Liberty Mutual Insurance 101

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1 Liberty Mutual Insurance 101 Don t be penny Wise and Pound foolish

2 Liberty Mutual Insurance 101 Personal Insurance Auto Insurance - Home/Renters Insurance

3 Liberty Mutual Insurance 101 Auto Insurance. Liability Limits - 100/ 300/ $100,000 Bodily Injury per person - $300,000 Bodily Injury all persons - $100,000 Total Property Damage

4 Liberty Mutual Insurance 101 Uninsured Motorist Underinsured Motorist 100/300 $100,000 Bodily Injury per person $300,000 Bodily Injury all persons This protects you and your passengers from bodily damage caused by a person with too little insurance or no insurance at all

5 Liberty Mutual Insurance 101 Medical Payments and Personal Injury Protection (PIP) Medical Payments will pay you, a family member or a passenger riding in your vehicle for medical expenses resulting from an auto injury. Regardless of Fault.

6 Group Liberty Savings Mutual Plus Insurance from Liberty 101 Mutual TM Collision Damage to your vehicle Collision Coverage will pay to repair or replace a covered vehicle if it is damaged from a collision. Common Deductibles are $250, $500 and $1000. The higher the deductible you can afford, the less you will pay for this coverage.

7 Group Liberty Savings Mutual Plus Insurance from Liberty 101 Mutual TM Other than Collision (OTC) Damage to your vehicle Comprehensive Coverage protects your vehicle against damage that is not caused by collision. Damage caused by hail, vandalism or theft are examples. Like collision the higher deductible you choose the less you will pay. Some common deductibles are- $100, $200 or $500.

8 Liberty Mutual Insurance 101 Other Coverages Rental Reimbursement Towing and Labor Better Car Replacement GAP Coverage

9 Liberty Mutual Insurance 101 Ways to Save Money Discounts: Multi-Car Discount Safe Driver Discount Anti-Theft Discount College Education Discount Good Student Drivers Training Passive Restraint Recent College Graduate Multi Policy Newlywed

10 Liberty Mutual Insurance 101 Renters Insurance Protecting one of your most valuable assets

11 Liberty Mutual Insurance 101 Renters Insurance Personal Property is the key coverage here. This will protect your personal belonging- including furniture, electrical items and clothing. This is the most your insurance company will pay to repair or to compensate for your loss. Options for personal property start at $15,000 Deductible options- $100, $250, $500, $750, $1000

12 Liberty Mutual Insurance 101 Modifying your Coverage Home Computer Endorsement: This coverage provides a broader protection for the home computer by providing all peril coverage for the computer, peripheral devices, software and media. This includes SMART technology- iphone, ipad, and itouch. $50.00 deductible applies This is a minimal monthly fee, based on how much coverage you have. It can typically be competitive against insurance through technology providers

13 Liberty Mutual Insurance 101 Ways to Save Money Discounts: Alumni Discount Multi-Policy Discount

14 Liberty Mutual Insurance 102 Your Insurance Check List Review your policies and coverage annually On your home insurance check for: On auto insurance check your: Replacement cost Liability limits Deductibles Deductibles Uninsured/ Underinsured Credit discounts Towing and transportation Ask for a policy coverage review

15 Liberty Mutual Insurance 102 Thank You Protecting yourself is protecting your family. Call Sara Sanderson for further help!! ext

16 Matt Purdy Associate Director of Placement and Services Graduate School Job Search Unemployment

17 THE POWER OF PHILANTHROPY Importance of giving back and how volunteering can impact a community

18 A life is not important except in the IMPACT it has on other lives. - Jackie Robinson

19 Mission and Purpose The Southern Illinois University Foundation, established in 1942, provides alumni and other friends a means to invest in the future of their University.

20 Big Things Are Within Reach

21 All alumni, even recent graduates like me, can donate just a little to motivate, encourage, assist, and acknowledge the next generation. I have student loans, credit card debt and bills like everyone else after college, but a little help can truly go a long way! Xavier Mims 08

22 Shaping the Future You

23 Boys & Girls Club of Carbondale Our Mission To inspire and enable all young people, especially those who need us most, to realize their full potential as productive, responsible, and caring citizens.

24 Great Futures Start Here Character & Leadership Development Education & Career Development Health & Life Skills The Arts Sports, Fitness, and Recreation

25 I don t think you ever stop giving. I really don t. I think it s an ongoing process. And it s not just about being able to write a check. It s being able to touch somebody s life. - Oprah Winfrey

26 THE POWER OF PHILANTHROPY Importance of giving back and how volunteering can impact a community

27 Mike McElroy Black Out Caner