Manufacturing. Sector

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1 Manufacturing Sector

2 Introduction Taking into account its interest in and knowledge of your business, Grupo Bancolombia*, through its subsidiaries, offers different financial solutions to industry. We have a highly qualified team of professionals to assist with major industrial projects, fulfilling our promise to be a partner to manufacturing companies in Colombia. Through personalized attention and a friendly attitude, our business strategy focuses on creating added value that guarantees quality and promotes business growth. We offer you a proactive team with a special understanding of your individual need as a manufacturer, and is committed to making your project a reality. Products and services relating to banking, trust services, leasing, brokerage, factoring, investment banking, financing and the portfolios offered by overseas subsidiaries of Bancolombia S.A. in Panama City, Cayman Islands, and Puerto Rico

3 We understand your needs in: Strategic Support We aim to enhance your business growth through our network of specialized professionals with experience in economic, financial, and sectorial issues. As your strategic partner we create structured products tailored to your objectives with a portfolio of services within corporate finance, capital markets, and trust services. Financing Through our extensive range of options in regards to terms, currency, traditional portfolios and loans funded by domestic development banks we are able to meet your company s funding needs. We also have the capacity for specialized asset financing related to transportation fleets, machinery, and logistical infrastructure. Investment Our investment strategies aid in working with you to create value for your company and take into account your needs, constraints and desired objectives. Cash We support you in handling your payments and collections in both pesos and dollars. We focus on optimizing return on your surplus cash and comprehensive management of your funds, in line with your objectives. Our extensive Cash Solutions contain complete portfolio of products designed to facilitate your foreign trade operations. Risk We offer personalized assistance in design and measurement of risk management solutions. We concentrate on minimizing mismatch between market variables that can affect your income statement and balance sheet. Stakeholders Our proposals reach further to offer our portfolio of financial services to your subsidiaries and stakeholders. We also offer solutions to your employees, suppliers and customers, adding value to your business relationships and helping you in achieve your corporate goals

4 Financial solutions for the Manufacturing Sector Financing A team of advisors at your service, offering you the best option for financing your projects in accordance with your needs, taking into consideration the environment, innovation, relations with the agribusiness industry, etc. Special credit lines to finance your environmental projects under preferred conditions. Portfolio of loans and leases to finance assets required for your manufacturing activities. Lines of working capital and pre-financing resources for exports in dollars. Specialized advice for logistical and warehousing infrastructure financing. Investment Investment alternatives in various currencies to optimize your excess liquidity. Broad range of trust funds and structured investments tailored to your needs and investment goals. Extensive experience in financing through loans funded by domestic development banks to meet the needs of your company. Comprehensive lease proposal consulting for transportation fleets. Factoring agreements with domestic and international suppliers and customers to optimize your working capital. Arrangements for the release of resources invested in fixed assets. Payroll solutions. Stakeholders Arrangements to improve financing terms and relations with providers. Bank credit transfer mechanisms for your employees, which means better financing conditions for them and greater ease in handling credit. A complete portfolio and differentiated service model for your company s upper management. Strategic Support A team of experts in the Colombian Free Trade Zone's regulation, which gives us the capacity to assist you in the evaluation of your projects under this modality and in later assistance with financing them. CLIENT Risk Broad portfolio of products to hedge various types of market risk, such as interest rates, rate of exchange, and inflation. Cash A broad range of solutions for payments, collections and deposits to optimize your liquidity. Options for the payment and financing of taxes. Alternatives for monetizing your foreign currency and wire transfer. Various payment methods for foreign trade operations. Cash processing services to collect, transport, sort and use cash from your daily operation as deposits and payments. Expert advice in Project Finance, syndicated and structured loans. A variety of trusts and fiduciary services to help you maximize your borrowing capacity. Corporate financing solutions and support for obtaining funds from local and international financing sources

5 San Andres Nationwide Coverage Archipielago of San Andres and Santa Catalina International Coverage New York Mexico Dominican Republic Guatemala El Salvador Cayman Islands Puerto Rico Venezuela Direct presence through Grupo Bancolombia s subsidiaries Presence through International Account Managers. Costa Rica Panama Ecuador Peru Brazil Presence Spanning 29 Departments ATMs High Medium Low A Comprehensive Service Model at Your Fingertips Chile Argentina 800 Branch Offices Nationwide ATMs and Neighborhood POSs 718 Mobile Bank Units Banking Correspondents At Grupo Bancolombia, you will receive personalized service led by an Account Manager, Product Managers from our subsidiaries both in Colombia and abroad, as well as an entire team of specialists, ready to advise you whenever you need them. Our service is supported by knowledge of your business, availability and flexibility as well as by innovation, to provide you with comprehensive solutions that meet your financial needs

6 Leasing products, including operating leasing arrangements, are offered by Leasing Bancolombia S.A. Trust and fiduciary products are offered by Fiduciaria Bancolombia S.A. Fiduciaria Bancolombia S.A. Sociedad Fiduciaria. The obligations undertaken by financial entities upon entering into trust agreements are considered as obligations of means and not of result. Basic Legal Circular No. 007 issued in 1996 by the Colombian Superintendency of Finance (Superintendencia Financiera de Colombia). Some products are also offered via Bancolombia s own network and these are restricted solely and exclusively to correctly complying with the instructions duly given by the user entity with regard to the network service provided. Products and services relating to banking, trust funds, leasing, stock brokering, investment banking, financing as well as the portfolio of products and services offered by Bancolombia S.A. subsidiaries in Panama, the Cayman Islands and Puerto Rico.

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