Health cover that works harder for your business and your people westfieldhealth.com

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1 Health cover that works harder for your business and your people westfieldhealth.com

2 Hello. A very warm welcome to Westfield Health. We believe that prevention and early intervention is always better than cure. That s why we re working harder to move health and wellbeing up the corporate agenda. Since 1919, we ve been at the forefront of keeping hardworking people fit and healthy. Almost a century on, we re still here. With the same beliefs. The same vision. The same values. Whether you want to maximise your ROI or show that you care about your people, we ll support you with a range of valuable health and wellbeing planning tools and resources. We continue to lead the way with affordable, best in class health and wellbeing solutions that work harder to support people throughout their working lives. Our best in class products give your employees an impressive range of benefits that can help you to attract and retain motivated and hardworking people. And by keeping your workforce at their healthy best, we can really help your business to thrive. We re not for profit, so we can keep investing our surplus to constantly improve our products and services, as well as being able to make significant donations to the NHS and medically related charities. It s all part of our hardworking ethos of always striving to be a world class operator and an active, honest and respectful corporate partner. Over 8,000 businesses already trust Westfield Health to work harder for them. And, we d like to do the same for you. *Laing & Buisson Health Cover UK Market Report 2015

3 Key benefits of hospital treatment insurance: Accessible quick, easy access to private treatment Value private treatment for an affordable monthly cost Inclusive no medical required, no excess to pay Choice choose from a wide range of hospitals private or NHS Fair premiums are community rated so there is one price for all employees regardless of age or location Simple setting up a policy is straightforward Hospital treatment insurance that works harder on every level. Introducing a pioneering concept in corporate health cover, at an affordable price that really works for your business. Flexible cover to suit you. Hospital treatment insurance can be provided in one of two ways. It can be purchased as a standalone product, or combined with a health cash plan to provide a more comprehensive health package, combining everyday health cover and essential diagnostic benefits with access to prompt private surgery. See how it works for the people who work for you. The ability to attract, retain and look after key people is something that sets successful businesses apart. After all, the better your staff feel at work, the better their work will be. That s what inspired us to create hospital treatment insurance, an innovative concept in corporate health cover which makes looking after hard working personnel more affordable. Take care of your staff, for less. As NHS waiting lists and private medical insurance costs continue to grow, there s never been a better time to rethink your corporate health needs. This cover provides a cost effective way for you to give your personnel to prompt private medical treatment for a whole range of conditions. They can have private access to surgical and medical procedures such as knee and hip operations. And because they can avoid those long waiting lists, they ll also be back to work quicker, so it s an affordable and effective absence management tool. Two choices, one great idea. Hospital treatment insurance is available with two alternative levels of cover Surgery Choices 1 and 2. So you can choose the right level of cover for you and your staff. You also have the flexibility to cover different groups of staff on different levels of cover so you can keep every member of staff at their healthy best. 74% of employees agreed that knowing that their employer cares about their health and wellbeing would make them more satisfied, loyal and motivated at work* * The Employee View survey, Westfield Health 2014

4 What offering a health cash plan can do for your staff: Provides money back towards essential healthcare bills Encourages staff to think proactively about their health Can work alongside our hospital treatment insurance or existing PMI to provide more comprehensive cover Improves employee health by offering access to wellbeing services Helps your employees salaries go further by allowing them to claim money back for eyecare, dental treatment, physiotherapy and more What offering a health cash plan can do for your business: Minor illness is the biggest cause of short-term sickness absence. That s why our DoctorLine service gives staff 24 hour access to a GP Over 70% of DoctorLine consultations result in an effective diagnosis and treatment without further referral To book an appointment or request more information contact your intermediary or call us direct on: Our health cash plans make your business feel better too. Nobody knows more about keeping people healthy, motivated and fit for work than we do. As the leading provider of corporate health cash plans, we ll find the right cover for your business, whatever your business may be. Keeping your business in good shape. A well-chosen health cash plan is not just good for your staff. It s also good for your business too. Our health cash plans make your people feel valued and also encourage them to think proactively about their health. They also have one other very healthy benefit; they can help to reduce absenteeism and related costs. It just gets better and better. Your staff can receive money back towards essential healthcare bills such as optical, dental, therapy treatments and consultations. Plus access to other valuable health and wellbeing services such as MRI, CT and PET scanning facilities, which can give advance warning or early diagnosis of potential problems and enable preventative treatment. Choose the plan that works best for you. However you want to work it, we can take care of it. Our plans provide both company paid and employee paid solutions, and because our range is extensive rather than expensive, you re sure to find an affordable plan that fits your workforce perfectly. Or we can provide you with a tailormade solution specifically designed to do the things you want it to do. It s your choice. Minimum effort, maximum reward. Our health cash plans work harder to keep your staff on top form, so you can afford to relax. Whichever one you choose, you ll find that all our plans are simple to arrange with minimal administration. We also provide full marketing support to help you and your employees to get the most out of your chosen plan.

5 How our health cover works harder for your business and your employees. In recent years, we ve dedicated all our efforts, experience and expertise to creating an unrivalled range of health cover solutions. We re passionate about looking after people. It s what drives us, every day, in everything we do. One look at the range of our health products will show you why we ve been so successful at keeping people at their healthy best for almost 100 years. With the introduction of hospital treatment insurance, we ve made access to affordable, prompt private treatment a reality for many businesses for the first time. We can make it easier to get your staff diagnosed earlier, treated far sooner and back in the workplace as quickly as possible. What makes it better still is that when you combine our health cash plans and hospital treatment insurance, your staff will have access to a truly exceptional level of health cover. Harder working health cover. Proper rehabilitation speeds up recovery, meaning your employees will be back to their old selves much faster. Everyday health cover and preventative treatment means your employees are better protected. Getting better Healthy & happy Faster access to treatment Early diagnosis Avoid long NHS waiting lists to receive treatment faster. The sooner your employees get treatment, the sooner they ll be on the mend. Diagnosing an illness early means that it may be easier to treat, in turn reducing recovery time.

6 The way we deliver health cover is as exceptional as the cover itself. Book an appointment with a member of our team to find out more about Westfield and the plans we offer. Phone Online westfieldhealth.com Intermediary If your healthcare requirements are looked after by an intermediary, please contact them in the first instance. Westfield Health is a trading name of Westfield Contributory Health Scheme Ltd., which is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. Details of registration can be found by accessing the Financial Services Register on line at either the PRA or the FCA websites or by contacting the PRA on or the FCA on Westfield Health is registered and incorporated in England and Wales as a company limited by guarantee. Registered no Westfield Health is a registered trademark. westfieldhealth.com Registered Office. Westfield House 87 Division Street Sheffield South Yorkshire S1 1HT Westfield Health 2015 LCB02V1

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