Sample of Self Inquiry Commercial Credit Report

Transcription

1 NO Sample of Self Inquiry Commercial Report Enterprise: China ** Company Limited Institution Code: Book No.: of Report Generation:

2 Notes on the Report 1. The report is issued by the Reference Center of the People s of China (CCRC) and generated based on the information contained in the Commercial Reporting System as of the time of inquiry. Except for the remarks of the CCRC, all information contained herein is provided by the relevant data reporters and the data subject. The CCRC does not warrant the truthfulness and accuracy of information; it is responsible for the collection, integration and disclosure of such information. 2. The identifying information, and information on the major investors and senior management in the report have been provided by the data subject in its application for the Book (a special qualification certificate issued by the PBC for enterprises that intend to borrow from banks). 3. Unless otherwise stated, the amounts listed in report are in multiples of 10, Unless otherwise stated, the financial amounts listed herein are denominated in. The conversion of foreign currencies into is subject to the conversion rates of various currencies against the US Dollar published by the State Administration of Foreign Exchange in each calendar month. 5. Information shown in italics is disputed by the data subject. 6. The Statement by Data Reporters contains supplementary explanations of the credit report information reported. 7. Remarks by the CCRC refer to the Center s notes on the information contained herein or on the data subject. 8. The Statement by the Enterprise is a brief explanation of the information made by the data subject. 9. The enterprise as data subject has the right to dispute the information contained in this report. To do so, it may contact the data reporting entities or visit a local credit report inquiry outlet (the detailed address is available on CCRC website at to request a correction. 10. This report has been provided to the data subject only, and shall not be used as any ground for credit granting by financial institutions. Please keep this report properly. The CCRC assumes no responsibility for any information breach arising from improper safekeeping. 11. For more details, please dial our customer service hotline at

3 Identity Information Basic Information Name China ** Company Limited Registered Address No. 188 Fuxing Road, Beijing Registration No Organisation code National Tax Local Tax Registration Registration No. No. Book Status Normal of Last Industry and Commerce Annual Inspection Major Investors Registered capital totals 250 million Major Investors of Certificate No. Certificate Invested Stake Beijing ** Company Limited book ,000 80% No. Chen Guang ID card No % Members of Senior Management Title Name ID ID No. Gender of Birth Legal Li Wei ID card Male Representative General Wang Wei ID card Male Manager Financial Officer Zhang Wei ID card Male Other Enterprises with Direct Relationships to Data Subject Name Book No. Relationship Company Family business Parent-subsidiary Investor-investee Company Parent-subsidiary Warrantor-warrantee Company Family business Company Related to investor Company Related to senior management 3

4 Summary The enterprise had its first credit relationship with financial institutions in During the recorded period, it had credit transactions with 8 financial institutions, and still has unpaid loans outstanding with 6 financial institutions. To our knowledge, there are 1 tax arrears record, 1 civil judgment record, 1 compulsory enforcement record, and 1 administrative penalty record associated with the data subject. This report also contains 1 statement from data reporting entities, 1 statement from the enterprise itself, and 2 remarks made by the CCRC. Summary of Current Liabilities Aggregated debts disposed of by asset management companies of Last Disposal Aggregated Overdue interest (Yuan) advances Aggregate 1 2, , Balan ce Debts Paid by Companies Debts Paid by Insurance Companies of Last of Last Repayment Repayment 1 20, , Normal Concerned Non-Performing Total Balanc Balanc Balanc e e Account e s s Trade finance Factoring Bill discounting er s acceptance bills Letter of credit Letter of guarantee Total ,045 Notes: According to the Guidelines on Risk-based Classification formulated by the China ing Regulatory Commission, bank loans are classified into 5 categories to reflect their quality: normal, concernedn, suspicious,subprime and loss, with the last three categories recognized as non-performing loans (NPLs). 4

5 Summary of Debts Repaid Debts Disposed of By Asset Management Companies Total s Original Debt Disposal Completion Settlement Debts Paid by Companies Debts Paid by Insurance Companies of Last Repayment of Last Repayment 1 20, ,000 Non-performing and Concerned Normal Letter of Trade Discount of er s Letter of Factoring Guarante Finance Bill Acceptance e Note: In the table above, 1 loan and 1 trade finance have been sold on by financial institutions and their repayment status after that point is not recorded in the credit reporting system; it is possible that these loans have not been paid off yet. Summary of to others of d s Nor Concerne mal d Non-Performing Total Warranty 2 20,000 10,00 1,000 1,000 summary Mortgage 3 200, , ,0 00 summary 0 Pledge 3 23,000 12, summary 0 Note: The balance of the primary business is classified and summarized by guarantee method. When one primary business is subject to more than one guarantee method, the balance of the primary business is shown under all guarantee methods. This may cause a difference between the summary value of such balance by category and the total sum. 5

6 Record Details Current Liabilities Debts Disposed of By Asset Management Companies Disposed by ABC Asset Management Corporation Original of Last Disposal 5,000 2, and Compensation Compensation Body of Last Total Compensatory Compensatory of Last Compensation Payment G G I I Record of Overdue Interest Overdue of Change In of Overdue Interest Interest (Yuan) XYZ 1 USD 1, On-balance sheet 1. The data subject raised an dispute on this record on November 5, 2011, stating that it had never incurred any overdue interest; the data reporting entity submitted an explanation on November 8, 2011 that the said overdue interest did exist; then on November 15, 2011, the data subject made a statement that such overdue interest was owed by ** company which was acquired by the data subject in Record of s of Made Normal Original Business Letter of credit NPLs and Concerned s s Disbursement Business Maturity Extension XX Branch Loss Seller's credit Yes 6

7 of ABC on exports New loan No XX Branch of XYZ Concerned Seller's credit on exports No New loan No Trade Finance Business Financing Financing Disbursement of Expiry Extension 123 Suspicious Outward documentary bills Yes No Factoring Business Transaction Transaction EFG. Suspicious Export factoring No No EFG. Concerned Import factoring Yes No X 123 Loss Import factoring Yes No Bill Discounts Discount Discount Maturity XX Branch ABC Subprime XX Branch, 123 Suspicious er s Acceptance Bills Margin Acceptance Maturity Ratio Issued (%) XX Branch,EFG. Loss No No 7

8 Letter of ABC Margin Ratio (%) Loss 50 L/C Value Issuing Available of Expiry No No Letter of ABC Of Margin Letter Of Ratio (%) Loss Financing 50 Issuing of Expiry Extension No No Normal s s EFG ABC 123 Disbursement Business Maturity Extension Seller's credit Yes on exports New loan No 50 Working capital No loan New loan No Fixed asset loan Yes New loan No Trade Finance Business Financing Disbursement Financing Maturity Extension ABC Outward documentary bills No No EFG Outward documentary bills No No 8

9 Factoring Business Transaction of Transaction Advanc e 123 Export factoring Yes Yes 123 Import factoring No No Bill Discounting EFG 5 95 ABC 1 15 er s Acceptance Bills Number of Due date < 30 days Due date < 60 days Due date 90 days Due date >90 days Total Note: Acceptance bills with a due date of < 60 days do not include those with a due date of < 30 days; acceptance bills with a due date of 90 days do not include those with a due date of < 60 days. Letter of L/C Value Available ABC Letter of ABC Debts Settled Debts Disposed of By Asset Management Companies Disposed By XX Asset Management Corporation Original of Completion of Receipt Disposal

10 and Compensation Compensation Body Total of Last Compensatory Compensation Settlement G G I I s of Settlement Business Made XX Sub-branch of ABC Letter of Substandard credit ABC Doubtful Letter of guarantee China EFG Loss Factoring s grantor Disbursement Maturity Settlement Repayment date date Method ABC Refinancing Suspicious ABC Asset stripping Loss Trade Finance ABC ABC Financing Disbursement Maturity Settlement Repayment Method Asset stripping Loss Refinancing Suspicious Factoring Transaction Transaction Settlement ABC Suspicious No 10

11 Bill Discounting Discount Discount Acceptance Settlement Due EFG Subprime er s Acceptance Bills Acceptance Maturity Settlement Subprime No Letter of L/C value Issuing of Expiry Cancellation date EFG Suspicious No Letter of Of Issuing Of Settlement Letter Of Expiry ABC Financing Loss No Record of to others The Of Certificate No. d Certificate Of amount Warranty XX Construction book Joint guarantee Company Warranty XX Industries Group book Sole guarantee Corporation Mortgage XX book Mortgage-based Construction 80 guarantee Company Pledge XX book Pledge-based Construction 100 guarantee Company 11

12 Detailed Public Records Tax Arrears Competent Tax Authorities Total Tax Arrears (Yuan) Tax Arrears Calculation Beijing Municipal Office, SAT 100, Civil Judgments Court of Filing: Sichuan Luzhou of Filing: Intermediate People's Court Cause of Action: Real estate contract Status in Litigation: Defendant dispute Case No.: (2007) L. M. Z. Z No. 295 Judicial Procedure: First instance Object of Action: Real estate Value of the Object of Action (yuan): 15,000,000 Conclusion: Judgment Effective date of Judgment/Mediation: Judgment/mediation Result: The appeal was rejected and the original judgment was upheld that the defendant China ** Company Limited shall pay a default fine of 450,000 to the plaintiff Sichuan Wangchi Real Estate Development Co., Ltd. within a specified time. If the defendant fails to perform its obligation on time, it shall pay doubled interest on its debt in accordance with the law. Other litigation requests of the plaintiff were dismissed. Court Enforcements Court of Filing: Beijing Xicheng District of Filing: People s Court Cause of Action: Payment for goods Case No.: (2008) J. Z. Z. No Object of Enforcement: Real estate Value of the Object of Enforcement (yuan): 420,000 Case Status: Closed in December 2008 Settlement Method: Enforcement completed Object of Enforcement Completed: Real Recovered Through Enforcement (yuan): 420,000 estate Administrative Penalties Penalised by: Beijing Municipal Administration of Quality and Technology Supervision Cause of Penalty: Production of building materials with false place of origin Penalty Decision: Suspension of production of relevant products Penalty Status: Fines paid Penalty Decision Document No.: (Beijing) Z. J. J. F. Z. [2008] No. 01 of Penalty: Penalty (yuan): 500,000 Administrative Review Result: N/A Social Insurance Payments Insurance : Endowment insurance Effective of Insurance Policy: Data Inclusion : Basic Payment (yuan): 20,000 Payment Status: Suspended Total Overdue (yuan): 21,000 12

13 Housing Provident Fund Payments Data Inclusion : of Initial Payment: Number of Employees: 100 Basic Payment (yuan): 20,000 of Last Payment: Last Payment Made: Payment Status: Suspended Total Overdue (yuan): 86,000 Record of Licences Obtained Licensed By of of License Licensing of Expiry Details of Approval Beijing Municipal Environmental Protection Bureau Environmental protection approval Environmental impact assessment approval in relation to a construction project Record of Certifications Obtained Certified By of Certification Beijing Municipal Compulsory product Administration of Quality and quality certification Technology Supervision of of Certification Expiry Details Record of Qualifications Obtained Authenticated By of Qualification Beijing Municipal Construction enterprise Construction qualification Department of Approval of Expiry Details Record of Awards Received of Awarded By Name of Award Granted Expiry Beijing Municipal Famous Brand of Administration of Quality and Beijing Technology Supervision Details Record of Patents Owned Patent Name Patent No. of Application Granted Validity (Unit: Year) Patent I Zh Record of Green-Channel Approval for Entry-exit Inspection and Quarantine Approved By Name of Export Commodity Effective General Administration of Quality Supervision, Inspection Cotton and linen products and Quarantine 13

14 Record of Exemptions from Import and Export Commodity Inspection Approved By Name of Product(s) Inspection Exempted From Inspection Exemption No. of Expiry General Administration of Quality Supervision, Inspection and Quarantine Cotton and linen products Grade-1 Supervisory records for Import and Export Commodity Inspection by Classification Regulatory Authority General Administration of Quality Supervision, Inspection and Quarantine Regulator Concerned Supervision Level Effective of Expiry Beijing Branch Level Records of Contingent Matters Concerning Listed Company of Information Contingency Update In May 2006, the company received from the Sichuan Chengdu Intermediate People s Court civil judgments (2005) Ch. M. Ch. Z. No. 999 and (2005) Ch. M. Ch. Z. No. 99. Public Utilities Payment Record Name of Public Utility: China Mobile Information : Telecom Data Inclusion : Payment Status: In arrears of Last Payment: Total Overdue (yuan): 10,000 Statement by Data Reporting Entity Statements Statement Reported by The data subject was prosecuted in May 2009 and was ordered to pay damages of 50,000 by the court. Beijing Branch of China Construction Corporation Remarks by the CCRC Statement The enterprise was prosecuted on February 18, 2009 and was ordered to pay damages of 50,000 by the court

15 Statement by the Enterprise Statement We were fined 20,000 by the environmental protection authority in May 2009, and paid the fine in full at the end of June. However, the environmental protection authority did not update the relevant information. * Exchange rate (USD/): 6.83; validity term: Appendix 1 Outstanding Normal Debts Bill Discounting grantor Discount Discount Maturity EFG 1, ABC 1, er s Acceptance Bills Margin Acceptance Maturity Ratio Drawn (%) EFG % No No ABC % No No Letter of L/C Available Issuing Maturity Margin Value Ratio (%) XX Branch of EFG % No No XX Branch of ABC % No No Letter of Issuing Maturity Margin Ratio (%) XX Branch of EFG Financing % No No XX Branch of ABC Financing % No No 15

16 Appendix 2 Normal Debts Settled s Disbursement Maturity Settlement Repayment Method XX Branch of ABC Working capital loan 1,000, Refinancing Trade Finance Financing Disbursement Settlement Repayment Method EFG ABC Outward documentary bills Outward documentary bills 1,000, Refinancing 2,000, Refinancing Factoring Transaction Value Transaction Settlement EFG Export factoring 1,000, No ABC Import factoring 2,000, No Bill Discounting Settlement Discount Discount Acceptance Due XX Branch of EFG 1,000, XX Branch of ABC 2,000,

17 er s Acceptance Bills Acceptance of Expiry Settlement EFG ABC 1,000, No 2000, No Letter of L/C Value Issuing of Expiry Cancellation XX Sub-branch of No No EFG No Letter of Settlement Issuing of Expiry EFG Financing No ABC Financing No Appendix 3 Details of to Others The d Warranty XX Technology Co., Ltd. Information on related business of Of Certificate No. Certificate book ,000 Joint guarantee Business Disbursement date of Expiry Institution Related to The Business 1,000, ,000 Normal XX Sub-branch of ABC 17