7 Top-Line Responses to Healthcare s At-Risk Revenue:
|
|
- Doreen Candace Sharp
- 8 years ago
- Views:
Transcription
1 7 Top-Line Responses to Healthcare s At-Risk Revenue: Compliance Concerns for Healthcare Business Offices, EBOs, Providers, Hospitals and Their Partners Presented by Ontario Systems, LLC Hosted by insidearm
2 Meet the Presenters Rozanne Andersen Vice President and Chief Compliance Officer Ontario Systems, LLC Tom Gavinski Vice President Revenue Cycle ARS National Terry Armstrong President State Collection Service, Inc. Connie Perez President Adreima Albert Cadena President and Chief Executive Officer USCB America Steve Scibetta Senior Director, Channel Sales Ontario Systems, LLC 2
3 Disclaimer Disclaimer: Ontario Systems is a technology company and provides this presentation solely for general informational and marketing purposes. You should not rely on the content of this material for any other purpose or as specific guidance for your company. Ontario Systems advice, services, tools and products described herein do not guarantee compliance with any law or industry standard. You are ultimately responsible for your own company s actions and compliance efforts and should consult with your own legal and business advisors to obtain specific advice on your company s compliance, legal and other business needs. Despite Ontario Systems efforts to provide current and up-to-date information, you need to recognize that the information contained herein may become outdated quickly and may contain errors and/or other inaccuracies. The presenters and Ontario Systems assume no liability for typographical or other errors contained in the presentation and materials or for changes in the law affecting anything discussed herein. 3
4 Today s Topics 1. Wake up call for healthcare accounting offices, EBOs, providers, hospitals, and their partners 2. Medical debt complaints and the CFPB s complaint portal 3. The Patient Financial Experience is the Consumer Experience 4. Summary of the new National Consumer Assistance Plan regarding the reporting of medical debt to credit reporting agencies 5. The impact of the 501 (r) regulation on the collection process 6. The need to revamp your service provider oversight program 7. Attributes of a top notch healthcare collections partner and its impact on the patient experience 8. Best practices that drive a great healthcare provider/receivables partner relationship 4
5 You Have a Target on Your Back U.S. Treasury s recent publication of the final 501 ( r) rule Credit Reporting Agencies collaboration with the State of New York Status of proposed legislation to remove medical debt from a consumer s credit report Consumer driven litigation Unfair, Deceptive, or Abusive Acts and Practices [UDAAP] Telephone Consumer Protection Act Vicarious liability claims/negligent retention and supervision of service providers Consumer complaints The Consumer Financial Protection Bureau s recent actions 5
6 Recent Actions by the CFPB Medical debt collections field hearing December 11, Mandatory reporting of consumer dispute data Consideration of proposed rules regarding their authority to regulate, supervise and examine healthcare providers and medical debt collection agencies Consumer Groups Weigh In Publication of guidance bulletins re: Credit reporting/medical debt credit reporting Investigation of consumer disputes Service provider management and oversight Go to CFPB.gov 6
7 Medical Debt Complaints and the CFPB s Complaint Portal Number of Complaints Medical debt is on the CFPB s radar Who must register? What to do when you receive a CFPB generated complaint? Jan Feb Total Medical Debt Collection Complaints March 351 April 323 May 373 June 426 July 455 Aug Month/Year 374 Sept 430 Oct 389 Nov 404 Dec 510 Jan Feb March 2015 Medical Debt Complaints Month Total % of All Industry Complaints Jan % Feb % March % April % May % June % July % Aug % Sept % Oct % Nov % Dec % Jan % Feb % March % 7
8 Breaking News FCC Speaks Federal Communications Commission announces Open Meeting June 18 TCPA rulemaking to be addressed through declaratory rulings and orders Ruling on definition of need for an ATDS to have the present capacity to generate random and sequential numbers anticipated Hundreds of petitions pending 8
9 The Patient Financial Experience is the Consumer Experience First- and third-party collection partners an extension of your organization The patient experience and the receivables management process Stewardship continues through the collection cycle Patient KPIs 9
10 The New National Consumer Assistance Plan Collaboration between Experian, Equifax, Transunion and the New York State Attorney General Announced March 2015, effective dates vary per requirement Impacts all U.S. consumers Key elements Google National Consumer Assistance Plan 10
11 501(r) Reg s Impact on the Collection Process Who must comply and why? When does the requirement take effect? What is required? FAP Written and oral communications Calculation of the application period 120 days x 2 Definition of Extraordinary Collection Activity and the 30 day notice letter How can first- and third-party agency partners help? 11
12 Revamp Your Service Provider Oversight Program - Today Definition of service provider The buck stops with the healthcare provider Lessons learned from HIPAA and the BA agreement Due diligence during selection process Due diligence throughout the relationship With the right to hire comes the duty to fire 12
13 Attributes of a Top-Notch Healthcare Collections Partner Culture Operations Compliance management system Description of a robust CMS Telephone Consumer Protection Act/Consent Credentials and certifications Market position 13
14 Best Practices That Drive a Great Healthcare Provider/Receivables Partner Relationship On boarding Due diligence Compliance Reporting Accounting Communication 14
15 Question and Answer Rozanne Andersen Vice President and Chief Compliance Officer Ontario Systems, LLC Tom Gavinski Vice President Revenue Cycle ARS National Terry Armstrong President State Collection Service, Inc x330 Connie Perez President Adreima Albert Cadena President and Chief Executive Officer USCB America Steve Scibetta Senior Director, Channel Sales Ontario Systems, LLC
16 Thank You for Attending Please Follow Us Visit the Ontario Systems blog at hub.ontariosystems.com 16
ANALYZING THE FCC S OPEN JUNE 18 MEETING:
ANALYZING THE FCC S OPEN JUNE 18 MEETING: The Instant TCPA Clarification Reaction from Rozanne Andersen and Rip Harris Disclaimer Disclaimer: Ontario Systems is a technology company and provides this presentation
More informationRegulatory Impact on Agencies & How They Affect You, The Client
Regulatory Impact on Agencies & How They Affect You, The Client Regulatory Impact on Agencies & How They Affect You, The Client Presented By: Thomas Perrotta, V.P. Collections & Compliance, CCCO Presentation
More informationMANUAL DIALING: NEW ORDER, NEW TECH
MANUAL DIALING: NEW ORDER, NEW TECH Mike Meyer Rozanne Andersen Rip Harris Disclaimer Disclaimer: Ontario Systems is a technology company and provides this presentation solely for general informational
More informationVendor Compliance Management Series: Performing an Effective Risk Assessment
Vendor Compliance Management Series: Performing an Effective Risk Assessment Legal Disclaimer This information is not intended to be legal advice and may not be used as legal advice. Legal advice must
More information5 Tips to End the Credit Reporting Nightmare
800-283-3227 www.ontariosystems.com A New Economic Reality and a New Way to Work 5 Tips to End the Credit Reporting Nightmare and Reduce All Those Costly Disputes By Rozanne M. Andersen, Esq., Ontario
More informationCFPB Update: Regulatory and Enforcement Developments
CFPB Update: Regulatory and Enforcement Developments December 16, 2014, 12:30 1:30 pm ET American Law Institute Webinar Jonathan L. Pompan Alexandra Megaris 1 Agenda Supervision and Examinations What is
More informationREQUEST FOR PROPOSALS for Authorized Providers of Continuing Education Credits
REQUEST FOR PROPOSALS for Authorized Providers of Continuing Education Credits RFP ISSUANCE: January 22, 2015 PROPOSAL DUE DATE: Open Submittal I. ABOUT DBA INTERNATIONAL DBA International (DBA) is the
More informationRegulatory Practice Letter January 2013 RPL 13-01
Regulatory Practice Letter January 2013 RPL 13-01 Fair Lending CFPB Annual Report and Supervisory Highlights Executive Summary In December 2012, the Bureau of Consumer Financial Protection ( CFPB or Bureau
More informationReverse Due Diligence A New Trend In Financial M&A
Portfolio Media. Inc. 860 Broadway, 6th Floor New York, NY 10003 www.law360.com Phone: +1 646 783 7100 Fax: +1 646 783 7161 customerservice@law360.com Reverse Due Diligence A New Trend In Financial M&A
More informationThe CFPB and Medical Collections: Unknown Territory in the Face of Sweeping Regulatory Change
The CFPB and Medical Collections: Unknown Territory in the Face of Sweeping Regulatory Change Agenda What is the CFPB? Brief chronology of the CFPB CFPB investigations and examinations; the cost of non-compliance
More informationThe Other Side of CFPB Compliance
The Other Side of CFPB Compliance Strengthening your compliance program via vendor management Legal Disclaimer This information is for the use of attendees only. Any distribution, reproduction, copying
More informationTelephone Consumer Protection Act Advocacy Update
Telephone Consumer Protection Act Advocacy Update 2014 National Council of Higher Education Resources (NCHER) Knowledge Symposium November 4, 2014 Jason Goldman Senior Telecommunications Policy Counsel
More informationLegislative Brief: PAY OR PLAY PENALTIES LOOK BACK MEASUREMENT METHOD EXAMPLES. EmPowerHR
EmPowerHR Legislative Brief: PAY OR PLAY PENALTIES LOOK BACK MEASUREMENT METHOD EXAMPLES The Affordable Care Act (ACA) imposes a penalty on applicable large employers (ALEs) that do not offer health insurance
More informationNavigating Consumer Financial Protection Bureau ( CFPB ) Investigations and Enforcement Actions
Navigating Consumer Financial Protection Bureau ( CFPB ) Investigations and Enforcement Actions Section of Antitrust Law 2013 Spring Meeting Wednesday, April 10, 2013 Jonathan L. Pompan Partner, Co-Chair
More informationConsumer ID Theft Total Costs
Billions Consumer and Business Identity Theft Statistics Business identity (ID) theft is a growing crime and is a growing concern for state filing offices. Similar to consumer ID theft, after initially
More informationWhat Lead Generators Need to Know About the Consumer Financial Protection Bureau (CFPB)
What Lead Generators Need to Know About the Consumer Financial Protection Bureau (CFPB) LeadsCon March 18, 2013 Mirage Hotel & Casino, Las Vegas, NV Jonathan L. Pompan Venable LLP 1 Agenda for Today What
More informationRegulatory Practice Letter December 2012 RPL 12-24
Regulatory Practice Letter December 2012 RPL 12-24 CFPB Nonbank Supervision - Larger Participants for Debt Collection and Credit Reporting Final Rules Executive Summary In February 2012, the Bureau of
More informationCFPB and Medical Collections
CFPB and Medical Collections The Sweeping Regulatory Change Ahead Presented by: Cindy Gagne Legal Disclaimer This information is not intended to be legal advice and may not be used as legal advice. Legal
More informationUNITED STATES DISTRICT COURT DISTRICT OF MINNESOTA. Plaintiffs, v. MEMORANDUM AND ORDER. Defendant.
CASE 0:14-cv-00062-PAM-JSM Document 26 Filed 06/09/14 Page 1 of 5 UNITED STATES DISTRICT COURT DISTRICT OF MINNESOTA Caleb Trainor and Isaac Trainor, on behalf of themselves and all others similarly situated,
More informationConsumer Financial Protection Bureau - An Overview
The Consumer Financial Protection Bureau: An Overview for Campus Officials and Their Vendors Prepared by David Stocker Chair, COHEAO CFPB Task Force February 2014 The Consumer Financial Protection Bureau
More informationAnalysis One Code Desc. Transaction Amount. Fiscal Period
Analysis One Code Desc Transaction Amount Fiscal Period 57.63 Oct-12 12.13 Oct-12-38.90 Oct-12-773.00 Oct-12-800.00 Oct-12-187.00 Oct-12-82.00 Oct-12-82.00 Oct-12-110.00 Oct-12-1115.25 Oct-12-71.00 Oct-12-41.00
More informationHow The FTC Identifies, Targets & Tracks Companies Learn How to Keep Off Their List
How The FTC Identifies, Targets & Tracks Companies Learn How to Keep Off Their List David Zetoony, Partner Bryan Cave LLP Leader Global Data Privacy and Security Team Scott J. Stein Online Trust Alliance
More informationHow To Get A Cell Phone Number From A Cell Number On A Credit Card
Hot Topics in TCPA Litigation Materials prepared 6/26/2013 Joann Needleman joann@mnlawpc.com Twitter: @jneedleman Admitted: PA, NJ Law & Politics Magazine Top 50 Female Lawyers in Pennsylvania President
More informationTime to Revamp the Compliance Management System
By William (Wylli) J. Foote, CRCM Time to Revamp the Compliance Management System Compliance professionals have long used guidance by the regulatory agencies as the starting point for building a comprehensive
More informationNavigating Vendor Management Issues in Today s Regulatory Environment
Navigating Vendor Management Issues in Today s Regulatory Environment May 6, 2015 Elizabeth E. McGinn, Partner Moorari K. Shah, Counsel 1 Disclaimer The information contained herein is for informational
More informationAT&T Global Network Client for Windows Product Support Matrix January 29, 2015
AT&T Global Network Client for Windows Product Support Matrix January 29, 2015 Product Support Matrix Following is the Product Support Matrix for the AT&T Global Network Client. See the AT&T Global Network
More informationWhat You Need to Know About the CFPB and Why You Should Care
What You Need to Know About the CFPB and Why You Should Care Thomas A. Brooks Jane C. Luxton Joann Needleman (202) 552-2356 (202) 572-8674 (215) 640-8536 tbrooks@ jluxton@ jneedleman@ Leaders of the Consumer
More informationToday s Discussion Topics
1 Today s Discussion Topics Client Changes and Opportunities Vendor Management Requirements and Technology Advancement Major Macroeconomic Trends Impacting ARM CFPB and Regulatory Updates: What to Expect
More informationTakeaways From GE Capital's $225M Credit Card Settlement
Portfolio Media. Inc. 860 Broadway, 6th Floor New York, NY 10003 www.law360.com Phone: +1 646 783 7100 Fax: +1 646 783 7161 customerservice@law360.com Takeaways From GE Capital's $225M Credit Card Settlement
More informationThe Telephone Consumer Protection Act: Compliance Developments and What to Expect in 2015
The Telephone Consumer Protection Act: Compliance Developments and What to Expect in 2015 November 2014 Mark W. Brennan, Partner Overview Overview of the TCPA Recent Developments Issues to Watch What You
More informationThe A/R Relationship A Healthcare Debt Collection Primer
The A/R Relationship A Healthcare Debt Collection Primer Professional collection agencies work ethically and efficiently with your patients It is a problem as old as the very existence of hospitals in
More informationPrivacy Impact Assessment
MAY 24, 2012 Privacy Impact Assessment matters management system Contact Point: Claire Stapleton Chief Privacy Officer 1700 G Street, NW Washington, DC 20552 202-435-7220 claire.stapleton@cfpb.gov DOCUMENT
More informationChapter 9. Debt Collection
Chapter 9 73 Bill collectors will use many tactics to force a consumer to pay his or her debt. However, it is important for a consumer to know the laws about debt collection to avoid being scammed or
More informationROYAL REHAB COLLEGE AND THE ENTOURAGE EDUCATION GROUP. UPDATED SCHEDULE OF VET UNITS OF STUDY AND VET TUITION FEES Course Aug 1/2015
UPDATED SCHEDULE OF UNITS OF STUDY AND TUITION FEES Course Aug 1/2015 Course Name: Delivery Mode: BSB50215 Diploma of Business Online DBTEU01 01/08/2015 19/08/2015 31/10/2015 0.25 $4245 $3265 DBTEU02 01/11/2015
More informationWiFiAccessCode: LEADSPEDIA Follow at #leadscon Thursday, 4:00 4:45PM
WiFiAccessCode: LEADSPEDIA Follow at #leadscon Thursday, 4:00 4:45PM Staying Current with Consumer Protection: Practical Lessons from Recent Enforcement Actions MODERATOR: Jonathan Pompan, Partner, Venable
More informationDate: July 10, 2013 Subject: Prohibition of Unfair, Deceptive, or Abusive Acts or Practices in the Collection of Consumer Debts
1700 G Street, N.W., Washington, DC 20552 CFPB Bulletin 2013-07 Date: July 10, 2013 Subject: Prohibition of Unfair, Deceptive, or Abusive Acts or Practices in the Collection of Consumer Debts Under the
More informationMinimizing Legal and Compliance Risk for Credit Furnishers
Minimizing Legal and Compliance Risk for Credit Furnishers Wednesday, November 18, 2015 2:00 p.m. 3:00 p.m. EST Webinar Speakers Jonathan L. Pompan, Esq., Partner and Co-Chair Consumer Financial Protection
More informationThe CFPB focuses on mobile phone carrier payment processing If you think you are not a Financial Services Company You may want to think again
www.pwc.com/consumerfinance www.pwcregulatory.com The CFPB focuses on mobile phone carrier payment processing If you think you are not a Financial Services Company You may want to think again January 2015
More informationImportance of the Consumer Financial Protection Bureau
Importance of the Consumer Financial Protection Bureau The aftermath of the financial crisis affected millions of Americans. The U.S. economy was devastated as companies crumbled, homeowners lost their
More informationSupervisory Highlights
Supervisory Highlights Spring 2014 Table of contents Table of contents... 2 1. Introduction... 3 2. Supervisory observations... 5 2.1 Consumer reporting... 8 2.2 Debt collection... 11 2.3 Short-term, small-dollar
More informationCFPB COMPLIANCE: Interaction Between Compliance Assessments and Systems Issues
CFPB COMPLIANCE: Interaction Between Compliance Assessments and Systems Issues Presented by: Stefanie H. Jackman Consumer Financial Services Group 678.420.9490 jackmans@ballardspahr.com Trevor Salter Consumer
More informationCamille Busette. Assistant Director, Office of Financial Education Consumer Financial Protection Bureau
Camille Busette Assistant Director, Office of Financial Education Consumer Financial Protection Bureau Consumer Financial Protection Bureau OECD Conference on Financial Education May 10-11, 2012 A (very
More informationCOMPARISON OF FIXED & VARIABLE RATES (25 YEARS) CHARTERED BANK ADMINISTERED INTEREST RATES - PRIME BUSINESS*
COMPARISON OF FIXED & VARIABLE RATES (25 YEARS) 2 Fixed Rates Variable Rates FIXED RATES OF THE PAST 25 YEARS AVERAGE RESIDENTIAL MORTGAGE LENDING RATE - 5 YEAR* (Per cent) Year Jan Feb Mar Apr May Jun
More informationCOMPARISON OF FIXED & VARIABLE RATES (25 YEARS) CHARTERED BANK ADMINISTERED INTEREST RATES - PRIME BUSINESS*
COMPARISON OF FIXED & VARIABLE RATES (25 YEARS) 2 Fixed Rates Variable Rates FIXED RATES OF THE PAST 25 YEARS AVERAGE RESIDENTIAL MORTGAGE LENDING RATE - 5 YEAR* (Per cent) Year Jan Feb Mar Apr May Jun
More informationCompliance Bulletin and Policy Guidance: Mortgage Servicing Transfers
1700 G Street, N.W., Washington, DC 20552 Bulletin 2014-01 Date: August 19, 2014 Subject: Compliance Bulletin and Policy Guidance: Mortgage Servicing Transfers The Bureau of Consumer Financial Protection
More informationU.S. Credit Card. Trends, Liquidation and Portfolio Pricing
U.S. Credit Card Sector Update: Market Trends, Liquidation and Portfolio Pricing Agenda U.S. Credit Card Sector AY Year in Review Key Economic Trends Liquidation and Pricing Changes Market Trends Unfolding
More informationBOARD OF REGENTS AUDIT/COMPLIANCE AND INVESTMENT COMMITTEE 2 STATE OF IOWA FEBRUARY 3-4, 2010 INTERNAL AUDIT REPORTS ISSUED
STATE OF IOWA FEBRUARY 3-4, 2010 Contact: Todd Stewart INTERNAL AUDIT REPORTS ISSUED Action Requested: Receive the original and follow-up internal audit reports. Executive Summary: Completed institutional
More informationRegulatory Practice Letter February 2014 RPL 14-05
Regulatory Practice Letter February 2014 RPL 14-05 CFPB Nonbank Supervision of International Money Transfer Providers Proposed Rule Executive Summary The Consumer Financial Protection Bureau (CFPB or Bureau)
More informationCFPB Mortgage Servicing Transfers
PwC s CFPB Mortgage Servicing Standards Perspectives Issue 9/October 2014 CFPB Mortgage Servicing Transfers Mortgage Servicing Transfer Bulletin: The revised CFPB guidelines should be a key chapter in
More informationDialing for Dollars What You Don t Know about the Telemarketing Consumer
Dialing for Dollars What You Don t Know about the Telemarketing Consumer Protection Act, Telemarketing Sales Rule and the Fair Debt Collection Act Could Cost Your Clients a Fortune Dialing for Dollars
More informationCollections After Compliance. The Changing Landscape. An Experian Perspective
Collections After Compliance The Changing Landscape An Experian Perspective The current financial situation is a result of many factors, including the actions of both large and small financial institutions,
More informationThe CFPB's 'UDAAPification' Of Consumer Protection Law
Portfolio Media. Inc. 860 Broadway, 6th Floor New York, NY 10003 www.law360.com Phone: +1 646 783 7100 Fax: +1 646 783 7161 customerservice@law360.com The CFPB's 'UDAAPification' Of Consumer Protection
More informationBlind spot Banks are increasingly outsourcing more activities to third parties. But they can t outsource the risks.
Blind spot Banks are increasingly outsourcing more activities to third parties. But they can t outsource the risks. For anyone familiar with the banking industry, it comes as no surprise that banks are
More informationUnfair, Deceptive or Abusive Acts or Practices Act (UDAAP)..It May Not Be What You Think
Unfair, Deceptive or Abusive Acts or Practices Act (UDAAP)..It May Not Be What You Think November 15, 2012 Mary Thorson VP, Chartwell Compliance/ICBA CRM I. UDAAP Overview Background II. UDAAP An emerging
More informationNew Regulation Under the Consumer Financial Protection Bureau
2011-2012 DEVELOPMENTS IN BANKING LAW 545 VII. New Regulation Under the Consumer Financial Protection Bureau A. Introduction One of the chief contributory factors that led to the 2007-2010 economic downturn
More informationSt. Elizabeth Healthcare - Billing and Collection Policy
St. Elizabeth Healthcare - Billing and Collection Policy Policy After our patients have received services, it is the policy of St. Elizabeth Healthcare to bill patients and applicable payers accurately
More informationManaging Small Business Banking Regulatory and Class Action Risk. Scott M. Pearson Cory Kampfer Chief Legal Officer Ballard Spahr LLP OnDeck
Managing Small Business Banking Regulatory and Class Action Risk Scott M. Pearson Cory Kampfer Partner Chief Legal Officer Ballard Spahr LLP OnDeck Overview Regulation of traditional small business lending
More informationYou see the ads in newspapers, on TV, and online. You
You see the ads in newspapers, on TV, and online. You hear them on the radio. You get fliers in the mail, email messages, and maybe even calls offering credit repair services. They all make the same claims:
More informationPinnacle Small Advisor Symposium: Challenges and Issues Facing Emerging RIAs
Pinnacle Small Advisor Symposium: Challenges and Issues Facing Emerging RIAs Hazel Durand Senior Vice President, Fidelity Investments FOR INVESTMENT PROFESSIONAL USE ONLY. NOT FOR DISTRIBUTION TO THE PUBLIC
More informationConditional Approval #819 September 7, 2007 October 2007
O Comptroller of the Currency Administrator of National Banks Washington, DC 20219 Conditional Approval #819 September 7, 2007 October 2007 Martin F. Shea, Jr., Esq. Senior Vice President and Counsel First
More informationPutting the Management Back in Vendor Management February 20, 2014
Putting the Management Back in Vendor Management February 20, 2014 Moderator: Brian O Reilly The Collingwood Group, LLC Panelists: Calvin Hagins, CFPB Ken Markison, MBA Jonathan McKernan, Wilmer Hale Dan
More informationBefore the Federal Communications Commission Washington, D.C. 20554 ) ) ) ) ) ) ) DECLARATORY RULING
Before the Federal Communications Commission Washington, D.C. 20554 In the Matter of Rules and Regulations Implementing the Telephone Consumer Protection Act of 1991 Request of ACA International for Clarification
More informationThe CFPB Amends Regulation Z s Credit Card Issuer Ability-to-Pay Requirements
The CFPB Amends Regulation Z s Credit Card Issuer Ability-to-Pay Requirements By Obrea O. Poindexter and Matthew W. Janiga* The Credit Card Accountability Responsibility and Disclosure Act of 2009 ( CARD
More informationPayment Systems: Regulatory Interest in Payment Processors, Faster Payments, and Related Consumer Protections
July 2015 RPL15-04 Payment Systems: Regulatory Interest in Payment Processors, Faster Payments, and Related Consumer Protections Executive Summary The expansion of the Internet and the growth in electronic
More informationVendor Risk Management in the New Regulatory Environment. kpmg.com
Vendor Risk Management in the New Regulatory Environment kpmg.com Vendor Risk Management in the New Regulatory Environment 2 Vendor Risk Management in the New Regulatory Environment Background Regulators
More informationContinue reading to better understand the rules as they apply to automobile dealerships in the United States.
2016 TCPA Texting Rules TCPA Texting Rules Every Car Dealership Needs to Know advantage txt. - Providing your customers the communication options they demand. Today s reality regarding real time communication
More informationBuilding a CREDIT REPORT. Federal Trade Commission consumer.ftc.gov
Building a CREDIT REPORT Federal Trade Commission consumer.ftc.gov Shopping for a car? Applying for a job? Looking for a home? Getting your financial house in order? It s time to check your credit report.
More informationManaging specialty finance compliance requirements with a compliance management system
Managing specialty finance compliance requirements with a compliance management system Prepared by: Andrew Amrine, Supervisor, RSM US LLP andrew.amrine@rsmus.com, +1 253 382 2239 September 2013 For over
More informationDOL Whistleblower Rule Will Have Far-Reaching Effects
Portfolio Media. Inc. 860 Broadway, 6th Floor New York, NY 10003 www.law360.com Phone: +1 646 783 7100 Fax: +1 646 783 7161 customerservice@law360.com DOL Whistleblower Rule Will Have Far-Reaching Effects
More informationCompliance Risks in Social Media Advertising. Presented by: Steve Van Beek, Esq. (248)723 0521 svb@h2law.com
Compliance Risks in Social Media Advertising Presented by: Steve Van Beek, Esq. (248)723 0521 svb@h2law.com Overview FFIEC Guidance What is social media? Which regulations apply? Are there any exemptions?
More informationCFPB Readiness Series: Chief Compliance Officer Responsibilities
CFPB Readiness Series: Chief Compliance Officer Responsibilities Legal Disclaimer This information is not intended to be legal advice and may not be used as legal advice. Legal advice must be tailored
More informationTelemarketing, E-mail, and Text Message Marketing: Tips to Avoid Lawsuits
Telemarketing, E-mail, and Text Message Marketing: Tips to Avoid Lawsuits LeadsCouncil December 11, 2012 2 pm 3 pm ET Webinar Ari N. Rothman, Esq., Co-Presenter Molly T. Cusson, Esq., Co-Presenter Jonathan
More informationJune 11, 2015. In the Matter of Rules and Regulations Implementing the Telephone Consumer Protection Act of 1991, CG Docket No.
1615 H Street, NW Washington, DC 20062-2000 www.uschamber.com VIA ELECTRONIC FILING Chairman Thomas Wheeler Commissioner Mignon Clyburn Commissioner Jessica Rosenworcel Commissioner Ajit Pai Commissioner
More informationPuerto Rico Tax-Backed Debt Downgraded To 'CC' From 'CCC-' Following Release Of Fiscal Commission Report
Puerto Rico Tax-Backed Debt Downgraded To 'CC' From 'CCC-' Following Release Of Fiscal Commission Report Primary Credit Analyst: David G Hitchcock, New York (1) 212-438-2022; david.hitchcock@standardandpoors.com
More informationOverview of the Consumer Financial Protection Bureau. What s new and what to expect in 2012
Overview of the Consumer Financial Protection Bureau What s new and what to expect in 2012 Overview of the Consumer Financial Protection Bureau Executive summary Since its inception in 2010 with the passage
More informationCredit Repair How to Help Yourself
Credit Repair How to Help Yourself Federal Trade Commission consumer.ftc.gov You see the ads in newspapers, on TV, and online. You hear them on the radio. You get fliers in the mail, email messages, and
More informationPage 1 of 6 Bassford Bulletin FDCPA/FCRA/ TCPA/CFPB January 22, 2014 Bassford Remele, P.A. 33 South Sixth Street, Suite 3800 Minneapolis, Minnesota 55402 612.333.3000 www.bassford.com Greetings! Welcome
More informationOCTOBER 7, 2015 SMALL BUSINESS ADVISORY REVIEW PANEL FOR POTENTIAL RULEMAKING ON ARBITRATION AGREEMENTS
OCTOBER 7, 2015 SMALL BUSINESS ADVISORY REVIEW PANEL FOR POTENTIAL RULEMAKING ON ARBITRATION AGREEMENTS DISCUSSION ISSUES FOR SMALL ENTITY REPRESENTATIVES To help frame discussion of issues and cost of
More informationThe Ultimate Dialer Checklist
800-283-3227 www.ontariosystems.com The Ultimate Dialer Checklist 14 Essential s to Extend Your Collection Strategy By Steve Stone, Ontario Systems Table of Contents 14 Essential s to Extend Your Collection
More informationWhy. September 2014. Chi Chi Wu National Consumer Law Center
Why September 2014 By Chi Chi Wu National Consumer Law Center Copyright 2014, National Consumer Law Center, Inc. All rights reserved. ABOUT THE AUTHOR Chi Chi Wu has been a staff attorney at NCLC for more
More informationMilitary Lending Basics
Military Lending Basics ABA Business Law Section Meeting Consumer Financial Services Committee Wednesday, April 15, 2015 Joseph J. Schuster Consumer Financial Services Group 215.864.8614 furlettim@ballardspahr.com
More informationCase 2:08-cv-02463-ABC-E Document 1-4 Filed 04/15/2008 Page 1 of 138. Exhibit 8
Case 2:08-cv-02463-ABC-E Document 1-4 Filed 04/15/2008 Page 1 of 138 Exhibit 8 Case 2:08-cv-02463-ABC-E Document 1-4 Filed 04/15/2008 Page 2 of 138 Domain Name: CELLULARVERISON.COM Updated Date: 12-dec-2007
More informationStudent Recruitment, Third-Party Vendors, and the Federal Trade Commission
Student Recruitment, Third-Party Vendors, and the Federal Trade Commission June 6, 2013, 3:45 pm 5 pm ET Rosen Shingle Creek Hotel, Orlando, Florida Jonathan L. Pompan, Esq. Alexandra Megaris, Esq. Venable
More informationAIM for Success and Effectively Manage High Risk Originators
AIM for Success and Effectively Manage High Risk Originators Pamela T. Rodriguez, AAP, CIA, CISA EVP, Risk Management & Education, EastPay Brent Siegel Vice President, Argos Risk Disclaimer This presentation
More informationCloud 2 General Support System
PRIVACY IMPACT ASSESSMENT SEPTEMBER 4, 2015 Cloud 2 General Support System Does the CFPB use the information to benefit or make a determination about an individual? No. What is the purpose? Process specific
More informationCENTERPOINT ENERGY TEXARKANA SERVICE AREA GAS SUPPLY RATE (GSR) JULY 2015. Small Commercial Service (SCS-1) GSR
JULY 2015 Area (RS-1) GSR GSR (LCS-1) Texarkana Incorporated July-15 $0.50690/Ccf $0.45450/Ccf $0.00000/Ccf $2.85090/MMBtu $17.52070/MMBtu Texarkana Unincorporated July-15 $0.56370/Ccf $0.26110/Ccf $1.66900/Ccf
More informationCredit report review checklist
Credit report review checklist Once you get your credit report, you will want to review it carefully. Ordering it is not enough you have to read it. Credit reports may have mistakes. And if there are mistakes,
More informationCFPB Investigates Student Loan Servicing Practices
84 REVIEW OF BANKING & FINANCIAL LAW VOL. 35 VIII. CFPB Investigates Student Loan Servicing Practices A. Introduction Student loan debt has recently become one of the largest types of household debt, second
More informationBUSINESS PLAN 2016. Costs Lawyer Standards Board
BUSINESS PLAN 2016 Costs Lawyer Standards Board Definitions herein CLSB Costs Lawyer Standards Board LeO Legal Ombudsman LSA Legal Services Act 2007 LSB Legal Services Board LSCP Legal Services Consumer
More informationStudent Loan Servicing and the CFPB
Regulatory Practice Letter April 2013 RPL 13-09 CFPB Nonbank Supervision Larger Participants for Student Loan Servicing Proposed Rule Executive Summary The Bureau of Consumer Financial Protection (CFPB
More informationPhilip C. Eschels Partner peschels@bgdlegal.com
Areas of Concentration Phil is a partner and former co-chair of the Labor and Employment practice group. He represents employers in defending against employment-related claims in both federal and state
More informationAdvocating for Levy Release and Return of Levy Proceeds. Rev. 5/27/2014
Advocating for Levy Release and Return of Levy Proceeds Rev. 5/27/2014 Vinatieri v. Comm r 133 T.C. 392 (2009) Proposed levy on bank account for 2002 liability Collection Due Process hearing established
More informationCredit Repair: Self-Help May Be Best
FTC Facts For Consumers Federal Trade Commission For The Consumer December 2005 www.ftc.gov 1-877-ftc-help Credit Repair: Self-Help May Be Best You see the advertisements in newspapers, on TV, and on the
More informationAny business relationship between a bank and another entity, by contract or otherwise
An Overview for Bank Directors Managing the Third Party Relationship Patrick Neuman Boardman & Clark LLP Madison, Wisconsin Any business relationship between a bank and another entity, by contract or otherwise
More informationProspect Capital Corporation (NASDAQ: PSEC)
Analyst Rating About Prospect Capital Corporation Prospect Capital Corporation (Prospect Capital) is a financial services company that lends to and invests in middle market privately-held companies. The
More informationLimited Power of Attorney Credit Improvement Assistance. I/ We, [Name(s)], resident(s) of [Address, County, State]
Limited Power of Attorney Credit Improvement Assistance I/ We, [Name(s)], resident(s) of [Address, County, State] designate ecreditadvisor, also known as E.C.A. ( Agent ), of 815-A Brazos Street, Suite
More information2012 HIPAA Privacy and Security Audits
Office of the Secretary Office for Civil Rights (OCR) 2012 HIPAA Privacy and Security Audits Linda Sanches OCR Senior Advisor, Health Information Privacy Lead, HIPAA Compliance Audits OCR 1 Agenda Background
More informationTransforming collections operations while maintaining strict regulatory compliance
Transforming collections operations while maintaining strict regulatory compliance A constantly changing regulatory environment makes working with the right technology partner on debt collection and compliance
More informationRegulatory Practice Letter January 2014 RPL 14-03
Regulatory Practice Letter January 2014 RPL 14-03 CFPB Nonbank Supervision of Student Loan Servicers Final Rule CFPB Student Loan Ombudsman - Annual Report Executive Summary Effective March 1, 2014, the
More informationTelling Your Story: How to Use Technology to Maximize Community Benefit and. SC HFMA September 9, 2014
Telling Your Story: How to Use Technology to Maximize Community Benefit and Reduce Compliance Exposure SC HFMA September 9, 2014 1 Neil Smithson nsmithson@paroscore.com (954) 530-2442 www.paroscore.com
More information