How To Vote In A Primary Election In New York

Size: px
Start display at page:

Download "How To Vote In A Primary Election In New York"

Transcription

1 2007 AARP Voters Guide New York State Assembly, District 61 How to use the AARP Voters Guide: Here s how this Voters Guide works. AARP asked key questions about issues important to our members and their families of each major candidate for this race. Each candidate was allowed up to 125 words to answer each question. AARP did not edit or modify those answers. The candidates were asked to check the support or oppose circles. The candidates may have chosen not to check a circle. In addition, AARP has provided a summary of our position for each of the issues. Pass this guide on to friends and family. Share your views with the candidates. Ask for clarification from any candidate whose answer seems unclear. Be sure to vote on March 27. Inside: Cell Phones 2 Long-Term Care 4 Prescription Drugs 6 Property Taxes 8

2 Cell Phones Do you support or oppose a state law that would provide consumer protections and information disclosure for cell phone users? AARP s Position: Kelvin Alexander (I): Rose Margarella (R) (C): Contract cancellation 15 days after first month s bill without penalty Contract cancellation 15 days after first month s bill without penalty Contract cancellation 15 days after first month s bill without penalty Disclosure of cell phone s enhanced 911 capabilities Disclosure of cell phone s enhanced 911 capabilities Disclosure of cell phone s enhanced 911 capabilities. Disclosure of all costs and estimated bill prior to contract signing Disclosure of all costs and estimated bill prior to contract signing Disclosure of all costs and estimated bill prior to contract signing AARP surveys have shown that cell phone users age 65 and older purchase cell phones for security in case of an emergency. AARP supports state legislation to provide more information and consumer protections for cell phone customers. AARP believes cell phone companies should: disclose all fees, surcharges and the total cost of the service before a customer signs a contract; allow consumers to cancel their contract within 15 days of receiving their first bill without penalty; and provide detailed coverage maps of where the phone will work and where the phone has enhanced 911 capabilities. As older New Yorkers increasingly buy cell phones for safety and security reasons, AARP advocates for legislation to provide consumers with the information needed to make an informed purchase. The candidate was invited to participate in this voter guide and did not respond by the printing deadline. The Universal 911 System enhancements MUST be better publicized so every Senior Citizen knows that help is available almost anywhere at any time by cellular phone. Cell phone companies should collect used phones and give them to senior citizens for Free so they can reach help using universal 911 system that the cell phone taxes fund. Senior Citizens must be allowed to cancel their cell phone contract without penalty after receiving their first bill and seeing the extra charges that are rarely explained during the sales presentations. Seniors should also be made aware that they can keep the free-phones and have 24/7 access to the 911 Emergency System! Seniors and all consumers must enjoy fulldisclosure of phone costs even if it is by legislative action. 2 New York State Assembly, District 61

3 Cell Phones Do you support or oppose a state law that would provide consumer protections and information disclosure for cell phone users? Matthew Titone (D) (W): Contract cancellation 15 days after first month s bill without penalty Disclosure of cell phone s enhanced 911 capabilities Disclosure of all costs and estimated bill prior to contract signing The candidate chose not to make additional comments. 3 New York State Assembly, District 61

4 Long-Term Care Do you support making the long-term care system in New York more responsive to the preferences of New Yorkers to remain in their homes as long as possible? AARP s Position: Kelvin Alexander (I): Rose Margarella (R) (C): A shared approach to providing health care coverage. A shared approach to providing health care coverage. A shared approach to providing health care coverage. The preservation of access to affordable long-term care services under Medicaid The preservation of access to affordable long-term care services under Medicaid The preservation of access to affordable long-term care services under Medicaid The providing of services to family caregivers The providing of services to family caregivers The providing of services to family caregivers The need for long-term care services is likely to increase in coming years as New Yorkers age. Unfortunately, our nation lacks a comprehensive longterm care system to serve our growing older and disabled population. Longterm care services today are generally uncoordinated, fragmented, and costly. In New York, long-term care services and funding are heavily focused on nursing home and other institutional care settings. AARP supports reforms to the long-term care system that promote consumer independence, allow individuals to remain in their homes by receiving home care services or in home like settings such as assisted living as long as possible, permit consumer choice to the maximum extent possible, and maintain a strong role for government in protecting the health and safety of consumers receiving long-term care services. The candidate was invited to participate in this voter guide and did not respond by the printing deadline. Senior Citizens that require long-term care must be able to remain in their homes if they choose to. Professional home-care service subsidies, familyassistants subsidies, and real estate tax reductions must be made available to the patient and to their caregiver to preserve the dignity and tranquility of the elderly patient. Medicaid must continue to provide access to services for the home bound senior citizen and is perhaps the best vehicle to administrate the aid and to assist the family care-giver economically with mortgage assistance or tax deductions, and other entitlement programs. When the family and the Senior Citizen are willing the use of the family home should be made affordable, comfortable and practical for the Senior s Golden Years. New York State Assembly, District 61 4

5 Long-Term Care Do you support making the long-term care system in New York more responsive to the preferences of New Yorkers to remain in their homes as long as possible? Matthew Titone (D) (W): A shared approach to providing health care coverage. The preservation of access to affordable long-term care services under Medicaid The providing of services to family caregivers The candidate chose not to make additional comments. New York State Assembly, District 61 5

6 Prescription Drug Affordability What efforts do you support to make prescription drugs more affordable and accessible to New Yorkers? AARP s Position: Kelvin Alexander (I): Rose Margarella (R) (C): New York State bulk purchasing of prescription drugs New York State bulk purchasing of prescription drugs New York State bulk purchasing of prescription drugs Reporting of drug company gifts to doctors. Reporting of drug company gifts to doctors. Reporting of drug company gifts to doctors. A ban on the sale of doctor s prescribing practices A ban on the sale of doctor s prescribing practices A ban on the sale of doctor s prescribing practices While the costs of prescription drugs continue to skyrocket, AARP is fighting to make them more accessible and affordable. AARP continues to support the state s pharmaceutical assistance program - EPIC. AARP supports allowing the state to bulk purchase prescription drugs, reducing costs to the state, and providing discounts to those with no or incomplete prescription drug coverage. AARP supports reforming drug industry sales practices. AARP believes drug companies should report what gifts they are giving to doctors and also supports banning the sale of prescription drug data that identifies physicians and the drugs they prescribe to their patients. Both these practices are frequently used to convince doctors to prescribe new, high cost brand name drugs when just as effective but less expensive drugs may be available. The candidate was invited to participate in this voter guide and did not respond by the printing deadline. Programs like the EPIC assistance program must be protected and expanded. Senior Citizens must not be forced into ill health because they can t afford to buy the drugs that this country researched and developed with tax subsidies. State run programs must be allowed to purchase pharmaceuticals in bulk for their subscribers. Our Senior Citizens, the people who built this country, must NOT be forced to buy their prescriptions from other countries that do not have the same quality controls as those in the U.S.A. Drug companies must be made to report gifts to doctors and they must not be permitted to track the prescription practices of physicians to manipulate the doctors into using their products. 6 New York State Assembly, District 61

7 Prescription Drug Affordability What efforts do you support to make prescription drugs more affordable and accessible to New Yorkers? Matthew Titone (D) (W): New York State bulk purchasing of prescription drugs Reporting of drug company gifts to doctors. A ban on the sale of doctor s prescribing practices The candidate chose not to make additional comments. 7 New York State Assembly, District 61

8 Property Taxes What efforts do you support to alleviate property tax burdens? AARP s Position: Kelvin Alexander (I): Rose Margarella (R) (C): Property tax relief to protect loss of home Property tax relief to protect loss of home Property tax relief to protect loss of home Linking property taxes to owners ability to pay Linking property taxes to owners ability to pay Linking property taxes to owners ability to pay Property taxes are the single most burdensome tax for many low-income and older people, affecting them directly as homeowners and indirectly as renters. AARP supports broad tax reform that would help reduce reliance on property taxes and shift it to other revenue sources. AARP also supports policy changes, such as STAR, Enhanced STAR and property tax deferral, to further alleviate property tax burdens that directly impact people s ability to remain in their homes. The candidate was invited to participate in this voter guide and did not respond by the printing deadline. Our Senior Citizens must never lose their home to the State due to excessive real estate tax rates. Mechanisms like sliding tax scales and income-based real estate tax formulas must be instituted as soon as possible to protect our Senior Citizens from the risk of losing their homes to burdensome State levies on their residence. New York State Assembly, District 61 8

9 Property Taxes What efforts do you support to alleviate property tax burdens? Matthew Titone (D) (W): Property tax relief to protect loss of home Linking property taxes to owners ability to pay The candidate chose not to make additional comments. New York State Assembly, District 61 9

10 AARP is making a difference whether it s fighting for affordable health care or working to ensure retirement security for all Americans. But we can t do it without you. Sign up for free updates and action alerts from AARP. We ll keep you informed about what s really going on in the White House, Congress, and your state legislature. Visit or fill out the form below. Thank you for participating in the AARP 2007 Election Project! FIRST NAME INITIAL LAST NAME ADDRESS APT. # CITY STATE ZIP CODE (for example: your @provider.com) PHONE NUMBER Please mail form to: AARP 2007 Special Election Project AARP New York One Commerce Plaza, Suite 706 Albany, NY Visit About the AARP 2007 Election Project: AARP has launched the non-partisan 2007 Election Project, and with your help we can make sure our voices are heard in We don t endorse any specific candidate or party. We just care about issues and with your help we ll make sure candidates take clear stands on the issues so people can make choices that reflect what s important to them. Visit

11 AARP is nonpartisan and does not own a political action committee (PAC), endorse political candidates, or contribute money to political parties or political candidates campaigns. AARP educates the public about issues of concern to older Americans and their families through voter guides, issue workshops, and candidate forums. For more information contact: AARP New York One Commerce Plaza, Suite 706 Albany, NY (866)

Vanguard Financial Education Series. Understanding your health care coverage in retirement

Vanguard Financial Education Series. Understanding your health care coverage in retirement Vanguard Financial Education Series health care Understanding your health care coverage in retirement When you retire, you ll need good health care coverage. Even if you re in the best of health now, you

More information

AARP S MEDICARE GUIDE FOR FAMILY CAREGIVERS

AARP S MEDICARE GUIDE FOR FAMILY CAREGIVERS AARP S MEDICARE GUIDE FOR FAMILY CAREGIVERS CONTENTS 5 About Medicare 7 A Little More About Your Choices 8 Medicare Prescription Drug Coverage 9 Where to Start 14 Medicare Glossary 2015. Reprinting with

More information

How To Compare The Health Care Reform Plan To The Health Insurance Reform Plan From The Health Plan Of A Medicare Plan

How To Compare The Health Care Reform Plan To The Health Insurance Reform Plan From The Health Plan Of A Medicare Plan A Comparison of Medicare Proposals: The Affordable Care Act and the Romney/ October 2012 Prepared by: Area Agency on Aging 1-B A Comparison of Medicare Proposals: Affordable Care Act and the Romney/ Background

More information

It s Time for Medicare

It s Time for Medicare It s Time for Medicare med-waageinbook-1214 Medicare What you need to know. You re turning 65. Or you re already 65 and getting ready to retire and lose your healthcare coverage. You re almost ready for

More information

Chairman DeFrancisco, Chairman Farrell, and members of the Senate and Assembly:

Chairman DeFrancisco, Chairman Farrell, and members of the Senate and Assembly: TESTIMONY 2015-16 Executive Budget Education-Related Tax Policies Senate Finance Committee Assembly Ways and Means Committee February 9, 2015 Chairman DeFrancisco, Chairman Farrell, and members of the

More information

HR 3200, AMERICA S AFFORDABLE HEALTH CHOICES ACT FREQUENTLY ASKED QUESTIONS

HR 3200, AMERICA S AFFORDABLE HEALTH CHOICES ACT FREQUENTLY ASKED QUESTIONS HR 3200, AMERICA S AFFORDABLE HEALTH CHOICES ACT HOW WILL THIS AFFECT ME? FREQUENTLY ASKED QUESTIONS 1. Why do we have to wait until 2013 for it to start? Some of the reforms in the bill start earlier

More information

WHAT IS THE NATURE OF THE HEALTHCARE CHALLENGE FACING SOUTH FLORIDA?

WHAT IS THE NATURE OF THE HEALTHCARE CHALLENGE FACING SOUTH FLORIDA? WHAT IS THE NATURE OF THE HEALTHCARE CHALLENGE FACING SOUTH FLORIDA? South Florida is a dynamic community defined by its diverse population, which includes large groups of senior citizens and immigrants.

More information

Kaiser Permanente Guide to Medicare Basics

Kaiser Permanente Guide to Medicare Basics Kaiser Permanente Guide to Medicare Basics The National Medicare program, which was created in 1965, has given people peace of mind and the security of knowing they ll have access to health coverage. Medicare

More information

Medicare: Who, What, When, Where

Medicare: Who, What, When, Where Medicare: Who, What, When, Where 1. Who administers Medicare? The Centers for Medicare and Medicaid Services (CMS), a part of the Department of Health and Human Services (HHS), administers the Federal

More information

2008 Pennsylvania, PA House District xxxxx

2008 Pennsylvania, PA House District xxxxx 2008 Pennsylvania, PA House District xxxxx Candidates: Don Walko, Democrat No Opponent Questions: Electricity Deregulation Lottery Fund & Home/Community Care Health Care Reform Property Tax Consumer Protection

More information

Please read the important instructions in this letter regarding requesting disenrollment from UnitedHealthcare.

Please read the important instructions in this letter regarding requesting disenrollment from UnitedHealthcare. Dear Member, Please read the important instructions in this letter regarding requesting disenrollment from UnitedHealthcare. Please look at the checklist below and see what situation applies to you. Each

More information

MEDICARE PART D PRESCRIPTION DRUG COVERAGE: WHAT GUARDIANS and AGENTS NEED to KNOW

MEDICARE PART D PRESCRIPTION DRUG COVERAGE: WHAT GUARDIANS and AGENTS NEED to KNOW The Coalition of Wisconsin Aging Groups is a nonprofit, nonpartisan, statewide membership organization that was founded in 1978. MEDICARE PART D PRESCRIPTION DRUG COVERAGE: WHAT GUARDIANS and AGENTS NEED

More information

Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer

Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer clarity YOUR GUIDE TO MEDicare AdvantaGE Medicare doesn t have to be complicated. This guide is provided to help you better understand Medicare and how a Medicare Advantage plan may offer the coverage

More information

Summary of 2011 AARP Survey of Virginians 18+: State Health Insurance Exchange Prepared by Jennifer H. Sauer State Research, AARP.

Summary of 2011 AARP Survey of Virginians 18+: State Health Insurance Exchange Prepared by Jennifer H. Sauer State Research, AARP. Summary of 2011 AARP Survey of Virginians 18+: State Health Insurance Exchange Prepared by Jennifer H. Sauer State Research, AARP State health insurance exchanges are a provision of the new health law

More information

Financial Benefits for Seniors (9/10/10)

Financial Benefits for Seniors (9/10/10) Financial Benefits for Seniors (9/10/10) Prepared by Broome County Office for Aging Programs are available to seniors that can save you money or increase your income. Eligibility requirements may apply

More information

THE 2008 PRESIDENTIAL CANDIDATES

THE 2008 PRESIDENTIAL CANDIDATES THE 2008 PRESIDENTIAL CANDIDATES ON HEALTH CARE REFORM AUGUST 2007 (UPDATED JUNE 4, 2008) Prepared by: Victoria Craig Bunce, Director of Research and Policy, The Council for Affordable Health Insurance

More information

North Dakota At Large North Dakota

North Dakota At Large North Dakota North Dakota At Large North Dakota HAVING TROUBLE CUTTING THROUGH THE POLITICAL CAMPAIGN CLUTTER? AARP is committed to helping you get the facts you need to choose candidates who reflect your values. We

More information

Supreme Court upholds the Affordable Care Act in its entirety:

Supreme Court upholds the Affordable Care Act in its entirety: Supreme Court upholds the Affordable Care Act in its entirety: What does this mean for Seniors? The Supreme Court s decision to uphold the Affordable Care Act (ACA) in its entirety is a huge victory for

More information

CANDIDATE INTERVIEW TOOLKIT

CANDIDATE INTERVIEW TOOLKIT How RPAC Interviews and Recommendations Work CANDIDATE INTERVIEW TOOLKIT Financial assistance is contributed to the campaigns of individuals running for state, local and national office after a thorough

More information

Medicare Open Enrollment: What Steps Do Employers Need to Take? Presented by: Donna Dever and Greg Puig August 27, 2015

Medicare Open Enrollment: What Steps Do Employers Need to Take? Presented by: Donna Dever and Greg Puig August 27, 2015 Medicare Open Enrollment: What Steps Do Employers Need to Take? Presented by: Donna Dever and Greg Puig August 27, 2015 Introduction In this client clinic we will review: What is creditable coverage? What

More information

As of January 1, 2014, most individuals must have some form of health coverage, or pay a penalty to the federal government.

As of January 1, 2014, most individuals must have some form of health coverage, or pay a penalty to the federal government. Consumer Alert Health Insurance for 2014: What You Need to Know Before You Enroll (Individuals) As of January 1, 2014, most individuals must have some form of health coverage, or pay a penalty to the federal

More information

Fact Sheet: Differences Between the Texas Democratic Platform & Republican Party of Texas Platforms

Fact Sheet: Differences Between the Texas Democratic Platform & Republican Party of Texas Platforms Fact Sheet: Differences Between the Texas Democratic Platform & Republican Party of Texas Platforms The text below contains language directly quoted from the TDP & RPT platforms. EDUCATION Solve the Dropout

More information

2010 SURVEY OF 18+ REGISTERED VOTERS IN WASHINGTON ABOUT STATE SERVICES AND THE STATE BUDGET SURVEY-IN-BRIEF

2010 SURVEY OF 18+ REGISTERED VOTERS IN WASHINGTON ABOUT STATE SERVICES AND THE STATE BUDGET SURVEY-IN-BRIEF 2010 SURVEY OF 18+ REGISTERED VOTERS IN WASHINGTON ABOUT STATE SERVICES AND THE STATE BUDGET AARP s Washington State Office commissioned this survey to explore the views of its 18+ registered voters about

More information

Medigap Insurance 54110-0306

Medigap Insurance 54110-0306 Medigap Insurance Overview A summary of the insurance policies to supplement and fill gaps in Medicare coverage. How to be a smart shopper for Medigap insurance Medigap policies Medigap and Medicare prescription

More information

Answers For Families And Small Business

Answers For Families And Small Business http://healthreform.gov/about/answers.html Answers For Families And Small Business Q: What is the small business tax credit and how do I know if I am eligible? A: Effective January 1, 2010, tax credits

More information

Contact Social Security

Contact Social Security Medicare Contact Social Security Visit our website Our website, www.socialsecurity.gov, is a valuable resource for information about all of Social Security s programs. At our website you also can: Apply

More information

Medicare. What you need to know. Choose the plan that s right for you GNHH2ZTHH_15

Medicare. What you need to know. Choose the plan that s right for you GNHH2ZTHH_15 Medicare What you need to know Choose the plan that s right for you GNHH2ZTHH_15 Choosing a Medicare plan is a lot like buying a car. There are lots of options to consider. And what s right for you may

More information

How the New Health Care Law Benefits You

How the New Health Care Law Benefits You How the New Health Care Law Benefits You Congress enacted a new health care law which brings a number of benefits to all Americans, including people over 50. Some of these changes you will see this year.

More information

Financial Benefits Guide for Seniors

Financial Benefits Guide for Seniors Financial Benefits Guide for Seniors Binghamton, NY 13902-1766 Phone (607) 778-2411, Fax (607) 778-2316 e-mail: ofa@co.broome.ny.us www.gobroomecounty.com/senior Updated: January 2015 A variety of financial

More information

How To Choose A Medicare Plan

How To Choose A Medicare Plan Medicare Supplemental Insurance: Medigap: Choosing a plan that fits your needs Medicare Supplemental Insurance (also called Medigap) helps consumers cover the financial gap created between Medicare Part

More information

Medicare Part D: Buying Prescription Drug Coverage PROTECTING ASSETS PRESERVING QUALITY OF LIFE

Medicare Part D: Buying Prescription Drug Coverage PROTECTING ASSETS PRESERVING QUALITY OF LIFE Medicare Part D: Buying Prescription Drug Coverage PROTECTING ASSETS PRESERVING QUALITY OF LIFE In January 2006, when Medicare Part D was first enacted, Medicare experts expected 11 million Americans would

More information

Contacting Social Security Visit our website www.socialsecurity.gov Call our toll-free number 1-800-772-1213 1-800-325-0778

Contacting Social Security Visit our website www.socialsecurity.gov Call our toll-free number 1-800-772-1213 1-800-325-0778 Medicare Contacting Social Security Visit our website Our website, www.socialsecurity.gov, is a valuable resource for information about all of Social Security s programs. At our website you also can: Apply

More information

How To Pay For Health Care With A Reverse Mortgage

How To Pay For Health Care With A Reverse Mortgage Using Reverse Mortgages for Health Care: A NRMLA Guide for Consumers Using Reverse Mortgages for Health Care: A NRMLA Guide for Consumers Published by NATIONAL REVERSE MORTGAGE LENDERS ASSOCIATION Copyright

More information

Low Income Subsidy (Extra Help)

Low Income Subsidy (Extra Help) Low Income Subsidy (Extra Help) Do you have Medicare, live on a limited income and need help to pay for your prescriptions? If you APPLY and qualify for EXTRA HELP: You may not have to pay your Medicare

More information

1Will my Medicare Part D plan be

1Will my Medicare Part D plan be 2014 Medicare Prescription Drug Annual Open Enrollment Questions & Answers The Annual Open Enrollment for Medicare prescription drug (Part D) is October 15, 2013 December 7, 2013. Certain people with Medicare

More information

2014-15 New York State Budget Summary

2014-15 New York State Budget Summary 2014-15 New York State Budget Summary Taxes Property Tax Freeze The final budget includes an amended version of Governor Cuomo s property tax freeze proposal. Under the final plan, homeowners will receive

More information

AARP Position Against Preserving the Care of Seniors

AARP Position Against Preserving the Care of Seniors New Hampshire Governor's Race New Hampshire HAVING TROUBLE CUTTING THROUGH THE POLITICAL CAMPAIGN CLUTTER? AARP is committed to helping you get the facts you need to choose candidates who reflect your

More information

Your Medicare Prescription Drug Coverage as a Member of First UA Medicare Part D Silver EVIDENCE OF COVERAGE (EOC)

Your Medicare Prescription Drug Coverage as a Member of First UA Medicare Part D Silver EVIDENCE OF COVERAGE (EOC) January 1 December 31 2010 Your Medicare Prescription Drug Coverage as a Member of EVIDENCE OF COVERAGE (EOC) This booklet gives you the details about your Medicare prescription drug coverage from January

More information

SIENA RESEARCH INSTITUTE SIENA COLLEGE, LOUDONVILLE, NY www.siena.edu/sri

SIENA RESEARCH INSTITUTE SIENA COLLEGE, LOUDONVILLE, NY www.siena.edu/sri SIENA RESEARCH INSTITUTE SIENA COLLEGE, LOUDONVILLE, NY www.siena.edu/sri For Immediate Release: Tuesday, May 26, 2015 Contact: Steven Greenberg, 518-469-9858 PDF version; crosstabs; website: www.siena.edu/sri/sny

More information

Timeline: Key Feature Implementations of the Affordable Care Act

Timeline: Key Feature Implementations of the Affordable Care Act Timeline: Key Feature Implementations of the Affordable Care Act The Affordable Care Act, signed on March 23, 2010, puts in place health insurance reforms that will roll out incrementally over the next

More information

The Future of Medicare: 15 Proposals You Should Know About

The Future of Medicare: 15 Proposals You Should Know About The Future of Medicare: 15 Proposals You Should Know About Strengthening Medicare AARP s You ve Earned a Say is working to make your voice heard on the future of Medicare. For more than a year, Washington

More information

Kansas Health Policy Forums

Kansas Health Policy Forums Forum Brief 2004 Kansas Health Policy Forums The Medicare Reform Act: What Are the Consequences for Kansas? Thursday, March 18, 2004 Noon 2:30 Lunch provided 212 SW Eighth Avenue, Topeka, KS Lower Level

More information

On the next page are answers to some important questions that can help you during the Annual Open Enrollment.

On the next page are answers to some important questions that can help you during the Annual Open Enrollment. QA 2015 Medicare Prescription Drug Annual Open Enrollment The Annual Open Enrollment for Medicare prescription drug coverage (Part D) is October 15, 2014 December 7, 2014. Certain people with Medicare

More information

Memorial Hermann Advantage (HMO)

Memorial Hermann Advantage (HMO) Memorial Hermann Advantage (HMO) 2016 Enrollment Form Follow these easy steps to enroll in a Memorial Hermann Advantage Health Maintenance Organization (HMO). 1. Each applicant must fill out a separate

More information

Underwritten by Genworth Life Insurance Company

Underwritten by Genworth Life Insurance Company The Teacher Retirement System of Texas Group Long Term Care Insurance Program for New TRS Members Underwritten by Genworth Life Insurance Company 2007 Genworth Financial, Inc. All rights reserved. 45145

More information

March 19, 2009. 820 First Street NE, Suite 510 Washington, DC 20002. Tel: 202-408-1080 Fax: 202-408-1056. center@cbpp.org www.cbpp.

March 19, 2009. 820 First Street NE, Suite 510 Washington, DC 20002. Tel: 202-408-1080 Fax: 202-408-1056. center@cbpp.org www.cbpp. 820 First Street NE, Suite 510 Washington, DC 20002 Tel: 202-408-1080 Fax: 202-408-1056 center@cbpp.org www.cbpp.org March 19, 2009 HEALTH REFORM PACKAGE REPRESENTS HISTORIC CHANCE TO EXPAND COVERAGE,

More information

Your. Enrollment Kit. Information to help you make the best choices for health insurance at 65 and beyond with BlueCare Security a Medigap Plan

Your. Enrollment Kit. Information to help you make the best choices for health insurance at 65 and beyond with BlueCare Security a Medigap Plan Your Enrollment Kit Information to help you make the best choices for health insurance at 65 and beyond with BlueCare Security a Medigap Plan Timing is everything with Medicare Turning 65? Making plans

More information

STONY BROOK UNIVERSITY HEALTH PULSE OF AMERICA February 18 March 8, 2004 HEALTH CARE AND THE 2004 PRESIDENTIAL ELECTION

STONY BROOK UNIVERSITY HEALTH PULSE OF AMERICA February 18 March 8, 2004 HEALTH CARE AND THE 2004 PRESIDENTIAL ELECTION STONY BROOK UNIVERSITY HEALTH PULSE OF AMERICA February 18 March 8, 2004 HEALTH CARE AND THE 2004 PRESIDENTIAL ELECTION Americans Increasingly Concerned About Health Care Health care is emerging as a key

More information

The most affordable medical alert device is now waterproof.

The most affordable medical alert device is now waterproof. The most affordable medical alert device is now waterproof. Service starts at 14 99 /month FIRST MONTH FREE Get the help you need wherever you go. While some medical alert devices don t work outside your

More information

Help Paying for Your Medicare Costs

Help Paying for Your Medicare Costs Help Paying for Your Medicare Costs A quick guide to assistance programs for people with Medicare This booklet was last revised June 2013. For updates, please call Community Health Advocates at 1-888-614-5400.

More information

Prescription Drug Benefits

Prescription Drug Benefits Prescription Drug Benefits This insert will accompany the Medicare- Coordinating Plans Member Handbook for enrollees who are eligible for and have elected these benefits. Important Notice... 1 Using Your

More information

Understanding your obligations for Affordable Care Act implementation

Understanding your obligations for Affordable Care Act implementation Understanding your obligations for Affordable Care Act implementation During Professional Days at GA2013, with the Association of UU Administrators, we presented a comprehensive update on the Affordable

More information

AUSTIN PROPERTY TAX OPTIONS FOR SENIORS

AUSTIN PROPERTY TAX OPTIONS FOR SENIORS AUSTIN PROPERTY TAX OPTIONS FOR SENIORS WHAT IS THE PROBLEM? Property tax increases impact affordability for Austinites, particularly for those on fixed incomes including many seniors and people with disabilities.

More information

Medicare has four components, Part A, Part B Part C and Part D:

Medicare has four components, Part A, Part B Part C and Part D: Medicare What is Medicare? Medicare is a National Health Insurance Program for people 65 years of age and older Certain persons with disabilities under the age of 65 People with end stage renal disease

More information

MAWD or Marketplace?

MAWD or Marketplace? MAWD or Marketplace? What Pennsylvanians with Disabilities Need to Know About Choosing Health Insurance Coverage Summary Choosing health insurance coverage that best meets one s needs is important, especially

More information

MEDICARE ADVANTAGE INDIVIDUAL ENROLLMENT ELECTION FORM

MEDICARE ADVANTAGE INDIVIDUAL ENROLLMENT ELECTION FORM MEDICARE ADVANTAGE INDIVIDUAL ENROLLMENT ELECTION FORM Please contact ONECare by Care1st Health Plan Arizona, Inc. (HMO) if you need information in another language or format (Braille). TO ENROLL IN ONECARE,

More information

FLORIDA YOUR GUIDE TO PUBLIC BENEFITS IN

FLORIDA YOUR GUIDE TO PUBLIC BENEFITS IN WORKING WITH STRUGGLING RESIDENTS 50+ TO WIN BACK OPPORTUNITY INFORMATION TO HELP YOU: Increase your income Save money on prescription drugs Pay doctors bills Buy groceries Cover other basic costs YOUR

More information

Your 2015 Health Care Selection Guide Survivor Benefit Applicants

Your 2015 Health Care Selection Guide Survivor Benefit Applicants Your 2015 Health Care Selection Guide Survivor Benefit Applicants 1-888-227-7877 www.strsoh.org Section 1: Welcome This mailing includes the following materials designed to assist you in selecting your

More information

Key Features of the Affordable Care Act, By Year

Key Features of the Affordable Care Act, By Year Page 1 of 10 Key Features of the Affordable Care Act, By Year On March 23, 2010, President Obama signed the Affordable Care Act. The law puts in place comprehensive health insurance reforms that will roll

More information

Understanding Health Insurance Options in Retirement

Understanding Health Insurance Options in Retirement Understanding Health Insurance Options in Retirement A White Paper by Manning & Napier www.manning-napier.com 1 Over the past several years, the spike in the cost of health care and insurance premiums

More information

West Virginians for Affordable Health Care. The Affordable Care Act: What It Means for Nurses and Future Nurses

West Virginians for Affordable Health Care. The Affordable Care Act: What It Means for Nurses and Future Nurses West Virginians for Affordable Health Care The Affordable Care Act: What It Means for Nurses and Future Nurses The Affordable Care Act: What It Means for Nurses and Future Nurses Prepared by Renate Pore

More information

Understanding Senior Health Benefit Programs

Understanding Senior Health Benefit Programs Understanding Programs This educational information is proudly provided by Understanding If you were facingplease a serious problem, would your visitmedical www.opismr.com government health benefits be

More information

Understanding the ObamaCare Health Insurance Plans in North Carolina Understanding Insurance and Affordable Care Act Terminology: ACA- Marketplace

Understanding the ObamaCare Health Insurance Plans in North Carolina Understanding Insurance and Affordable Care Act Terminology: ACA- Marketplace Understanding the ObamaCare Health Insurance Plans in North Carolina As a result of the Affordable Care Act (a.k.a. ObamaCare) the following provisions are now in place for health insurance policies with

More information

Please read the important instructions in this letter regarding requesting disenrollment from UnitedHealthcare.

Please read the important instructions in this letter regarding requesting disenrollment from UnitedHealthcare. Dear Member, Please read the important instructions in this letter regarding requesting disenrollment from UnitedHealthcare. Please look at the checklist below and see what situation applies to you. Each

More information

YOUR GUIDE TO PUBLIC BENEFITS IN

YOUR GUIDE TO PUBLIC BENEFITS IN WORKING WITH STRUGGLING RESIDENTS 50+ TO WIN BACK OPPORTUNITY INFORMATION TO HELP YOU: Increase your income Save money on prescription drugs Pay doctors bills Buy groceries Cover other basic costs YOUR

More information

Thank you... 1 www.bcbsga.com WPADVBR005M(11)-GA 20550WPSENMUB_004_G 9/11

Thank you... 1 www.bcbsga.com WPADVBR005M(11)-GA 20550WPSENMUB_004_G 9/11 Thank you... for your interest in our Medicare Supplement plans. We designed them to help you stay healthy and keep your medical costs down. It s why they are so popular. You get an added layer of security,

More information

Securing Health Insurance for the Retirement Journey MANAGING RETIREMENT DECISIONS SERIES

Securing Health Insurance for the Retirement Journey MANAGING RETIREMENT DECISIONS SERIES Securing Health Insurance for the Retirement Journey MANAGING RETIREMENT DECISIONS SERIES PEOPLE ARE LIVING LONGER in retirement than ever. Maintaining good health will help make those years vibrant. So

More information

CENTERS FOR MEDICARE & MEDICAID SERVICES

CENTERS FOR MEDICARE & MEDICAID SERVICES CENTERS FOR MEDICARE & MEDICAID SERVICES Things to think about when you compare Medicare drug coverage There are 2 ways to get Medicare prescription drug coverage. You can join a Medicare Prescription

More information

Medicare Made Clear Answer Guide

Medicare Made Clear Answer Guide Medicare Made Clear Answer Guide Y0066_100820_113217 File & Use 08252010 Medicare can be confusing. How do you find the best options to fit your needs? This guide has some answers that may be helpful.

More information

Rapid Refund Costs Taxpayers Too Much $$$

Rapid Refund Costs Taxpayers Too Much $$$ the ALERT V. 2 6, N O. 1 A N E W S L E T T E R F O R S E N I O R S J A N / F E B / M A R C H / A P R I L 2 0 1 0 Rapid Refund Costs Taxpayers Too Much $$$ With more Seniors working to make ends meet, more

More information

Make Medicare Work Coalition (MMW Coalition)

Make Medicare Work Coalition (MMW Coalition) FEBRUARY 2005 ILLINOIS MEDICARE CONSUMER PROFILE MEDICARE PART D: WHAT IT MEANS FOR ILLINOIS In response to the growing need for prescription drug coverage for Medicare consumers, in 2003 Congress passed

More information

Script for Health Care for All New York PowerPoint

Script for Health Care for All New York PowerPoint American Cancer Society Cancer Action Network Children s Defense Fund/New York Community Service Society of New York Empire Justice Center Institute for Puerto Rican and Hispanic Elderly Make the Road

More information

RiverSpring Star (HMO SNP) Enrollment Request Form

RiverSpring Star (HMO SNP) Enrollment Request Form RiverSpring Star (HMO SNP) Enrollment Request Form Please contact RiverSpring (HMO SNP) if you need information in another language or format (Braille). To Enroll in RiverSpring Star (HMO SNP), Please

More information

2016 Evidence of Coverage for Passport Advantage

2016 Evidence of Coverage for Passport Advantage 2016 Evidence of Coverage for Passport Advantage EVIDENCE OF COVERAGE January 1, 2016 - December 31, 2016 Your Medicare Health Benefits and Services and Prescription Drug Coverage as a Member of Passport

More information

A BILL. To provide a single, universal, comprehensive health insurance benefit for all residents of Illinois, and for other purposes.

A BILL. To provide a single, universal, comprehensive health insurance benefit for all residents of Illinois, and for other purposes. Synopsis: This bill expands comprehensive health coverage to all Illinois residents using a single-payer statewide insurance system. Doctors and hospitals remain private, and patients retain their choice

More information

Here in Oklahoma we have an interesting story to tell. Our economy is growing through sectors

Here in Oklahoma we have an interesting story to tell. Our economy is growing through sectors HEALTH CARE It goes without saying that health care reform remains the focus of a great deal of debate and attention even after all the years since the Patient Protection and Affordable Care Act, or Obamacare,

More information

2016 Medicare Supplement Pre-Enrollment Kit

2016 Medicare Supplement Pre-Enrollment Kit 2016 Medicare Supplement Pre-Enrollment Kit Coverage underwritten by HNE Coverage Insurance underwritten Company, by an HNE affiliate Insurance of Health Company, New England, affiliate Inc. of Health

More information

Navig vig ting ting the the Medica Medic re r Plan Plan Finder September 2014

Navig vig ting ting the the Medica Medic re r Plan Plan Finder September 2014 Navigating the Medicare Plan Finder September 2014 What is the Medicare Plan Finder? Internet tool on official Medicare web site Helps people learn about coverage and Review current Medicare enrollment

More information

LWVSD UNIT PRESENTATION, SEPTEMBER, 2009 "HEALTHCARE: HELPING YOU FOLLOW THE DEBATE"

LWVSD UNIT PRESENTATION, SEPTEMBER, 2009 HEALTHCARE: HELPING YOU FOLLOW THE DEBATE LWVSD UNIT PRESENTATION, SEPTEMBER, 2009 "HEALTHCARE: HELPING YOU FOLLOW THE DEBATE" Luncheons a) Tuesday, September 22nd - Retired State Senator Sheila Kuehl, "What's So Great About Single Payer Healthcare".

More information

Retiree Rewards. The Motorola Post-Employment Health Benefits Plan and Medicare Part D. In this issue: Summer 2005.

Retiree Rewards. The Motorola Post-Employment Health Benefits Plan and Medicare Part D. In this issue: Summer 2005. Retiree Rewards Summer 2005 rewards@motorola In this issue: 2 3 Motorola and Medicare Part D 4 5 Choosing your best option 6 7 More resources to keep you informed 8 10 Keeping the RAC on track 11 Calculate

More information

Get More Information Where can I get personalized help? Get information 24 hours a day, including weekends

Get More Information Where can I get personalized help? Get information 24 hours a day, including weekends Get More Information Where can I get personalized help? 1-800-MEDICARE (1-800-633-4227) TTY users call 1-877-486-2048 Get information 24 hours a day, including weekends Speak clearly, have your Medicare

More information

Financial Planning. Patient Education Guide to Your Kidney/Pancreas Transplant Page 18-1. For a kidney/pancreas transplant.

Financial Planning. Patient Education Guide to Your Kidney/Pancreas Transplant Page 18-1. For a kidney/pancreas transplant. Patient Education Page 18-1 For a kidney/pancreas transplant Kidney and pancreas transplants are expensive. Planning your finances, both your income and insurance, will be a key part of planning for transplant.

More information

GEORGIA YOUR GUIDE TO PUBLIC BENEFITS IN

GEORGIA YOUR GUIDE TO PUBLIC BENEFITS IN WORKING WITH STRUGGLING RESIDENTS 50+ TO WIN BACK OPPORTUNITY INFORMATION TO HELP YOU: Increase your income Save money on prescription drugs Pay doctors bills Buy groceries Cover other basic costs YOUR

More information

MEDICARE: You ve earned It. Make the most of it.

MEDICARE: You ve earned It. Make the most of it. Cigna Medicare Services MEDICARE: You ve earned It. Make the most of it. A simple guide filled with useful information on Medicare, health and wellness and more. Section 1 MEDICARE. PLAIN AND SIMPLE. Section

More information

3How do I know what changes my plan is

3How do I know what changes my plan is 2012 Medicare Prescription Drug Annual Open Enrollment Questions & Answers The Annual Open Enrollment for Medicare prescription drug (Part D) is October 15, 2011 December 7, 2011. The Open Enrollment Period

More information

Making the Most. Medicare. An Easy Guide to Getting More from Your Benefits

Making the Most. Medicare. An Easy Guide to Getting More from Your Benefits Making the Most of Medicare An Easy Guide to Getting More from Your Benefits Making the Most of Medicare Those who have Medicare or are aging into the program have many choices in today s health care environment.

More information

Reflecting changes from 2010 health reform laws. Health Insurance Buyer s Guide Five Steps to Buying Your Own Health Insurance

Reflecting changes from 2010 health reform laws. Health Insurance Buyer s Guide Five Steps to Buying Your Own Health Insurance Health Insurance Buyer s Guide Five Steps to Buying Your Own Health Insurance Reflecting changes from 2010 health reform laws Individual and Family Health Insurance Introduction When you purchase a health

More information

U.S. Department of Health and Human Services Assistant Secretary for Planning and Evaluation Office of Disability, Aging and Long-Term Care Policy

U.S. Department of Health and Human Services Assistant Secretary for Planning and Evaluation Office of Disability, Aging and Long-Term Care Policy U.S. Department of Health and Human Services Assistant Secretary for Planning and Evaluation Office of Disability, Aging and Long-Term Care Policy WRITING THE CHECK 1999 Office of the Assistant Secretary

More information

Getting started with Medicare.

Getting started with Medicare. Getting started with Medicare. Medicare Made Clear TM Get Answers: Medicare Education Look inside to: Understand the difference between Medicare plans Compare plans and choose the right one for you See

More information

YOUR GUIDE TO PUBLIC BENEFITS IN

YOUR GUIDE TO PUBLIC BENEFITS IN WORKING WITH STRUGGLING RESIDENTS 50+ TO WIN BACK OPPORTUNITY INFORMATION TO HELP YOU: Increase your income Save money on prescription drugs Pay doctors bills Buy groceries Cover other basic costs YOUR

More information

Enrollment Materials

Enrollment Materials Enrollment Materials To reach your goals, it helps to have someone with you at every step. GO LONG AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company Pennsylvania Rates

More information

How To Get A Medicare Supplement Plan

How To Get A Medicare Supplement Plan Affordable Coverage for People Turning 65 and New Retirees 2015 Medicare Supplemental Products An independent, local Vermont company Three smart steps to quality health care after retirement: peace of

More information

An Internist s Practical Guide to Understanding Health System Reform

An Internist s Practical Guide to Understanding Health System Reform An Internist s Practical Guide to Understanding Health System Reform Prepared by: ACP s Division of Governmental Affairs and Public Policy Updated October 2013 How to cite this guide: American College

More information

To Enroll in Capital Health Plan in 2015, Please Provide the Following Information:

To Enroll in Capital Health Plan in 2015, Please Provide the Following Information: Plan Use Only: Contract #: Group #: Member ID: Please contact Capital Health Plan if you need information in another language or format (Braille). To Enroll in Capital Health Plan in 2015, Please Provide

More information

Medigap or Medicare Advantage: Comparing coverages

Medigap or Medicare Advantage: Comparing coverages Medigap or Medicare Advantage: Comparing coverages Medicare Advantage and Medicare Supplement (also called Medigap) are two entirely different things but many people confuse the two of them. Choosing which

More information

Prescription Drug Benefits Under Part D of the Medicare Modernization Act The Genie s Out of the Bottle

Prescription Drug Benefits Under Part D of the Medicare Modernization Act The Genie s Out of the Bottle ISSUE BRIEF VOL. 5, NO. 10, 2005 This ongoing series provides information on how to develop programs to educate Medicare beneficiaries and their families. Additional information about this and other projects

More information

Understanding Medicare Part C & D Enrollment Periods Revised October 2012

Understanding Medicare Part C & D Enrollment Periods Revised October 2012 TIP SHEET Understanding Medicare Part C & D Enrollment Periods Revised October 2012 It s important to know when you can enroll in the different parts of Medicare. This tip sheet is designed to help you

More information

Using Reverse Mortgages for Health Care: A NRMLA Guide for Consumers

Using Reverse Mortgages for Health Care: A NRMLA Guide for Consumers Using Reverse Mortgages for Health Care: A NRMLA Guide for Consumers THE NATIONAL REVERSE MORTGAGE LENDERS ASSOCIATION NRMLA is a nonprofit trade association, based in Washington, DC, whose mission is

More information

ABC Company 123 Main Street Anywhere, USA 12345 www.sampleabccompany.com 800.123.4567

ABC Company 123 Main Street Anywhere, USA 12345 www.sampleabccompany.com 800.123.4567 WHAT HEALTH CARE REFORM MEANS FOR YOUR BUSINESS Your promotional imprint here and/or back cover. ABC Company 123 Main Street Anywhere, USA 12345 www.sampleabccompany.com 800.123.4567 The Patient Protection

More information

Your Pharmacy Benefit: Make it Work for You!

Your Pharmacy Benefit: Make it Work for You! Your Pharmacy Benefit: Make it Work for You! www.yourpharmacybenefit.org Table of Contents Choose Your Plan.............................................2 Steps in Choosing Your Pharmacy Benefits.........................

More information