Allianz car insurance

Transcription

1 Allianz car insurance Because no two drivers are alike, and because driving practices evolve over time, our guarantees and packages have been designed to meet your unique needs.

2 If you don t drive much, you pay less! We offer 3 different options 4,000, 7,000 and 9,000 km which enable you to save up to 25% (1) on the cost of your car insurance, whilst benefiting from the same guarantees and services as for options with unlimited kilometres. Any excess kilometres in the 7,000 or 9,000 km options are not lost; you can build up a reserve (2) of up to 5,000 km, which can be used when you need them. Take advantage of reduced rates! Do you and your partner rarely lend anyone your car? If you and the person you live with are the only ones who drive your car, choose conduite couple and benefit from an additional reduction on the cost of your car insurance. Mon assistance mobile provides solutions for your everyday problems Download the Mon assistance mobile application from the customer area on the website. (1) Reduction compared to the cost of private and professional car insurance. Amount evaluated using the 4,000 km option; the saving made on a representative profile amount to 15%. (2) The reserve of non-used kilometres applies to the 7,000 and 9,000 km options with a counter. Management of kilometre tracking is carried out in partnership with SOFCA. Offers subject to conditions. All guarantees and services presented in this document are subject to the clauses and conditions outlined in the Allianz car insurance contract.

3 Allianz car insurance, a tailormade range Whatever your needs, with Allianz car insurance you can create the insurance that suits you by choosing the level of cover for your car, its driver and the assistance you require. It really is a modular, customised range! Choose your insurance from our 5 options: C Eco: insurance on a small budget. C1 and C1+: third-party insurance to keep you reassured. C2: intermediary insurance for increased security. C3: comprehensive insurance to cover any eventuality. You can adjust your guarantees with our options and Packs Essentiels (1) packages. Benefit from reduced rates depending on your driver profile. (1) Choose from options and packages including the guaranteed cover of repair costs in the event of breakdown, assistance at home, reimbursement of the full price of your car, etc.

4 With Allianz car insurance, insure your car with complete confidence! At Allianz, the quality of our services goes hand-in-hand with transparency. It is essential that you understand your contract and its scope, so that you are aware of its limits and can thus make the best choice. That s why Allianz strives to clearly distinguish the guarantees that are included in each formula. This means there are never any unpleasant surprises. If I hit a car and injure those inside, what is my guarantee? The «Responsabilité Civile» guarantee covers the damage you cause to others. Costs related to the damage to the car you have hit and the injuries to the people inside are reimbursed. This guarantee also applies if you hit a pedestrian, etc. Included in formulas C Eco / C1 / C1+ / C2 / C3 What compensation do I receive if I am hurt in an accident when driving my car? Thanks to the «Garantie Conducteur» guarantee, you receive compensation for the costs of any physical damage you suffer, whether or not you are responsible for the accident, and you can choose to be covered for up to 1 million euros. Included in formulas C Eco / C1 / C1+ / C2 / C3

5 If one of my windows is hit by a piece of gravel, am I covered? With the «Bris des glaces» guarantee, your window will be repaired or replaced! This guarantee also covers the windscreen, sunroof, etc. Included in formulas C1+ / C2 / C3 And what if my car is stolen or set on fire? Don t panic, the «Vol» guarantee will reimburse you in accordance with its value (determined by an expert). You are also reimbursed if your car catches fire. Included in formulas C2 / C3 My car is damaged and it is my fault: is there a guarantee to cover that? Yes, the «Dommages tous accidents» guarantee covers any damage that your car might suffer. This guarantee also applies if you hit a tree, if you find your car dented or if your door is scratched in a car park, etc. Included in formula C3 I have chosen the Classique Eco formula and I have a problem. Will you still help me? Of course! With «Assistance Essentielle», we will organise and cover the costs of roadside or towing assistance in the event of an accident, fire, theft or attempted theft. We will also provide you with a taxi or a train ticket so that you can get home, at our cost (1). Included in the formula C Eco Imagine that my car breaks down 25 km from home. What would happen? Thanks to the «Assistance» guarantee, your car is repaired if it is out of use, for example, because of a puncture or a fuel problem over 25 km from your home (2). Allianz s little extras: we won t let you down! If your car breaks down less than 25 km from your home, we will organise roadside or towing assistance, if you wish (3). Included in formulas C1 / C1+ / C2 / C3 (1) Subject to conditions. (2) In the event of an accident, fire or theft, our guarantee applies with no kilometre threshold. (3) If you have not subscribed to the Dépannage 0 km option or a Pack Mobilité package, you will have to bear the costs of roadside assistance/towing if your car breaks down less than 25 km from your home.

6 Increase your protection with our options! Do you have a disagreement with your garage? If you have any problems related to the purchase, sale or repair of your car, we will provide you with legal assistance thanks to the «Protection Juridique Automobile» option. Available with formulas C Eco / C1 / C1+ / C2 / C3 Has your car broken down near home? The «Dépannage 0 km» option provides you with assistance without a kilometre threshold. Available with formulas C1 / C1+ / C2 / C3 Has your luggage been stolen from your roof rack? It will be reimbursed with the «Contenu» option! Have you added alloy wheels to your car? The «Equipements» option will cover them in the event of a problem. (4) Vehicle of an equivalent category (D maximum) for a personal vehicle and up to 12 m 3 for a commercial vehicle. (5) This package is available for cars with less than 150,000 km. (6) The Pack Valeur plus 36 mois package applies to all clean vehicles (less than 2 years old benefiting from an ecological bonus), electric hybrids (with both a thermal engine and an electric engine) and 100% electric cars.

7 Feel even more confident with Allianz s Packs Essentiels! Do you need to get around while your car is out of use? The Pack Mobilité classique package helps you out even if the incident takes place right outside your front door, providing you with a replacement vehicle (4) for up to 8 days in the event of a breakdown, 15 days if you have had an accident and 30 days if your car has been stolen! Available with formulas C1 / C1+ / C2 / C3 The Pack Mobilité plus package helps you out even if the incident takes place right outside your front door, providing you with a replacement vehicle (4) for up to 30 days, irrespective of the type of incident (breakdown, accident, theft) if your car is out of use. We can also provide, for up to 7 days, a replacement vehicle for the time it takes for your car to be repaired, provided your car hasn t been towed away. Do you want better reimbursement for your car in the event of an accident? The Pack Valeur plus (5) package covers your car at its purchase value during its first two years, and then provides you with up to 40% in addition to the amount estimated by an expert. In all cases, you will receive a minimum of 3,000! Allianz s little extras for clean, hybrid or 100% electric cars: thanks to the Pack Valeur plus 36 mois (6) package, the purchase value of your car is extended by three years, in addition to the other advantages of the Pack Valeur plus package! If your car breaks down The Pack Réparation (7) package covers the costs of repair, parts and labour in the event of a guaranteed breakdown (8). You are assisted via remote diagnostics and are supported in all the procedures related to the repair of your car. (7) The car must be less than 7 years old and have covered less than 100,000 km at the time of subscription. (8) Breakdowns related to parts that should be replaced regularly during standard maintenance are not guaranteed.

8 For further details, your Allianz contact is at your disposal. Allianz IARD Company governed by the French insurance code. SA (limited company) with a capital of 938,787,416 euros. Head office: 87, rue de Richelieu Paris Registered with the RCS Paris, number Mondial Assistance France The breakdown services contracted by Allianz from Fragonard Assurances (SA [Limited Company] with a share capital of 37,207,660 euros - Registered with the RCS Paris under number Company governed by the French insurance code - Head office: 2, rue Fragonard Paris - France) are implemented by Mondial Assistance France (SAS [Simplified Joint-Stock Company] with a share capital of 7,584, euros - Registered with the RCS Paris under number Head office: 54, rue de Londres Paris - France - Insurance Brokers - ORIAS registration number ). Protexia France Company governed by the French insurance code. SA (limited company) with a capital of 1,895,248 euros. Head office: 9, boulevard des Italiens Paris Registered with the RCS Paris, number Promotional document COM V01/12- IMP01/12 - Creation: - Photo credits: Getty Images/Fotolia/Graphic Obsession.