How Do I Sign Up? For more information call (866) or contact us at webmaster@newpeoplesbank.com

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2 How Do I Sign Up? Simply visit our website at and click on the Register link underneath Online Banking. Once there, you will submit a form via our secure servers to our Online Banking Department. Once your information is verified, you will receive your login information through the mail, and a temporary password will be e- mailed to you at the address you provide. Once you receive this information, click the Online Banking Login and then enter the ID and password you were given. This will enable you to create your own personal Access ID and password for your account. You can't get information on your accounts any faster than through Internet Banking. In the time it takes you to call or drive to the bank, you'll be done with your banking, giving you more time for other things. New Peoples Banking as simple as it gets! For more information call (866) or contact us at webmaster@newpeoplesbank.com

3 Online Banking With NPB s Online Banking you have access to your bank accounts 24 hours a day, 7 days a week. This free service allows you to: view account information view past history view current transactions view past statements make transfers between accounts reconcile your accounts see if checks have cleared download account information into a spreadsheet even pay bills It s fast, easy and SECURE! The security of your assets is very important to us. That s why New Peoples Bank has implemented a secure web site complete with a digital certificate and 128-bit encryption. Your data is shielded behind a firewall appliance, which is monitored 24 hours a day, 7 days a week, 365 days a year. Additional security features include: Customer-assigned Access ID and Password available to First Time Users. You choose your own so nobody else will know, unless you tell them. Passwords expire every three months for security reasons, and the password you create must contain letters and numbers, must be six characters in length minimum, and is case sensitive. Your information must pass through several security verifications (firewalls) before it is accepted. Unauthorized attempts to log in to Internet Banking will cause the access to be locked. Only New Peoples Bank can unlock the account.

4 Online Bill Pay New Peoples Bank is proud to offer FREE Online Bill Payment for all Internet Banking customers. Instead of writing a check, buying a stamp and running off to the mailbox, all you have to do is login to your online banking account, click a few buttons and several bills can be paid in minutes! NPB Classic Bill Pay is FREE, period. Check the fine print of our competitors' advertisements and you will see theirs is free for 3 months or free for 12 months. No fine print here. Details Schedule single & recurring payments Change and/or stop scheduled payment View payment history Pay Anybody bill payment service 24 x 7 web access Benefits Bill Pay simplifies how you pay bills Establish auto payment for recurring bills Pay Anybody service allows you to request a check be sent to any biller or an individual Avoid late fees with scheduled payments Saves you time & postage costs It's FREE! Bill Pay Plus Bill Pay PLUS has all the same great features of NPB Classic Bill Pay and much more! Try it free for 3 months. Details: Bill payment reminder s No need to login everyday, you can have your pending payments ed weekly Alerts sent when you miss a due date Have your payment history ed to you - great for tracking & organizing end of year expenses Have reminders sent to a 2nd account Great for joint accounts

5 Use both home & work addresses so you're always in touch Pay bills from multiple accounts Record comments with your payments Pop Up pending payment calendar to quickly view your upcoming payments Stop or change a payment from the calendar Organize your payees using categories Set up new categories and assign payees At tax time you can pull a history of payments within a category. Make inter-bank transfers (Me2Me) Transfer money to an account at another financial institution payments to friends (P2P) Send payments to anyone in the US who also has an address and a US bank account Perfect to send emergency dollars to your college student Mobile Bill Pay Make payments from a mobile device using NPB Mobile Banking Schedule multiple payments per page Additional security features you can turn on/off Set thresholds and we'll you if a payment to any payee exceeds your limit Set up a security question to limit access to the most at risk functions such as changing an , adding a payee, changing an account, etc. Schedule single & recurring payments Change and/or stop scheduled payment View payment history Pay Anybody bill payment service 24 x 7 web access Benefits: Bill Pay simplifies how you pay bills Reminder s let you know when payments are due Establish auto payment for recurring bills Pay Anybody service allows you to request a check be sent to any biller or an individual Avoid late fees with scheduled payments Saves you time & postage costs Only $5.99 per month Toll Free Number for Bill Pay Assistance:

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