Socialpolitik (Munich, Germany) Workshop on Regional and Micro-Level Effects of Globalization (Tuebingen, Germany) 2006: Ifo - University of Tuebingen - University of Munich Workshop in International Economics (Munich, Germany) 6

Economic Association (Barcelona, Spain) WEAI Pacific Rim Conference (Kyoto, Japan) 9th Goettinger Workshop: Internationale Wirtschaftsbeziehungen (Goettingen, Germany) 2008: University of Tuebingen

7 Teaching Microeconometrics (SS 2013) Empirical Analysis of Consumer Decisions (SS 2010) Tutorial in Empirical Economics I (WS 2006/2007) Tutorial in Empirical Economics II (SS 2007 and SS 2011) Tutorial in Advanced Econometrics (WS 2009/2010 and WS 2010/2011) Supervision of the following seminars Regulatory and Competition Policy (WS 2013/2014) Money matters - The impact of financial constraints on firms investment behaviour (WS 2010/ 2011) Empirical Health Economics (SS 2010) Empirical Literature Seminar (WS 2008/ 2009 and SS 2010) Corporate finance and the role of banks in a globalized world (SS 2006) Empirical Industrial Economics (SS 2006) Supervision of Bachelor-, Master- and Diploma theses in International Economic Relations, Health and Insurance Refereeing B.E. Journal of Economic Analysis & Policy Empirical Economics German Research Foundation PLOS One Review of Corporate Finance Studies 7

constraints on firms investment behaviour (WS 2010/ 2011) Empirical Health Economics (SS 2010) Empirical Literature Seminar (WS 2008/ 2009 and SS 2010) Corporate finance and the role of banks in a

CURRICULUM VITAE. Monika Schnitzer. April 2016

CURRICULUM VITAE. Monika Schnitzer. April 2016 CURRICULUM VITAE Monika Schnitzer April 2016 Office Address: Current Position: Personal Data: Department of Economics, University of Munich Akademiestr.1/III, 80799 Munich, Germany Tel: +49 89 2180 2217,