1 ANN ARBOR CITY NOTICE ORDINANCE NO. ORD RETIREE HEALTH CARE BENEFITS PLAN AND TRUST An Ordinance to Amend Sections 1:700, 1:702, 1:704, 1:717, 1:723, 1:724 and 1:747 of Chapter 21, Retiree Health Care Benefits Plan and Trust, Title I, of the Code of the City of Ann Arbor. The City of Ann Arbor Ordains: Section 1: That Section 1:700 of Chapter 21, Retiree Health Care Benefits Plan and 1:700. Purpose. The purpose of the Plan and Trust is to provide health and life insurance benefits or such other benefits approved by the City or approved by collective bargaining agreements for the welfare of the certain Retirees of the City who are eligible to receive a retirement benefit from the City of Ann Arbor Employees' Retirement System (the Retirement Plan ) and the Spouses and the eligible Dependents of such Retirees; provided, however, that any Employee with an employment or reemployment commencement date on or after July 1, 2011, into a non-union position with the City generally shall not be eligible for City-subsidized coverage under the Plan as further explained in Sections 1:704(22), 1:717 and 1:723. Health care benefits under the Plan are provided for pursuant to the City of Ann Arbor Health Care Plan. The Plan and Trust taken as a whole shall constitute a "voluntary employees' beneficiary association" (VEBA) under Section 501(c)(9) of the Internal Revenue Code of 1986, as amended, and is created for the exclusive purpose of providing benefits through policies issued by duly licensed commercial insurance companies, through a fund of self-insurance, or through any other lawful means of providing group health, and life insurance in accordance with any and all applicable City Personnel Rules and regulations and Collective Bargaining Agreements between the City and applicable Collective Bargaining Associations, for the benefit of the City of Ann Arbor Employees' Retirement System Retirees and beneficiaries who are eligible to participate in accordance with the Plan. The City intends the benefits to be provided by the establishment and maintenance of a trust fund in conformance with all applicable federal statutes and regulations, state, and local law. The City reserves the right to enter into insurance agreements, and to modify, alter or amend such agreements from time to time, with commercial insurance carriers, health maintenance organizations, preferred provider organizations or any other qualified entity currently existing or created for the purpose of providing benefits under the Plan.
2 Section 2: That Section 1:702 of Chapter 21, Retiree Health Care Benefits Plan and 1:702. Interpretation and law; construction. The Plan is intended to qualify as an accident and health Plan and a group health plan under applicable provisions of the current Internal Revenue Code, (Sections 105, 106 and 162), the regulations promulgated under each, and applicable Federal and Michigan law. Where not governed by Michigan law, this Plan shall be construed and enforced according to the applicable federal laws, and all provisions hereof shall be administered according to such federal laws. If any provisions of the Plan shall be for any reason invalid or unenforceable, the remaining provisions nevertheless shall be carried into effect. The Plan is exempt from certain market reform and consumer protection provisions of the Patient Protection and Affordable Care Act of 2010 as this Plan is a stand alone group health plan that covers only Retirees and does not cover any active employees of the City. Neither the establishment of the Plan nor the Trust nor any modification thereof, nor the creation of any fund or account, nor the payment of any benefits, shall be construed as giving to any person covered under the Plan and Trust or other person any legal or equitable right against the City, its elected or appointed official or employees, the Trustees or any individual Trustee, except as may otherwise be provided in this chapter. Neither the City nor the Trustees shall be responsible for the validity of any insurance agreement issued in connection with the Plan or Trust or for the failure on the part of the insurer to make payments provided by such insurance agreement, or for the action of any person which may delay payment or render an insurance agreement null and void or unenforceable in whole or in part. Section 3: That Section 1:704 of Chapter 21, Retiree Health Care Benefits Plan and 1:704. Definitions. For the purposes of this chapter, the following words shall have the meanings respectively ascribed to them by this section: (1) Base Plan means the benefits in effect at the time of an Employee's retirement as provided by the policy or the comprehensive program in place at the time of the Employee's retirement (exclusive of HMO, PPO and other alternative Plans) or by a substantially equivalent policy or program at the election of the City. (2) Child-Dependent means a Participant's or Retiree's unmarried child through the end of the year in which he or she attains the age of 19 years.
3 (3) City means the City of Ann Arbor, Michigan. (34) Code means the Internal Revenue Code of 1986, as amended. Reference to any section or subsection of the Code includes reference to any comparable or succeeding provision of any legislation which amends or replaces such section or subsection. (54) Collective Bargaining Agreements means any written agreement, supplemental agreement, memorandum of understanding, final arbitrator's decision, judicial decision or decision of any public Board or agency, by and between applicable Collective Bargaining Associations and the City, and any amendments, continuations, or renewals, which require the City or any other entity to make payments into group health and life insurance programs for employees who are members of the City of Ann Arbor's Employees' Retirement System. (65) Collective Bargaining Associations means those associations which have elected to participate in this Plan and Trust. (76) Contributions means the payment required to be made to the Trust by the City under the terms of the Plan and Trust or under any applicable existing Collective Bargaining Agreements or any future Collective Bargaining Agreements for the purpose of providing group health and life insurance for Retirees and beneficiaries covered by the Plan. (87) Dependent means a pparticipant's or Retiree's Child-Dependent, Family Dependent (F-Rider), Sponsored Dependent or Spouseunmarried child through the end of the year in which he or she attains the age of 19 years. (98) Domestic ppartner means a pparticipant's or Retirees domestic partner by legal partnership provided that in the case of a surviving partner such partnership status exists on the pparticipant's or Retiree's date of death. (109) Effective date means the date of City Council adoption of this ordinance upon which the terms and conditions of this Plan and Trust shall become effective. (110) Employee means a person employed by the City. (121) Family Dependent (F-Rider) means an unmarried child of a Participant or Retiree, who has attained the age of 19 through the end of the year in which they attain the age of 25; or an unmarried child who is (1) is totally and permanently disabled (mentally or physically) and incapable of selfsupport, provided the disability arose before the child attained the age of 19 years and the Participant or Retiree has submitted satisfactory proof of such Dependent's incapacity not later than 31 days after the end of the
4 year in which such Dependent attains the age of 19, (ii) receives over half of his or her support from the Participant or Retiree or surviving Spouse in accordance with the United States Internal Revenue Code's definition of "Dependent," and (iii) the disability has been certified at enrollment and thereafter at reasonable intervals in accordance with the Plan by a licensed physician. (132) Insurance Agreement means the health insurance Plan(s) and any amendment(s) thereto, including any substitute insurance agreement with a commercial insurance carrier, health maintenance organization, preferred provider organization, or any other qualified entity currently existing or created for the purpose of providing benefits under the Plan. The term "insurance agreement" shall include the plural where applicable. (143) Health Care Benefits means group health care benefits as currently provided and any other future health care related benefits as may be determined to be part of the Plan pursuant to City personnel rules and regulations and/or Collective Bargaining Agreements. (154) Insurance Carrier means a commercial health insurance carrier, health maintenance organization, preferred provider organization or other qualified entity designated by the City to provide benefits under the Plan. (165) Major Life Event Changes means marriage, birth of a child, legal adoption, legal separation, divorce, legal guardianship, death, or marriage of a Dependent child. (176) Participant means an Employee who meets the following requirements: (c) Who is an Employee or officer of the City except as provided in subparagraph (c), and whose participation has not terminated under other applicable provisions of the Plan. Who is an Employee granted health coverage under a separation agreement, settlement or court order. No person shall be considered a Participant of the Plan who: 1) Is a member of the Ann Arbor City Council. 2) Is compensated for services to the City on a fee or contractual basis. 3) Received an average of less than $ per year for 3 consecutive years.
5 4) Is employed as a school crossing guard. 5) Is employed on a temporary, seasonal, casual, or contractual basis, or a permanent part-time employee working fewer than twenty (20) hours per week. 6) Is the city administrator, police chief, or mayor's secretary and has elected not to be a member of the retirement system, unless the respective individual has a contractual agreement with the City for the provision of health benefits at retirement. In all cases of doubt, the Trustees shall decide who is a participant within the meaning of the provisions of this Plan and Trust provided such decision is consistent with the City personnel rules and regulations and/or Collective Bargaining Agreements. (187) Plan means the Retiree hhealth ccare bbenefits Plan of the City as described in this document and any subsequent amendments, and any insurance agreement(s), Collective Bargaining Agreements, or other applicable insurance policy documents incorporated by reference into the Plan. A description of the health and life benefits provided to Retirees, Spouses and Dependents under this Plan is maintained by the Plan Administrator. The Plan is the Plan provided for in Part B of this chapter. (198) Plan Administrator means the person, persons, firm, corporation or insurance company or companies, appointed by the City to administer the Plan. The Plan Administrator shall be responsible for the day to day operations of the Plan who shall carry out the directives of the City. (2019) Qualified Beneficiary means any person satisfying the benefit eligibility requirements of the Plan and shall be in accordance with the resolutions and decisions of the Trustees, so long as the right of any such persons to participate and/or to be eligible for benefits from the Plan is not prohibited by the insurance laws and regulations of the State of Michigan, the United States Internal Revenue Code, any applicable federal law, and the rules, regulations and court decisions governing those statutes. (210) Plan year means the period commencing on July 1 and ending on June 30 of each year. (221) Retiree means: an individual receiving a retirement benefit allowance from the City of Ann Arbor Employees' Retirement System who retired from employment with the City. a Subsidized Retiree or Non-Subsidized Retiree (as described in
6 subparagraphs and (c) below) who retired from employment with the City and is receiving a retirement benefit allowance from the City of Ann Arbor Employees Retirement System, but shall not include: (i) (ii) any individual with less than five (5) years of service (as defined under the Retirement Plan) as a participant, unless specifically stipulated in the Retirement Plan; or any individual receiving a retirement benefit allowance as a deferred Retiree under the Retirement Plan, Subsidized Retiree means an individual: (i) who is considered a Retiree actively receiving coverage under the Plan as of July 1, 2011; (ii) whose employment is covered under a collective bargaining agreement and retires from employment with the City receiving a retirement benefit allowance from the Retirement Plan; or (iii) who is actively employed in a non-union position with the City on June 30, 2011, and thereafter retires from employment with the City receiving a retirement benefit allowance from the Retirement Plan. In no event shall a Subsidized Retiree include any individual who is hired or reemployed into a non-union position with the City on or after July 1, 2011 (unless such individual is a Subsidized Retiree covered by this Plan as of his/her date of reemployment with the City). A Retiree for purposes of this chapter does not include: any individual with less than five (5) years of service as a participant, unless specifically stipulated in the retirement plan, or any individual receiving a retirement benefit allowance as a deferred Retiree. (c) Non-Subsidized Retiree means an individual who is hired or reemployed into a non-union position with the City on or after July 1, 2011 (unless such individual is a Retiree covered by this Plan as of his/her date of reemployment with the City). (232) Retirement Plan means the City of Ann Arbor Employees' Retirement
7 System, as provided in Chapter 18, Title I of the Ann Arbor City Code, as amended. (243) Sponsored Dependent means an individual not eligible as a family Dependent who is related to the Retiree by blood, marriage, or legal adoption and who is a member of the Retiree's household and receives over half of his or her support from the Retiree or surviving Spouse in accordance with the United States Internal Revenue Code's definition of "Dependent." (254) Spouse means a Participant's or Retiree's Spouse by legal marriage provided that in the case of a surviving Spouse such marriage status exists on the Participant's or Retiree's date of death. (265) Trust means the declaration of Trust of the City of Ann Arbor Health Care Benefits Plan as provided for in Part C of this chapter. (276) Trust Administrator means the person, persons, firm, corporation or insurance company or companies, appointed by the Trustees to administer the Trust. The Trust Administrator shall be responsible for the day to day operations of the Trust and who shall carry out the directives of the Trustees. (287) Trustee(s) means the Retiree health care Board of Trustees or a member of the Retiree Health Care Board of Trustees of the Trust as provided for in this Part C of this chapter. Section 4: That Section 1:717 of Chapter 21, Retiree Health Care Benefits Plan and 1:717. Eligibility. In order to be eligible for post-retirement health care benefits during any Plan Year, an individual must: (1) be a Retiree of the City who on the date of retirement from the City elects to receive coverage from the Plan; and (2) have been a Participant of this Plan, or (3) be a Spouse of an individual who meets the eligibility requirements above, provided that the Spouse remains legally married to the Participant/Retiree during the Participant's/Retiree's lifetime and that, in the case of a surviving Spouse, the Retiree had either:
8 a contractual agreement with the City to provide health benefits at retirement which included the right to name a beneficiary, or elected an Option II or Option III form of retirement and nominated his or her surviving Spouse as beneficiary of the option benefit (the surviving Spouse benefit shall not terminate upon remarriage; however coverage shall not extend to the surviving Spouse's successive Spouse and/or Dependents); or (4) be a Child-Dependent of an individual who meets the eligibility requirements above; and in the event of the Retiree's death, the Retiree had either a contractual agreement with the City to provide health benefits at retirement which included the right to name a beneficiary, or elected an Option II or Option III form of retirement, and there is a surviving Spouse or surviving Dependent as named beneficiary; or (5) be a Sponsored Dependent of an individual who meets the eligibility requirements above, provided that the Retiree bears the cost during Retiree's lifetime and that, in the event of the Retiree's death, the Retiree had either a contractual agreement with the City to provide health benefits at retirement which included the right to name a beneficiary and there is a surviving named beneficiary, or elected an Option II or Option III form of retirement and there is a surviving named beneficiary and the cost is not born by the Plan and Trust; or (6) be a Family Dependent of an individual who meets the eligibility requirements above, provided that the Retiree bears the cost during Retiree's lifetime and that, in the event of Retiree's death, the Retiree had either a contractual agreement with the City to provide health benefits at retirement which included the right to name a beneficiary and there is a surviving named beneficiary, or elected an Option II or Option III form of retirement and there is a surviving named beneficiary and the cost is not borne by the Plan and Trust; or
9 (7) be a Domestic Partner of an individual who meets the eligibility requirements above, subject to the provisions of the City Code, City Council resolutions and/or Collective Bargaining Agreement(s); or (8) be the surviving Spouse, Child-Dependent, or Domestic Partner of a former Participant, who on the date preceding the individual's date of death, was an employee; provided, the surviving Spouse, Child- Dependent, or Domestic Partner is eligible for duty death and/or non-duty death benefits payable from the Retirement Plan; or (9) be an individual granted health coverage under a settlement agreement between the City and the individual; or (10) be an individual granted health coverage under a court order, provided that the individual produces satisfactory documentation at the time of application for benefits, and that the City reserves the right to challenge the validity of the court order and that if such a challenge proves successful that the cost of any benefits provided be reimbursable to the Trust; or (11) be a Retiree, Retiree's Spouse or Child-Dependent who was in receipt of benefits at the time of the effective date of this Plan. Notwithstanding anything to the contrary in Chapter 21 or other chapters of the City s Ordinance, a Non-Subsidized Retiree may voluntarily elect coverage under the Plan upon becoming eligible to participate, provided that he/she shall bear the entire premium or contribution cost (without any subsidy from the City) for his/her coverage (and his/her eligible Dependents coverage) under the Plan, which costs are determined by the City. Section 5: That Section 1:723 of Chapter 21, Retiree Health Care Benefits Plan and Section Health care benefits, general. Beginning on the effective date, the City shall provide health care benefits to each eligible Retiree and, if elected, to his or her eligible Spouses and eligible Dependents. The benefits provided under the Plan are those set forth in the Plan and/or insurance agreement, Collective Bargaining Agreements and the City personnel rules and regulations. The insurance agreement(s), Collective Bargaining Agreements and City personnel rules and regulations are incorporated herein by this reference. A complete description of benefits provided under the Plan, inclusive of those set forth in the Collective Bargaining Agreements and City personnel rules and regulations, shall be maintained by the City or the Plan Administrator.
10 In accordance with the Plan and/or insurance agreement with the insurance carrier and subject to Sections 1:707 and 1:720, Subsidized Retirees and their Spouses and eligible Dependents will be entitled to the benefits in effect at the time of the Subsidized Retiree s retirement ( Base Plan ). These benefits may be provided under the same policy or program in place at the Subsidized Retiree s retirement or under a substantially equivalent policy or program at the discretion of the City. All Subsidized Retirees, Spouses, and/or eligible Dependents who were in receipt of retiree health care benefits at the time of enactment of this Plan and Trust shall continue to be eligible for the same benefits. In accordance with the Plan and/or insurance agreement with the insurance carrier and subject to Sections 1:707 and 1:720, Non-Subsidized Retirees may voluntarily enroll themselves and their eligible Dependents for coverage under this Plan when they first become eligible for retiree coverage pursuant to Section 1:717; such enrollment must be accomplished in the manner and by the deadline established by the Plan Administrator and the terms of the Plan. Non-Subsidized Retirees will be solely responsible to pay for their (and their eligible Dependents) premium or contribution cost of coverage under the Plan. The City will not subsidize or pay for a Non-Subsidized Retiree s cost of such voluntarily elected coverage (provided, however, that a Non- Subsidized Retiree could use a retiree health reimbursement account balance, to the extent one is available and as permitted by law, to pay for his/her cost of coverage under the Plan). Section 6: That Section 1:724 of Chapter 21, Retiree Health Care Benefits Plan and Section 1:724. Alternative policies or programs. The City, in its discretion, in addition to the bbase Plan, may offer alternative policies or benefit structures to Participants, Retirees, Spouses and/or Dependents. Participants or Retirees and their Spouses and/or Dependents may transfer from one policy or benefit structure to another policy or benefit structure during open enrollment periods. However, any additional cost above the bbase Plan shall be borne by the pparticipant or Subsidized Retiree or the pparticipant's or Subsidized Retiree's Spouse and/or Dependents (Non-Subsidized Retirees bear the entire cost of the Base Plan or any alternative policies or benefit structures made available to them and voluntarily elected by them and/or their eligible Dependents. Section 7: That Section 1:747 of Chapter 21, Retiree Health Care Benefits Plan and 1:747. Funding.
11 (1) For the purpose of creating and maintaining a fund for the payment of health care benefits payable as provided in this chapter, the City, subject to 1:747(2), shall be required to pay to the Trust an amount consistent with the actuarial valuations and calculations made by the actuary for the Trust to result in a prefunded Plan. Such contributions shall also be made in accordance with any Collective Bargaining Agreements between the Collective Bargaining Associations and the City and this Trust, and such other regulations of the Board of Trustees as are not inconsistent with the authority stated in this chapter. (2) The source of City contributions to the Trust shall be appropriations from the pension and benefit levy authorized by City charter. Unless, by actuarial determination, it is satisfactorily established that a lesser percentage is needed, the City shall cause the pension and benefit levy to be set at the maximum allowable levy subject to any tax limitation imposed upon tax rates by City Charter or by state law until the Trust is fully funded. The contribution paid over to the Trust shall be the balance of the levy, after deduction of the City's pension reserve obligation and the payment of social security contributions. Qualified beneficiaries (including Subsidized and Non-Subsidized Retirees and/or their eligible Dependents) shall contribute those amounts required for additional or voluntary coverage under the Plan as optioned by such qqualified bbeneficiaries and otherwise as determined by the Trustees. (3) Subject to the tax provisions of the City Charter and state law, the Trustees may, to the extent matters are not set forth in the Trust, in their discretion decide the manner and means of payments, the procedures to be followed in making the payments, and the forms required to accompany the payments to the Trustees. Upon determination by the Trustees of these matters, the Trustees shall provide written notice to the City and to the Collective Bargaining Associations and require payments by the City to be made pursuant to the rules and regulations of the Trust. (4) Time is of the essence in making and processing all payments to the Trust. The parties recognize that the regular and timely payments of contributions are essential to the operation of the Trust and the providing of benefits under various insurance programs. Section 8: This Ordinance shall take effect on the tenth day following legal publication. I hereby certify that the foregoing ordinance was adopted by Council of the City of Ann Arbor, Michigan, at its regular session of 200. Jacqueline Beaudry, City Clerk John Hieftje, Mayor Published: on the City Clerk s webpage on 8/16/11
61.702 Group hospital and medical insurance and managed care plan coverage -- Employee and employer contributions -- Minimum service requirements. (1) (a) 1. The board of trustees of Kentucky Retirement
ORDINANCE NO. An ordinance amending Chapters 10 and 11 of Division 4 of the Los Angeles Administrative Code to transfer current members of Tier 2 of the Los Angeles City Employees Retirement System (LACERS)
CHAPTER 428 AN ACT concerning retirement benefits for members of the Police and Firemen's Retirement System of New Jersey, amending various parts of the statutory law and supplementing P.L.1944, c.255.
PEPCO HOLDINGS, INC. EXECUTIVE PERFORMANCE SUPPLEMENTAL RETIREMENT PLAN The Potomac Electric Power Company Executive Performance Supplemental Retirement Plan (the "Pepco plan") was established, effective
UNIVERSITY OF WASHINGTON 401(a) SUPPLEMENTAL RETIREMENT PLAN Amended and Restated, Effective February 17, 2011 Table of Contents Article Page ARTICLE 1. INTRODUCTION...1 1.1. Amendment and Restatement...1
PUBLIC SERVICE PENSION PLAN POST-RETIREMENT GROUP BENEFIT RULES at June 19, 2013 Page 1 These Rules are Current to June 19, 2013 PUBLIC SERVICE PENSION PLAN POST-RETIREMENT GROUP BENEFIT RULES Effective
GEORGIA CODE PROVISIONS PUBLIC RETIREMENT SYSTEMS INDEX TITLE 47. RETIREMENT AND PENSIONS TITLE 47 NOTE CHAPTER 1. GENERAL PROVISIONS CHAPTER 2. EMPLOYEES' RETIREMENT SYSTEM OF GEORGIA CHAPTER 3. TEACHERS
RIVERSIDE TRANSIT AGENCY FULL-TIME ADMINISTRATIVE EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015 Riverside Transit Agency (RTA) is extremely proud of the package of benefits available to you. The benefits
SB0001 Enrolled LRB098 05457 JDS 35491 b 1 AN ACT concerning public employee benefits. 2 Be it enacted by the People of the State of Illinois, 3 represented in the General Assembly: 4 Section 1. Legislative
Document title: Progress Energy Life Insurance Plan, Progress Energy Accidental Death & Dismemberment Insurance Plan and Progress Energy Business Travel Accident Plan Document number: HRI-SUBS-00013 Applies
UNIVERSITY OF WASHINGTON RETIREMENT PLAN (UWRP) Amended and Restated, Effective October 21, 2010 Table of Contents 1. Establishment of Plan...1 2. Definitions...1 2.1. Accumulation Account...1 2.2. Annuity
Employee Benefits Retiree Medical Plan Retiree Medical Plan Boeing Medicare Supplement Plan Summary Plan Description/2006 Retired Union Employees Formerly Represented by SPEEA (Professional and Technical
Metropolitan Edison Company Bargaining Unit Retirement Plan January 2007 Metropolitan Edison Company Bargaining Unit Retirement Plan This Summary Plan Description is created for the use of eligible participants
Policy Number: THE EMPIRE LIFE INSURANCE COMPANY LIFE INCOME FUND ENDORSEMENT QUÉBEC SUPPLEMENTAL PENSION PLANS ACT AND REGULATIONS Owner/Annuitant: The Policy Number indicated above is amended as described
YORK UNIVERSITY PENSION PLAN (Amended and Restated as at January 1, 1992) Unofficial Consolidation to December 31, 2013 This is an unofficial consolidation of the York University Pension Plan including
CITY OF GROSSE POINTS FARMS SUMMARY OF ORDINANCE NO. 386 ENTITLED AN ORDINANCE TO AMEND AND RESTATE THE PROVISIONS OF THE CITY OF GROSSE POINTE FARMS PUBLIC SAFETY OFFICER RETIREMENT SYSTEM TO INCORPORATE
TO OUR VALUED EMPLOYEES Welcome to the North Clackamas Vision Plan If you have any questions regarding either your Plan s benefits or the procedures necessary to receive these benefits, please call the
SUPERINTENDENT S EMPLOYMENT CONTRACT THIS CONTRACT is made this 16th day of January, 2007, between THE SCHOOL BOARD OF SARASOTA COUNTY, FLORIDA ( Board ) and GARY W. NORRIS ( Superintendent or Dr. Norris
STATE EMPLOYEES RETIREMENT SYSTEM - DEFINED BENEFIT PLANS - PROCEDURES AND GUIDELINES FOR DETERMINING QUALIFIED STATUS OF A DOMESTIC RELATIONS ORDER I. INTRODUCTION The State Employees Retirement System
Order Code RS21029 Updated April 17, 2008 Survivor Benefits for Families of Civilian Federal Employees and Retirees Summary Patrick Purcell Specialist in Social Legislation Domestic Social Policy Division
Teachers Retirement Association Marriage Dissolution: Dividing TRA Benefits Marriage Dissolution: Dividing TRA Benefits Preface This booklet is designed to give all parties involved in a marriage dissolution
Voluntary Term Life Insurance Employee Benefit Booklet CITY OF TUCSON GAZ80191-0001 Class 1-01 Products and services marketed under the Dearborn National brand and the star logo are underwritten and/or
GROUP LIFE INSURANCE PROGRAM Bentley University RELIANCE STANDARD LIFE INSURANCE COMPANY Home Office: Chicago, Illinois Administrative Office: Philadelphia, Pennsylvania CERTIFICATE OF INSURANCE We certify
Sample Disability Income Salary Continuation Plan Resolution And Agreement The sample agreement has been prepared as guides to assist attorneys. This sample agreement cannot be used as a final draft. Clients
MINNESOTA STATE RETIREMENT SYSTEM HEALTH CARE SAVINGS PLAN PLAN DOCUMENT Adopted By: Minnesota State Retirement System Plan Sponsor Health Care Savings Plan (HCSP) Name of Plan Effective Date 1 Table of
MINNESOTA STATE RETIREMENT SYSTEM HEALTH CARE SAVINGS PLAN PLAN DOCUMENT Adopted By: Minnesota State Retirement System Plan Sponsor Health Care Savings Plan (HCSP) Name of Plan Effective Date 1 Table of
Policyholder: BOB JONES UNIVERSITY Group Number: GA0845 Class: All Full Time Eligible Employees Voluntary Group Term Life Insurance This is your Certificate of Insurance. It describes the coverage selected
CHAPTER 22 LIFE INSURANCE BENEFITS 22-I-i PART I CHAPTER 22 LIFE INSURANCE BENEFITS CONTENTS Section Page 2200 CONTINUATION OF LIFE INSURANCE BENEFITS UNDER FEDERAL EMPLOYEES GROUP LIFE INSURANCE (FEGLI)....
District of Columbia Judges Retirement Plan Summary Plan Description 2008 JUDGES_COV_10-5-08.indd 1 10/6/08 7:27:13 AM Summary Plan Description 2008 This booklet is a Summary Plan Description of the benefits
WATER and POWER EMPLOYEES RETIREMENT, DISABILITY, and DEATH BENEFIT INSURANCE PLAN JANUARY 1, 2014 WATER AND POWER EMPLOYEES' RETIREMENT, DISABILITY AND DEATH BENEFIT INSURANCE PLAN The Water and Power
Document title: AUTHORIZED COPY Progress Energy Health Benefit Plans Document number: HRI-SUBS-00010 Applies to: Keywords: Eligible non-bargaining unit employees of Progress Energy, Inc., Progress Energy
SUN LIFE ASSURANCE COMPANY OF CANADA Policyholder: Nevada Public Employee Voluntary Life Plan Policy Number: 08703-001 Policy Effective Date: March 1, 2008 Policy Anniversary: March 1, 2009 Policy Amendment
Civil Servant and Teacher Insurance Act Article 1 This Act is enacted in order to provide security of the lives of civil servants and teachers, and to process the insurance of civil servants and teachers
Biola University Defined Contribution Retirement Plan Table of Contents ARTICLE I ARTICLE II ARTICLE III ARTICLE IV ARTICLE V ARTICLE VI ARTICLE VII ARTICLE VIII ARTICLE IX ARTICLE X Definitions...3 Establishment
San Diego Unified School District Proposal to the San Diego Education Association Proposal Article 9 (Health and Welfare Benefits) SDEA Initial Proposal Passed September 18, 2014 District Counterproposal
URGENCY ORDINANCE NO 121305 AN URGENCY ORDINANCE OF THE CITY COUNCIL OF THE CITY OF DOWNEY AUTHORIZING AN AMENDMENT TO THE CONTRACT BETWEEN THE CITY COUNCIL OF THE CITY OF DOWNEY AND THE BOARD OF ADMINISTRATION
AMERICAN FEDERATION OF MUSICIANS AND EMPLOYERS PENSION FUND Procedures for Determining the Qualified Status of a State Domestic Relations Order Under current law, the American Federation of Musicians and
Summary Plan Description Glatfelter Retirement Plan Program for Hourly Employees in the Spring Grove Group (Applicable to Employees hired prior to January 17, 2011) Effective January 1, 2012 DMEAST #14404512
THE BOARD OF EDUCATION OF JEFFERSON COUNTY, KENTUCKY IRC SECTION 125 CAFETERIA PLAN (As Amended and Restated Effective July 1, 2011) THE BOARD OF EDUCATION OF JEFFERSON COUNTY, KENTUCKY IRC SECTION 125
CHAPTER 5 COUNTY EMPLOYEES AND OFFICERS ARTICLE I Employees Retirement Plan 5-101 Establishment of the Plan 5-102 Definitions 5-103 Application of the Plan Provisions 5-104 Administration of the Plan 5-105
GROUP LIFE INSURANCE PROGRAM Troy University RELIANCE STANDARD LIFE INSURANCE COMPANY Home Office: Chicago, Illinois Administrative Office: Philadelphia, Pennsylvania CERTIFICATE OF INSURANCE We certify
STATE OF MICHIGAN 401K PLAN (Amended and Restated Effective January 1, 2014) STATE OF MICHIGAN 401K PLAN TABLE OF CONTENTS ARTICLE 1 ESTABLISHMENT OF PLAN AND TRUST...1 1.1 Establishment of Plan....1 1.2
July 22, 2015 Individual Health Savings Accounts INITIAL CONSIDERATION By Ryan Frost Research and Policy Manager 360 586 2325 firstname.lastname@example.org ISSUE STATEMENT There is a gap in healthcare coverage
THE UNIVERSITY OF IOWA Life Insurance Long Term Disability Insurance and Retirement Annuity Protection Insurance 1 2 TABLE OF CONTENTS Page(s) GENERAL INFORMATION... 4-5 Participation in Insurance Programs...
YOUR GROUP VOLUNTARY TERM LIFE BENEFITS Self-Insured Schools of California (SISC) Revised January 1, 2012 HOW TO OBTAIN PLAN BENEFITS To obtain benefits see the Payment of Claims provision. Forward your
District of Columbia Teachers Retirement Plan SUMMARY PLAN DESCRIPTION 2012 District of Columbia Teachers Retirement Plan Summary Plan Description This booklet is a Summary Plan Description (SPD) of the
COVENTRY HEALTH CARE OF DELAWARE, INC. SMALL GROUP CONTRACT AVAILABLE OUTSIDE OF THE HEALTH INSURANCE MARKETPLACE THIS CONTRACT is made by and between Coventry Health Care of Delaware, Inc. (hereinafter
United Nations Joint Staff Pension Fund New York & Geneva May 2010 The United Nations Joint Staff Pension Fund (UNJSPF) Regulations and Rules govern the conditions of participation and the determination
Fiduciary Liability Coverage Part In consideration of the payment of the premium and subject to all terms, conditions and limitations of this Coverage Part and the General Terms and Conditions for Liability
Office of Employee Benefits Administrative Manual DEPENDENT ELIGIBILITY AND ENROLLMENT 230 INITIAL EFFECTIVE DATE: October 10, 2003 LATEST REVISION DATE: July 1, 2015 PURPOSE: To provide guidance in determining
The American Funds Roth IRA Trust Agreement Pending IRS approval. Section 1 Definitions As used in this trust agreement ( Agreement ) and the related Application, the following terms shall have the meaning
DISSOLUTION OF MARRIAGE GUIDELINES THE FOUNDATION FOR A SECURE RETIREMENT Dissolution of Marriage Guidelines Table of Contents Vital Information... 1 Joinder is Mandatory... 1 Authority... 1 Subpoenas...
RETIREMENT BENEFITS Introduction To Your Plan Woodmen of the World Life Insurance Society and/or Omaha Woodmen Life Insurance Society ("Woodmen") sponsors and maintains this retirement plan, known as the
STATUTORY INSTRUMENTS. S.I. No. 582 of 2014 RULES FOR PRE-EXISTING PUBLIC SERVICE PENSION SCHEME MEMBERS REGULATIONS 2014 2  S.I. No. 582 of 2014 RULES FOR PRE-EXISTING PUBLIC SERVICE PENSION SCHEME
NEW YORK STATE DEFERRED COMPENSATION PLAN LOCAL EMPLOYER ADOPTION KIT 1 NEW YORK STATE DEFERRED COMPENSATION PLAN EMPLOYER ADOPTION KIT TABLE OF CONTENTS SECTION 1. SECTION 2. SECTION 3. SECTION 4. SECTION
A brief guide to the pension provisions of the Family Law Acts www.pensionsauthority.ie The Pensions Authority Verschoyle House 28/30 Lower Mount Street Dublin 2 Tel: (01) 613 1900 Locall: 1890 65 65 65
IU 457(b) Retirement Plan July 2013 January 2015 Contents IU 457(b) Retirement Plan Highlights... iv Section A: General Information...1 Section B: Participation and Service...2 Section C: Contributions...3
Court-Ordered Benefits for Former Spouses Civil Service Retirement System Federal Employees Retirement System Federal Employees Group Life Insurance Federal Employees Health Benefits RI 84-1 Revised July
ROTH IRA DISCLOSURE STATEMENT The Pension Fund of the Christian Church established and maintains the Defined Contribution Retirement Accounts of the Pension Fund of the Christian Church (Disciples of Christ)
Voluntary Term Life Insurance Employee Benefit Booklet CARTERET COUNTY SCHOOLS F011757-0001 Class 1-01 Products and services marketed under the Dearborn National brand and the star logo are underwritten
Trust Deed for National Provident Lump Sum Cash Accumulation Scheme as amended by Deeds of Amendment dated: 30 September 1991 29 May 1992 30 March 1993 21 July 1993 18 November 1993 21 December 1995 29
SOUTH COLONIE CENTRAL SCHOOLS HEALTH INSURANCE REGULATIONS JULY 1, 2015 I. Types of Plans (availability is dependent upon employee bargaining unit contract) Blue Shield of Northeastern New York 907 Plan
BEST BUY CO., INC. 2004 OMNIBUS STOCK AND INCENTIVE PLAN Table of Contents Section 1. Purpose... 1 Section 2. Definitions... 1 Section 3. Administration... 3 (a) Power and Authority of the Committee...
3 FAM 6180 COMPUTATION OF BENEFITS UNDER FSRDS, FSRDS OFFSET AND FSPS (Office of Origin: HR/RET) 3 FAM 6181 HIGH-THREE AVERAGE SALARY An annuity under the Foreign Service Retirement and Disability System
COMPANION LIFE INSURANCE COMPANY 7909 PARKLANE ROAD, SUITE 200, COLUMBIA, SC 29223-5666 PO Box 100102, Columbia, SC 29202-3102 (803) 735-1251 (Herein called Companion Life) Certifies that it has issued
Addendum To CANADIAN SHAREOWNER INVESTMENTS INC. Retirement Savings Plan Declaration of Trust for Locked-In Pension Transfers to a Locked-In Registered Retirement Savings Plan or a Locked-In Registered
AN ACT TO REFORM AND IMPROVE ALIMONY Be it enacted by the Senate and the House of Representatives in the General Court assembled, And by the authority of the same as follows: SECTION 1. That this Act shall
18A.225 Health care insurance coverage -- Requirements of prospective carriers -- Analysis of carrier coverage data -- Agency's termination of participation -- Provision of amount of employer contribution
CITY OF VENICE MUNICIPAL POLICE OFFICERS' PENSION TRUST FUND SUMMARY PLAN DESCRIPTION Approved by the Board on: August 10, 2011 IS YOUR BENEFICIARY FORM CURRENT? IN THE EVENT YOU DIE, YOUR BENEFIT OR CONTRIBUTIONS
Standard Insurance Company A Stock Life Insurance Company 900 SW Fifth Avenue Portland, Oregon 97204-1282 (503) 321-7000 Certificate: Group Life Insurance Policyholder: City of Seattle Policy Number: 608217-D
Members Guide to: Survivor Benefits Whether a police officer or firefighter dies before or after retirement, their survivors may be eligible to receive survivor benefits from OP&F. These benefits are generally
MANUAL: Personnel Chapter Series CC--Commissioned Corps Personnel Manual Part 2--Commissioned Corps Personnel Administration DEPARTMENT OF HEALTH AND HUMAN SERVICES Public Health Service Chapter CC29.5--Officers'
Trust Deed QANTAS SUPERANNUATION PLAN Formerly the Qantas Airways Limited Staff Superannuation Plan TRUST DEED AND RULES Please note that the Trust Deed is a legal document. A detailed knowledge of superannuation
STATE OF OKLAHOMA 1st Session of the 49th Legislature (2003) HOUSE BILL HB1152 By: Pettigrew AS INTRODUCED An Act relating to insurance; creating the Oklahoma Health Insurance Consumer Choice Act; defining
Employer Group Application Please complete entire application using dark blue or black ink. 1515 North Saint Joseph Avenue PO Box 8000 Marshfield, WI 54449-8000 1-800-472-2363 or 715-221-9555 TTY 1-877-727-2232
The law, language and calculations PERA Benefits and Marriage Dissolution Public Employees Retirement Association of Minnesota September 2010 September 2010 If you have questions about marriage dissolution
SELF-DIRECTED RETIREMENT SAVINGS PLAN APPLICATION CALEDON TRUST COMPANY LIRA Locked in Retirement Account* LRSP Locked in Retirement Savings Plan* RSP - Retirement Savings Plan - Member Plan RSP - Retirement
Northeastern University January 1, 2012 DISCLAIMER Sponsor: Policy Number(s): Northeastern University SA3-810-260765-01 Date Provided: April 11, 2012 The following certificate(s) are a true copy of the
SOUTHERN OHIO EDUCATIONAL SERVICE CENTER 403(b) RETIREMENT PLAN TABLE OF CONTENTS Parties to Agreement................................................... 3 Recitals.............................................................
After You Retire What Every Pension Recipient Should Know State of Michigan State Employees' Retirement System July 2015 After You Retire What Every Pension Recipient Should Know About the Office of Retirement
THIRD AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF DYNEGY INC. Pursuant to Section 303 of the Delaware General Corporation Law Dynegy Inc., a corporation duly organized and validly existing under