Clarity Confidence Compassion Financial Planning on Your Terms

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Tyrone Wilkins
8 years ago
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1 Clarity Confidence Compassion Financial Planning on Your Terms & Investment Management, Inc.

2 Goals + Planning Uncertainty = Happiness This simple equation is the core focus of our practice.

3 Experience Financial Advice on Your Terms We offer an in-depth menu of services that will help provide clarity to your financial situation, confidence in your financial future, and comfort knowing that you are being guided by experienced financial professionals. When it comes to financial planning, you have a choice of whom to trust for information and advice. The experienced financial professionals at Sequoia Wealth Advisors offer a menu of financial planning services, for either a flat fee or hourly rate. Whether you are starting a new career, experiencing a significant life transition, planning for retirement, or want to create a comprehensive plan for your business, we offer the financial planning services to address your needs. Our personalized service is unique because it puts your interests first and allows us to customize each client experience. You choose exactly what you need when you need it. Personalized service defines our client relationships because we not only care about your financial goals, but also about who you are and what is most important to you. Trust and transparency are the cornerstones of the lasting connection we value with our clients, by offering independent advice and thoughtful insight to assist you in working toward building and protecting your assets. Since we are an independent firm, we do not have sales quotas or proprietary financial products for sale. Because of this, there are no restrictions on account size or investable assets. The fee you pay is based on the complexity of your needs and the financial plan you choose. You control the cost and level of engagement.

4 Our Financial Planning Principles Effective strategies for your unique needs. Sequoia Wealth Advisors was created because we wanted to find a better way to provide financial advice and services. In the traditional financial services model, a conflict of interest often exists for the individuals who are offering financial advice because they benefit from selling you a proprietary product rather than advice. Our menu of services, offered by our independent professionals, eliminates that conflict of interest so we can help you clearly define your goals and understand how to pursue them through a personalized financial plan. This approach is built around four fundamental areas: Creating a realistic budget that covers both recurring and essential expenses (housing, food, utilities) with strategies that seek to generate a stable income stream Account for lifestyle, optional, or necessary expenses by considering growth or income (investments) that help manage risk related to inflation and interest rates Planning for unexpected expenses and unforeseen situations that can have a devastating impact if you do not have financial flexibility; also taken into consideration are tax implications for potentially adverse events,and your insurance needs Leaving a legacy to provide for the people and the causes that are most important to you and managing your taxes

5 More than simply offering investment advice, we take a holistic approach and look at our clients entire situation by focusing on the areas most important to them.

6 Financial planning and building wealth are no longer linear processes, but cyclical ones that require a more complex and personalized approach.

7 Our Financial Planning Fees Are Based on Services Provided, not Financial Products Sold Change is inevitable, so financial planning should not be a one-time event. As your circumstances shift in life through marriage, children, an empty nest, and retirement, your financial planning needs will change too. At Sequoia Wealth Advisors, we designed our financial planning model based on our many years of experience. Clients can pick and choose the services they want from our independent financial planners based on where they are in life. Some of the financial planning services offered include: Basic Financial Plan Ideal for clients who are just getting started. We help you create a plan you can live with and get working toward your financial goals. Targeted Planning Strategies You choose the level of engagement with our financial professionals. This option allows you to build your own financial plan or simply focus on the areas that are most important to you. Comprehensive Financial Plan Designed for individual, joint, or multiple-party financial scenarios, this broad plan incorporates the appropriate targeted planning strategies as well as ongoing maintenance and online access to track your financial progress. Hourly Consulting If you are self-directed in your financial planning and investments, or looking for a second opinion on your current strategy, we offer an hourly rate to meet with our firm s designated Certified Financial Planner or Certified Investment Management Analyst professionals. Business or Non-Profit Plan Customized planning for key personnel, non-profit organizations, or businesses, which ranges from simple to complex, based on your needs.

8 Independence Powered by LPL Financial Sequoia Wealth Advisors & Investment Management, Inc. is supported by the resources of LPL Financial, the nation s largest independent broker/dealer. * This relationship provides us with access to unbiased research and a comprehensive array of tools, resources, and technology. As an independent firm with no proprietary products to sell or sales quotas to meet, we are able to provide truly unbiased, conflict-free advice and investment recommendations. *As reported by Financial Planning magazine, June , based on total revenue. The independent professionals at Sequoia Wealth Advisors & Investment Management, Inc. always put your interests first with our personal approach to financial planning. Please contact us to schedule a no-obligation consultation and discover the value of our experience, unbiased advice, and personal service Almaden Blvd. Suite 925 San Jose, CA P: F: Securities and financial planning offered through LPL Financial, a registered investment advisor, member FINRA/SIPC.

Independent, objective advice

Independent, objective advice LAINE WEALTH MANAGEMENT S MISSION To help our clients improve the quality of their lives by taking a holistic approach which combines comprehensive wealth planning with their