Violence Against Women

Save this PDF as:

Size: px
Start display at page:

Download "Violence Against Women"

Transcription

1 Vioence Against Women Women of a ages and backgrounds are at risk of many different types of vioence. In fact, miions of women in this country have experienced vioence. Vioence greaty affects the ives and heath of women: the impact can ast for years even a ifetime. But there are paces to turn for hep, ways to protect yoursef, and hope for heaing and a better future. Women at risk Women and girs of a ages, races, cutures, reigions, education eves, and sexua orientations can experience vioence. Based on reported cases, U.S. women most at risk of vioence are: American Indians/Aaskan Natives African Americans Hispanics girs younger than 18 women and girs iving in poverty The impact of vioence Experiencing vioence can greaty impact how you fee about yoursef, reationships, and the word around you. It can affect your physica and menta heath. And it can change your behavior and daiy ife. No one has the right to hurt you or make you fee afraid. Do not et feeings of fear, shame, or guit stop you from seeking hep. You are not at faut, and you do not need to hide what has happened. Many peope and groups are wiing to hep you. Vioence Against Women 235

2 Forms of Vioence Many terms are used to describe vioence against women: Intimate partner vioence Domestic vioence Spouse or partner abuse Wife beating Rape, marita rape, date rape Famiy vioence Sexua abuse, sexua vioence, sexua assaut Moestation Beating, battering Homicide, femicide Dating vioence, dating abuse, teen dating vioence Indecent exposure Voyeurism Staking Harassment Human trafficking Genita mutiation Expoitation Forced prostitution Forced pornography Effects of Vioence on Women Menta heath Women hurt by vioence may have: Depression Low sef-esteem, oss of confidence Posttraumatic stress disorder (PTSD) Guit or shame Shock and disbeief Anxiety and panic attacks Emotiona numbness Anger Sef-hate or sef-bame Genera sense of fear Fear of men, being aone, going out in pubic, intimacy, or anything that may trigger memories of the vioence Suicida thoughts Sense of being worthess or without hope 236 The Heathy Woman: A Compete Guide for A Ages

3 Effects of Vioence on Women Behavior Physica heath Economic Socia Common actions after experiencing vioence are: Thoughts or acts of suicide or sef-injury Risky sexua behaviors, such as unprotected sex Acoho or drug abuse Eating disorders Avoiding doctor visits or making unnecessary doctor visits Common physica injuries and heath probems from vioence incude: Increased risk of sexuay transmitted infections (STIs) and HIV, which can ead to pevic infammatory disease and a higher risk of cervica cancer Unwanted pregnancies, or rapid, repeat pregnancies Miscarriages and other reproductive probems Vagina beeding or pevic pain Injuries such as bruises, cuts, broken bones, or interna damage Back or neck pain Chronic pain syndrome Troube seeping and nightmares High bood pressure or chest pain Arthritis High stress and owered immune system Centra nervous system probems, such as headaches, seizures, or nerve damage Respiratory probems, such as asthma and shortness of breath Digestive probems, such as stomach ucers and nausea Common financia strugges due to vioence are: Loss of income from missed work or a partner who withhods money Medica bis Lega fees Rent or moving costs of new housing Extra chid care and protection costs Common socia issues due to vioence incude: Stigma and discrimination Troube getting medica, socia, and ega services Strained reationships with friends and famiy Socia isoation (from famiy, friends, and others who coud hep) Vioence Against Women 237

4 by someone they know. (Research has shown that most women do not report their rapes to poice, so the actua number of women raped may be much higher.) Around 1 miion women are staked each year, most often by someone they know, such as an ex-husband, exboyfriend, or peer. Impact on chidren Vioence against women can aso impact chidren. About 50 percent of men who assaut their wives aso physicay abuse their chidren. Aso, women who are abused are more ikey to abuse their chidren. And chidren can be injured during vioence between their parents. Studies show chidren who witness or experience vioence at home may have ong-term physica, emotiona, and socia probems. They are aso more ikey to experience or commit vioence in the future. Protect your chidren by getting hep for yoursef. This chapter focuses on three types of common vioence against women: intimate partner vioence sexua vioence staking Intimate partner vioence (IPV) IPV can be a one-time event or a pattern of physica, sexua, or psychoogica harm by a current or former partner or spouse. It happens in both heterosexua and same-sex coupes. And it can happen in nonsexua reationships. Teen dating vioence has many of the same risk factors, warning signs, and effects as IPV. Common forms of vioence Athough women often fear being attacked or hurt by a stranger, they are at greatest risk of vioence from peope they know: About 25 to 30 percent of women are physicay or sexuay abused by a romantic partner. One in 6 women reports being raped or sexuay assauted in her ifetime. And neary 70 percent are attacked 238 The Heathy Woman: A Compete Guide for A Ages

5 Forms of IPV Physica vioence or threats Sexua abuse or threats Psychoogica/emotiona abuse Your partner may: Hurt or threaten you, possiby with a weapon Become vioent after acoho or drug use Destroy your things Your partner may: Force you to have sex or be sexua in other ways Threaten to rape or hurt you sexuay IPV often starts with emotiona abuse, then eads to physica vioence. Your partner may: Contro who you spend time with, where you go, and what you do Trace your phone cas Insut you and get angry about sma things Accuse you of cheating Make fun of you Contro how you spend your money or refuse to give you money Act jeaous when you spend time with friends Bame you for his or her vioence Use your chidren to manipuate you Foow you when you go out Try to make you afraid IPV is never okay, even if it ony happens once in a whie. It can be hard to admit you are in an abusive reationship or find a way out. But if your partner is hurting you, it is time to get hep. Many abused women stay with their partner out of fear or because they do not see a way out. Others stay because they ove their partner and beieve he or she wi change. But the onger the abuse goes on, the more damage it can cause. Whether you decide to eave your partner or stay, make a safety pan in case IPV happens again. (See page 241 for Panning Ahead. ) If you eave, pan ahead for ega, medica, and emotiona support, because IPV can escaate even after eaving a partner. Vioence Against Women 239

6 You may even need hep from poice and women s sheters. They can hep you find ways to protect yoursef and your chidren. If you are in immediate danger, ca 911. For 24-hour hep and support, ca the Nationa Domestic Vioence Hotine to-free number isted in the resource section on page 249. Preventing IPV Hep prevent IPV in your own ife by seeking and buiding heathy reationships. Beow are some signs of heathy and unheathy reationships. Signs of a heathy reationship Respect for each other Honesty Trust and support Abe to compromise Shared decision making You are abe to be yoursef Time spent together and apart Good communication Peacefu soutions to confict Anger contro Sef-confidence and happiness Feeing safe with partner, even when he or she is upset IPV and Pregnancy IPV can affect the heath of the mother and unborn baby. Abuse from a partner may begin, or increase, during pregnancy and can ead to: ow-birth-weight babies and other heath risks death of unborn and newborn babies homicide, which is the second eading cause of traumatic death for pregnant women and mothers with newborns Signs of an unheathy reationship Disrespect Baming and ying Mistrust and jeaousy Put-downs, insuts, name caing One partner contros decision making Need to be with partner; cannot be without the other Fear of partner s temper or actions Partner pressures or forces other to be sexua Fights get out of contro Feeing worthess or bad about yoursef Feeing unsafe with your partner Eary warning signs of IPV If your partner dispays one or more of the eary signs beow, get hep eary to prevent future IPV. If you start dating someone who dispays warning signs, think twice about getting invoved. Does your partner or person you date: Get jeaous when you spend time with other peope? Act possessive? Have ow sef-esteem? Act aggressive? Create confict, use put-downs, or argue a ot? Mistreat animas? Abuse drugs or acoho? Have poor reationships with others? React bady to stress? Have extreme emotiona highs and ows? 240 The Heathy Woman: A Compete Guide for A Ages

7 Have a quick temper and ots of anger? Punch was or throw things when angry? Need to be in contro of the reationship? Have a history of bad reationships? Highest risks of IPV You cannot aways predict whether your partner wi become vioent. But studies show some traits increase the risk of someone becoming vioent with their partner. These traits incude: abusing drugs or acoho thinking vioence in a reationship is a right strict beiefs about traditiona gender roes having a ot of anger or hostiity a history of partner abuse depression career or ife stress, such as not having a job having been a victim of, or exposed to, vioence as a chid Panning Ahead If you are being abused, create a safety pan. Contact the Nationa Domestic Vioence Hotine for hep. A few ways to prepare are to: Pan a possibe escape routes from your home. Know your partner s red fags ; eave the house if you sense your partner wi become vioent. Avoid fights in rooms without access to a door or where weapons are kept. Find a safe pace to go if you are in danger famiy, friends, a sheter. Get a court protective order. Memorize emergency numbers. Have money avaiabe cash kept with a friend, a separate savings account, a credit card. Teach your chidren not to get in the midde of a fight between you and your partner. Have a ce phone or caing card handy; do not use your home phone or ce phone to ca for hep if your partner can trace the numbers. Create a signa to use with friends and famiy to aert them to danger. Have access to important items such as extra car keys, a driver s icense, socia security number, checkbook, address book or a ist of important numbers, heath insurance card, passport, immigration papers, copies of birth certificates for you and your chidren, schoo and medica records, and chidren s favorite toys. Keep copies of important papers and items (incuding a change of cothes) with a trusted friend or reative. Vioence Against Women 241

8 Leaving an abusive partner takes courage, support, and panning. But it is possibe. For your safety and the safety of The Cyce of Vioence IPV can foow a three-stage cyce that repeats over and over. It is caed the Cyce of Vioence. Tension-buiding stage Honeymoon stage Vioent stage 1. Tension-buiding stage: Tension buids over time and may incude minor incidents such as pushing or threats. To deay movement to stage two the victim may act passive, stay out of the way, and avoid making the partner upset. 2. Vioent stage: Tension expodes, resuting in severe abuse. 3. Honeymoon stage: The abuser apoogizes, promises to stop the abuse, and often is very oving for a whie. The abuser may fee sorry about the abuse, promise to stop and get hep, and show regret and extra kindness. The victim then fees oved and beieves the vioence wi end. The cyce then repeats. In time, the honeymoon stage may get shorter, and the tension-buiding and vioent stages onger. your chidren, tak about your options with an IPV counseor before you eave. If the IPV is mid or has just started, get professiona hep before it gets worse. If you choose to stay with your partner, the abuse may get worse over time even if you get hep. So have a safety pan ready. You cannot change your partner by oving him or her more, by changing yoursef, or by hoping he or she wi change if you wait it out. Your partner needs to get hep, but even that may not stop the abuse. A reationship shoud not eave you feeing scared, depressed, hopeess, worthess, or in danger. You deserve to be safe and treated we. If the abuse continues, hep is just a phone ca away. Sexua vioence Sexua vioence is a competed or attempted sexua contact or behavior that happens without your cear, vountary consent. No one has the right to make you be sexua, incuding your partner. Sexua vioence can shatter a woman s ife in an instant. And it can take years to emotionay hea from the experience. Sexua vioence incudes: Improper and unwanted touching, kissing, fonding, and groping. Sexua assaut, such as rape or attempted rape (vagina, ora, or ana). This incudes sex when the victim is drunk, unconscious, or unabe to give wiing consent. It aso incudes unwanted sex with a partner, spouse, or date. Verba, visua, or other noncontact sexua actions that force a person to join in unwanted sexua contact or attention. This incudes fashing of sexua 242 The Heathy Woman: A Compete Guide for A Ages

9 Eder Abuse Eder abuse is doing something, or faiing to do something, that causes harm or risks harm to a vunerabe oder adut. Neary 90 percent of the abusers are famiy members, most often adut chidren or spouses. Eder abuse aso happens in paces such as nursing homes and hospitas. Among the edery, women ages 80 and oder are at highest risk for being abused or negected. Eder abuse incudes: physica, sexua, or emotiona abuse financia abuse such as taking or misusing an edery person s money or property, or tricking her into spending or investing money ignoring or abandoning an edery person under your care If you think an edery person you know is being abused, pease te someone. Ca your oca adut protective services, ong-term care ombudsman, or the poice. If you are being abused, you can: Te someone you trust, such as a doctor or friend. Ca the U.S. Administration on Aging s Edercare Locator to-free number isted in the resource section on page 249 to find a oca agency that can hep. Contact your state or oca adut protective services (APS). body parts, being shown pornography, and verba or written sexua harassment. Sexua vioence can happen anywhere on a date, at a party, at work, at home, or in pubic. The attacker may be a stranger or someone you know, such as a partner, famiy member, or peer. In fact, in 8 of 10 rape cases, the victims know their rapist. Survivors may fee shame or guit. But you are never at faut even if you didn t fight back or say no because of fear or shock. You are never to bame for someone ese s vioence. If you are a survivor of sexua vioence, professiona hep and support groups are avaiabe. Even if the abuse or assaut is from chidhood, it may sti deepy af- Vioence Against Women 243

10 fect you. You are not aone, and you do not need to hide what happened. Sience ony gives the abuser more power. Hep stop sexua vioence by heaing yoursef, speaking out, and supporting other survivors. Sexua Vioence: Risk Factors Risk factors for experiencing sexua vioence Risk factors for becoming sexuay vioent Young age more than haf of a rapes occur before age 18 Drug or acoho abuse Having experienced past sexua vioence Living in poverty Having risky sex, such as unprotected sex, sex with many partners, and/or sex at a young age Acoho and drug abuse Fantasies about forced sex (rape) Impusive and antisocia behavior Preference for impersona sex Hostiity toward women Extreme mae stereotyped behaviors Sexua and physica abuse as a chid Witnessed famiy vioence as a chid Getting hep after a sexua assaut Take steps right away if you ve been assauted: Get away from the attacker and find a safe pace as fast as you can. Ca 911 and report the crime. Ca a friend or famiy member you trust. Or ca a crisis center or a hotine, such as the Nationa Sexua Assaut Hotine to-free number isted in the resource section on page 249. Do not wash, comb, or cean any part of your body. Do not change cothes if possibe, so the hospita staff can coect evidence. Do not touch or change anything at the crime scene. Go to your nearest hospita emergency room right away. You need to be examined and treated for injuries. Ask if the hospita has a Sexua Assaut Nurse Examiner (SANE) who can perform your exam and provide emotiona support. She wi coect evidence using a rape kit to find fibers, hairs, saiva, semen, or cothing the attacker may have eft behind. You wi be screened for sexuay transmitted infections, offered counseing, or given other treatment. 244 The Heathy Woman: A Compete Guide for A Ages

11 Most hospitas wi offer emergency contraception pis to hep prevent pregnancy. If it is not offered, you can request it. The hospita staff can ca the poice and contact a rape crisis center counseor. Ways to protect yoursef To reduce your risk of sexua vioence: Trust your feeings. If you fee in danger, you probaby are and need to get away. Notice what and who is around you. Know where you are going and stay in we-it areas. Park your car in we-it areas. After getting in your car, drive away. Do not sit in your car to ook at items you bought or make phone cas. If you are in danger, bow a whiste, or ye FIRE instead of hep or rape. Never eave a socia event with someone you just met or do not know we. Never wak or jog aone at night or in secuded areas. Meet new dates in pubic paces. Be carefu when meeting peope from Internet dating sites. Te a friend where you are going and who you are going out with. Never drink anything that has been out of your sight, or that you did not see being poured from a new botte. Date rape drugs are odoress and tasteess. Avoid parties where a ot of acoho may be served, such as fraternity events. Contro your drinking at events. Keep your car and home doors ocked. Lock home windows. Insta home security. Go out in groups and have friends watch out for each other. Offer hep to other women who may be in danger. Staking Staking is a pattern of repeated, unwanted attention, harassment, or contact that directy or indirecty communicates a threat or scares a person. Stakers may: foow or wait for you in certain paces appear at your home or work sit outside your home make harassing phone cas eave written messages or objects Vioence Against Women 245

12 Cyberstaking Cyberstaking is use of the Internet, e-mai, or other forms of onine communications to stak another person. It can incude: harassment or threats in chat rooms e-mai, instant messages (IM), or text message threats and harassment improper messages on a message board or in a guest book tracing your computer and Internet use obscene or improper e-mai messages or photo attachments sending eectronic viruses someone pretending to be you in a chat room If you are cyberstaked: Log off right away and stay off-ine for at east 24 hours. Send the person a cear, written warning to stop harassing you and to never contact you again. If the harassment continues, do not respond to anything the person writes. It gives them a sense of power and can increase the staking. damage or stea your things harass you through the Internet, e-mai, or chat rooms use a hidden camera to watch you use computer software and hardware toos to track and harass you send gifts or ove etters ca a the time Staking is iega, yet 1 in 12 women wi be staked in their ifetimes. It is a crime that can be hard to prove, harder to stop, and difficut to get others to take seriousy. Yet 76 percent of women kied by their intimate partners were first staked by them. Most victims are staked for about 1.8 years. These women often fee hepess, anxious, and depressed. They often have nightmares; fee out of contro; have troube seeping, eating, and concentrating; and ive with constant fear. Staking can aso cause financia probems if fear or depression keeps a woman from going to work. Steps to take if you are being staked: Trust your instincts. If you are, or think you may be, in danger, find a safe pace to go, such as a poice station, fire station, or pubic area. Pan in advance what you wi do if you are in danger. If you cannot get out of danger, but can get to a phone, ca 911. Get a restraining order. If the order does not stop the staker, ca a vioence hotine for advice (to-free numbers are isted in the resource section on page 249.) 246 The Heathy Woman: A Compete Guide for A Ages

13 Change your onine identity and a of the information in your IM or chat profie. Change your e-mai address and Internet service provider (ISP). For e-mai staking, contact the person s ISP and fie a compaint. Keep a e-mais or og fies from the staker for evidence. If you think you are in physica danger, contact the poice or Federa Bureau of Investigation (FBI). Be safe onine: Never post onine profies or messages with detais that coud be used to identify or ocate you (such as age, sex, address, workpace, phone number, schoo, teams you pay on, or paces you hang out). Do not post photos on a site that can be accessed by the pubic, such as in a MySpace profie, onine dating profie, chat group, or bog. Do not te anyone your onine ID or passwords. Take threats seriousy. Fie a compaint with the poice. If they cannot hep, ca a vioence hotine for advice. Unti the stakers do something they can be arrested for, poice can ony tak to them. Coect evidence for poice. Record every incident. Incude the time, date, and other important information. Keep videotapes, audiotapes, answering machine/voicemai messages, e- mai messages, photos of the person outside your home or workpace, property damage, and any etters or e-mai. Cut off a contact with the staker. Carry a ce phone at a times. Secure your home with aarms and motion-sensitive ights. Keep your garage and car ocked. Check around you before getting in the car. Get a ocking gas cap. Know safe ocations you can drive to if being foowed, and stay in the car and bow your horn to get attention when you stop. Get hep. Te poice, your empoyer, and famiy, friends, and neighbors about the staking. Vioence against women is a serious threat to heath and we-being. Yet you can take important steps to reduce your risk of vioence. If you have experienced vioence, there are peope who can hep you hea emotionay and safey move on with your ife. The first step is to ask for hep. If you or someone you know is experiencing vioence, contact the resources isted in For more information or tak with someone you trust. No one deserves to be hurt. n Vioence Against Women 247

14 One Woman s Story When I started a new job in a different state, it was hard for me to meet new peope and make friends. I became very oney, so I turned to the Internet for hep. I discovered that through onine dating sites, I coud easiy find men wiing to meet me and buy me drinks. I enjoyed the company and attention; each time I met a new person was exciting, and it made me fee attractive, sexy. I became addicted to that feeing. Whie at first I was cautious about meeting them in person, I ater became ess concerned about my own persona safety. I ignored the horror stories I heard about women disappearing or being murdered by someone they met on the Internet. A I wanted was that next time when I woud get dressed up, go out with someone new, and fee on top of the word. I was bessedy ucky at first. I met Joe onine (his name has been changed), and even though he ived 2 hours away, we arranged to meet at a hafway point. I missed a the warning signs from the start. He had me meet him at a gas station where we eft his car and took mine. We went to a cub, and I drank Don t et anything come before your persona safety. too much to drive home safey. He said he woud pay for a hote and promised he woud not try anything sexua. I trusted him. He did not keep his promise, no matter how many times I said STOP. I shoud have screamed at the top of my ungs. I shoud have kicked him. I shoud have eft and never ooked back. But a I kept thinking was, This ony happens to peope I hear about in the news, not me. Maybe this is my faut. Did I bring this upon mysef? I shoud have kicked and screamed and MADE him stop. But I didn t want to make a scene. I didn t want to drive home drunk. I didn t want to strand him there with his car hafway across town. I ay there and cried. He asked what was wrong and I tod him, You RAPED me. He denied it and made me fee ike an idiot. I never reported him. The next morning I cursed mysef a the way home for being so stupid. It took a ot of time and therapy to reaize that, athough it was stupid to put mysef in such a dangerous situation, what happened to me was not my faut. Even now it s hard to beieve that. The point of this story is not to scare anyone out of onine dating. Years ater I signed up for onine dating again my sense of persona safety and sef-esteem intact and I met the man of my dreams. The important thing to remember is this: don t et anything come before your persona safety. And don t be afraid to scream ike crazy and cause a scene. You are worth it. Lisa San Diego, Caifornia 248 The Heathy Woman: A Compete Guide for A Ages

15 For More Information Office on Women s Heath, HHS 200 Independence Ave SW, Room 712E Washington, DC Web site: vioence Phone number: (800) , (888) TDD Administration on Aging, HHS 1 Massachusetts Ave Washington, DC Web site: Edercare Locator: (800) Nationa Center on Eder Abuse, AOA c/o Center for Community Research and Services University of Deaware 297 Graham Ha Newark, DE Web site: Phone number: (302) for information on eder abuse, (800) to find hep in your state Office for Victims of Crime Resource Center, DOJ PO Box 6000 Rockvie, MD Web site: Phone number: (800) Nationa Center for Victims of Crime and the Staking Resource Center 2000 M St NW, Suite 480 Washington, DC Web site: Phone number: (800) , (800) TTY/TDD Nationa Domestic Vioence Hotine PO Box Austin, TX Web site: Phone number: (800) , (800) TTY Nationa Teen Dating Abuse Hotine Web site: Phone number: (866) , (866) TTY Rape, Abuse and Incest Nationa Network and the Nationa Sexua Assaut Hotine 2000 L St NW, Suite 406 Washington, DC Web site: Phone number: (800) Vioence Against Women 249

16

Early access to FAS payments for members in poor health

Early access to FAS payments for members in poor health Financia Assistance Scheme Eary access to FAS payments for members in poor heath Pension Protection Fund Protecting Peope s Futures The Financia Assistance Scheme is administered by the Pension Protection

More information

Chapter 3: JavaScript in Action Page 1 of 10. How to practice reading and writing JavaScript on a Web page

Chapter 3: JavaScript in Action Page 1 of 10. How to practice reading and writing JavaScript on a Web page Chapter 3: JavaScript in Action Page 1 of 10 Chapter 3: JavaScript in Action In this chapter, you get your first opportunity to write JavaScript! This chapter introduces you to JavaScript propery. In addition,

More information

A short guide to making a medical negligence claim

A short guide to making a medical negligence claim A short guide to making a medica negigence caim Introduction Suffering from an incident of medica negigence is traumatic and can have a serious ong-term impact on both the physica and menta heath of affected

More information

In some states, however, the couple must live apart for a period of months or years before they can obtain a no fault divorce.

In some states, however, the couple must live apart for a period of months or years before they can obtain a no fault divorce. What is a "no faut" divorce? "No faut" divorce describes any divorce where the spouse asking for a divorce does not have to prove that the other spouse did something wrong. A states aow no faut divorces.

More information

A guide to understanding Childcare Proceedings

A guide to understanding Childcare Proceedings A guide to understanding Chidcare Proceedings About this guide Care Proceedings are one of the most traumatic and emotiona episodes that can happen in anyone s ife. When Chidren s Services (formery Socia

More information

DRIVING UNDER THE INFLUENCE ACT

DRIVING UNDER THE INFLUENCE ACT Driving Under the Infuence Act 13 MIRC Ch.3 TITLE 13 MOTOR VEHICLES CHAPTER 3 - DRIVING UNDER THE INFLUENCE s Repubic of the Marsha Isands Jepipiin Ke Ejukaan DRIVING UNDER THE INFLUENCE ACT Arrangement

More information

Pay-on-delivery investing

Pay-on-delivery investing Pay-on-deivery investing EVOLVE INVESTment range 1 EVOLVE INVESTMENT RANGE EVOLVE INVESTMENT RANGE 2 Picture a word where you ony pay a company once they have deivered Imagine striking oi first, before

More information

Bleeding in Early Pregnancy

Bleeding in Early Pregnancy NHS Forth Vaey Women and Chidren Services Beeding in Eary Pregnancy Patient Information Beeding in eary pregnancy Beeding in eary pregnancy causes women a great dea of worry. The aim of this eafet is to

More information

A Description of the California Partnership for Long-Term Care Prepared by the California Department of Health Care Services

A Description of the California Partnership for Long-Term Care Prepared by the California Department of Health Care Services 2012 Before You Buy A Description of the Caifornia Partnership for Long-Term Care Prepared by the Caifornia Department of Heath Care Services Page 1 of 13 Ony ong-term care insurance poicies bearing any

More information

Alcohol and drug abuse

Alcohol and drug abuse Alcohol and drug abuse This chapter explores how alcohol abuse affects our families, relationships, and communities, as well as the health risks associated with drug and alcohol abuse. 1. Alcohol abuse

More information

6 Your home and surroundings Section 6 page 1. Your home and surroundings. 6.1 Emergencies. 6.2 Safety. 6.3 Insurance. 6.4 Security. 6.

6 Your home and surroundings Section 6 page 1. Your home and surroundings. 6.1 Emergencies. 6.2 Safety. 6.3 Insurance. 6.4 Security. 6. 6 Your home and surroundings 6.1 Emergencies What shoud I do if there is a fire? What shoud I do if I sme gas? 6.2 Safety Can I use fammabe materias, such as botted gas or paraffin? Shoud a staff carry

More information

Sexually Transmitted Infections

Sexually Transmitted Infections Sexuay Transmitted Infections You probaby have heard of sexuay transmitted infections (STIs) aso caed sexuay transmitted diseases, or STDs. But if you are ike many women, you might not know that much about

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES About ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Eectronic Fund Transfers we are capabe of handing for consumers are indicated beow, some of which may not appy your account. Some of

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Eectronic Fund Transfers we are capabe of handing for consumers are indicated beow some of which may not appy your account Some of these may

More information

Taking Control. What tools can you use? Learn five important tips for getting out of debt. Understand bankruptcy.

Taking Control. What tools can you use? Learn five important tips for getting out of debt. Understand bankruptcy. 7Digging Out of Debt: Taking Contro In this session, you wi earn how you can dig out of debt if you need to. You wi: 4 4 4 Learn five important tips for getting out of debt. Understand bankruptcy. Know

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Eectronic Fund Transfers we are capabe of handing for consumers are indicated beow some of which may not appy your account Some of these may

More information

ELECTRONIC FUND TRANSFERS. l l l. l l. l l l. l l l

ELECTRONIC FUND TRANSFERS. l l l. l l. l l l. l l l Program Organization = Number "1060" = Type "123342" = "ETM2LAZCD" For = "502859" "TCCUS" "" Name "WK Number = Name "First "1001" = "1" Eectronic = "1001" = Financia "Jane Funds Doe" Northwest Xfer PG1

More information

The guaranteed selection. For certainty in uncertain times

The guaranteed selection. For certainty in uncertain times The guaranteed seection For certainty in uncertain times Making the right investment choice If you can t afford to take a ot of risk with your money it can be hard to find the right investment, especiay

More information

What to do before, during and after a flood

What to do before, during and after a flood Suffok Food Risk Management Partnership What to do before, during and after a food Practica advice on what to do to protect yoursef and your property "Over 5.5 miion properties in Engand and Waes are at

More information

Budgeting Loans from the Social Fund

Budgeting Loans from the Social Fund Budgeting Loans from the Socia Fund tes sheet Pease read these notes carefuy. They expain the circumstances when a budgeting oan can be paid. Budgeting Loans You may be abe to get a Budgeting Loan if:

More information

WHAT IS PTSD? A HANDOUT FROM THE NATIONAL CENTER FOR PTSD BY JESSICA HAMBLEN, PHD

WHAT IS PTSD? A HANDOUT FROM THE NATIONAL CENTER FOR PTSD BY JESSICA HAMBLEN, PHD WHAT IS PTSD? A HANDOUT FROM THE NATIONAL CENTER FOR PTSD BY JESSICA HAMBLEN, PHD Posttraumatic Stress Disorder (PTSD) is an anxiety disorder that can occur following the experience or witnessing of a

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Eectronic Fund Transfers we are capabe of handing for consumers are indicated beow, some of which may not appy your account Some of these

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l. l l. l l. l l

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l. l l. l l. l l ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Eectronic Fund Transfers we are capabe of handing for consumers are indicated beow some of which may not appy your account Some of these may

More information

Respiratory Health. Respiratory Health 279. Sinus. Nasal cavity. Mouth. Throat. Voice box. Windpipe. Left lung. Right lung. Ribs.

Respiratory Health. Respiratory Health 279. Sinus. Nasal cavity. Mouth. Throat. Voice box. Windpipe. Left lung. Right lung. Ribs. Respiratory Heath If you have had a cod or suffered from aergies, you know what it fees ike to have troube breathing. For women with respiratory diseases such as asthma, breathing troubes can become a

More information

Key Questions to Ask About

Key Questions to Ask About everychid. onevoice. Every time i have to go to the bathroom at schoo, there s a ine. And sometimes they reay need to be ceaned. Maybe the schoo can get some more hep to open up a of the restrooms again.

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l l. l l

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l l. l l ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Eectronic Fund Transfers we are capabe of handing for consumers are indicated beow, some of which may not appy your account Some of these

More information

USVH Disease of the Week #1: Posttraumatic Stress Disorder (PTSD)

USVH Disease of the Week #1: Posttraumatic Stress Disorder (PTSD) USVH Disease of the Week #1: Posttraumatic Stress Disorder (PTSD) Effects of Traumatic Experiences A National Center for PTSD Fact Sheet By: Eve B. Carlson, Ph.D. and Josef Ruzek, Ph.D. When people find

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l. l l

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l. l l ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Eectronic Fund Transfers we are capabe of handing for consumers are indicated beow some of which may not appy your account Some of these may

More information

Introduction to Domestic Violence

Introduction to Domestic Violence Introduction to Domestic Violence Contents Defining domestic violence Prevalence Examples of power and control Why victims stay How you can help WHAT IS DOMESTIC VIOLENCE? Defining Domestic Violence Domestic

More information

Where can I get help after a sexual assault?

Where can I get help after a sexual assault? Sexual Assault What is assault? Assault is when someone uses force to hurt you. Slapping, kicking and pushing can be assault. Sometimes touching can be an assault. Threatening or trying to hurt someone

More information

READING A CREDIT REPORT

READING A CREDIT REPORT Name Date CHAPTER 6 STUDENT ACTIVITY SHEET READING A CREDIT REPORT Review the sampe credit report. Then search for a sampe credit report onine, print it off, and answer the questions beow. This activity

More information

It is a court order against someone who has abused or harassed you. That person is ordered either not to abuse you or not to have contact with you.

It is a court order against someone who has abused or harassed you. That person is ordered either not to abuse you or not to have contact with you. WHAT IS A RESTRAINING ORDER? WILL IT PROTECT ME? It is a court order against someone who has abused or harassed you. That person is ordered either not to abuse you or not to have contact with you. A restraining

More information

History of Stars and Rain Education Institute for Autism (Stars and Rain)

History of Stars and Rain Education Institute for Autism (Stars and Rain) History of Education Institute for Autism () Estabished:: March 15. 1993 in Beijing Founder:: Ms. Tian Huiping (mother of a boy with autism) STARS AND RAIN was founded in 1993 by a parent and is China

More information

NorthSTAR MEMBER INFORMATION AND PROVIDER DIRECTORY. Libro de Miembros y Directorio de Proveedores

NorthSTAR MEMBER INFORMATION AND PROVIDER DIRECTORY. Libro de Miembros y Directorio de Proveedores Si necesita esta información en españo soamente, por favor ame: 1-888-800-6799 For: En os Condados: Coin, Daas, Eis, Hunt, Kaufman, Navarro and Rockwa Counties If your Provider is not isted, pease ca:

More information

How to deal with personal financial problems

How to deal with personal financial problems How to dea with persona financia probems D I S P U T E R E S O L U T I O N Introduction Heping you face the future with confidence In 2014, the eve of consumer debt in the UK grew to reach a seven-year

More information

Benefits That Count. Colonial Life is the proud sponsor of SHRM s Annual Employee Benefits Survey. coloniallife.com

Benefits That Count. Colonial Life is the proud sponsor of SHRM s Annual Employee Benefits Survey. coloniallife.com Benefits That Count Coonia Life is the proud sponsor of SHRM s Annua Empoyee Benefits Survey cooniaife.com 1 Dear Empoyer: Randa C. Horn President & CEO Coonia Life & Accident Insurance Company 1200 Coonia

More information

Engaging with involuntary service users in social work. Good practice guide

Engaging with involuntary service users in social work. Good practice guide Engaging with invountary service users in socia work Good practice guide This guide is based on a research project at The University of Edinburgh which invoved: Reviews of research on user engagement in

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l. l l. l l

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l. l l. l l ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Eectronic Fund Transfers we are capabe of handing for consumers are indicated beow, some of which may not appy your account Some of these

More information

It s hard to know what to do when you know or suspect that a friend or family member is living with violence.

It s hard to know what to do when you know or suspect that a friend or family member is living with violence. How can you help? A B It s hard to know what to do when you know or suspect that a friend or family member is living with violence. How do I know what is the right thing to do? Should I say something or

More information

Post-Traumatic Stress Disorder

Post-Traumatic Stress Disorder Post-Traumatic Stress Disorder It s natural to be afraid when you re in danger. It s natural to be upset when something bad happens to you or someone you know. But if you feel afraid and upset weeks or

More information

What Is Back Pain? Fast Facts: An Easy-to-Read Series of Publications for the Public. Who Gets Back Pain? What Are the Causes of Back Pain?

What Is Back Pain? Fast Facts: An Easy-to-Read Series of Publications for the Public. Who Gets Back Pain? What Are the Causes of Back Pain? Fast Facts: An Easy-to-Read Series of Pubications for the Pubic Back pain can range from a du, constant ache to a sudden, sharp pain that makes it hard to move. It can start quicky if you fa or ift something

More information

TERM INSURANCE CALCULATION ILLUSTRATED. This is the U.S. Social Security Life Table, based on year 2007.

TERM INSURANCE CALCULATION ILLUSTRATED. This is the U.S. Social Security Life Table, based on year 2007. This is the U.S. Socia Security Life Tabe, based on year 2007. This is avaiabe at http://www.ssa.gov/oact/stats/tabe4c6.htm. The ife eperiences of maes and femaes are different, and we usuay do separate

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l l

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES. l l l ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Eectronic Fund Transfers we are capabe of handing for consumers are indicated beow, some of which may not appy your account Some of these

More information

Have you ever asked yourself if you have been sexually assaulted?

Have you ever asked yourself if you have been sexually assaulted? Have you ever asked yourself if you have been sexually assaulted? Sexual Assault/Rape Myth: Rape is just unwanted sex, and isn t really a violent crime. Fact: Rape is more than just unwanted sex. Rape

More information

Domestic Violence & Abuse. Signs of Abuse and Abusive Relationships

Domestic Violence & Abuse. Signs of Abuse and Abusive Relationships Domestic Violence & Abuse Signs of Abuse and Abusive Relationships Domestic violence and abuse can happen to anyone, yet the problem is often overlooked, excused, or denied. This is especially true when

More information

The Future of Over 50s. Home

The Future of Over 50s. Home The Future of Over 50s Home Contents Foreword: The future wi be here sooner than you think 3 The word of 2042: Setting the scene 4 The home of 2042: Designed with age in mind 5 The day of 2042: A typica

More information

Key Features of Life Insurance

Key Features of Life Insurance Key Features of Life Insurance Life Insurance Key Features The Financia Conduct Authority is a financia services reguator. It requires us, Aviva, to give you this important information to hep you to decide

More information

Annual Notice of Changes for 2016

Annual Notice of Changes for 2016 Easy Choice Best Pan (HMO) offered by Easy Choice Heath Pan, Inc. Annua Notice of Changes for 2016 You are currenty enroed as a member of Easy Choice Best Pan (HMO). Next year, there wi be some changes

More information

Walking a Tightrope. Alcohol and other drug use and violence: A guide for families. Alcohol- and Other Drug-related Violence

Walking a Tightrope. Alcohol and other drug use and violence: A guide for families. Alcohol- and Other Drug-related Violence Walking a Tightrope Alcohol and other drug use and violence: A guide for families Alcohol- and Other Drug-related Violence Alcohol and other drug use and family violence often occur together. Families

More information

Financial Opportunity. Family Progress. Making Your Dreams a Reality

Financial Opportunity. Family Progress. Making Your Dreams a Reality Financia Opportunity Famiy Progress Making Your Dreams a Reaity Financia Opportunity Famiy Progress Note: The content areas in this materia are beieved to be current as of this printing, but, over time,

More information

DNA & CRIME VICTIMS: WHAT VICTIMS NEED TO KNOW

DNA & CRIME VICTIMS: WHAT VICTIMS NEED TO KNOW DNA & CRIME VICTIMS: WHAT VICTIMS NEED TO KNOW DNA & CRIME VICTIMS: What Victims Need to Know The increasing use of DNA evidence in criminal cases gives victims of crime new hope that offenders will be

More information

Post-Traumatic Stress Disorder (PTSD)

Post-Traumatic Stress Disorder (PTSD) Have you lived through a very scary and dangerous event? A R E A L I L L N E S S Post-Traumatic Stress Disorder (PTSD) Post Traumatic Stress Disorder (PTSD) NIH Publication No. 00-4675 Does This Sound

More information

Age Race/Ethnicity Male / Female

Age Race/Ethnicity Male / Female Handout # 1 Dating Violence Pre Test Age Race/Ethnicity Male / Female True False 1. Possessiveness is a common warning sign of an abusive relationship. 2. Abuse happens more often in adult relationships

More information

How to Cut Health Care Costs

How to Cut Health Care Costs How to Cut Heath Care Costs INSIDE: TEN TIPS FOR MEDICARE BENEFICIARIES What is one of the biggest financia surprises in retirement? Heath care costs. It s a growing concern among many Medicare beneficiaries,

More information

Aviva Times of our Lives Report. Autumn 2012

Aviva Times of our Lives Report. Autumn 2012 Aviva Times of our Lives Report Autumn 2012 Contents Introduction Introduction Materia Weath Weath: What we re Worth Contents, Cars and Homes Mind the Gap The Insurance Gap The Income Gap Emotiona Heath

More information

2015-16. A guide for parents about admission arrangements to Secondary Schools. Closing date 31 October 2014. City of Bradford Metropolitan District

2015-16. A guide for parents about admission arrangements to Secondary Schools. Closing date 31 October 2014. City of Bradford Metropolitan District A guide for parents about admission arrangements to Secondary Schoos City of Bradford Metropoitan District 2015-16 Cosing date 31 October 2014 Appy onine at www.bradford.gov.uk/admissions Department of

More information

4 Criminal and Family Law

4 Criminal and Family Law 4 Criminal and Family Law ENG 004/2010 FAMILY LAW FOR WOMEN IN ONTARIO All Women. One Family Law. Know your Rights. Criminal and Family Law This booklet is meant to give you a basic understanding of legal

More information

NatWest Global Employee Banking Eastwood House Glebe Road Chelmsford Essex England CM1 1RS Depot Code 028

NatWest Global Employee Banking Eastwood House Glebe Road Chelmsford Essex England CM1 1RS Depot Code 028 To appy for this account, the printed appication must be competed and returned together with any necessary supporting documentation to the foowing address: NatWest Goba Empoyee Banking Eastwood House Gebe

More information

Understanding. nystagmus. RCOphth

Understanding. nystagmus. RCOphth Understanding nystagmus RCOphth RNIB s understanding series The understanding series is designed to hep you, your friends and famiy understand a itte bit more about your eye condition. Other tites in the

More information

Voir Dire in Domestic Violence Cases

Voir Dire in Domestic Violence Cases Voir Dire in Domestic Violence Cases By Sarah M. Buel, Co-Director, University of Texas School of Law Domestic Violence Clinic Voir dire provides the opportunity to educate jurors while probing for bias,

More information

Tool kit Domestic Violence

Tool kit Domestic Violence Tool kit Domestic Violence A self-help resource to help people living with domestic violence Lifeline s domestic violence tool kit provides information about: Understanding what domestic violence is Developing

More information

Online Security. Savings

Online Security. Savings Onine Security Savings What is onine security? This booket is designed to make you aware of some of the atest threats that exist when managing your money onine so you can protect your money in the same

More information

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES The Eectronic Fund Transfers we are capabe of handing for consumers are indicated beow, some of which may not appy your account Some of these

More information

Your guide to. anxiety treatment. after a motor vehicle accident

Your guide to. anxiety treatment. after a motor vehicle accident Your guide to anxiety treatment after a motor vehicle accident November 2003 ISBN 1 876958 16 2 Published by the Motor Accidents Authority of NSW Level 22, 580 George Street, Sydney 2000 Phone: 1300 137

More information

Preschool Services Under IDEA

Preschool Services Under IDEA Preschoo Services Under IDEA W e don t usuay think of Specific Learning Disabiities in connection with chidren beow schoo age. When we think about chidren age birth to six, we think first of their earning

More information

Girls and Puberty. about body changes and other stuff!

Girls and Puberty. about body changes and other stuff! Girs and Puberty Everything girs wi ever need to know about body changes and other stuff! In this booket, we ve got together a heap of information so that you can be informed about the important stuff.

More information

Understanding Consent to Sexual Activity. Public Legal Education and Information Service of New Brunswick

Understanding Consent to Sexual Activity. Public Legal Education and Information Service of New Brunswick Understanding Consent to Sexual Activity Public Legal Education and Information Service of New Brunswick NO means NO Understanding Consent to Sexual Activity This pamphlet provides information on what

More information

Cocaine. Like heroin, cocaine is a drug that is illegal in some areas of the world. Cocaine is a commonly abused drug.

Cocaine. Like heroin, cocaine is a drug that is illegal in some areas of the world. Cocaine is a commonly abused drug. Cocaine Introduction Cocaine is a powerful drug that stimulates the brain. People who use it can form a strong addiction. Addiction is when a drug user can t stop taking a drug, even when he or she wants

More information

AA Fixed Rate ISA Savings

AA Fixed Rate ISA Savings AA Fixed Rate ISA Savings For the road ahead The Financia Services Authority is the independent financia services reguator. It requires us to give you this important information to hep you to decide whether

More information

Teenage Pregnancy Next Steps: Guidance for Local Authorities and Primary Care Trusts on Effective Delivery of Local Strategies

Teenage Pregnancy Next Steps: Guidance for Local Authorities and Primary Care Trusts on Effective Delivery of Local Strategies Teenage Pregnancy Next Steps: Guidance for Loca Authorities and Primary Care Trusts on Effective Deivery of Loca Strategies Contents 1. Executive Summary 2 2. Introduction 5 3. Why teenage pregnancy matters

More information

YOU THINK IT DOESN T HAPPEN TO MEN?

YOU THINK IT DOESN T HAPPEN TO MEN? YOU THINK IT DOESN T HAPPEN TO MEN? I couldn t look anyone in the face anymore, I thought they could see what had happened to me. Richard I never told anybody, I just tried to forget about it. I figured

More information

Elder Abuse. Annual Compliance Education. This course contains annual compliance education necessary to meet compliance and regulatory requirements.

Elder Abuse. Annual Compliance Education. This course contains annual compliance education necessary to meet compliance and regulatory requirements. Annual Compliance Education This course contains annual compliance education necessary to meet compliance and regulatory requirements. Instructions: To receive credit for completion: 1. Read the content

More information

Domestic Violence, Mental Health and Substance Abuse

Domestic Violence, Mental Health and Substance Abuse Domestic Violence, Mental Health and Substance Abuse Sue Parry, PhD NYS Office for the Prevention of Domestic Violence Why does domestic violence (DV) have so many mental health effects? Put yourself in

More information

Talking With Your Older Patient

Talking With Your Older Patient A CLINICIAN S HANDBOOK Taking With Your Oder Patient NATIONAL INSTITUTE ON AGING NATIONAL INSTITUTES OF HEALTH DEPARTMENT OF HEALTH AND HUMAN SERVICES Contents Foreword 1 1. Considering Heath Care Perceptions

More information

Post Traumatic Stress Disorder and Substance Abuse. Impacts ALL LEVELS of Leadership

Post Traumatic Stress Disorder and Substance Abuse. Impacts ALL LEVELS of Leadership Post Traumatic Stress Disorder and Substance Abuse Impacts ALL LEVELS of Leadership What IS Post Traumatic Stress Disorder (PTSD) PTSD is an illness which sometimes occurs after a traumatic event such

More information

Bereavement benefits. Help for widows, widowers and surviving civil partners

Bereavement benefits. Help for widows, widowers and surviving civil partners Bereavement benefits Hep for widows, widowers and surviving civi partners Bereavement Payment Widowed Parent s Aowance Bereavement Aowance This pack contains more information about bereavement benefits

More information

Table A. Characteristics of Respondents that completed the survey

Table A. Characteristics of Respondents that completed the survey Table A. Characteristics of Respondents that completed the survey Characteristic Category Weighted Un- weighted Number % Number % Age 18 years old 4,111 8.8 700 8.4 19 years old 8,605 18.3 1,421 17.0 20

More information

CUSTOM. Putting Your Benefits to Work. COMMUNICATIONS. Employee Communications Benefits Administration Benefits Outsourcing

CUSTOM. Putting Your Benefits to Work. COMMUNICATIONS. Employee Communications Benefits Administration Benefits Outsourcing CUSTOM COMMUNICATIONS Putting Your Benefits to Work. Empoyee Communications Benefits Administration Benefits Outsourcing Recruiting and retaining top taent is a major chaenge facing HR departments today.

More information

Welcome to the wonderful world of investing

Welcome to the wonderful world of investing Wecome to the wonderfu word of investing Congratuations. You ve taken the 1st step to the word of financia panning. The new inter-connected word offers range of products to suit your investment needs which

More information

Crime and Older People

Crime and Older People National Institute on Aging AgePage Crime and Older People Lucy is worried. She s lived in the same neighborhood for 50 years, but things seem to be changing. Last week, her friend Rose was walking to

More information

THE FACTS ABOUT TEEN DRUG ABUSE: WHAT THE SURVEYS SAY

THE FACTS ABOUT TEEN DRUG ABUSE: WHAT THE SURVEYS SAY THE FACTS ABOUT TEEN DRUG ABUSE: WHAT THE SURVEYS SAY Robert L Maginnis Parents are rightfuy concerned about and possiby confused by the recent furry of teen drug abuse reports The numbers seem high and

More information

National Statistics. Domestic Violence/Sexual Assault Fact Sheet: Oklahoma Department of Mental Health and Substance Abuse Services

National Statistics. Domestic Violence/Sexual Assault Fact Sheet: Oklahoma Department of Mental Health and Substance Abuse Services National Statistics Domestic Violence/Sexual Assault Fact Sheet: Oklahoma Department of Mental Health and Substance Abuse Services The National Domestic Violence Hotline has received more than 700,000

More information

FIT is aware. Information on Domestic Abuse, Stalking, and Sexual Assault

FIT is aware. Information on Domestic Abuse, Stalking, and Sexual Assault FIT is aware Information on Domestic Abuse, Stalking, and Sexual Assault DOMESTIC ABUSE Anyone can be a victim of domestic abuse. It can happen to people of any age, race, religion, ethnic group, or socioeconomic

More information

Related KidsHealth Links

Related KidsHealth Links Grades 9 to 12 Personal Health Series KidsHealth.org/classroom Teacher s Guide This guide includes: Standards Related Links Discussion Questions Activities for Students Reproducible Materials Standards

More information

DARKNESS to LIGHT S 5 STEPS TO PROTECTING OUR CHILDREN. A guide for responsible adults

DARKNESS to LIGHT S 5 STEPS TO PROTECTING OUR CHILDREN. A guide for responsible adults DARKNESS to LIGHT S 5 STEPS TO PROTECTING OUR CHILDREN A guide for responsible adults DARKNESS TO LIGHT We are a national nonprofit organization that seeks to empower adults to prevent child sexual abuse.

More information

TENANT HANDBOOK. Information about your tenancy and Link s services

TENANT HANDBOOK. Information about your tenancy and Link s services TENANT HANDBOOK Information about your tenancy and Link s services Get in touch We are open Monday to Friday, 9.00am to 5.00pm For genera enquiries, ca us on 03451 400 100 (oca rate from andine and mobie)

More information

Older people s assets: using housing equity to pay for health and aged care

Older people s assets: using housing equity to pay for health and aged care Key words: aged care; retirement savings; reverse mortgage; financia innovation; financia panning Oder peope s assets: using housing equity to pay for heath and aged care The research agenda on the ageing

More information

Qualifications, professional development and probation

Qualifications, professional development and probation UCU Continuing Professiona Deveopment Quaifications, professiona deveopment and probation Initia training and further education teaching quaifications Since September 2007 a newy appointed FE ecturers,

More information

(David H T Lan) Secretary for Home Affairs

(David H T Lan) Secretary for Home Affairs Message We sha make every effort to strengthen the community buiding programme which serves to foster among the peope of Hong Kong a sense of beonging and mutua care. We wi continue to impement the District

More information

Immunisation of healthcare and laboratory staff

Immunisation of healthcare and laboratory staff 12 of heathcare and aboratory staff Heath and safety at work Under the Heath and Safety at Work Act (HSWA) 1974, empoyers, empoyees and the sef-empoyed have specific duties to protect, so far as reasonaby

More information

Post-Traumatic Stress Disorder (PTSD)

Post-Traumatic Stress Disorder (PTSD) Have you lived through a very scary and dangerous event? A R E A L I L L N E S S Post-Traumatic Stress Disorder (PTSD) Post Traumatic Stress Disorder (PTSD) NIH Publication No. 00-4675 Does This Sound

More information

Uncovered Report: Cash Plan and Private Health Insurance Explained

Uncovered Report: Cash Plan and Private Health Insurance Explained Uncovered Report: Cash Pan and Private Heath Insurance Expained Contents 3 Introduction 4 Cash pan products 6 Private heath insurance products 9 How the two pans match up? 10 Concusion 33256_ONEGI_GEN3480_BRO.indd

More information

Post-Traumatic Stress Disorder (PTSD)

Post-Traumatic Stress Disorder (PTSD) Have you lived through a scary and dangerous event? A R E A L I L L N E S S Post-Traumatic Stress Disorder (PTSD) U S DEPARTMENT OF HEALTH AND HUMAN SERVICES NATIONAL INSTITUTES OF HEALTH II National Institute

More information

Older Adults and Alcohol

Older Adults and Alcohol Older Adults and Alcohol You Can Get Help 5 What s Inside? Read this booklet to learn about alcohol and aging. Share this booklet with your friends and family. Use this booklet to start talking about how

More information

Business schools are the academic setting where. The current crisis has highlighted the need to redefine the role of senior managers in organizations.

Business schools are the academic setting where. The current crisis has highlighted the need to redefine the role of senior managers in organizations. c r o s os r oi a d s REDISCOVERING THE ROLE OF BUSINESS SCHOOLS The current crisis has highighted the need to redefine the roe of senior managers in organizations. JORDI CANALS Professor and Dean, IESE

More information

Australian Bureau of Statistics Management of Business Providers

Australian Bureau of Statistics Management of Business Providers Purpose Austraian Bureau of Statistics Management of Business Providers 1 The principa objective of the Austraian Bureau of Statistics (ABS) in respect of business providers is to impose the owest oad

More information

Serving the Millennial Generation - The Challenge and Opportunity for Financial Services Companies

Serving the Millennial Generation - The Challenge and Opportunity for Financial Services Companies Serving the Miennia Generation - The Chaenge and Opportunity for Financia Services Companies May 2015 Christopher J. Perry, CFA Equity Research Anayst Today, the Miennia Generation (or Generation Y), broady

More information

Crime Prevention Advice from West Yorkshire Police

Crime Prevention Advice from West Yorkshire Police Home Security Crime Prevention Advice from West Yorkshire Poice Dear Occupier/Househoder A crimina is simpy ooking for the opportunity to commit crime, or is suddeny hit by a tempting situation. If we

More information

Claim form for Housing Benefit & Council Tax Support

Claim form for Housing Benefit & Council Tax Support Caim form for Housing Benefit & Counci Tax Support Pease make sure you answer a the questions using back ink ony. Do not use penci, correction fuid or tape. Answer a no or yes questions by putting a 3

More information

Niagara Catholic. District School Board. High Performance. Support Program. Academic

Niagara Catholic. District School Board. High Performance. Support Program. Academic Niagara Cathoic District Schoo Board High Performance Academic Support Program The Niagara Cathoic District Schoo Board, through the charisms of faith, socia justice, support and eadership, nurtures an

More information