$25,000 CHILDREN'S LIFE INSURANCE

Transcription

1 PMS 294 BLUE & PMS158 ORANGE ON WHITE PAPER E-2454 Globe Life And Accident Insurance Company Globe Life Center Oklahoma City, OK PRSRT STD U.S. POSTAGE PAID GMS $25,000 CHILDREN'S LIFE INSURANCE RATES AS LOW AS $ x1.25 SEND NO MONEY NOW E-2454 Finished Size x 4 8 3/8x4

2 Up To $25,000 Is Now Available For Your Kids Or Grandkids! F Send No Money Now F Rates Start As Low As $1.99 F Rates Never Increase F Satisfaction Guaranteed F Builds Cash Value 1MORTNEW9566 F416460X SAMPLE Christopher Fitzsimmons 123 Main Street Birmingham AL F Buy Direct By Mail YOUR CHILD S LIFE INSURANCE APPLICATION EQX # Your Child s Affordable Monthly Rate Never Increases Age $5,000 $10,000 $1.99 $ $15,000 $ $20,000 $ $25,000 $

3 What Do I Need To Know About The LaborStar Young American Plan? Q: How much paperwork will I have to fill out to apply for coverage? A: Hardly any, it s easy. There is a short application, with a few yes or no health questions. Everything is conveniently handled through the mail. Q: Do parents and grandparents really need life insurance for their children or grandchildren, even if they are still young? A: Yes. A serious illness or accident could make life insurance very expensive, even unavailable, for children when they are adults. Q: What kind of insurance is the LaborStar Young American Plan? A: The LaborStar Young American Plan is a whole life insurance policy. The policy is good for a lifetime, regardless of future health changes, or if your child enlists in military service or chooses a hazardous occupation. Q: Once the LaborStar Young American Plan is issued, and the premiums are paid on time, can the policy ever be canceled for any reason? A: No. The policy can never be canceled for any reason other than failure to pay the premiums. You can, however, choose to cancel your child s coverage at any time. Q: Who can apply for the LaborStar Young American Plan? A: Whether you are a child s parent, grandparent or legal guardian, any LIUNA member can be the policyholder. Q: What happens after I send in the application? A: After the application is approved, you will receive a policy by mail. You ll have 30 days to review it in the comfort of your home. A premium notice will be sent to you. The policy will go into effect after the first premium payment is received. The monthly premiums will be based upon your child s or grandchild s current age. You can find them on the reverse side. This rate will be locked in for life, and it will not increase because of changes in age, health or occupation. Buy Direct By Mail Lock In An Affordable Rate Today Your Child s Rate Stays The Same For Life Send No Money Now For over 55 years, Globe Life And Accident Insurance Company has been dedicated to providing affordable insurance products for the entire family. Globe Life is committed to quality service and policyholder satisfaction. Policy Form #GWLC/GWLP, GWL2000 F7358-0C

4 Celebrating Over 55 Years Of Financial Stability And Policyholder Satisfaction. Up To $25,000 Is Now Available For Your Kids And Grandkids With These Benefits... Send No Money Now! Dear LIUNA member, Would you apply now for something that could provide your children or grandchildren with a lifetime of value? Most concerned members would answer yes. If you re concerned about your young loved ones financial future, the LaborStar Young American Plan is a good start. This plan is a whole life insurance policy with rates that are locked in for life... and it costs nothing to start. You can save the money you d expect to pay in increasing premiums, because these premiums stay the same for life. One of the best features of the LaborStar Young American Plan is the CASH VALUE the policy builds... you can use it towards your child s education expenses or to pay for other expenses that come up along the way. Secure Coverage Today By starting a LaborStar Young American Plan today, you can begin a lifetime of protection for the ones you love the most. A serious illness or injury could make buying life insurance in the future very expensive, even unavailable for your young loved ones. Give them a financial head start now towards a bright future. If you are looking for an easy, affordable way to start planning financially for your children or grandchildren, the LaborStar Young American Plan may be the right answer for you. Remember, the affordable rate you establish now will be the same for life. Think Your Child s Affordable Monthly Rate Never Increases Age $5,000 $10,000 $1.99 $ $15,000 $ $20,000 $ $25,000 $

5 about how much that could save them in the future. From time to time, you may even be given the opportunity to increase the value of their plan. Applying Is Easy Just fill out the short application and return it in the postage-paid envelope provided. There is no need to send any money with the application. It s easy to apply just answer a few simple health questions on the application. Once approved, we ll issue the policy. You will have 30 days to review it, and a premium notice will be sent to you. The policy will go into effect after the first premium payment is received. Join Thousands Of LIUNA Members Since Globe first introduced the LaborStar Young American Plan, thousands of concerned LIUNA parents and grandparents have started LaborStar Young American Plans for their children or grandchildren. We make applying hassle-free and everything is handled conveniently through the mail. Give a gift that can last a lifetime... and provide your child or grandchild with a financial head start towards a bright future. Sincerely, Charles F. Hudson Chief Executive Officer CH:pvz Policy Form #GWLC/GWLP, GWL2000 Note: LaborStar Young American Plan is a program established by Globe Life And Accident Insurance Company for LIUNA members. In accordance with ERISA regulations, the Laborers International Union of North America does not establish, sponsor or endorse this program. Buy Direct By Mail Lock In An Affordable Rate Today Your Child s Rate Stays The Same For Life Send No Money Now

6 E-1695 R2/09 FROM: BUSINESS REPLY MAIL FIRST-CLASS MAIL PERMIT NO. 703 OKLAHOMA CITY OK NO POSTAGE NECESSARY IF MAILED IN THE UNITED STATES POSTAGE WILL BE PAID BY ADDRESSEE GLOBE LIFE AND ACCIDENT INSURANCE COMPANY GLOBE LIFE CENTER PO BOX OKLAHOMA CITY OK Please be sure this information is complete: Name(s) Address(es) Birthdate(s) Phone Number (for customer service use only) THANK YOU 2. Be sure to indicate your coverage amount as shown c 3. Sign the application 100% Recyclable